中信銀行寧波市海曙區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）（針對(duì)銀行業(yè)務(wù)場(chǎng)景和寧波地域特色設(shè)計(jì)）1.TheNingboBranchofCITICBankisactivelypromotingitsgreenfinanceinitiatives,aimingto__________thecity'ssustainabledevelopmentgoals.A.alignwithB.complywithC.achieveD.endorse2.Ourriskmanagementteamneedsto__________thepotentialcreditrisksinthelocalrealestatemarketbeforeapprovingloans.A.mitigateB.assessC.allocateD.oversee3.Thebank’sdigitaltransformationstrategywill__________customerexperiencebyintegratingAI-poweredservices.A.enhanceB.diminishC.disruptD.delay4.Tocomplywithlocalregulations,thebranchmust__________itsanti-moneylaundering(AML)policiestopreventfinancialfraud.A.strengthenB.weakenC.reviseD.ignore5.Therecenteconomicdownturnhas__________thedemandforsmallbusinessloansintheNingboarea.A.boostedB.declinedC.stabilizedD.fluctuated二、閱讀理解（共4題，每題3分，共12分）（節(jié)選自寧波銀行業(yè)務(wù)發(fā)展趨勢(shì)及金融監(jiān)管政策）Passage:TherapidgrowthoffintechcompaniesinZhejiangProvincehasposedbothopportunitiesandchallengesfortraditionalbankslikeCITICBank.Whilefintechsofferinnovativedigitalsolutions,theyalsocompeteforcustomersinthelocalmarket.TheNingbobranchhasrespondedbyinvestinginAI-drivenbankingservicesandformingpartnershipswithfintechstartups.However,regulatorsareconcernedaboutdatasecurityandmarketdominance.Thebankmustbalanceinnovationwithcompliancetomaintainitscompetitiveedgeintheregion.1.WhatisthemainchallengetraditionalbanksfaceinNingbo?A.HighoperationalcostsB.FintechcompetitionC.RegulatoryrestrictionsD.Lowcustomerengagement2.HowisCITICBankadaptingtofintechcompetition?A.ByreducingitsdigitalinvestmentsB.BypartneringwithfintechcompaniesC.ByfocusingonofflineservicesD.Byignoringmarkettrends3.Whatareregulatorsworriedaboutregardingfintechcompanies?A.TheirlackoffinancialresourcesB.DatasecurityandmarketdominanceC.TheirlimitedcustomerbaseD.Theirhighfees4.WhatdoesthepassagesuggestaboutCITICBank’sstrategy?A.TodominatethefintechmarketB.TocompletelyreplacetraditionalbankingC.TobalanceinnovationwithcomplianceD.Toavoiddigitaltransformation三、句子改錯(cuò)（共5題，每題2分，共10分）（針對(duì)銀行業(yè)務(wù)郵件及報(bào)告常見(jiàn)語(yǔ)法錯(cuò)誤）1.Thebank’sfinancialperformancehasbeenimprovingduringthepastyear,althoughtherearestillsomechallengesneedtobeaddressed.→Correct:__________2.Wewouldliketoinformyouthattheloanapplicationhasbeenapproved,andthefundswilltransfertoyouraccountwithinthreebusinessdays.→Correct:__________3.ThebranchmanagerandIwillattendtheannualriskmanagementconferencewhichheldinShanghainextmonth.→Correct:__________4.Duetotheeconomicuncertainty,thebankhasreduceitslendingcapacitytomitigatepotentiallosses.→Correct:__________5.Ifyouhaveanyquestionsregardingtheinvestmentportfolio,pleasefeelfreetocontactourrelationshipmanageratthisemailaddress.→Correct:__________四、完形填空（共5題，每題2分，共10分）（段落主題為寧波銀行業(yè)數(shù)字化轉(zhuǎn)型）ThebankingindustryinNingboisundergoingasignificanttransformation.__________(6),theriseofdigitalbankinghaschangedhowcustomersinteractwithfinancialservices.CITICBankhasembracedthisshiftby__________(7)mobilebankingappsandonlineplatforms.However,__________(8),cybersecurityremainsatopconcern.Thebankmustensurethatcustomerdataisprotectedwhile__________(9)seamlessservice.__________(10),withtherightstrategies,寧波canbecomealeaderindigitalbankinginnovation.6.A.TraditionallyB.CurrentlyC.RecentlyD.Effectively7.A.launchingB.improvingC.reducingD.eliminating8.A.simultaneouslyB.additionallyC.consequentlyD.unfortunately9.A.deliveringB.compromisingC.neglectingD.expanding10.A.EventuallyB.GenerallyC.ProgressivelyD.Significantly五、翻譯填空（共5題，每題2分，共10分）（將中文句子翻譯為英文，符合銀行業(yè)務(wù)場(chǎng)景）1.請(qǐng)確保所有貸款文件在審批前完整提交?！鷂_________2.我們將根據(jù)市場(chǎng)波動(dòng)調(diào)整存款利率。→__________3.為降低操作風(fēng)險(xiǎn)，銀行實(shí)施了更嚴(yán)格的內(nèi)控措施。→__________4.客戶(hù)可以通過(guò)手機(jī)銀行實(shí)時(shí)查詢(xún)賬戶(hù)余額?！鷂_________5.銀行鼓勵(lì)企業(yè)客戶(hù)參與綠色金融項(xiàng)目?！鷂_________答案與解析一、選詞填空1.A(alignwith:與...保持一致)2.B(assess:評(píng)估)3.A(enhance:提升)4.A(strengthen:加強(qiáng))5.B(decline:下降)二、閱讀理解1.B(fintechcompetition:金融科技競(jìng)爭(zhēng))2.B(partneringwithfintechcompanies:與金融科技公司合作)3.B(datasecurityandmarketdominance:數(shù)據(jù)安全和市場(chǎng)壟斷)4.C(balanceinnovationwithcompliance:平衡創(chuàng)新與合規(guī))三、句子改錯(cuò)1.Thebank’sfinancialperformancehasbeenimprovingduringthepastyear,althoughtherearestillsomechallengestobeaddressed.→"needtobeaddressed"→"tobeaddressed"(不定式作后置定語(yǔ))2.Wewouldliketoinformyouthattheloanapplicationhasbeenapproved,andthefundswilltransfertoyouraccountwithinthreebusinessdays.→"transfer"→"willbetransferred"(被動(dòng)語(yǔ)態(tài))3.ThebranchmanagerandIwillattendtheannualriskmanagementconferencewhichisheldinShanghainextmonth.→"whichheld"→"whichisheld"(謂語(yǔ)動(dòng)詞缺失)4.Duetotheeconomicuncertainty,thebankhasreduceditslendingcapacitytomitigatepotentiallosses.→"reduce"→"reduced"(動(dòng)詞時(shí)態(tài))5.Ifyouhaveanyquestionsregardingtheinvestmentportfolio,pleasefeelfreetocontactourrelationshipmanageratthisemailaddress.→"thisemailaddress"→"thisemail"(冗余)四、完形填空6.B(currently:目前)7.A(launching:推出)8.B(additionally:此外)9.A(delivering:提供服務(wù))10.A(eventually:最終)五、翻譯填空1.Pleaseensurethatallloandocumentsaresubmittedinfullbeforeapproval.2.Wewilladjustdepositinterestratesbasedonmarketfluctuations.3.T