郵儲(chǔ)銀行石家莊市高邑縣2025秋招筆試英語閱讀＋選詞題專練30題及答案一、英語閱讀理解（共10題，每題2分，合計(jì)20分）Instructions:Readthefollowingpassagescarefullyandchoosethebestanswer(A,B,C,orD)foreachquestionbasedontheinformationprovided.Passage1(2分/題×5題)Title:TheRiseofDigitalBankinginRuralChinaDigitalbankinghasbeentransformingthefinanciallandscapeinruralChinaoverthepastdecade.Withtherapidexpansionofinternetinfrastructureandmobiletechnology,ruralresidentsnowhaveeasieraccesstofinancialservicesthaneverbefore.ThePeople’sBankofChinareportedthatin2023,over80%ofvillagesinHebeiProvincewereconnectedtodigitalbankingplatforms,asignificantincreasefromjust30%adecadeago.However,challengesremain.Manyelderlyvillagersarestillunfamiliarwithsmartphonesanddigitalpaymentsystems,leadingtoadigitaldivide.Toaddressthis,postalbankshavebeenlaunchingspecialtrainingprogramstoteachbasicdigitalbankingskills.Theseprogramshavebeenpraisedforbridgingthegapbetweengenerationsandpromotingfinancialinclusion.1.Whatisthemainfocusofthepassage?A.Thedisadvantagesofdigitalbanking.B.TheexpansionofinternetinfrastructureinruralChina.C.Theeffortstopromotedigitalbankingamongruralresidents.D.Theimpactofmobiletechnologyontraditionalbanking.2.Accordingtothepassage,whatpercentageofvillagesinHebeiProvincewereconnectedtodigitalbankingplatformsin2023?A.30%B.50%C.80%D.100%3.WhatisamajorchallengetodigitalbankinginruralChina?A.Lackofinternetconnectivity.B.Limitedmobiletechnologyadoption.C.Highcostsofdigitalbankingservices.D.Insufficientgovernmentsupport.4.Whatmeasureshavepostalbankstakentoaddressthedigitaldivide?A.Offeringfreesmartphonestovillagers.B.Launchingtrainingprogramsforelderlyresidents.C.Buildingmoreruralbanks.D.Providingfinancialincentivesfordigitalbanking.5.Whatistheoveralltoneofthepassage?A.CriticalB.NeutralC.SupportiveD.SkepticalPassage2(2分/題×5題)Title:TheRoleofPostalBanksinSupportingSmallBusinessesinHigh邑CountySmallbusinessesarethebackboneofHigh邑County’seconomy,butmanystrugglewithlimitedaccesstofinancing.TheChinaPostBankhasbeenworkingcloselywithlocalgovernmentstoprovidetailoredfinancialsolutionsforsmallbusinessowners.Throughlow-interestloansandflexiblerepaymentterms,postalbankshavehelpedover500smallbusinessesinHigh邑Countyexpandtheiroperationsinthepasttwoyears.Oneofthekeyinitiativesisthe“SmallBusinessReliefFund,”whichprovidesemergencyfundingforbusinessesaffectedbynaturaldisastersoreconomicdownturns.Additionally,postalbanksofferfinancialliteracytrainingtohelpsmallbusinessownersmanagetheirfinancesmoreeffectively.6.Whatisthemainpurposeofthepassage?A.Tocriticizethegovernment’sfinancialpolicies.B.TohighlightthechallengesfacedbysmallbusinessesinHigh邑County.C.Todescribetheroleofpostalbanksinsupportingsmallbusinesses.D.Topromotetheuseofdigitalbankingservices.7.Accordingtothepassage,howmanysmallbusinessesinHigh邑Countyhavebenefitedfrompostalbanksupportinthepasttwoyears?A.200B.500C.1,000D.2,0008.Whatisakeyinitiativementionedinthepassage?A.Offeringhigh-interestloans.B.Providingfinancialliteracytraining.C.Buildingnewcommercialbanks.D.Imposingstricterregulationsonsmallbusinesses.9.WhydosmallbusinessesinHigh邑Countystrugglewithlimitedaccesstofinancing?A.Theylackcollateral.B.Theydonottrustpostalbanks.C.Theydonothaveenoughdebt.D.Theydonotneedloans.10.Whatisthetoneofthepassage?A.InformativeB.ArgumentativeC.DescriptiveD.Persuasive二、選詞填空（共20題，每題1分，合計(jì)20分）Instructions:Belowisapassagewithblanks.Choosethemostappropriatewordfromthelistbelowtofilleachblank.Eachwordcanbeusedonlyonce.ListofWords:1.innovate2.sustainable3.regulate4.collaborate5.efficient6.struggle7.opportunity8.benefit9.challenges10.diversify11.expand12.traditional13.policy14.investment15.growthPassage:ThepostalbankingsectorinruralChinahasfacednumerous_______(7)duetorapideconomicchanges.However,postalbankshavemanagedto_______(11)theirservicesby_______(4)withlocalbusinessesandadopting_______(12)methods.Forinstance,theuseofbigdatahasenabledpostalbanksto_______(5)creditassessment,reducingtheriskofdefaults.Additionally,postalbankshave_______(15)theiroperationstoincludeinsuranceandwealthmanagement,providinga_______(8)rangeoffinancialproducts.TheChinesegovernmenthasalsointroducednew_______(13)tosupportthe_______(1)ofdigitalbanking,ensuringlong-term_______(14)andfinancialinclusion.1._______(7)2._______(11)3._______(4)4._______(12)5._______(5)6._______(8)7._______(13)8._______(1)9._______(14)AnswerKeyandExplanations一、英語閱讀理解答案及解析1.C-Explanation:Thepassageprimarilydiscusseshowpostalbanksareworkingtopromotedigitalbankingamongruralresidents,addressingthedigitaldivide.2.C-Explanation:Thepassageexplicitlystatesthat80%ofvillagesinHebeiProvincewereconnectedtodigitalbankingplatformsin2023.3.B-Explanation:Thepassagementionsthatmanyelderlyvillagersareunfamiliarwithsmartphonesanddigitalpaymentsystems,highlightinglimitedmobiletechnologyadoptionasamajorchallenge.4.B-Explanation:Thepassagementionsthatpostalbankshavelaunchedtrainingprogramstoteachelderlyresidentsbasicdigitalbankingskills.5.C-Explanation:ThepassagesupportsthegrowthofdigitalbankinginruralChinaandacknowledgeseffortstoaddresschallenges,reflectingasupportivetone.6.C-Explanation:ThepassagefocusesonhowpostalbanksaresupportingsmallbusinessesinHigh邑Countythroughloans,training,andotherinitiatives.7.B-Explanation:Thepassagestatesthatover500smallbusinesseshavebenefitedfrompostalbanksupportinthepasttwoyears.8.B-Explanation:Thepassagementionsfinancialliteracytrainingasakeyinitiativetohelpsmallbusinessownersmanagetheirfinanceseffectively.9.A-Explanation:Thepassageimpliesthatsmallbusinessesstrugglewithlimitedaccesstofinancingbecausetheylackcollateral,thoughthisisnotexplicitlystated.10.A-Explanation:Thepassageprovidesfactualinformationaboutpostalbankinitiativesandtheirimpact,makingitinformative.二、選詞填空答案及解析1.challenges-Explanation:Thecontextsuggeststhatpostalbanksfacedifficultiesduetoeconomicchanges.2.expand-Explanation:Postalbankshavegrowntheirservicestomeetmarketdemands.3.collaborate-Explanation:Workingwithlocalbusinessesisacollaborative