民生銀行滄州市河間市2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapttonewmarket______.A.forced;conditionsB.compelled;challengesC.motivated;opportunitiesD.encouraged;trends2.To______thegrowingdemandfordigitalservices,thebankplanstoexpanditsonlinebankingplatformwithenhancedsecurity______.A.meet;featuresB.exceed;functionsC.address;mechanismsD.fulfill;protocols3.TheeconomicpoliciesimplementedbytheChinesegovernmentaimto______growthwhilemaintainingfinancial______.A.boost;stabilityB.stimulate;stabilityC.enhance;sustainabilityD.promote;stability4.Thebank’scustomerserviceteammustimproveits______tobetterhandlecomplexfinancial______.A.efficiency;transactionsB.effectiveness;queriesC.responsiveness;issuesD.accuracy;cases5.Thedigitaltransformationofbankingrequiresa______approachtointegratenewtechnologieswithoutdisruptingexistingoperations.A.phasedB.hastyC.abruptD.reactive二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassageandanswerthequestionsbelow.Passage:TheriseofdigitalbankinghasreshapedthefinanciallandscapeinChina.TraditionalbankslikeChinaMerchantsBankandBankofChinahaveacceleratedtheironlineserviceofferingstostaycompetitive.Fintechcompanies,suchasAntGroupandJDFinance,havealsoenteredthemarket,offeringinnovativesolutionslikemobilepaymentsandwealthmanagementtools.However,regulatorychallengesremain,particularlyregardingdataprivacyandcybersecurity.ThePeople’sBankofChinahasintroducedstricterrulestoensureconsumerprotectionwhilefosteringinnovation.Banksmustbalanceefficiencywithcompliancetothriveinthisevolvingenvironment.1.Whatisthemainfocusofthepassage?A.ThehistoryofdigitalbankinginChina.B.Theimpactoffintechontraditionalbanks.C.Regulatorychallengesinthebankingsector.D.Thefutureofonlinefinancialservices.2.Whichofthefollowingismentionedasakeyconcernforfintechcompanies?A.Highoperationalcosts.B.Dataprivacyandcybersecurity.C.Limitedcustomerbase.D.Lackofgovernmentsupport.3.Accordingtothepassage,whatactionhasthePeople’sBankofChinataken?A.Encouragedbankstomerge.B.Introducedstricterregulations.C.Reducedinterestrates.D.Promotedcashlesstransactions.4.WhatdoesthepassagesuggestaboutthefutureofbankinginChina?A.Traditionalbankswilldominatethemarket.B.Fintechwillreplacetraditionalbanksentirely.C.Abalancedapproachisneeded.D.Thegovernmentwilltakefullcontrol.三、句子改錯(cuò)（共3題，每題3分，共9分）directions:Identifyandcorrectthegrammaticalerrorsineachsentence.1.Thebankhasbeenofferinglow-interestloansforhomebuyerssincelastyear,anditcontinuestoattractalargenumberofapplicants.→Corrected:Thebankhasbeenofferinglow-interestloansforhomebuyerssincelastyear,anditcontinuestoattractalargenumberofapplicants.(Noerror)2.Despitetheeconomicdownturn,thebank’sprofitshaveincreasedbecauseofitsdiversifiedinvestmentportfolio.→Corrected:Despitetheeconomicdownturn,thebank’sprofitshaveincreasedbecauseofitsdiversifiedinvestmentportfolio.(Noerror)3.Thenewmobilebankingappwillenablecustomerstotransferfundsinstantly,whichisasignificantimprovementoverthepreviousversion.→Corrected:Thenewmobilebankingappwillenablecustomerstotransferfundsinstantly,whichisasignificantimprovementoverthepreviousversion.(Noerror)四、完形填空（共5題，每題2分，共10分）directions:Fillineachblankwiththebestwordfromtheoptionsprovided.ThebankingsectorinChinaisundergoingaperiodofrapid______(1)astechnologycontinuesto______(2)traditionalfinancialmodels.Digitalpayments,onlinelending,andAI-drivencustomerserviceare______(3)transforminghowbanksoperate.However,thistransformationisnotwithout______(4).Banksmustnavigateregulatoryhurdles,cyberthreats,andchangingconsumer______(5)toremaincompetitive.1.A.transformation2.A.disrupt3.A.steadily4.A.challenges5.A.expectations五、翻譯填空（共4題，每題3分，共12分）directions:TranslatethefollowingChinesesentencesintoEnglish.1.銀行通過提供多樣化的金融產(chǎn)品，滿足客戶的不同需求?！鶷hebankmeetsthediversefinancialneedsofcustomersbyoffering______products.2.近年來，綠色金融已成為中國銀行業(yè)的重要發(fā)展方向?！鶬nrecentyears,greenfinancehasbecomea______directionforChina’sbankingsector.3.為了提升客戶體驗(yàn)，銀行計(jì)劃推出智能客服系統(tǒng)?！鶷o______customerexperience,thebankplanstolaunchanintelligentcustomerservicesystem.4.隨著監(jiān)管政策的完善，金融科技創(chuàng)新將迎來更廣闊的空間。→Withtheimprovementofregulatorypolicies,financialtechnologyinnovationwillhave______spacefordevelopment.答案與解析一、選詞填空1.B.compelled;challenges-解析：fintech的發(fā)展迫使銀行業(yè)應(yīng)對市場挑戰(zhàn)，故選compelled（迫使）和challenges（挑戰(zhàn)）。2.A.meet;features-解析：銀行計(jì)劃滿足客戶對數(shù)字服務(wù)的需求，enhancedsecurityfeatures（增強(qiáng)的安全功能）最符合語境。3.B.stimulate;stability-解析：中國經(jīng)濟(jì)政策旨在刺激增長同時(shí)維持金融穩(wěn)定，stimulate（刺激）和stability（穩(wěn)定）搭配最恰當(dāng)。4.C.responsiveness;issues-解析：銀行客服需提高響應(yīng)能力以處理復(fù)雜問題，responsiveness（響應(yīng)能力）和issues（問題）最合適。5.A.phased-解析：數(shù)字化轉(zhuǎn)型需分階段進(jìn)行，避免運(yùn)營中斷，phased（分階段的）最符合邏輯。二、閱讀理解1.D.Thefutureofonlinefinancialservices.-解析：全文圍繞數(shù)字銀行業(yè)的發(fā)展趨勢展開，故選D。2.B.Dataprivacyandcybersecurity.-解析：文中明確提到fintech面臨數(shù)據(jù)隱私和網(wǎng)絡(luò)安全問題。3.B.Introducedstricterregulations.-解析：文中指出中國人民銀行加強(qiáng)了監(jiān)管規(guī)則以保護(hù)消費(fèi)者。4.C.Abalancedapproachi