中國銀行大連市莊河市2025秋招筆試英語閱讀＋選詞題專練30題及答案英語閱讀理解（10題，每題2分，共20分）1.Passage1(2分)ThebankingsectorinDalianhasbeenundergoingsignificanttransformationsinrecentyears,withChineseBankplayingapivotalrole.Thecity'seconomicgrowth,fueledbyitsportandindustrialbase,hascreatedahighdemandforfinancialservices.ChineseBank'sexpansioninZhanjiang,acoastalcityinDalian,hasbeenparticularlynotable.Thebankhasintroducedinnovativedigitalbankingsolutionstocatertothegrowingtech-savvypopulation.Thismovehasnotonlyenhancedcustomersatisfactionbutalsostrengthenedthebank'smarketposition.Thelocalgovernmenthasbeensupportive,offeringtaxincentivesandinfrastructureimprovementstoattractmorefinancialinstitutions.Question:Whatisthemainfocusofthepassage?A)TheeconomicdeclineofDalian'sport.B)ThedigitalbankinginitiativesofChineseBankinZhanjiang.C)Thegovernment'spolicyonfinancialinstitutions.D)TheindustrialgrowthofDalian.2.Passage2(2分)SustainablebankingpracticesarebecomingincreasinglyimportantinChina,andChineseBankhastakenseveralstepstoalignwithglobalstandards.InDalian,thebankhaslaunchedagreencreditprogramtosupporteco-friendlybusinesses.Thisinitiativehashelpedcompaniesintherenewableenergysectorsecurefundingmoreeasily.Thebankhasalsoinvestedincarbon-neutralprojects,suchaswindenergyfarmsinneighboringLiaoningProvince.Theseeffortshavenotonlyreducedthebank'senvironmentalfootprintbutalsoenhanceditsreputationamongsociallyconsciousinvestors.Thesuccessoftheseprogramssuggeststhatsustainablebankingcandrivebotheconomicandenvironmentalbenefits.Question:Whatistheprimarypurposeofthegreencreditprogram?A)Toreducethebank'soperationalcosts.B)Tosupportenvironmentallyresponsiblebusinesses.C)Toattractmoreforeigninvestors.D)TopromoteindustrialexpansioninLiaoning.3.Passage3(2分)TheriseoffintechhasposedbothchallengesandopportunitiesfortraditionalbankslikeChineseBank.InDalian,thebankhaspartneredwithlocaltechfirmstodevelopmobilebankingapplicationsthatofferadvancedfeatures.Theseappsprovidereal-timefinancialmanagementtools,enablingcustomerstomonitortheiraccountsandmaketransactionsseamlessly.Despitetheconvenience,thebankfacescompetitionfromsmallerfintechcompaniesthatcanofferlowerfees.Tostaycompetitive,ChineseBankhasfocusedonpersonalizedservicesandleveragingitsextensivebranchnetwork.Thebank'sabilitytoadapttotechnologicalchangeswilldetermineitslong-termsuccessintheevolvingfinanciallandscape.Question:Whatisthemainchallengementionedinthepassage?A)Thehighcostofdevelopingfintechsolutions.B)Thecompetitionfromsmallerfintechfirms.C)Thelackofgovernmentsupportfortraditionalbanks.D)ThedecliningnumberofbankbranchesinDalian.4.Passage4(2分)Dalian'sfinancialdistricthasseenrapiddevelopmentinrecentyears,attractingnumerousforeignbanksandfinancialinstitutions.ChineseBankhasexpandeditspresenceinthisareabyopeninganewheadquartersbuilding,whichincludesstate-of-the-artfacilitiesforemployeesandclients.Thebankhasalsostrengtheneditsinternationalties,formingpartnershipswithglobalfinancialinstitutionstooffercross-borderbankingservices.TheseeffortshavehelpedChineseBankattracthigh-net-worthclientsandbusinessesengagedininternationaltrade.ThegrowthofthefinancialsectorinDalianisexpectedtocontinue,makingitakeyhubforbankingandfinanceinNortheastChina.Question:WhathascontributedtoChineseBank'sexpansioninDalian?A)Thegovernment'splantorelocateindustries.B)Thedevelopmentofthefinancialdistrict.C)Theclosureofseveralforeignbanks.D)Thedeclineinlocalbusinessactivity.5.Passage5(2分)ThebankingindustryinChinaishighlyregulated,andChineseBankhashadtonavigatecomplexrulestooperateeffectivelyinDalian.Thebankhasinvestedheavilyincompliancetrainingtoensurethatitsemployeesadheretofinancialregulations.Thisfocusoncompliancehashelpedthebankavoidlegalissuesandmaintainastrongreputation.Additionally,thebankhasintroducedautomatedsystemstoreducetheriskofhumanerrorinfinancialtransactions.Thesemeasureshavenotonlyimprovedefficiencybutalsoenhancedsecurity.Asregulatoryrequirementscontinuetoevolve,ChineseBank'sabilitytoadaptwillbecrucialforitscontinuedsuccess.Question:Whatisthemainfocusofthepassage?A)Theeconomicbenefitsoffinancialregulation.B)Thechallengesofoperatinginaregulatedbankingenvironment.C)Theroleofautomationinbanking.D)Thegovernment'seffortstocontrolthebankingsector.6.Passage6(2分)CustomerserviceisacornerstoneofChineseBank'sstrategyinDalian,wherethebankhasimplementedseveralinitiativestoimproveclientsatisfaction.Thebankhasintroduceda24/7onlinecustomersupportsystem,allowingclientstoresolveissuesatanytime.Additionally,thebankhastraineditsstafftoprovidepersonalizedfinancialadvice,helpingclientsmakeinformeddecisionsabouttheirmoney.Theseeffortshaveledtohighercustomerretentionratesandpositiveword-of-mouth.Thebank'scommitmenttoexcellenceincustomerserviceislikelytogiveitacompetitiveedgeinthemarket.Question:WhathasChineseBankdonetoimprovecustomerservice?A)Reducedthenumberofbranchestosavecosts.B)Implementedonlinesupportandpersonalizedadvice.C)Focusedonattractingmoreforeignclients.D)Increasedfeestogeneratemorerevenue.7.Passage7(2分)ThedigitaltransformationofbankinghasbeenacceleratedbytheCOVID-19pandemic,andChineseBankinDalianhasbeenquicktoembracethistrend.Thebankhasexpandeditsonlinebankingservices,allowingcustomerstoperformawiderangeoftransactionswithoutvisitingaphysicalbranch.Thisshifthasnotonlyconveniencecustomersbutalsoreducedthebank'soperationalcosts.Thebankhasalsoinvestedincybersecuritymeasurestoprotectcustomerdatafromonlinethreats.ThesechangeshavepositionedChineseBankasaleaderindigitalbankinginNortheastChina.Question:WhathasbeentheimpactofthepandemiconChineseBank?A)Increasedrelianceonphysicalbranches.B)Accelerateddigitalbankinginitiatives.C)Reducedcustomersatisfaction.D)Higheroperationalcosts.8.Passage8(2分)ThecollaborationbetweenChineseBankandlocalbusinessesinDalianhasbeenfruitful,withthebankprovidingfinancialsupporttosmallandmedium-sizedenterprises(SMEs).ThebankhasintroducedspecializedloanprogramsdesignedtohelpSMEsgrowandinnovate.Theseprogramshavebeenparticularlybeneficialforcompaniesinthemanufacturingandtechnologysectors.Thebank'ssupporthasnotonlyboostedthelocaleconomybutalsocreatedjobs.Thesuccessoftheseprogramshighlightstheimportanceofbankinginfosteringeconomicdevelopment.Question:WhathasbeentheeffectofChineseBank'ssupportforSMEs?A)Reducedcompetitioninthelocalmarket.B)Loweredinterestratesforallclients.C)Increasedeconomicgrowthandjobcreation.D)Decreasedthebank'sprofitability.9.Passage9(2分)Theroleofbanksinpromotingfinancialinclusionhasbecomeincreasinglysignificant,andChineseBankinDalianhastakenstepstoaddressthisissue.Thebankhaslaunchedmicrofinanceprogramstoprovidefinancialservicestounderservedcommunities.Theseprogramshavehelpedindividualsandsmallbusinessesaccessloansandsavingsaccounts,improvingtheirfinancialstability.Thebankhasalsopartneredwithnon-profitorganizationstoexpanditsreach.Theseeffortshavenotonlybenefitedthecommunitybutalsoenhancedthebank'ssocialresponsibilityprofile.Question:WhatisthemaingoalofChineseBank'smicrofinanceprograms?A)Toincreasethebank'sprofitmargins.B)Topromotefinancialinclusion.C)Toreducethenumberofbranches.D)Toattractmorehigh-net-worthclients.10.Passage10(2分)ThebankingsectorinDalianisexpectedtogrowfurtherinthecomingyears,drivenbythecity'seconomicrecoveryandindustrialexpansion.ChineseBankhaspositioneditselftotakeadvantageofthisgrowthbyinvestinginnewtechnologiesandexpandingitsworkforce.Thebankhasalsofocusedonbuildingstrongrelationshipswithlocalbusinessesandgovernmentagencies.Thesestrategiesarelikelytohelpthebankcapturealargermarketshareandstrengthenitspositionasaleadingfinancialinstitutionintheregion.Question:WhatdoesthepassagesuggestaboutChineseBank'sfuture?A)Thebankwillreduceitsworkforce.B)Thebankwillfocusonoverseasexpansion.C)Thebankwillinvestingrowthandpartnerships.D)Thebankwillclosesomeofitsbranches.選詞填空（20題，每題1分，共20分）Instructions:Choosethebestwordtofillineachblank.Passage1ThebankingindustryinChinaisfacingrapidchangesduetotechnologicaladvancementsandregulatoryreforms.ChineseBank,operatinginDalian,hasbeenproactiveinadaptingtotheseshifts.Thebankhasinvestedheavilyindigitalbankingsolutionstoimprovecustomerexperience.Additionally,thebankhasstrengtheneditscompliancemeasurestoensureadherencetofinancialregulations.Theseeffortshavehelpedthebankmaintainitscompetitiveedge.However,challengessuchasrisingcompetitionandeconomicuncertaintiesremain.ChineseBankmustcontinuetoinnovateandremainvigilanttosustainitsgrowth.1.ThebankingsectorinChinaisundergoing______changes.A)gradualB)rapidC)minimalD)slow2.ChineseBankhasbeen______inadaptingtotheseshifts.A)proactiveB)reactiveC)passiveD)indifferent3.Thebankhasinvestedheavilyin______bankingsolutions.A)traditionalB)digitalC)physicalD)manual4.Thebankhasstrengthenedits______measures.A)operationalB)complianceC)marketingD)financial5.Theseeffortshavehelpedthebankmaintainits______edge.A)competitiveB)innovativeC)technologicalD)economic6.However,challengessuchasrising______remain.A)opportunitiesB)competitionC)benefitsD)innovations7.ChineseBankmustcontinueto______andremainvigilant.A)expandB)innovateC)reduceD)stagnatePassage2SustainablebankingpracticesaregainingtractioninDalian,whereChineseBankhasimplementedseveraleco-friendlyinitiatives.Thebankhasintroducedgreencreditprogramstosupportrenewableenergyprojects.Theseprogramshaveenabledcompaniesinthewindandsolarsectorstosecurefundingmoreeasily.Thebankhasalsocommittedtoreducingitscarbonfootprintbyinvestinginenergy-efficienttechnologies.Theseeffortshavenotonlyhelpedtheenvironmentbutalsoimprovedthebank'sbrandimage.Thesuccessoftheseprogramsunderscoresthegrowingimportanceofsustainabilityinthebankingindustry.8.Sustainablebankingpracticesare______inDalian.A)decliningB)stagnantC)gainingtractionD)fading9.Thebankhasintroduced______creditprograms.A)greenB)traditionalC)industrialD)commercial10.Theseprogramshaveenabledcompaniesinthe______sectortosecurefunding.A)manufacturingB)renewableenergyC)technologyD)finance11.Thebankhascommittedtoreducingits______footprint.A)economicB)environmentalC)financialD)social12.Theseeffortshavenotonlyhelpedthe______butalsoimprovedthebank'sbrandimage.A)economyB)customersC)environmentD)competitorsPassage3Theriseoffintechhassignificantlyimpactedthetraditionalbankingsector,andChineseBankinDalianhashadtoadapttothisnewlandscape.Thebankhaspartneredwithlocaltechcompaniestodevelopmobilebankingapplications.Theseappsofferadvancedfeaturessuchasreal-timetransactionmonitoringandpersonalizedfinancialadvice.Despitetheseinnovations,ChineseBankfacesstiffcompetitionfromfintechstartupsthatofferlowerfeesandmoreflexibleservices.Tostayrelevant,thebankhasfocusedonleveragingitsexistinginfrastructureandcustomerbase.Theabilitytobalancetraditionwithinnovationwilldeterminethebank'ssuccessinthelongrun.13.Theriseoffintechhas______thetraditionalbankingsector.A)strengthenedB)supportedC)impactedD)declined14.Thebankhaspartneredwithlocal______companies.A)financialB)techC)industrialD)retail15.Theseappsofferadvancedfeaturessuchas______monitoring.A)budgetingB)transactionC)savingsD)investment16.ChineseBankfacesstiffcompetitionfrom______startups.A)traditionalB)fintechC)governmentD)private17.Tostayrelevant,thebankhasfocusedon______itsexistinginfrastructure.A)expandingB)leveragingC)reducingD)abandoningPassage4Dalian'sfinancialdistricthasbecomeahubforbankingandfinance,attractingnumerousforeignanddomesticinstitutions.ChineseBankhasexpandeditspresenceinthisareabyconstructinganewheadquartersbuilding.Thebuildingincludesmodernfacilitiesforemployeesandclients,enhancingthebank'soperationalefficiency.Thebankhasalsoformedstrategicpartnershipswithglobalfinancialinstitutionstooffercross-borderbankingservices.TheseinitiativeshavehelpedChineseBankattracthigh-net-worthclientsandbusinessesinvolvedininternationaltrade.ThegrowthofthefinancialsectorinDalianisexpectedtocontinue,makingitakeyplayerinNortheastChina'sbankinglandscape.18.Dalian'sfinancialdistricthasbecomea______forbankingandfinance.A)declineB)hubC)centerD)market19.ChineseBankhasexpandeditspresencebyconstructinga______headquartersbuilding.A)newB)oldC)temporaryD)existing20.Thebankhasformedstrategicpartnershipswith______financialinstitutions.A)localB)globalC)nationalD)regional答案及解析英語閱讀理解答案及解析1.Passage1Answer:BExplanation:ThepassagefocusesonChineseBank'sdigitalbankinginitiativesinZhanjiang,Dalian.2.Passage2Answer:BExplanation:Thegreencreditprogramisspecificallydesignedtosupporteco-friendlybusinesses.3.Passage3Answer:BExplanation:Themainchallengementionediscompetitionfromsmallerfintechcompanies.4.Passage4Answer:BExplanation:ThedevelopmentofthefinancialdistricthasbeenakeyfactorinChineseBank'sexpansion.5.Passage5Answer:BExplanation:Thepassagediscussesthechallengesofoperatinginahighlyregulatedbankingenvironment.6.Passage6Answer:BExplanation:ChineseBankhasimplementedonlinesupportandpersonalizedadvicetoimprovecustomerservice.7.Passag