光大銀行寧波市北侖區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）題目要求：從下列單詞或短語中選出最合適的填入句子空白處，使句子意思完整、通順。1.Therecenteconomicdownturnhassignificantly______thegrowthofsmallbusinessesincoastalareaslikeBeilun.A.acceleratedB.hamperedC.optimizedD.diversified2.Asaleadingfinancialinstitution,ChinaEverbrightBankinNingboemphasizestheimportanceof______technologytoimprovecustomerservice.A.integratingB.innovatingC.implementingD.inventing3.Thenewpolicyaimsto______cross-bordertradebarriers,whichisbeneficialforenterprisesinNorthZhejiang.A.eliminateB.reduceC.expandD.strengthen4.Ourteamisworkingonaprojectto______theefficiencyofonlinebankingsystemsinruralareas.A.enhanceB.diminishC.stabilizeD.disrupt5.Thebank’ssustainabilityreporthighlightsitseffortsto______carbonemissionsby2030.A.minimizeB.maximizeC.balanceD.generate6.Despitethechallenges,thedevelopmentoftheBeilunFreeTradeZonehas______theregion’seconomicpotential.A.boostedB.constrainedC.weakenedD.preserved7.Theinterviewpanelnotedthecandidate’sstrongabilityto______complexfinancialtransactions.A.executeB.analyzeC.ignoreD.postpone8.Thedigitaltransformationofbankingrequiresaskilledworkforce,especiallyincitieslikeNingbo.A.adaptableB.traditionalC.outdatedD.inefficient9.Thelocalgovernmenthasintroducedmeasuresto______foreigninvestmentinthemanufacturingsector.A.attractB.deterC.overlookD.limit10.Thesuccessofthebank’sriskmanagementstrategydependsoncontinuous______ofmarkettrends.A.monitoringB.ignoringC.underestimatingD.exaggerating二、閱讀理解（共5題，每題2分）題目要求：閱讀以下短文，根據(jù)文章內(nèi)容回答問題。Passage1Therapiddevelopmentoffintechhasreshapedthebankingindustry,particularlyinregionslikeNingbo.Traditionalfinancialinstitutionsarenowcompetingwithtech-drivencompaniesinprovidinginnovativeservices.AccordingtoareportbytheChinaBankingandInsuranceRegulatoryCommission(CBIRC),theadoptionofmobilebankingappshasincreasedby35%inthepasttwoyears.Thisshifthasnotonlyimprovedcustomerconveniencebutalsoreducedoperationalcosts.However,banksmustaddresschallengessuchascybersecurityanddataprivacytomaintaintrust.Theintegrationofartificialintelligence(AI)increditassessmenthasbeenagame-changer,enablingfasterandmoreaccuratedecisions.Questions:1.Whatisthemainimpactoffintechontraditionalbanks?A.IncreasedcompetitionB.DecreasedprofitabilityC.ReducedcustomerengagementD.Limitedserviceinnovation2.Accordingtothepassage,whichfactoriscrucialforbankstosucceedinfintech?A.HigherfeesB.BetterinfrastructureC.MorebranchesD.StrongerregulationPassage2TheBeilunFreeTradeZonehasbeenacornerstoneofeconomicgrowthinnorthernZhejiang.Establishedin2015,itofferspreferentialpoliciesforforeignanddomesticenterprises,particularlyinmanufacturingandlogistics.ArecentstudybytheNingboMunicipalGovernmentshowsthatthezonehasattractedover200multinationalcorporations,contributing15%ofthecity’sGDP.Thegovernmenthasalsoinvestedheavilyininfrastructure,includingportsandhigh-speedrail,tosupportindustrialexpansion.However,environmentalconcernshaveemergedasagrowingchallenge.Thezone’sauthoritiesarenowpromotinggreenlogisticsandsustainablepracticestobalanceeconomicgrowthwithecologicalpreservation.Questions:3.WhatistheprimarypurposeoftheBeilunFreeTradeZone?A.ToattracttouristsB.TopromotetradeC.TodeveloprealestateD.Tofocusonservices4.Accordingtothestudy,howhasthezoneimpactedNingbo’seconomy?A.IthasreducedunemploymentB.IthasincreasedinfrastructurecostsC.IthasboostedGDPgrowthD.IthaslimitedforeigninvestmentPassage3The光大銀行(ChinaEverbrightBank)hasbeenexpandingitspresenceinNorthZhejiang,particularlyintheindustrialhubsofBeilunandYinzhou.Thebank’sstrategyincludesofferingcustomizedfinancialsolutionsforSMEs,whicharevitaltotheregion’seconomy.Arecentsurveyrevealsthat60%ofSMEsinthearearelyonbankloansforfunding,highlightingtheimportanceofaccessiblecredit.Thebankhasalsolauncheddigitalbankinginitiativestocatertoyoungerentrepreneurs.Theseeffortshavebeensupportedbylocalgovernmentpoliciesencouragingfinancialinclusion.Despitethepositivetrends,banksstillfacechallengesinensuringequitableaccesstofinanceforruralbusinesses.Questions:5.Whatisthekeyfocusof光大銀行的expansioninNorthZhejiang?A.LargecorporationsB.GovernmentprojectsC.SmallandmediumenterprisesD.Retailbanking三、完形填空（共10題，每題1分）題目要求：閱讀以下短文，選擇最佳選項填空。ThebankingsectorinNingbohasundergonesignificantchangesinrecentyears.Withtheriseofdigitaltechnology,traditionalbankshavehadto______(6)______innovativetostaycompetitive.Theintegrationofbigdataandcloudcomputinghasrevolutionizedhowfinancialinstitutionsmanagerisks.Forinstance,theuseofpredictiveanalyticshasenabledbanksto______(7)______potentialdefaultsmoreaccurately.Additionally,theadoptionofblockchaintechnologyhasimprovedtransactiontransparency,whichiscrucialforcross-bordertrade.However,theseadvancementsalsobringnewchallenges,suchastheneedforstricterdataprotectionlaws.Financialinstitutionsmuststrikeabalancebetweenleveragingtechnologyandensuringregulatorycompliance.6.A.adoptB.resistC.ignoreD.embrace7.A.identifyB.ignoreC.minimizeD.postpone8.A.securityB.complexityC.efficiencyD.cost9.A.requiresB.preventsC.enhancesD.diminishes10.A.despiteB.becauseC.unlessD.therefore四、翻譯填空（共5題，每題2分）題目要求：將中文句子翻譯成英文，填入空白處。1.寧波市北侖區(qū)的發(fā)展得益于自由貿(mào)易區(qū)的政策支持。ThedevelopmentofBeilunDistrictinNingbobenefitsfrom______(1)______policiesoftheFreeTradeZone.2.銀行需要加強員工培訓，以適應快速變化的市場環(huán)境。Banksneedtostrengthenemployeetrainingto______(2)______therapidlychangingmarketenvironment.3.綠色金融是光大銀行未來五年戰(zhàn)略的重要組成部分。GreenfinanceisanimportantpartofEverbrightBank’s______(3)______strategyforthenextfiveyears.4.寧波港的吞吐量連續(xù)多年位居全球前列。NingboPort’scargothroughputhasrankedamongthe______(4)______globallyformanyyears.5.政府鼓勵企業(yè)采用數(shù)字化技術提高運營效率。Thegovernmentencouragesenterprisestoadoptdigitaltechnologyto______(5)______operationalefficiency.五、句子改錯（共5題，每題2分）題目要求：下列句子中各有一處錯誤，請指出并改正。1.Thebank’snewmobileappwilllaunchnextmonth,whichimprovecustomersatisfaction.→______→______2.Althoughtheeconomicsituationischallenging,thebank’sprofitshaveincreasedby20%lastyear.→______→______3.Employeesareexpectedtocompletethetrainingprogramwithinthreeweekstime.→______→______4.Ifweinvestmoreinrenewableenergy,wecanreducetheimpactofclimatechange.→______→______5.Thecommitteehasdecidedtopostponethemeetinguntilfurthernotice.→______→______答案解析一、選詞填空1.B(hampered:妨礙)2.A(integrating:整合)3.B(reduce:減少)4.A(enhance:提高)5.A(minimize:最小化)6.A(boosted:促進)7.A(execute:執(zhí)行)8.A(adaptable:適應的)9.A(attract:吸引)10.A(monitoring:監(jiān)控)解析：1.經(jīng)濟