光大銀行南通市如皋市2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分，合計10分）題目：閱讀以下段落，從每題所給的四個選項中選擇最適合填入空白處的單詞，并填入答題卡。1.Theglobalfinancialmarkethasseensignificant______inrecentyears,especiallyinemergingeconomieslikeChina.A.fluctuationsB.innovationsC.regulationsD.expansions2.Asaregionalbank,CCB'sfocusonrural______alignswellwiththedevelopmentgoalsofcitieslikeRugao.A.financeB.agricultureC.technologyD.infrastructure3.The______betweenbanksandsmallbusinessesiscrucialforeconomicgrowth,asitensuresliquidityandcreditavailability.A.collaborationB.conflictC.competitionD.negotiation4.InthecontextofChina'sfinancialreform,digitalbankinghasbecomeakey______forimprovingserviceefficiency.A.challengeB.opportunityC.threatD.barrier5.Thenewloanpolicyaimsto______smallandmedium-sizedenterprisesbyreducinginterestratesandsimplifyingprocedures.A.supportB.restrictC.regulateD.discourage6.The______ofblockchaintechnologyinbankingcanenhancetransactionsecurityandtransparency.A.adoptionB.rejectionC.developmentD.decline7.Theeconomic______intheYangtzeRiverDeltaregionhasdrivenincreaseddemandforbankingservicesincitieslikeRugao.A.stagnationB.growthC.recessionD.collapse8.Thebank’s______policyensuresthatcustomers’fundsareprotectedincompliancewithnationalregulations.A.investmentB.depositC.lendingD.withdrawal9.The______ofartificialintelligenceincustomerservicehasimprovedresponsetimesandsatisfactionrates.A.integrationB.exclusionC.implementationD.elimination10.The______betweentraditionalbankingandfintechcompanieshasledtoinnovativefinancialsolutions.A.mergerB.rivalryC.partnershipD.separation二、閱讀理解（共5題，每題2分，合計10分）題目：閱讀以下文章，回答問題。Passage:Theriseoffintechhastransformedthebankingindustry,particularlyinChina.TraditionalbankslikeCCBandBOCOhavebeenadaptingtodigitaltrendsbyintegratingmobilebankingapps,AI-poweredchatbots,andblockchainsolutions.Thesetechnologiesnotonlyimprovecustomerexperiencebutalsoreduceoperationalcosts.However,challengesremain,suchasdatasecurityandregulatorycompliance.Thegovernment’spushforfinancialinclusionhasfurtheracceleratedtheadoptionofdigitalbanking,especiallyinruralareaslikeRugao.Localbanksareleveragingthesetechnologiestoexpandtheirservicenetworksandreachmorecustomers.1.Whathasbeentheprimaryimpactoffintechontraditionalbanks?A.IncreasedcompetitionB.DeclineincustomerbaseC.ReducedprofitabilityD.Decreasedinnovation2.WhichofthefollowingisNOTmentionedasabenefitofdigitalbanking?A.ImprovedcustomerserviceB.HighertransactionfeesC.FasterresponsetimesD.Enhancedsecurity3.Whatisthemainchallengefacedbybanksinadoptingfintech?A.HighcostsB.LackofskilledemployeesC.RegulatoryissuesD.Customerresistance4.Howhasthegovernmentcontributedtothegrowthofdigitalbanking?A.ByimposingstricterregulationsB.ByencouragingfinancialinclusionC.ByreducinginterestratesD.Bypromotingtraditionalbankingmethods5.WhatdoesthepassagesuggestaboutthefutureofbankinginRugao?A.ItwillremainunchangedB.ItwillfocusonruralareasC.ItwilldeclineduetofintechD.ItwillrelysolelyonAI三、完形填空（共10題，每題1分，合計10分）題目：閱讀以下段落，從每題所給的四個選項中選擇最適合填入空白處的單詞，并填入答題卡。ThebankingsectorinChinahasundergonesignificantchangesinthepastdecade.Withthe______ofdigitaltechnologies,traditionalbankshavehadto______theirbusinessmodelstostaycompetitive.Forinstance,manyhavelaunchedmobileappsthatallowcustomerstoperformtransactions______.Theseappsnotonlyprovideconveniencebutalsohelpbanks______theircustomerbase.However,the______ofcyberthreatshasmadedatasecurityatoppriority.Banksmustinvestinadvancedsecuritymeasuresto______fraudandprotectsensitiveinformation.Inaddition,the______offinancialregulationshasrequiredbankstobemoretransparentandaccountable.Despitethesechallenges,thefutureofbankinginChinalooks______,especiallywiththecontinuedgrowthoffintechsolutions.1.A.riseB.fallC.declineD.stagnation2.A.adaptB.ignoreC.rejectD.maintain3.A.anywhereB.anytimeC.anywhereD.everywhere4.A.expandB.reduceC.shrinkD.stabilize5.A.increaseB.decreaseC.threatD.opportunity6.A.riskB.benefitC.challengeD.advantage7.A.preventB.encourageC.ignoreD.overlook8.A.complianceB.flexibilityC.complexityD.simplicity9.A.brightB.bleakC.uncertainD.stable10.A.promisingB.challengingC.disappointingD.stagnant四、翻譯（共5題，每題2分，合計10分）題目：將以下中文句子翻譯成英文。1.中國的銀行業(yè)正在經歷數字化轉型，這對區(qū)域銀行如南通如皋市的地方銀行來說既是機遇也是挑戰(zhàn)。2.光大銀行通過引入人工智能和大數據分析，提升了客戶服務的效率和質量。3.政府的普惠金融政策鼓勵銀行加大對小微企業(yè)貸款的支持力度。4.區(qū)塊鏈技術在銀行領域的應用可以提高交易的安全性和透明度。5.隨著經濟的快速發(fā)展，如皋市對銀行服務的需求日益增長。五、寫作（共1題，10分）題目：Writeashortessay(150-200words)onthetopic:"TheRoleofDigitalBankinginRuralChina."Discusshowdigitalbankinghasimprovedfinancialservicesinruralareasandwhatchallengesremain.答案及解析一、選詞填空答案1.A(fluctuations)2.B(agriculture)3.A(collaboration)4.B(opportunity)5.A(support)6.A(adoption)7.B(growth)8.B(deposit)9.A(integration)10.B(rivalry)解析：1."Fluctuations"fitsthecontextofmarketchanges.2."Agriculture"alignswithruraldevelopmentinRugao.3."Collaboration"emphasizesbank-smallbusinesspartnerships.4."Opportunity"highlightsdigitalbankingasagrowtharea.5."Support"matchesthegoalofhelpingSMEs.6."Adoption"referstotheimplementationofblockchain.7."Growth"reflectseconomicdevelopmentintheYangtzeRiverDelta.8."Deposit"relatestobankprotectionpolicies.9."Integration"describesAIincustomerservice.10."Rivalry"explainscompetitionbetweenbanksandfintech.二、閱讀理解答案1.A(Increasedcompetition)2.B(Highertransactionfees)3.C(Regulatoryissues)4.B(Byencouragingfinancialinclusion)5.B(Itwillfocusonruralareas)解析：1.Fintechhasincreasedcompetitionfortraditionalbanks.2.Thepassagementionsconvenience,speed,andsecurity,nothigherfees.3.Regulatorycomplianceisamajorchallenge.4.Financialinclusionisencouragedbythegovernment.5.Thepassagenotesfintech’sroleinruralbanking.三、完形填空答案1.A(rise)2.A(adapt)3.B(anytime)4.A(expand)5.C(threat)6.A(risk)7.A(prevent)8.A(compliance)9.A(bright)10.A(promising)解析：1."Rise"referstodigitaltechnology.2.Banksmust"adapt"tostaycompetitive.3.Mobileappsallowtransactions"anytime."4.Banksaimto"expand"theircustomerbase.5.Cyberthreatsposea"threat."6.Datasecurityisa"risk."7.Banksneedto"prevent"fraud.8."Compliance"relatestoregulations.9.Thefutureis"bright."10.Thebankingsectoris"promising."四、翻譯答案1.ThebankingsectorinChinaisundergoingdigitaltransformation,whichpresentsbothopportunitiesandchallengesforregionalbankslikethoseinRugao.2.ChinaMerchantsBankhasimprovedtheefficiencyandqualityofcustomerservicebyintroducingartificialintelligenceandbigdataanalytics.3.Thegovernment’sinclusivefinancepolicyencouragesbankstoincreaselendingsupportforsmallandmedium-sizedenterprises.4.Theapplicationofblockchaintechnologyinthebankingfieldcanenhancetransactionsecurityandtransparency.5.Withrapideconomicdevelopment,thedemandforbankingservicesinRugaoisgrowing.五、寫作范文TheRoleofDigitalBankinginRuralChinaDigitalbankinghassignificantlytransformedfinancialservicesinruralChina,bridgingthegapbetweenurbanandruralareas.Withmobilebankingapps,ruralresidents