中國(guó)銀行邢臺(tái)市襄都區(qū)2025秋招筆試英語(yǔ)選詞填空題專(zhuān)練50題及答案選詞填空題（50題，每題2分，共100分）題目1.Therapiddevelopmentofdigitalbankinghastransformedthewaypeoplemanagetheirfinances,especiallyinregionslikeXingtaiwheretraditionalfinancialservicesarestillprevalent.However,thistransformationalsoposeschallengesforlocalbanksto__________withthechangingmarketdemands.-A.comply-B.compete-C.cooperate-D.conform2.InthecontextofChina'sfinancialsector,theintegrationofbigdataanalyticsintocreditassessmentmodelshassignificantlyimprovedriskmanagement.LocalfinancialinstitutionsinXingtaihavebeguntoleveragethesetechnologiesto__________loandefaults.-A.reduce-B.minimize-C.eliminate-D.decrease3.TheCentralBankofChinahasrecentlyintroducedstricterregulationsto__________financialinstability,particularlyinareaswheretherealestatemarkethasoverheated.ThismoveisexpectedtoimpactbanksinXingtai,whichhaveasubstantialpresenceinthemortgagesector.-A.prevent-B.mitigate-C.avoid-D.curb4.Aspartofthegovernment'seffortstopromoteruralfinancialinclusion,Chinesebankshavebeenencouragedto__________digitalpaymentsolutionstoremoteareas.InXingtai,thisinitiativehashelpedbridgethegapbetweenurbanandruralfinancialservices.-A.implement-B.introduce-C.adopt-D.deploy5.Theriseoffintechcompanieshas__________traditionalbankstoinnovateandenhancetheirserviceofferings.Forinstance,banksinXingtaihavehadto__________newmobilebankingapplicationstostaycompetitive.-A.forced-B.compelled-C.pushed-D.driven6.China'seconomicpolicieshavefocusedon__________regionaldisparities,andfinancialinstitutionsinXingtaihaveplayedakeyroleinthisprocessbyallocatingresourcestounderdevelopedareas.-A.narrowing-B.reducing-C.balancing-D.addressing7.Theuseofblockchaintechnologyinbankinghasthepotentialto__________transactiontransparencyandefficiency.Xingtai'sbankshavestartedexploringitsapplicationstostreamlinecross-borderpayments.-A.enhance-B.improve-C.boost-D.increase8.Intheeventofafinancialcrisis,itiscrucialforbankstohaverobustriskmanagementframeworksinplaceto__________potentiallosses.LocalbanksinXingtaihavebeeninvestinginadvancedanalyticstoachievethis.-A.mitigate-B.minimize-C.control-D.prevent9.Thegovernment'spushforgreenfinancehasencouragedbanksto__________environmentallyfriendlyprojects.InXingtai,severalbankshavelaunchedspecializedfundsforrenewableenergyinitiatives.-A.support-B.finance-C.invest-D.fund10.Thedigitalizationofbankingserviceshas__________theneedforphysicalbranches,especiallyinurbanareaslikeXingtai.Banksarenowfocusingoncreatingmoreefficientonlineplatforms.-A.reduced-B.decreased-C.minimized-D.lowered11.China'sbankingsectorhasbeen__________tointernationalstandardstoattractforeigninvestment.Xingtai'sbankshaveimprovedtheircomplianceframeworkstomeettheserequirements.-A.aligning-B.conforming-C.adjusting-D.adapting12.Theuseofartificialintelligenceinbankinghas__________theefficiencyofcustomerserviceoperations.LocalbanksinXingtaihaveintegratedAI-poweredchatbotstohandleinquiries.-A.increased-B.improved-C.enhanced-D.boosted13.TheCentralBankofChinahasemphasizedtheimportanceof__________financialeducationtoenhancepublicawarenessoffinancialrisks.InXingtai,bankshavelaunchedworkshopstoeducatecustomers.-A.promoting-B.encouraging-C.fostering-D.supporting14.Thegrowthofonlinebankinghas__________traditionalbankingmodels,forcinginstitutionsinXingtaito__________theirbusinessstrategies.-A.disrupted-B.transformed-C.altered-D.changed15.Theintegrationofmobilebankingappshas__________customerengagementandloyalty.Xingtai'sbankshaveseenasignificantincreaseinappdownloadssincetheirlaunch.-A.strengthened-B.enhanced-C.improved-D.boosted16.ThebankingsectorinChinahasbeen__________toaddressthechallengesposedbyeconomicslowdowns.LocalbanksinXingtaihavebeendiversifyingtheirrevenuestreams.-A.resilient-B.adaptable-C.flexible-D.robust17.Theuseofbigdataincreditscoringhas__________theaccuracyofloanapprovals.Xingtai'sbankshaveadoptedadvancedalgorithmstoassesscreditworthiness.-A.improved-B.enhanced-C.increased-D.boosted18.Thegovernment'sinitiativesto__________financialinclusionhavehadapositiveimpactonruralareas.BanksinXingtaihavebeenactiveintheseefforts.-A.promote-B.encourage-C.foster-D.support19.Theriseofdigitalcurrencieshas__________traditionalmonetarysystems.Centralbanks,includingthoseinXingtai,areexploringthepotentialofdigitalyuan.-A.challenged-B.threatened-C.disrupted-D.altered20.ThebankingsectorinXingtaihasbeen__________toadoptnewtechnologiestoimproveservicedelivery.ThisincludestheuseofcloudcomputingandAI.-A.proactive-B.active-C.engaged-D.involved21.Theuseofmobilepaymentplatformshas__________cashtransactions.InXingtai,theadoptionofAlipayandWeChatPayhasbeenremarkable.-A.reduced-B.minimized-C.decreased-D.lowered22.TheCentralBankofChinahasintroducedmeasuresto__________financialfraud.LocalbanksinXingtaihaveenhancedtheirsecurityprotocols.-A.prevent-B.mitigate-C.reduce-D.curb23.Thegrowthofthefintechindustryhas__________traditionalbankstoinnovate.Xingtai'sbankshavedevelopednewproductstocompetewithfintechcompanies.-A.compelled-B.forced-C.pushed-D.driven24.Theuseofblockchaininbankinghasthepotentialto__________transparencyandtraceabilityintransactions.Xingtai'sbanksareexploringitsapplicationsinsupplychainfinance.-A.enhance-B.improve-C.boost-D.increase25.Thegovernment'spushforgreenfinancehasencouragedbanksto__________environmentallysustainableprojects.InXingtai,severalbankshavelaunchedgreenbonds.-A.finance-B.support-C.invest-D.fund26.Thedigitalizationofbankingserviceshas__________theneedforphysicalbranches.Xingtai'sbanksarefocusingoncreatingmoreefficientonlineplatforms.-A.reduced-B.decreased-C.minimized-D.lowered27.China'sbankingsectorhasbeen__________tointernationalstandardstoattractforeigninvestment.Xingtai'sbankshaveimprovedtheircomplianceframeworks.-A.aligning-B.conforming-C.adjusting-D.adapting28.Theuseofartificialintelligenceinbankinghas__________theefficiencyofcustomerserviceoperations.Xingtai'sbankshaveintegratedAI-poweredchatbots.-A.increased-B.improved-C.enhanced-D.boosted29.TheCentralBankofChinahasemphasizedtheimportanceof__________financialeducation.InXingtai,bankshavelaunchedworkshopstoeducatecustomers.-A.promoting-B.encouraging-C.fostering-D.supporting30.Thegrowthofonlinebankinghas__________traditionalbankingmodels,forcinginstitutionsinXingtaito__________theirbusinessstrategies.-A.disrupted-B.transformed-C.altered-D.changed31.Theintegrationofmobilebankingappshas__________customerengagement.Xingtai'sbankshaveseenasignificantincreaseinappdownloads.-A.strengthened-B.enhanced-C.improved-D.boosted32.ThebankingsectorinChinahasbeen__________toaddressthechallengesposedbyeconomicslowdowns.Xingtai'sbankshavebeendiversifyingtheirrevenuestreams.-A.resilient-B.adaptable-C.flexible-D.robust33.Theuseofbigdataincreditscoringhas__________theaccuracyofloanapprovals.Xingtai'sbankshaveadoptedadvancedalgorithms.-A.improved-B.enhanced-C.increased-D.boosted34.Thegovernment'sinitiativesto__________financialinclusionhavehadapositiveimpactonruralareas.BanksinXingtaihavebeenactiveintheseefforts.-A.promote-B.encourage-C.foster-D.support35.Theriseofdigitalcurrencieshas__________traditionalmonetarysystems.CentralbanksinXingtaiareexploringthepotentialofdigitalyuan.-A.challenged-B.threatened-C.disrupted-D.altered36.ThebankingsectorinXingtaihasbeen__________toadoptnewtechnologies.ThisincludestheuseofcloudcomputingandAI.-A.proactive-B.active-C.engaged-D.involved37.Theuseofmobilepaymentplatformshas__________cashtransactions.InXingtai,theadoptionofAlipayandWeChatPayhasbeenremarkable.-A.reduced-B.minimized-C.decreased-D.lowered38.TheCentralBankofChinahasintroducedmeasuresto__________financialfraud.LocalbanksinXingtaihaveenhancedtheirsecurityprotocols.-A.prevent-B.mitigate-C.reduce-D.curb39.Thegrowthofthefintechindustryhas__________traditionalbankstoinnovate.Xingtai'sbankshavedevelopednewproducts.-A.compelled-B.forced-C.pushed-D.driven40.Theuseofblockchaininbankinghasthepotentialto__________transparencyintransactions.Xingtai'sbanksareexploringitsapplicationsintradefinance.-A.enhance-B.improve-C.boost-D.increase41.Thegovernment'spushforgreenfinancehasencouragedbanksto__________environmentallysustainableprojects.InXingtai,severalbankshavelaunchedgreenloans.-A.finance-B.support-C.invest-D.fund42.Thedigitalizationofbankingserviceshas__________theneedforphysicalbranches.Xingtai'sbanksarefocusingononlineplatforms.-A.reduced-B.decreased-C.minimized-D.lowered43.China'sbankingsectorhasbeen__________tointernationalstandardstoattractforeigninvestment.Xingtai'sbankshaveimprovedtheircomplianceframeworks.-A.aligning-B.conforming-C.adjusting-D.adapting44.Theuseofartificialintelligenceinbankinghas__________theefficiencyofcustomerserviceoperations.Xingtai'sbankshaveintegratedAI-poweredchatbots.-A.increased-B.improved-C.enhanced-D.boosted45.TheCentralBankofChinahasemphasizedtheimportanceof__________financialeducation.InXingtai,bankshavelaunchedworkshopstoeducatecustomers.-A.promoting-B.encouraging-C.fostering-D.supporting46.Thegrowthofonlinebankinghas__________traditionalbankingmodels,forcinginstitutionsinXingtaito__________theirbusinessstrategies.-A.disrupted-B.transformed-C.altered-D.changed47.Theintegrationofmobilebankingappshas__________customerengagement.Xingtai'sbankshaveseenasignificantincreaseinappdownloads.-A.strengthened-B.enhanced-C.improved-D.boosted48.ThebankingsectorinChinahasbeen__________toaddressthechallengesposedbyeconomicslowdowns.Xingtai'sbankshavebeendiversifyingtheirrevenuestreams.-A.resilient-B.adaptable-C.flexible-D.robust49.Theuseofbigdataincreditscoringhas__________theaccuracyofloanapprovals.Xingtai'sbankshaveadoptedadvancedalgorithms.-A.improved-B.enhanced-C.increased-D.boosted50.Thegovernment'sinitiativesto__________financialinclusionhavehadapositiveimpactonruralareas.BanksinXingtaihavebeenactiveintheseefforts.-A.promote-B.encourage-C.foster-D.support答案及解析1.B.compete解析：數(shù)字銀行的發(fā)展改變了人們管理財(cái)務(wù)的方式，尤其是在像邢臺(tái)這樣的傳統(tǒng)金融服務(wù)仍然盛行的地區(qū)。這種轉(zhuǎn)型對(duì)當(dāng)?shù)劂y行提出了挑戰(zhàn)，要求它們與不斷變化的市場(chǎng)需求競(jìng)爭(zhēng)。2.B.minimize解析：在中國(guó)金融領(lǐng)域，將大數(shù)據(jù)分析整合到信用評(píng)估模型中顯著改善了風(fēng)險(xiǎn)管理。邢臺(tái)地區(qū)的本地金融機(jī)構(gòu)開(kāi)始利用這些技術(shù)來(lái)最小化貸款違約。3.D.curb解析：中國(guó)人民銀行最近引入了更嚴(yán)格的監(jiān)管措施，以遏制金融不穩(wěn)定，特別是在房地產(chǎn)市場(chǎng)過(guò)熱的地區(qū)。這一舉措預(yù)計(jì)將影響邢臺(tái)地區(qū)的銀行，這些銀行在抵押貸款領(lǐng)域擁有重大業(yè)務(wù)。4.A.implement解析：作為政府促進(jìn)農(nóng)村金融包容性努力的一部分，中國(guó)銀行被鼓勵(lì)在農(nóng)村地區(qū)實(shí)施數(shù)字支付解決方案。在邢臺(tái)，這項(xiàng)倡議幫助彌合了城鄉(xiāng)金融服務(wù)之間的差距。5.A.forced解析：金融科技公司的興起迫使傳統(tǒng)銀行進(jìn)行創(chuàng)新并提升其服務(wù)產(chǎn)品。例如，邢臺(tái)地區(qū)的銀行不得不開(kāi)發(fā)新的移動(dòng)銀行應(yīng)用程序以保持競(jìng)爭(zhēng)力。6.A.narrowing解析：中國(guó)的經(jīng)濟(jì)政策專(zhuān)注于縮小區(qū)域差距，金融機(jī)構(gòu)在邢臺(tái)發(fā)揮了關(guān)鍵作用，通過(guò)向欠發(fā)達(dá)地區(qū)分配資源來(lái)實(shí)現(xiàn)這一目標(biāo)。7.A.enhance解析：區(qū)塊鏈技術(shù)在銀行中的應(yīng)用有可能提高交易透明度和效率。邢臺(tái)地區(qū)的銀行開(kāi)始探索其應(yīng)用，以簡(jiǎn)化跨境支付。8.B.minimize解析：在金融危機(jī)的情況下，銀行需要擁有強(qiáng)大的風(fēng)險(xiǎn)管理框架來(lái)最小化潛在損失。邢臺(tái)地區(qū)的本地銀行正在投資于先進(jìn)的分析技術(shù)來(lái)實(shí)現(xiàn)這一目標(biāo)。9.A.support解析：政府推動(dòng)綠色金融，鼓勵(lì)銀行支持環(huán)保項(xiàng)目。在邢臺(tái)，幾家銀行已推出專(zhuān)門(mén)用于可再生能源項(xiàng)目的基金。10.A.reduced解析：銀行服務(wù)的數(shù)字化減少了實(shí)體網(wǎng)點(diǎn)需求，特別是在像邢臺(tái)這樣的城市地區(qū)。銀行現(xiàn)在專(zhuān)注于創(chuàng)建更高效的在線平臺(tái)。11.A.aligning解析：在中國(guó)金融領(lǐng)域，銀行已調(diào)整以符合國(guó)際標(biāo)準(zhǔn)以吸引外國(guó)投資。邢臺(tái)地區(qū)的銀行已改進(jìn)其合規(guī)框架以滿足這些要求。12.B.improved解析：人工智能在銀行中的應(yīng)用提高了客戶服務(wù)運(yùn)營(yíng)的效率。邢臺(tái)地區(qū)的本地銀行已集成人工智能聊天機(jī)器人來(lái)處理查詢。13.A.promoting解析：中國(guó)人民銀行強(qiáng)調(diào)推廣金融教育以增強(qiáng)公眾對(duì)金融風(fēng)險(xiǎn)的認(rèn)識(shí)。在邢臺(tái)，銀行已推出研討會(huì)教育客戶。14.A.disrupted解析：在線銀行的興起改變了傳統(tǒng)銀行模式，迫使邢臺(tái)地區(qū)的機(jī)構(gòu)調(diào)整其商業(yè)戰(zhàn)略。15.A.strengthened解析：移動(dòng)銀行應(yīng)用程序的集成增強(qiáng)了客戶參與度和忠誠(chéng)度。自推出以來(lái)，邢臺(tái)地區(qū)的銀行在應(yīng)用程序下載量方面看到了顯著增長(zhǎng)。16.A.resilient解析：中國(guó)銀行已調(diào)整以應(yīng)對(duì)經(jīng)濟(jì)放緩帶來(lái)的挑戰(zhàn)。邢臺(tái)地區(qū)的本地銀行正在多元化其收入來(lái)源。17.A.improved解析：大數(shù)據(jù)在信用評(píng)分中的應(yīng)用提高了貸款批準(zhǔn)的準(zhǔn)確性。邢臺(tái)地區(qū)的銀行已采用先進(jìn)的算法。18.A.promote解析：政府推動(dòng)金融包容性舉措對(duì)農(nóng)村地區(qū)產(chǎn)生了積極影響。邢臺(tái)地區(qū)的銀行積極參與這些努力。19.C.disrupted解析：數(shù)字貨幣的興起改變了傳統(tǒng)貨幣體系。中國(guó)人民銀行正在探索數(shù)字人民幣的潛力。20.A.proactive解析：邢臺(tái)地區(qū)的銀行已積極采用新技術(shù)以改善服務(wù)交付。這包括云計(jì)算和人工智能的應(yīng)用。21.A.reduced解析：移動(dòng)支付平臺(tái)的應(yīng)用減少了現(xiàn)金交易。在邢臺(tái)，支付寶和微信支付的采用非常顯著。22.D.curb解析：中國(guó)人民銀行已推出措施以遏制金融欺詐。邢臺(tái)地區(qū)的本地銀行已加強(qiáng)了其安全協(xié)議。23.A.compelled解析：金融科技行業(yè)的增長(zhǎng)迫使傳統(tǒng)銀行進(jìn)行創(chuàng)新。邢臺(tái)地區(qū)的銀行已開(kāi)發(fā)出新產(chǎn)品以與金融科技公司競(jìng)爭(zhēng)。24.A.enhance解析：區(qū)塊鏈在銀行中的應(yīng)用有可能提高交易的透明度和可追溯性。邢臺(tái)地區(qū)的銀行正在探索其在供應(yīng)鏈金融中的應(yīng)用。25.A.finance解析：政府推動(dòng)綠色金融，鼓勵(lì)銀行資助環(huán)保項(xiàng)目。在邢臺(tái)，幾家銀行已推出綠色債券。26.A.redu