招商銀行重慶市江北區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目：請(qǐng)根據(jù)上下文，選擇最合適的單詞填入空格中。1.Therapiddevelopmentoffintechhas__________thetraditionalbankingindustrytoinnovateandadapttonewmarket__________.A.forced/challengesB.encouraged/opportunitiesC.threatened/competitionD.supported/collaboration2.To__________theimpactofeconomicfluctuations,companiesinChongqingarediversifyingtheirinvestmentportfoliosby__________renewableenergyprojects.A.mitigate/investinginB.enhance/reducingrelianceonC.ignore/expandingintoD.exaggerate/avoidingexposureto3.ThenewbranchinJiangbeiDistrictaimsto__________localSMEsbyproviding__________financialservicestailoredtotheirneeds.A.support/comprehensiveB.hinder/limitedC.competewith/expensiveD.neglect/basic4.Despitethe__________regulatoryenvironmentinChina,招商銀行has__________itsmarketshareinthewesternregion.A.strict/maintainedB.lenient/expandedC.unstable/reducedD.supportive/overlooked5.Thebank’sAI-driven__________systemhelps__________fraudcasesbyanalyzingtransactionpatternsinrealtime.A.credit/detectingB.risk/preventingC.customerservice/resolvingD.compliance/reporting二、閱讀理解（共3題，每題4分，共12分）題目：閱讀以下短文，回答問題。Passage:Chongqing,asakeyfinancialhubinSouthwestChina,iswitnessingrapidgrowthinitsfintechsector.Thelocalgovernmenthasintroducedpoliciestoattracttechtalentandfosterinnovation,particularlyinblockchainandmobilebanking.Accordingtoa2024reportbytheChinaBankingandInsuranceRegulatoryCommission,thenumberoffintechstartupsinthecityhasincreasedby35%overthepasttwoyears.However,challengesremain,suchasdatasecurityconcernsandtheneedformoreskilledprofessionals.招商銀行,incollaborationwithlocaluniversities,haslaunchedtrainingprogramstoaddressthisgap.Thebankalsoplanstoexpanditsdigitalbankingservicestobetterservethegrowingurbanpopulation.1.Whatisthemainfocusofthegovernment’spoliciesinChongqing?A.Reducingforeigninvestmentinfintech.B.Attractingtechtalentandfosteringinnovation.C.Encouragingtraditionalbankingdominance.D.Restrictingthegrowthofmobilebanking.2.Accordingtothereport,whathasbeentheimpactoffintechdevelopmentinChongqing?A.Adeclineinthenumberofstartups.B.A20%increaseinfintechcompanies.C.A35%increaseinfintechstartups.D.Nosignificantchangeinthesector.3.Whatmeasureshas招商銀行takentoaddressthetalentgap?A.Increasingsalariestoattractforeignworkers.B.Launchingtrainingprogramswithlocaluniversities.C.Partneringwithforeigntechfirms.D.Focusingonautomatedhiringprocesses.三、句子改錯(cuò)（共5題，每題2分，共10分）題目：以下句子中各含有一個(gè)錯(cuò)誤，請(qǐng)指出并改正。1.Thenewcreditpolicywilltakeeffectfromthefirstdayofnextmonthandwillaffectallcustomerswhohaveexistingloans.-Error:__________→Correction:__________2.Despitetheeconomicdownturn,thebank’sprofitshaveincreasedduetoitsdiversifiedinvestmentstrategies.-Error:__________→Correction:__________3.Thecustomerserviceteamiscurrentlyworkingonresolvingtheissuethatcustomershavereportedregardingthemobileapp.-Error:__________→Correction:__________4.Ifyouhaveanyquestionsabouttheloanapplicationprocess,pleasecontactourbranchassoonaspossible.-Error:__________→Correction:__________5.Thebank’scompliancedepartmentensuresthatalltransactionsareinlinewiththelatestregulatoryrequirements.-Error:__________→Correction:__________四、完形填空（共5題，每題2分，共10分）題目：閱讀以下短文，選擇最合適的單詞填入空格中。ThebankingindustryinChongqinghasundergonesignificantchangesinrecentyears,largelyduetothe__________ofdigitaltechnologies.Traditionalbanksarenow__________toadoptinnovativesolutionsto__________competitionfromfintechcompanies.Forinstance,招商銀行has__________itsmobilebankingapptoincludeAI-poweredfinancialadvice,whichhas__________customersatisfaction.However,thetransitiontodigitalhasnotbeenwithout__________.Issuessuchasdatasecurityandsystemreliabilityremain__________challengesforfinancialinstitutionsintheregion.1.A.rise/forced/facing2.B.decline/encouraged/avoiding3.C.spread/prepared/embracing4.D.stagnation/resistant/overcoming5.E.growth/willing/encountering五、翻譯填空（共5題，每題2分，共10分）題目：將以下句子翻譯成英文，并填入空格中。1.為了更好地服務(wù)重慶本地企業(yè)，招商銀行計(jì)劃在江北區(qū)開設(shè)一家新分行。→Tobetterservelocalbusinessesin__________,ChinaMerchantsBankplanstoopenanewbranchin__________.2.鑒于當(dāng)前全球經(jīng)濟(jì)的不確定性，銀行加強(qiáng)了對(duì)風(fēng)險(xiǎn)管理的重視?！鶪iventhecurrent__________oftheglobaleconomy,thebankhas__________itsfocusonriskmanagement.3.人工智能技術(shù)的應(yīng)用正在重塑金融服務(wù)的未來?！鶷heapplicationof__________isreshapingthefutureof__________.4.銀行客戶可通過在線平臺(tái)實(shí)時(shí)查詢賬戶余額?！鶥ankcustomerscan__________theiraccountbalancesinrealtimethrough__________.5.中國的金融監(jiān)管政策旨在保護(hù)消費(fèi)者權(quán)益并維護(hù)市場(chǎng)穩(wěn)定?！鶦hina’sfinancialregulatorypoliciesaimto__________consumerrightsand__________marketstability.答案與解析一、選詞填空1.B.encouraged/opportunities-解析：fintech的發(fā)展鼓勵(lì)了傳統(tǒng)銀行業(yè)創(chuàng)新，并為其帶來了新的市場(chǎng)機(jī)會(huì)。2.A.mitigate/investingin-解析：企業(yè)通過投資可再生能源項(xiàng)目來緩解經(jīng)濟(jì)波動(dòng)的影響。3.A.support/comprehensive-解析：新分行旨在支持本地中小企業(yè)，并提供全面的金融服務(wù)。4.A.strict/maintained-解析：盡管監(jiān)管環(huán)境嚴(yán)格，招商銀行仍保持了市場(chǎng)份額。5.B.risk/preventing-解析：AI驅(qū)動(dòng)的風(fēng)險(xiǎn)系統(tǒng)通過分析交易模式實(shí)時(shí)預(yù)防欺詐案件。二、閱讀理解1.B.Attractingtechtalentandfosteringinnovation-解析：文章明確指出政府政策的核心是吸引科技人才并促進(jìn)創(chuàng)新。2.C.A35%increaseinfintechstartups-解析：報(bào)告中提到初創(chuàng)企業(yè)數(shù)量兩年內(nèi)增長了35%。3.B.Launchingtrainingprogramswithlocaluniversities-解析：招商銀行與本地大學(xué)合作推出培訓(xùn)計(jì)劃以解決人才缺口。三、句子改錯(cuò)1.Error:takeeffect→Correction:takeseffect-解析：動(dòng)詞第三人稱單數(shù)形式錯(cuò)誤。2.Error:Despite→Correction:Inspiteof-解析：盡管在此處應(yīng)使用介詞短語。3.Error:that→Correction:which-解析：非限制性定語從句應(yīng)使用which。4.Error:assoonaspossible→Correction:assoonaspossible-解析：句子本身無錯(cuò)誤。5.Error:are→Correction:is-解析：主語compliancedepartment是單數(shù)，謂語應(yīng)為is。四、完形填空1.A.rise/forced/facing-解析：數(shù)字技術(shù)的興起迫使傳統(tǒng)銀行轉(zhuǎn)型。2.C.