廣發(fā)銀行昆明市西山區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）（注：每題從四個選項中選擇最合適的單詞填入句子中）1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.inspiredC.supportedD.complicated2.昆明作為西部金融中心，近年來吸引了大量______金融機構(gòu)入駐。A.nationalB.regionalC.internationalD.rural3.Thebank'sdigitaltransformationstrategyaimsto______customerexperiencethroughAIandbigdata.A.enhanceB.reduceC.ignoreD.eliminate4.Despiteeconomicuncertainties,thebank'sprofitmarginsremain______duetodiversifiedinvestments.A.stableB.volatileC.decliningD.unpredictable5.The昆明分行注重綠色金融發(fā)展，積極參與______projectstopromotesustainability.A.high-riskB.low-carbonC.short-termD.speculative二、閱讀理解（共4題，每題3分，共12分）（注：每題根據(jù)文章內(nèi)容選擇最佳答案）Passage1:Theriseofmobilebankinghasrevolutionizedhowpeoplemanagetheirfinancesin云南.Unliketraditionalbanks,mobileplatformsoffer24/7access,real-timenotifications,andseamlesstransactions.However,securityconcernsremainamajorchallenge.Accordingtoa2024reportbythe云南FinancialStabilityCouncil,over30%ofmobilebankingusersreportedencounteringphishingscams.Tomitigaterisks,thebankhasstrengtheneditsmulti-factorauthenticationsystemandconductedextensivecybersecuritytrainingforemployees.6.Whatistheprimaryadvantageofmobilebankingin云南?A.LowerfeesB.24/7accessC.HigherinterestratesD.Offlineservices7.Accordingtothepassage,whatisthebiggestthreattomobilebankingusers?A.SystemoutagesB.PhishingscamsC.OverdraftchargesD.Fraudulentapps8.Howhasthebankaddressedsecurityconcerns?A.ReducedappupdatesB.Implementedmulti-factorauthenticationC.EncouragedcashtransactionsD.Removedreal-timenotifications9.Thepassagesuggeststhatmobilebankingismostbeneficialfor:A.ElderlycustomersB.Tech-savvyindividualsC.BusinessesinruralareasD.High-net-worthclients三、語法填空（共5題，每題2分，共10分）（注：根據(jù)句子意思和語法規(guī)則填寫所缺單詞）10.The昆明分行'snewcreditpolicyrequiresborrowerstoprovideatleasttwoyearsof______financialstatements.11.Despitetheeconomicdownturn,thebank'sloanapprovalrateremains______thanlastyear.12.OurbranchinKunminghasa______teamof50employees,including10certifiedfinancialadvisors.13.Theregulatoremphasizedtheimportanceof______transparencytobuildtrustwithcustomers.14.Thebank'swealthmanagementdivisiontargetsclientswith______assetsaboveRMB1million.四、完形填空（共5題，每題2分，共10分）（注：根據(jù)上下文選擇最合適的選項填入空格）Lastyear,the廣發(fā)銀行昆明分行l(wèi)aunchedadigital-onlysavingsaccounttoattractyoungercustomers.Theaccount,named"YouthSave,"offerscompetitiveinterestratesandnomonthlyfees.Unliketraditionalsavingsaccounts,YouthSaveincludesfeatureslikeautomaticround-uppaymentsandreal-timebudgettracking.Thecampaignwassupportedbytargetedsocialmediaads,focusingonplatformslike抖音and微信.Withinsixmonths,theaccountbasegrewby25%,outperforminginitialprojections.Thissuccessunderscoresthepotentialofdigital-firststrategiesin云南'sbankingmarket.15.Thenewsavingsaccountiscalled______.A."GoldenSave"B."YouthSave"C."FutureSave"D."SmartSave"16.WhatsetsYouthSaveapartfromtraditionalaccounts?A.HigherfeesB.NointerestC.LimitedfeaturesD.Digital-firstapproach17.Theadsfortheaccountprimarilytargetedwhichplatforms?A.WeiboandQQB.BilibiliandTikTokC.DouyinandWeChatD.LinkedInandTwitter18.Howquicklydidtheaccountbasegrow?A.10%B.20%C.25%D.30%19.ThepassagesuggeststhatthesuccessofYouthSaveisdueto:A.HighinterestratesB.TraditionalmarketingC.Digital-firststrategiesD.Governmentsubsidies五、翻譯題（共3題，每題4分，共12分）（注：將中文句子翻譯成英文）20.昆明市西山區(qū)是昆明市的金融創(chuàng)新高地，吸引了多家銀行設(shè)立分行。21.廣發(fā)銀行致力于通過科技賦能提升客戶服務(wù)體驗，打造智慧銀行。22.為響應(yīng)綠色金融政策，該分行加大了對清潔能源項目的貸款支持。答案與解析一、選詞填空1.A.forced-解析：fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新以適應(yīng)市場變化。2.B.regional-解析：昆明作為西部金融中心，主要吸引區(qū)域性金融機構(gòu)，而非全國性或國際性機構(gòu)。3.A.enhance-解析：銀行通過AI和大數(shù)據(jù)技術(shù)提升客戶體驗。4.A.stable-解析：多元化投資使銀行利潤率保持穩(wěn)定。5.B.low-carbon-解析：綠色金融支持低碳項目，符合可持續(xù)發(fā)展目標(biāo)。二、閱讀理解6.B.24/7access-解析：文章強調(diào)移動銀行提供全天候服務(wù)。7.B.Phishingscams-解析：報告指出網(wǎng)絡(luò)釣魚詐騙是主要威脅。8.B.Implementedmulti-factorauthentication-解析：銀行加強了多因素認(rèn)證系統(tǒng)。9.B.Tech-savvyindividuals-解析：文章暗示移動銀行適合熟悉技術(shù)的用戶。三、語法填空10.financial-解析：需要填寫名詞形式，指財務(wù)報表。11.higher-解析：與去年相比，貸款批準(zhǔn)率更高。12.dedicated-解析：50人的專業(yè)團(tuán)隊。13.financial-解析：強調(diào)財務(wù)透明度。14.assets-解析：指資產(chǎn)超過100萬人民幣的客戶。四、完形填空15.B.YouthSave-解析：文章明確提到賬戶名稱。16.D.Digital-firstapproach-解析：與傳統(tǒng)賬戶最大的區(qū)別是數(shù)字化優(yōu)先策略。17.C.DouyinandWeChat-解析：文章提到抖音和微信廣告。18.C.25%-解析：文中直接說明增長率為25%。19.C.Digital-firststrategies-解析：文章強調(diào)數(shù)字策略的成功。五、翻譯題20.TheWesternHillsDistrictofKunmingisafinancialinnovationhub,attractingmultiplebankstosetupbranches.21.GuangfaBankiscommi