中信銀行福州市倉山區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillintheblankfromthefouroptions(A,B,C,D).1.Thenewfinancialtechnologyinthebankingsector______asignificantimpactoncustomerserviceefficiency.A.hasmadeB.makesC.madeD.ismaking2.Asaresultoftheregulatorychanges,thebank’s______onriskmanagementhasbeenstrengthened.A.emphasisB.emphasizeC.emphasizedD.emphasizing3.Thebranchmanager______theopeningceremonyofthenewservicecenterlastweek.A.attendedB.attendC.attendingD.attendto4.Despitetheeconomic______,thebank’sprofitmarginshaveremainedstable.A.downturnB.downturnsC.downturnedD.downturning5.The______betweentraditionalbankinganddigitalfinancerequiresabalancedapproach.A.contrastB.contrastingC.contrastsD.contrasted二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestions.Passage:Theriseofdigitalbankinghastransformedthewaycustomersinteractwithfinancialinstitutions.Mobileapps,onlineplatforms,andAI-drivenserviceshavemadebankingmoreaccessibleandefficient.However,traditionalbranchesstillplayacrucialroleinbuildingcustomertrustandprovidingpersonalizedservices.Thekeyforbanksliesinintegratingtechnologywithhuman-centricstrategies.Byleveragingbigdataandmachinelearning,financialinstitutionscanoffertailoredfinancialadvice,improvefrauddetection,andenhanceuserexperiences.Yet,regulatorycomplianceremainsamajorchallenge,requiringbankstomaintainadelicatebalancebetweeninnovationandriskmanagement.6.Whatisthemainfocusofthepassage?A.Thedeclineoftraditionalbanking.B.Theimpactofdigitaltechnologyonfinance.C.Theimportanceofhumaninteractioninbanking.D.Thechallengesofregulatorycompliance.7.Accordingtothepassage,whatenablesbankstoprovidebetterservices?A.Reducingthenumberofphysicalbranches.B.UsingbigdataandAI.C.Increasingprofitmargins.D.Ignoringcustomerneeds.8.Whatdoesthepassagesuggestaboutthefutureofbanking?A.Digitalbankingwillreplacealltraditionalmethods.B.Banksshouldfocussolelyontechnology.C.Ahybridmodelcombiningtechandhumanservicesisideal.D.Regulatorychangeswilleliminatebankingjobs.9.Theword"leverage"inthepassageisclosestinmeaningto:A.IgnoreB.UtilizeC.MinimizeD.Replace三、語法填空（共5題，每題2分，共10分）directions:Completethesentenceswiththecorrectformofthewordsgiveninbrackets.10.Manycustomers______(prefer)onlinetransactionsovervisitingphysicalbranches.11.Thebank’spolicyrequiresallemployeesto______(update)theirtrainingrecordsannually.12.Duetothehighdemand,thenewcreditcard______(release)hasbeenpostponed.13.Smallbusinessesoften______(struggle)withcashflowmanagementintheearlystages.14.Thefinancialanalystsuggestedthatthebank______(diversify)itsinvestmentportfoliotoreducerisk.四、句子改錯(cuò)（共4題，每題3分，共12分）directions:Identifyandcorrecttheerrorineachsentence.15.Theteamworkedhardtomeetthedeadline,buttheyfailedincompletingtheprojectontime.Error:_________________________Correction:_________________________16.Despitetheeconomicdownturn,thebank’srevenuehasincreasedby15%thisyear.Error:_________________________Correction:_________________________17.Ifthecustomerdoesnotpaytheloanwithinonemonth,thebankwillchargealatefee.Error:_________________________Correction:_________________________18.Thenewbranchmanagerisresponsibleformanagingalltheemployeesandoperationsinthearea.Error:_________________________Correction:_________________________五、完形填空（共5題，每題2分，共10分）directions:Readthepassageandchoosethebestoption(A,B,C,D)tocompleteeachblank.Thebankingsectorhasundergonesignificantchangesinrecentyears.Withthe______(19)ofdigitaltechnology,onlinebankinghasbecomethenormformanycustomers.However,______(20)traditionalbranchesstillplayavitalroleinprovidingpersonalizedservices.Banksthat______(21)thisbalancebetweeninnovationandhumaninteractionaremorelikelytosucceed.Forinstance,manycustomers______(22)tousemobileappsfordailytransactionsbutstillprefertovisitabranchforcomplexfinancialadvice.Therefore,thekeyforbanksisto______(23)customerpreferenceswhileadaptingtonewtrends.19.A.popularityB.popularity’sC.popularizingD.popular20.A.andB.butC.yetD.so21.A.keepB.keepsC.keptD.keeping22.A.enjoysB.enjoyC.enjoyingD.toenjoy23.A.meetB.meetsC.metD.meeting答案與解析一、選詞填空1.D.ismaking解析：Thesentencedescribesanongoingactionaffectingthepresent,sothepresentcontinuoustenseisappropriate.2.A.emphasis解析：Thenoun"emphasis"fitsthestructure"thebank’s______onriskmanagement."3.A.attended解析：Thepasttenseisrequiredafter"Thebranchmanager______."4.A.downturn解析："Economicdownturn"isacommoncollocationmeaningaperiodofeconomicdecline.5.A.contrast解析："The______betweenAandB"requiresanoun,notaverbform.二、閱讀理解6.B.Theimpactofdigitaltechnologyonfinance.解析：Thepassagediscusseshowdigitalbankinghaschangedtheindustry.7.B.UsingbigdataandAI.解析：Thetextmentionsthesetoolsaskeytoimprovingservices.8.C.Ahybridmodelcombiningtechandhumanservicesisideal.解析：Thepassagesuggestsbalancingtechnologywithhuman-centricstrategies.9.B.Utilize解析："Leverage"meanstomakefulluseofsomethingformaximumbenefit.三、語法填空10.prefer解析："Manycustomersprefer"isthecorrectstructure.11.update解析："toupdate"istheinfinitiveformafter"to."12.release解析："Thenewcreditcardrelease"isthenounformrequired.13.struggle解析："Smallbusinessesoftenstruggle"isthepresentsimpletense.14.diversify解析："Thebankshoulddiversify"followsthemodalverb"suggest."四、句子改錯(cuò)15.Error:"failedincompleting"Correction:"failedtocomplete"解析："Failtodosomething"isthecorrectstructure.16.Error:"despite"(shouldbel