民生銀行贛州市南康區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentoffintechhas______thetraditionalbankingsectortoinnovateandadapt.A.forcedB.encouragedC.delayedD.limited2.Asamid-sizedcityinJiangxiProvince,Nankanghasseena______increaseinfinancialservicesdemandoverthepastdecade.A.steadyB.suddenC.gradualD.unexpected3.Ourbankaimsto______localSMEsbyprovidingtailoredfinancingsolutions.A.excludeB.supportC.neglectD.compete4.Thenewmobilebankingappfeaturesanintuitiveinterfaceto______userexperience.A.enhanceB.weakenC.simplifyD.disrupt5.Inthecontextofriskmanagement,it’scrucialto______potentialcreditdefaultsthroughthoroughduediligence.A.ignoreB.minimizeC.maximizeD.overlook6.Thegovernment’srecentpolicysupportsthe______ofgreenfinanceprojectsinsouthernChina.A.promotionB.suppressionC.reductionD.elimination7.OurbranchinNankanghasateamof______professionalstoassistcustomerswithcomplexfinancialplanning.A.inexperiencedB.skilledC.untrainedD.part-time8.Theeconomicdownturnhas______liquidityinthebankingsystem,leadingtotighterlendingconditions.A.reducedB.increasedC.stabilizedD.diversified9.Thebank’sCSRinitiativesfocuson______communitydevelopmentinruralareasofJiangxi.A.underminingB.supportingC.ignoringD.damaging10.Digitaltransformationhas______theneedforphysicalbranchesinurbanareas.A.decreasedB.increasedC.unchangedD.eliminated二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestionsbasedontheinformationprovided.Passage:TheriseoffintechhasreshapedthebankinglandscapeinChina.TraditionalfinancialinstitutionslikeChinaMerchantsBankandIndustrialBankhavebeenforcedtoadoptdigitalstrategiestostaycompetitive.InJiangxiProvince,smallerbanks,includinglocalbranchesofMinshengBank,areleveragingmobileplatformstoexpandtheircustomerbase.Forinstance,theMinshengBankappinNankangnowoffersreal-timefinancialadvice,afeaturethathassignificantlyimproveduserengagement.However,challengesremain,suchascybersecurityrisksandtheneedformoreskilledtechpersonnel.ThegovernmentofJiangxihasrespondedbyofferingsubsidiestobanksinvestinginAIandblockchaintechnologies.Thismoveaimstofosterinnovationwhileensuringfinancialstability.1.WhathasbeentheprimaryimpactoffintechontraditionalbanksinChina?A.Theyhavelostallmarketshare.B.Theyhavebeenforcedtodigitize.C.Theyhaveexpandedrapidly.D.Theyhaveignoredtechnologicalchanges.2.HowhasMinshengBankinNankangadaptedtothefintechera?A.Byreducingphysicalbranchoperations.B.Byofferingreal-timefinancialadvice.C.Byfocusingonruralcustomers.D.Byeliminatingdigitalservices.3.WhatchallengesdobanksinJiangxifaceinadoptingfintech?A.Highcostsoftechnology.B.Cybersecurityrisks.C.Lackofgovernmentsupport.D.Lowcustomerdemand.4.WhatisthegovernmentofJiangxidoingtosupportfintechdevelopment?A.Imposingstricterregulations.B.Offeringsubsidiesfortechinvestments.C.Encouragingtraditionalbankmergers.D.Reducingfundingfordigitalinitiatives.5.Whatistheoveralltoneofthepassage?A.Pessimisticaboutfintech.B.Neutral.C.Optimisticaboutfintech.D.Criticaloftraditionalbanks.三、完形填空（共10題，每題1分）directions:Completethepassagebelowwiththemostsuitablewordsfromthefouroptions(A,B,C,D).ThebankingsectorinJiangxiProvincehasundergonesignificantchangesinrecentyears.______(6)therapidgrowthoftheeconomy,thedemandforfinancialserviceshassurged.Localbanks,suchastheJiangxiBank,havebeenproactiveinaddressingthistrend.______(7),theyhaveintroducednewproductslikeonlineloansandwealthmanagementservices.However,theseeffortshavenotcomewithoutchallenges.Theincreasingcompetitionfromfintechcompanieshasforcedbanksto______(8)theiroperations.Forexample,thePeople’sBankofJiangxihasimplementedstricterlendingpoliciesto______(9)creditrisks.Meanwhile,customersinNankangandothercitiesarebenefitingfromthesechanges,astheynowhaveaccesstomoreconvenientandefficientbankingsolutions.6.A.DespiteB.BecauseofC.InspiteofD.Although7.A.ThereforeB.MoreoverC.HoweverD.Consequently8.A.modernizeB.simplifyC.streamlineD.expand9.A.controlB.ignoreC.reduceD.increase10.A.slowlyB.rapidlyC.steadilyD.gradually四、翻譯（共2題，每題5分）directions:TranslatethefollowingsentencesintoEnglish.1.隨著金融科技的進(jìn)步，江西省的銀行正積極擁抱數(shù)字化轉(zhuǎn)型。2.南康區(qū)作為贛州的一個重要經(jīng)濟(jì)區(qū)域，需要更多普惠金融服務(wù)的支持。五、寫作（共1題，10分）directions:Writeashortessay(about100words)onthetopic:"TheRoleofFintechinRuralBankinginJiangxiProvince."答案及解析一、選詞填空1.A.forced解析：金融科技的快速發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新和適應(yīng)。2.A.steady解析：作為江西省的一個中型城市，南康在過去十年中經(jīng)歷了穩(wěn)定增長的需求。3.B.support解析：我們的銀行旨在通過提供定制化的融資解決方案來支持當(dāng)?shù)刂行∑髽I(yè)。4.A.enhance解析：新的移動銀行應(yīng)用具有直觀的界面，旨在提升用戶體驗。5.B.minimize解析：在風(fēng)險管理中，通過徹底的盡職調(diào)查來降低潛在的信用違約風(fēng)險至關(guān)重要。6.A.promotion解析：政府最近的政策支持在華南地區(qū)推廣綠色金融項目。7.B.skilled解析：南康分行擁有一支專業(yè)的團(tuán)隊，協(xié)助客戶進(jìn)行復(fù)雜的財務(wù)規(guī)劃。8.A.reduced解析：經(jīng)濟(jì)衰退導(dǎo)致銀行系統(tǒng)流動性減少，導(dǎo)致貸款條件收緊。9.B.supporting解析：銀行的CSR倡議專注于支持江西省農(nóng)村地區(qū)的社區(qū)發(fā)展。10.A.decreased解析：數(shù)字化轉(zhuǎn)型降低了城市地區(qū)對實體網(wǎng)點的需求。二、閱讀理解1.B.Theyhavebeenforcedtodigitize.解析：文章指出傳統(tǒng)銀行被迫采取數(shù)字策略以保持競爭力。2.B.Byofferingreal-timefinancialadvice.解析：文中提到南康的民生銀行應(yīng)用提供實時財務(wù)建議，提升了用戶參與度。3.B.Cybersecurityrisks.解析：文章提到銀行在采用金融科技時面臨的主要挑戰(zhàn)是網(wǎng)絡(luò)安全風(fēng)險。4.B.Offeringsubsidiesfortechinvestments.解析：江西省政府通過提供技術(shù)投資補(bǔ)貼來支持金融科技發(fā)展。5.C.Optimisticaboutfintech.解析：文章整體上對金融科技持積極態(tài)度，強(qiáng)調(diào)其帶來的機(jī)遇。三、完形填空6.B.Becauseof解析：句意強(qiáng)調(diào)經(jīng)濟(jì)快速增長導(dǎo)致需求激增。7.B.Moreover解析：承接上文，銀行推出了新產(chǎn)品。8.C.streamline解析：競爭迫使銀行簡化運(yùn)營。9.C.reduce解析：政府實施更嚴(yán)格的貸款政策以降低信用風(fēng)險。10.B.rapidly解析：客戶從中受益，獲得更便捷的銀行服務(wù)。四、翻譯1.Withtheadvancementoffintech,banksinJiangxiProvinceareactivelyembracingdigitaltransformation.2.AsanimportanteconomicregioninGanzhou,Nankangneedsmoresupportforinclusivefinancialservices.五、寫作范文TheRoleofFintechinRuralBankinginJiangxiProvinceFintechhasrevolutionizedthebankingsector,anditsimpactonruralareasofJiangxiProvinceisparticularlysignificant.Traditionalbankshavestruggledtoreachre