民生銀行煙臺(tái)市招遠(yuǎn)市2025秋招筆試英語(yǔ)題專練及答案一、選詞填空（共10題，每題1分）題目：閱讀以下短文，從每題所給的四個(gè)選項(xiàng)中選擇最適合填入空白處的單詞，并標(biāo)出選項(xiàng)字母。短文：Therapiddevelopmentofdigitalbankinghasbroughtbothopportunitiesandchallengesforfinancialinstitutions.InYantai,Zhaoyuan,acitywithastrongindustrialbase,_1_bankslikeMinshengBankmustadapttothechangingmarkettoremaincompetitive.Manylocalbusinesses,especiallysmallandmedium-sizedenterprises(SMEs),relyon_2_financialservicestoexpandtheiroperations.However,theincreasingrelianceononlineplatformsalsoraisesconcernsaboutcybersecurity.Toaddresstheseissues,MinshengBankhasimplementedseveralstrategies.First,thebankhasinvestedheavilyin_3_technologiestoimproveserviceefficiency.Second,ithasstrengtheneditsriskmanagementsystemsto_4_potentialfraud.Additionally,thebankhaslaunched_5_programstosupportlocalentrepreneurs,offeringthemlow-interestloansandfinancialconsultations.TheseinitiativeshavenotonlyhelpedSMEsbutalso_6_thebank’sreputationintheregion.Despitetheseefforts,thebankstillfaceschallenges.Forexample,someelderlycustomersinZhaoyuanare_7_comfortableusingdigitalbankingtools.Tosolvethisproblem,MinshengBankhasorganizedtrainingsessionstoteachthemhowtousemobileappsandonlineservices.Moreover,thebankhas_8_acustomerfeedbacksystemtogathersuggestionsandimproveitsservicesfurther.Bydoingso,itaimsto_9_amoreinclusiveanduser-friendlybankingenvironment.Finally,thebankisexploringpartnershipswithlocalgovernmentsto_10_economicgrowthinZhaoyuan.選項(xiàng)：1.A.traditionally2.B.affordable3.C.innovative4.D.minimize5.E.innovative6.F.enhanced7.G.still8.H.established9.I.promote10.J.contribute二、閱讀理解（共5題，每題2分）題目：閱讀以下三篇短文，根據(jù)文章內(nèi)容回答問(wèn)題。短文1：Title:TheRiseofMobileBankinginChinaChinahasseenadramaticincreaseinmobilebankingusageoverthepastdecade.Withthewidespreadadoptionofsmartphonesandtheinternet,peopleincitieslikeYantaiandZhaoyuancannowaccessbankingservicesanytimeandanywhere.Accordingtoa2024reportbytheChinaBankingAssociation,over80%ofurbanresidentsnowusemobilebankingapps.Thisshifthasnotonlyimprovedconveniencebutalsoreducedtransactioncostsforbanks.However,ithasalsobroughtnewchallenges,suchascybersecurityrisksandtheneedfordigitalliteracytrainingforoldercustomers.Questions:1.WhathascontributedtothegrowthofmobilebankinginChina?A.GovernmentpoliciesB.Smartphone普及C.FewerbankbranchesD.Higherinterestrates2.Whatisonechallengeofmobilebanking?A.FewertransactionsB.CybersecurityrisksC.MorebankemployeesD.Lowerprofits短文2：Title:TheRoleofSMEsinZhaoyuan’sEconomyZhaoyuan,acityinShandongProvince,hasastrongindustrialbase,withmanysmallandmedium-sizedenterprises(SMEs)contributingtoitseconomicgrowth.Thesebusinessesoftenfacedifficultiesinaccessingtraditionalbankingservicesduetotheirlimitedfinancialhistory.However,withthesupportofbankslikeMinshengBank,SMEsinZhaoyuanhavebeenabletoexpandtheiroperations.Forexample,thebankhasintroducedaspecialloanprogramforSMEs,offeringthemflexiblerepaymenttermsandcompetitiveinterestrates.Thishashelpedmanybusinessessurvivetheeconomicdownturnandevengrow.Questions:3.WhydoSMEsinZhaoyuanstruggletogetloans?A.TheylackfinancialhistoryB.TheyaretoobigC.Theydon’tneedloansD.Theydon’ttrustbanks4.HowhasMinshengBankhelpedSMEs?A.ByclosingtheirbusinessesB.ByofferingspecialloanprogramsC.ByincreasinginterestratesD.Byreducingcompetition短文3：Title:TheImportanceofFinancialEducationinRuralAreasWhilecitieslikeYantaihaveadvancedfinancialsystems,manyruralareasinChinastilllackaccesstobasicbankingservices.ThisisparticularlytrueinZhaoyuan’scountryside,wheretraditionalbanksarescarce.Toaddressthisissue,MinshengBankhaslaunchedafinancialeducationprograminruralschools.Theprogramteachesstudentsaboutsavingmoney,budgeting,andtheimportanceofcreditscores.Byimprovingfinancialliteracy,thebankhopestoreducepovertyandpromoteeconomicdevelopmentintheseareas.Questions:5.WhatisthemainprobleminruralZhaoyuan?A.ToomanybanksB.LackoffinancialeducationC.HighpopulationgrowthD.Excessiveloanoffers三、句子改錯(cuò)（共5題，每題2分）題目：以下句子中各有一處錯(cuò)誤，請(qǐng)找出并改正。1.Thelocalgovernmentencouragessmallbusinessestoborrowmoneyfrombankstoexpandquickly.2.Despitethehighinterestrates,manyentrepreneursinZhaoyuanstillprefertraditionalloansoveronlinefinancing.3.MinshengBankhasimproveditscustomerservicebyreducingthenumberofstafftohandlemoreinquiriesatonce.4.Thebank’snewmobileappallowscustomerstotransfermoneybetweenaccountswithoutanyfees.5.Althoughcybersecuritythreatsareincreasing,thebankhasnotyetimplementedanyadditionalsecuritymeasures.四、完形填空（共10題，每題1分）題目：閱讀以下短文，根據(jù)上下文選擇最適合填入空白處的單詞。ThebankingindustryinYantaiandZhaoyuanhasundergonesignificantchangesinrecentyears._1_theriseofdigitalbanking,traditionalbankslikeMinshengBankhavehadtoadapttostayrelevant.Manylocalbusinesses,especiallySMEs,havebenefitedfromthebank’sinnovativeservices.Forexample,thebankhasintroduceda_2_loanprogramforstartups,offeringthemlow-interestloansandmentorship.Thishashelpedmanyyoungentrepreneurslaunchtheirbusinesses.However,thebankalsofaceschallenges._3_customers,particularlytheelderly,arestilluncomfortableusingdigitalbankingtools.Toaddressthis,MinshengBankhas_4_freetrainingsessionstoteachthemhowtousemobileappsandonlineservices.Additionally,thebankhas_5_acustomerfeedbacksystemtoimproveitsservicesfurther.Bydoingso,itaimsto_6_amoreinclusivebankingenvironment._7_thebankcontinuestogrow,itisexploringnewwaystosupportthelocaleconomy.Forinstance,ithas_8_partnershipswithlocalgovernmentstopromotefinancialinclusioninruralareas.Theseinitiativeshavenotonlyhelpedthebank_9_itsreputationbutalsocontributedtotheregion’seconomicdevelopment.Inthefuture,MinshengBankplansto_10_itsdigitalservicestoreachmorecustomersandimproveefficiency.選項(xiàng)：1.A.Becauseof2.B.Specialized3.C.Some4.D.Organized5.E.Established6.F.Create7.G.As8.H.Forming9.I.Strengthen10.J.Expand五、翻譯填空（共5題，每題2分）題目：將以下句子翻譯成英文，并用括號(hào)中的詞填空。1.為了支持當(dāng)?shù)刂行∑髽I(yè)的發(fā)展，民生銀行在招遠(yuǎn)市推出了優(yōu)惠貸款計(jì)劃。Thebankintroduceda(n)______(loan)programtosupportthedevelopmentoflocalSMEsinZhaoyuan.2.盡管面臨許多挑戰(zhàn)，但這家銀行仍然致力于提高客戶服務(wù)質(zhì)量。Despitemanychallenges,thebankisstillcommittedto______(improve)customerservicequality.3.隨著數(shù)字銀行的興起，傳統(tǒng)銀行需要不斷創(chuàng)新以保持競(jìng)爭(zhēng)力。Withtheriseofdigitalbanking,traditionalbanksneedto______(innovate)toremaincompetitive.4.該銀行在招遠(yuǎn)市建立了多個(gè)自助服務(wù)點(diǎn)，方便客戶隨時(shí)辦理業(yè)務(wù)。Thebankhasestablishedseveral______(self-service)kiosksinZhaoyuantomakeitconvenientforcustomerstohandletransactionsanytime.5.為了提高金融素養(yǎng)，銀行定期舉辦講座，教育公眾了解金融知識(shí)。To______(raise)financialliteracy,thebankholdslecturesregularlytoeducatethepublicaboutfinancialknowledge.答案及解析一、選詞填空1.C(innovative)2.B(affordable)3.C(innovative)4.D(minimize)5.E(innovative)6.F(enhanced)7.G(still)8.H(established)9.I(promote)10.J(contribute)解析：-第1、3、5題選“innovative”，因?yàn)槲恼聫?qiáng)調(diào)銀行采用新技術(shù)。-第2題選“affordable”，因?yàn)橹行∑髽I(yè)需要負(fù)擔(dān)得起的金融服務(wù)。-第4題選“minimize”，因?yàn)殂y行需要減少風(fēng)險(xiǎn)。-第7題選“still”，因?yàn)椴糠掷夏耆巳圆涣?xí)慣數(shù)字銀行。二、閱讀理解1.B(Smartphone普及)2.B(Cybersecurityrisks)3.A(Theylackfinancialhistory)4.B(Byofferingspe