中信銀行貴陽市云巖區(qū)2025秋招筆試英語題專練及答案第一部分：選詞填空（共10題，每題1分）背景提示：題材圍繞金融行業(yè)中的客戶服務(wù)與溝通場(chǎng)景，結(jié)合貴陽云巖區(qū)的經(jīng)濟(jì)特點(diǎn)（如服務(wù)業(yè)、科技創(chuàng)新產(chǎn)業(yè)）。1.Thebank'spolicyrequiresemployeestomaintainahighlevelof__________whendealingwithsensitivecustomerinformation.A.confidentialityB.flexibilityC.efficiencyD.creativity2.ToimproveservicequalityinYunnanDistrict,thebankshouldfocuson__________trainingforstafftohandlecomplexcases.A.technicalB.emotionalintelligenceC.managerialD.operational3.Thenewfintechprojectaimsto__________digitalpaymentsforsmallbusinessesin貴陽.A.revolutionizeB.optimizeC.simplifyD.automate4.Duringtheeconomicdownturn,thebank's__________strategyhelpedretainkeyclientsinthelocalmarket.A.aggressiveB.conservativeC.diversifiedD.innovative5.Thebranchmanageremphasizedtheimportanceof__________inbuildinglong-termclientrelationships.A.negotiationB.empathyC.efficiencyD.compliance6.TheAI-drivenriskassessmentsystemcan__________frauddetectionratesby30%.A.enhanceB.reduceC.delayD.eliminate7.Thebank'ssustainabilityreporthighlightsitseffortsto__________carbonemissionsthroughgreenfinancing.A.minimizeB.maximizeC.stabilizeD.increase8.Thecomplianceofficerwaspraisedfor__________thenewregulatoryrequirementsforthecloud-basedplatform.A.adheringtoB.violatingC.ignoringD.challenging9.ThebranchinYunnanDistricthasachieveda95%satisfactionrateduetoits__________approachtoproblem-solving.A.rigidB.collaborativeC.automatedD.bureaucratic10.Thebank'scustomerloyaltyprogramencourages__________transactionsthroughrewardpoints.A.frequentB.infrequentC.cash-onlyD.electronic第二部分：閱讀理解（共5題，每題2分）背景提示：文章節(jié)選自貴陽市金融監(jiān)督管理局發(fā)布的《2024年云巖區(qū)金融行業(yè)發(fā)展趨勢(shì)報(bào)告》，涉及銀行業(yè)數(shù)字化轉(zhuǎn)型、小微企業(yè)扶持政策等內(nèi)容。Passage:TherapiddevelopmentoffintechhastransformedthebankingsectorinYunnanDistrict,GuizhouProvince.LocalfinancialinstitutionshaveadoptedAI-drivensolutionstostreamlineoperations,reducecosts,andenhancecustomerexperience.Accordingtothelatestreport,60%ofsmallbusinessesinthedistrictnowrelyondigitalbankingplatformsforloansandpayments.Thegovernmenthasalsointroducedpoliciestosupportbanksinofferingtailoredfinancialservicestostartupsandtechnologyfirms.However,challengesremain,suchascybersecurityrisksandtheneedforskilledprofessionalsindataanalytics.1.Whatisthemainfocusofthepassage?A.GovernmentpoliciesonfinancialregulationB.TheimpactoffintechonsmallbusinessesC.ThechallengesofbankinginruralareasD.TheroleofAIinriskmanagement2.Accordingtothepassage,whatpercentageofsmallbusinessesinYunnanDistrictusedigitalbankingplatforms?A.40%B.50%C.60%D.70%3.Thegovernment'ssupportforbanksincludes__________.A.increasinginterestratesB.providingtaxincentivesC.offeringtrainingprogramsD.enforcingstricterregulations4.Whatremainsachallengeforthebankingsectorinthedistrict?A.HighoperatingcostsB.CybersecurityrisksC.LowcustomersatisfactionD.Limitedloanapprovalrates5.Thepassagesuggeststhat__________.A.fintechwillreplacetraditionalbankingentirelyB.banksneedtoimprovetheircybersecuritymeasuresC.smallbusinessesareunaffectedbyfinancialinnovationsD.thegovernmentwillwithdrawsupportforbanks第三部分：完形填空（共10題，每題1分）背景提示：題材圍繞中信銀行貴陽市云巖區(qū)舉辦的企業(yè)社會(huì)責(zé)任活動(dòng)，強(qiáng)調(diào)普惠金融與社區(qū)發(fā)展。TheannualCSReventorganizedbyCITICBankinYunnanDistrictaimedto__________(6)__________thefinancialliteracyoflocalresidents.Workshopswereconductedontopicssuchasbudgeting,investmentstrategies,anddigitalbankingtools.Thebankalsopartneredwithlocalschoolsto__________(7)__________financialeducationprogramsforstudents.Participantspraisedtheinitiativeformakingbankingservicesmore__________(8)__________.However,thebankfacedchallengesinreachingremoteareaswithlimitedinternetaccess.Toaddressthis,theydeployedmobilebankingteamsto__________(9)__________financialservicestounderservedcommunities.Theinitiativewasasuccess,withover1,000householdsgainingaccesstodigitalbanking.Thebankplanstoexpandtheprogramnextyear,focusingon__________(10)__________sustainablefinancialpractices.6.A.enhanceB.evaluateC.educateD.encourage7.A.implementB.ignoreC.rejectD.delay8.A.accessibleB.complicatedC.expensiveD.limited9.A.deliverB.cancelC.postponeD.cancel10.A.promotingB.discouragingC.underminingD.neglecting第四部分：翻譯（共5題，每題2分）背景提示：將金融專業(yè)術(shù)語從英文翻譯為中文。1.Non-performingloan(NPL)2.Risk-basedpricing3.Greenfinance4.Customerrelationshipmanagement(CRM)5.Fintechsandbox第五部分：寫作（1題，10分）題目：AsarecentgraduateapplyingforapositionatCITICBank,YunnanDistrict,writea150-wordessaydiscussinghowyourskillsandexperiencesmakeyouasuitablecandidatefortherole.Highlightyourknowledgeofthefinancialindustryandyourabilitytoadapttotechnologicalchanges.答案及解析第一部分：選詞填空1.A(confidentiality-金融行業(yè)強(qiáng)調(diào)信息保密)2.B(emotionalintelligence-客戶服務(wù)需理解客戶情緒)3.A(revolutionize-金融科技推動(dòng)支付創(chuàng)新)4.C(diversified-多元化策略應(yīng)對(duì)經(jīng)濟(jì)波動(dòng))5.B(empathy-建立信任的關(guān)鍵)6.A(enhance-AI提升效率)7.A(minimize-綠色金融目標(biāo))8.A(adheringto-合規(guī)性要求)9.B(collaborative-團(tuán)隊(duì)解決問題)10.A(frequent-促銷策略)第二部分：閱讀理解1.B(核心討論金融科技對(duì)小微企業(yè)的影響)2.C(60%-文中明確數(shù)據(jù))3.B(政策支持包括稅收優(yōu)惠)4.B(文中提到網(wǎng)絡(luò)安全挑戰(zhàn))5.B(暗示需加強(qiáng)安全措施)第三部分：完形填空6.C(educate-提升金融知識(shí))7.A(implement-落實(shí)教育計(jì)劃)8.A(accessible-易于使用)9.A(deliver-提供服務(wù))10.A(promoting-推廣可持續(xù)金融)第四部分：翻譯1.不良貸款(NPL)2.風(fēng)險(xiǎn)定價(jià)3.綠色金融4.客戶關(guān)系管理(CRM)5.金融科技沙盒第五部分：寫作范文SampleEssay:Asarecentfinancegraduatewithastrongfoundationinbankingoperations,IameagertocontributetoCITI