全國(guó)銀行招聘考試重點(diǎn)試題精編

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一、選擇題

??

Zi1、《人民日?qǐng)?bào)》報(bào)道，從20世紀(jì)60年代開(kāi)始，大豆的營(yíng)養(yǎng)價(jià)值和其他保健功能逐漸為世界

孑i各國(guó)所認(rèn)識(shí)。各國(guó)都制定政策鼓勵(lì)和發(fā)展大豆生產(chǎn)，世界市場(chǎng)上大豆供應(yīng)猛增。這里所說(shuō)的

j營(yíng)養(yǎng)價(jià)值是指（）。

A.商品的使用價(jià)值

B.商品的交換價(jià)值

；C.商品的價(jià)值

iD.商品的價(jià)值和使用價(jià)值

，2、按照《勞動(dòng)合同法》的有關(guān)規(guī)定，企業(yè)進(jìn)行經(jīng)濟(jì)性裁員時(shí)，應(yīng)當(dāng)優(yōu)先留用的勞動(dòng)者中不

包括（）。

iA.與本單位訂立無(wú)固定期限勞動(dòng)合同的

1B.與本單位訂立較長(zhǎng)期限的固定期限勞動(dòng)合同的

C.因公負(fù)傷在規(guī)定的醫(yī)療期滿(mǎn)后還不能從事原工作的

-|D.家庭無(wú)其他就業(yè)人員，有需要扶養(yǎng)的老人或者未成年人的

兇去

用量3、導(dǎo)致需求曲線(xiàn)發(fā)生位移的原因是（）。

IA.因價(jià)格變動(dòng)，引起了需求量的交動(dòng)

B.因供給曲線(xiàn)發(fā)生位移，引起了需求量的變動(dòng)

1C.影響需求量的非價(jià)格因素發(fā)生交動(dòng)，而引起需求關(guān)系發(fā)生了變動(dòng)

|D.因社會(huì)經(jīng)濟(jì)因素發(fā)生變動(dòng)引起產(chǎn)品價(jià)格的變動(dòng)

|4、下列命題中，不包含辯證法思想的是（）。

A.“窮則變，變則通，通則久”

iB."塞翁失馬，焉知非?！?/p>

C.“天不變.道亦不變”

D.“城門(mén)失火，殃及池魚(yú)"

恬

5、資於I■:Asabusinessov/ner,itisvitalthatyouunderstandanduseadvancedtechnologies.

Technologycanhelpincreasebusinessefficiencyandevenexpandoperations.

Accountingsoftware.Thisisimportant,evenifyouhaveyourownaccountantorbookkeeper.

Accountingsoftwareallowsyoutoseeyourprofitsandlossesataglance.Itcanalsohelpyou

designandmaintainabudgetforyourbusiness.

Planningsoftwareortools.AcalendarsystemisamustTherearemanyonlineplanningsystems

thatcanbeutilizedtohelpyoukeepyourcalendarorganized.Findasystemthatmeetsyour

business'needsandbesuretostickwithit

Timetrackingsoftware.Atimetrackingdevicewillhelpyoudeterminewhattasksresultina

profitandwhattasksdonot.Thiswillhelpyoudeterminewhattaskscanbeeliminated,

outsourced,orimproved.Ifyou'relookingatsoftwarethatrequiresafee,askforafreetrial

firsttomakesureit'stherightsoftwareforyou.

EmailmanagementAsabusinessowner,youprobablyuseseveralemailaccountstomanage

thevariousaspectsofyourcompany.Ifyoustreamlinetheseemailstooneaccount,you'llbe

abletostayorganizedandabreastofyouremails.

Mobileinternetaccess.Accesstotheinternetonyourmobiledevicewillnotonlymakeyourlife

easier,itwillalsohelpyoumaintainapositivereputationforyourbusiness.Forexampleyifyou

areabletofollowupwithaclientbyemailimmediatelyafterameeting,youwillbeshowingthat

youareaccessible,timelyandprofessional.

Onceyoudecidewhichtypesoftechnologyarerightforyouandyourbusiness,you'llbeon

yourwaytobeingmoreorganizedandefficientthanever.

Theunderlinedword“trial“isclosestinmeaningto

A.審訊

B.檢驗(yàn)

C.麻煩

D.試用

6、資料：Goodlisteningismuchmorethanbeingsilentwhiletheotherpersontalks.Tothe

contrary,peopleperceivethebestlistenerstobethosewhoperiodicallyaskquestionsthat

promotediscoveryandinsight.Thesequestionsgentlychallengeoldassumptions,butdosoina

constructiveway.Sittingtheresilentlynoddingdoesnotprovidesureevidencethatapersonis

listening,butaskingagoodquestiontellsthespeakerthelistenerhasnotonlyheardwhatwas

said,butthattheycomprehendeditwellenoughtowantadditionalinformation.Goodlistening

wasconsistentlyseenasatwo-waydialog,ratherthanaone-way“speakerversushearer”

interaction.Thebestconversationswereactive.

Goodlisteningincludedinteractionsthatbuildaperson'sself-esteem.Thebestlistenersmade

theconversationapositiveexperiencefortheotherparty,whichdoesn'thappenwhenthe

listenerispassive(or,forthatmatter,critical!)Goodlistenersmadetheotherpersonfeel

supportedandconveyedccnfidenceinthem.Goodlisteningwascharacterizedbythecreationof

asafeenvironmentinwhichissuesanddifferencescouldbediscussedopenly.

Goodlisteningwasseenasacooperativeconversation.Intheseinteractions,feedbackflowed

smoothlyinbothdirectionswithneitherpartybecomingdefensiveaboutcommentstheother

made.Bycontrast,poorlistenerswereseenascompetitive——aslisteningonlytoidentifyerrors

inreasoningorlogic,usingtheirsilenceasachancetopreparetheirnextresponse.Thatmight

makeyouanexcellentdebater,butitdoesn'tmakeyouagoodlistener.Goodlistenersmay

challengeassumptionsanddisagree,butthepersonbeinglistenedtofeelsthelisteneristrying

tohelp,notwantingtowinanargument

Accordingtotheauthor;whichofthefollowingstatementsistrue?

A.Thosewhoperiodicallyaskquestionswanttotakechargeoftheconversation

B.lfyougivecriticalopinions,thespeakerwillbelessconfident

C.Goodlistenersshouldagreewiththespeaker

D.lfthespeakercreatesacomfortableenvironment,listenerswillbecomeconfident

7、近年來(lái)，中國(guó)人民銀行加強(qiáng)了對(duì)利率工具的運(yùn)用。利率調(diào)整逐年頻繁，利率調(diào)整方式更

為靈活，調(diào)控機(jī)制口趨完善，利率作為重要的經(jīng)濟(jì)杠桿，在國(guó)家宏觀調(diào)控體系中將發(fā)揮更加

重要的作用。

以下哪一項(xiàng)不屬于目前中國(guó)人民銀行采用的利率工具？（）

A.制定相關(guān)政策對(duì)各類(lèi)利率結(jié)構(gòu)和檔次進(jìn)行調(diào)整

B.發(fā)放政府發(fā)行的中、長(zhǎng)期國(guó)庫(kù)券

C.調(diào)整金融機(jī)構(gòu)法定存貸款利率

D.制定金融機(jī)構(gòu)存貸利率的浮動(dòng)范圍

8、某單位組織130名員工去參觀自然博物館，某運(yùn)輸公司有兩種車(chē)輛可供選擇：

①限坐40人的大客車(chē)，每人票價(jià)5元，如滿(mǎn)座票價(jià)可打八折；

②限坐10人的面包車(chē)，每人票價(jià)6元，如滿(mǎn)座票價(jià)可打七五折。

那么總租金最少是（）元。

A.525

B.530

C.545

D.585

9、下列選項(xiàng)中，不屬于會(huì)計(jì)信息的質(zhì)量要求的是（）。

A.謹(jǐn)慎性

B.及時(shí)性

C.可理解性

D.一貫性

10、下列各項(xiàng)中屬于效率比率的是（）。

A.資產(chǎn)負(fù)債率

B.速動(dòng)比率

C.成本利潤(rùn)率

D.流動(dòng)資產(chǎn)占總資產(chǎn)的比率

11、證券發(fā)行是指證券發(fā)行人以籌集資金為目的，在證券發(fā)行市場(chǎng)依法向投資者以同一條件

出售證券的行為。證券發(fā)行分為公開(kāi)發(fā)行和非公開(kāi)發(fā)行。如果某機(jī)構(gòu)發(fā)行者將證券面向少數(shù)

特定的投資者發(fā)行的方式稱(chēng)為（）。

A.機(jī)構(gòu)發(fā)行

B.有限發(fā)行

C.私募發(fā)行

D.公募發(fā)行

12、假設(shè)系統(tǒng)的當(dāng)前日期為2011年4月11日，當(dāng)前的時(shí)間為上午9點(diǎn)10分，在工作表的

某活動(dòng)單元格中輸入一NOW(),在未對(duì)該單元格E期和時(shí)間格式進(jìn)行特殊設(shè)置的情況

下，回車(chē)后該單元格的顯示結(jié)果為()。

A.只有系統(tǒng)的當(dāng)前日期

B.只有系統(tǒng)的當(dāng)前時(shí)間

C.既有系統(tǒng)的當(dāng)前口期，又有系統(tǒng)的當(dāng)前時(shí)間

D.什么內(nèi)容也沒(méi)有

13、資料：Whatattractscustomers?Obviouslythequalityofaproductdoes,butvisualimages

contributeagreatdeal.Itisnotonlytheimageprovidedbythepackagingthatcountsbutthe

wholecorporateidentityofthecompany.

Therearenowmanyproductsandservicesonthemarketwhicharesimilarincontentthough

producedbydifferentcompanies.Itisvital,therefore,foracompanytodistinguishitselffrcmits

competitorsbyhavingastrongcompanyimagewhichisimmediatelyrecognizable.

Logosarepartofthisimage.Theyaresymbolswhichoftenncludeanameorinitialstoidentifya

company.Thelogoestablishesavisualidentityforthecompany,justasdifferentgroupsofyoung

peopleexpresstheiridentitythroughhairstylesandclothes.Allgroupsfromallculturesand

throughouttheageshaveusedcolorsandsymbolstoshowtheiridentity.

Indifferentcultures,differentcolorscarrydifferentmeanings.Somecolorsmaybeconnected

withcoldnessinonecultureandwithwarmthinanother;somecolorsrepresentlifeinone

culturebutdeathinanother.Internationalcompanieshave,therefore,tomakesurethattheir

logoswillnotbemisunderstoodormisinterpretedindifferentcountries.

Manycompanieshave,overtheyears,renewedtheirlogostofitinwithcontemporarydesign

andtopresentmorepowerfulimages.Companylogoscanbeemotiveandcaninspireloyaltyby

influencingthesubconscious.Somelogosincorporateanideaoftheproduct;andacaseinpoint

isthesteeringwheelintheMercedeslogo,forexample,andtheairplanetailofAlitalia.

Logosareusedonletterheads,packagingandbrochuresaswellasontheproductitself.They

mayalsoappearinnewspapersorontelevisionaspartofanadvertisingcampaign.

Companiesneedtohaveastrongcorporateidentity.Thelogohelpstopromotethisimageandto

fixinthemindsoftheconsumers.Logos,therefore,needtobeoriginalandtohaveimpactand

style.

Accordingtothepassage,whatcanattractcustomers*eyes?

A.Thecorporateidentity

B.Qualityoftheproduct

C.Packagingimages

D.AIIofabove

14、Today,only4millionpeopleliveandworkonfarmsintheUnitedStates,buttheyproduce

morethanenoughfoodfor200millionAmericans.Theyareabletodothisbecausemodern

agriculturedependsmoreonup-to-datemachineryandscientificmethodsthanitdoeson

old-fashionedknowledgeandhumanlabor.

Thesedays,onemanorwomanspendinganafternooninanair-conditioned,stereo-equipped

tractorcandotheworkthatyearsagowouldhaverequiredhundredsofhoursofback-breaking

drudgery.

Asaresultofthemodernizationofagriculture,thefarmoftodaylooksalotlikeafactory.When

thefarmer'shenslaytheireggs,conveyorbeltscarrytheeggsofftobesortedandpacked.Ifthe

farmerkeepspigs,thosepigswillnotbewallowinginthemud,butlyingaroundinsanitary

pens.Andthefarmerislikelytobefoundstudyingacomputerprint-outoflong-rangeweather

conditions.Whyisn'tthefarmermilkingcowsinthebarn?Theansweriseasy:Amachineisdoing

it.

Thisrelianceonmoderntechnologyhasitsproblemsforfarmers.Thetractorsthatplowtheir

fields,thecombinesthatreapandthreshthegrain,andthesilosthatstorethegrainforwinter

feedingareallveryexpensive.Forexamplessingletractorcancostasmuchas$50,000.Wi:hout

thisequipmentfarmerscouldnotruntheirfarmsprofitably,but,topayforit,farmersmusttake

outlargebankloans.Asinglebadseasoncouldputthemdeeplyindebt.And,whenthemachinery

wearsoutorbecomesobsolete,thefarmersmustreplaceitwithnewer,moreexpensive

models.Still,mostfarmersarewillingtoputupwiththesedifficultiesbecausetheirmachines

havefreedthemfromtheheavylaborandhardlifethatfarmershadtoendureinthepast.

Itcanbeinferredfromthethirdparagraphthat().

A.moderntechnologyhasbroughtaboutalotoftrouble

B.moderntechnologyhascostfarmersalotofmoney

C.farmerswereputdeeplyindebt

D.moderntechnologyhasreleasedfarmersfromheavylabor

15、Manystateshave,amendedorrepealedlawstoimproveschoolnutrition.

A.instituted

B.organized

C.manufactured

0.enacted

16、物體的慣性大小取決于（）

A.物體的運(yùn)動(dòng)速度

B.物體的質(zhì)量

C.物體的加速度

D.物體受到的合力

17、資料：（四）

Ofallthelessonstaughtbythefinancialcrisis,themostpersonalhasbeenthatweAmericans

shouldnotbeproudofourfinancialskills.Wetakeouthomeloanswecan'tafford.Werunup

sky-highcredit-carddebts.Wedon'tsavenearlyenoughforretirement.

Inresponse,supportersoffinancial-literacyeducationareraisingtheirvoices.Schooldistrictsin

manystatesareaddingmoney-managementcoursestotheircurriculum.Thegovernmentis

encouragingstudentstocompeteintheNationalFinancialCapabilityChallenge.However,there

islittleevidencethattraditionaleffortstoboostfinancialknow-howhelpstudentsmakebetter

decisionsoutsidetheclassroom.Evenasthefinancial-literacymovementhasgainedsteamover

thepastdecade,scoreshavebeenfallingonteststhatmeasurehowwellstudentsperformin

markingfinancialdecisions.

Giventhesituation,agrowingnumberofresearchersandeducatorsagreethatamoreradical

approachisneeded.Theyadvocatestartingfinancialeducationalotearlierthanhighschool,

puttingrealmoneyandspendingdecisionsintokids'hands,andencouragingstudentstotalk

openlyabouttheemotionsandsocialinfluencesaboutspending.

Yeteventheskepticsareslowtowriteofffinancialeducationcompletely."Weneedtorigorously

studythefinancialdecisionsofalumnilikeArielandAlexandcomparewiththosetoospeculative

torecommendoneeducationapproachoveranother."saysMikeSheden,aprofessorat

WashingtonUniversityinSt.Louiswhoisconductingaseven-yearstudyonWhethergiving

childrenrealbankaccountswouldresultinlong-termsmalfinancialdecisions.Yes,good,solid

researchlikethistakesalotoftimeandresources,butitisinourownbestinteresttopursueit.

WhatdoesMikeShedenthinkofthefinancialeducationofArielandAlex?()

A.Itisfruitfulwithoutanydoubt

B.ltisbetterthantheirpeers

C.ltturnsouttobeafailure

D.ltneedsexperimentalevidencetoproveitssuccess

18、資若I■:Itseemssimpleenough.Takealltheline-formingandpaper-fillingbusyworkofthe

government,andputitalupontheInternet.Now,inordertoreportapot-hole,payyour

propertytax,complaintoanofficialorcastavote,justlogonandhitafewbuttons.Gocdbye

bureaucracy,helloe-cracy?

However,theshifttoe-governmentisturningintoonegiantpainintheneck——technologyisn't

theproblem,moneyis.TheGartnerGroupestimatedthatprojectspendingfore-governmentwill

growfrom$6.5billionin2010tomorethan$16.8billionby2O25.Thecostworldwideoverthe

next15years,however,isthoughtbysometoreachorevenexceed$600billion.

Citizensareoftwominds—theyliketheconvenienceandflexibilityofe-government,butthey

haveshownnogreatinterestincoughingupextrataxdollarsforthispurpose.E-governmentis

turningouttobemuchmoreexpensivethanitsearlychampionsenvisioned.Justbecausethata

state'sdepartmentofmotorvehiclesallowsonlineautoregistrationdoesn'tmeanitcanshut

downitsphysicalstations.ThecostofcreatingandmaintaininganInternetpresencemustbe

addedtotheexistingcosts:ructure.

Whysoexpensive?It'scheapenoughforaregionalforestservicetoputupafirealertweosite.

Butmountingacomprehersivesystemofinputsandoutputsthatmirrorsandinsomeinstances

supersedesoff-linegovernmentstructuresisamammothexpenditure,conductedwithlittle

assurancethatemergingtechnologicalstandardswon'tleaveyoureffortinthedust.

Ifthissoundseerilysimilartotheconfidencewalldot-combusinessespiledintolastyear,good

foryou,becauseit'sthesamewall,thewallofreality,wheremoneyisstillmoney,andbecausea

thingisvirtualdoesn'tmeanit'sfree.Itisareallybigproblem.Weallknowitisgoingtocosta

tonofmoney,butnooneknowswheretogoforthemoney.

Thepassageindicatesthatthesuccessofe-governmentparlydependson.

A.havingpublicconfidence

B.havingsufficientinvestment

C.loweringgovernmentspending

D.upgradinggovernmenttechnology

19、下列哪項(xiàng)不屬于20世紀(jì)的四大發(fā)明？()

A.計(jì)算機(jī)

B.原子能

C.打印機(jī)

D.半導(dǎo)體

20、Shesaidshe'sgonnathemdeadwithherbestdressandmake-up.

A.pat

B.rap

C.knock

D.kill

21、資料：Largeindustrializedarenowinarecession.Whataretheprospectsforeconomic

recovery?

Thethreemostimportantindustrialeconomiesintheworldare,atthemoment,facing

enormousproblems.Germanyisstrugglingwiththecostofreunificationandisinrecession.

JapanisalsoexperiencingrecessionandtheUnitedStateshasalargebudgetdeficit.

Forecastersandanalystsfacequestionsabouttheprospectsofaneconomicrecovery.Hereare

someoftheirfindings:

TheelectionofanewpresidentoftheUnitedStatesgavehopetotherestoftheworld.IftheUS

recovered,therestoftheworldwouldfaceamorepromisingfuture.However,analystsnow

acceptthattheUSwillonlyrecoververyslowly.

Consumerandinvestorconfidenceisstilllacking.Largedeficitsanddecliningshort-terminterest

ratesmeanthereislittlescopeforeconomicstimulus.

TheJapaneseeconomy,afteryearsoftradeandbudgetsurpluses,isindeeprecessionandthe

growthratehassloweddownconsiderably.Germaneconomistshaveloweredtheirforecastsfor

economicgrowththisyear.TheloweringofGermaninterestratesmaybringsomerelieftoother

membersoftheEuropeanExchangeRateMechanism(ERM).However,Germany'simporrance

asEurope'slargestexportmarketmaydecline.

However,insomepartsoftheworld,therearemorepositivesigns,particularlyinsomeLatin

AmericancountriesinSou:h-EastAsia.Analystssaysthat,aslongastherateofintereststays

abovetherateofgrowthatnationalincome,thentheratioofdebttoincomewillgetworse.

Fallinginterestrateshelptowardsovercomingthisproblem.Theybelieveitmaytakeseveral

yearsbeforethereisrealrecovery.However,advancesintechnologyareofferinghopeforthe

worldeconomy.

Thetoneofthepassagesuggestthattheauthorisabouttheworldeconomy.

A.doubtful

B.indifferent

C.positive

0.pessimistic

22、Passage2

Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoy

amonopolyoverdatathathashelpedthemgetawaywithpoorservicesandfendoff

competitors.InEurope,atleast,thatisallabouttochangewithanewsetofregulations,named

PSD2.

Theruleswillcompelbankstosharedataeasilywithlicensedthirdparties.BankersinEurope

complainthattheirprofitsandcustomerrelationshipsareunderthreat.Howevecopeningup

banks,andthedatatheystore,isgoodforconsumersandcompetition.Newproviderswillbe

betterplacedtoofferallsortsofinnovativeservices,suchasaone-clickoptiontoputunspent

monthlyincomeintoapensionplan.

Nevertheless.someconcernsaboutPSD2arelegitimate.Inparticularjtisreasonabletowonder

abouttheprivacyandsecurityimplicationsofsensitivefinancialdatabeingsharedwiththird

parties.Butbanksthemselvesarehardlyinvulnerabletocyberattack（網(wǎng)絡(luò)攻擊）.Andthe

solutionsthattheEuropeanregulatorsproposetodealwiththeseworrieslookpromising.Third

partiesthatwanttousebankdatawillneedtoconvincenationalregulatorsthattheirdata

defensesaresolidandaresubjecttoannualregulatoryinspections.

Thegapbetweenwritingrulesandimplementingthemisalwayslarge.First,consentfrom

customerstoprovideaccesstotheirbankdatamustbegainedexplicitly,andthepurposesofthe

datauseshouldbeclearlyexplained.Second,regulatorsmustbeverytoughbothinensuringthat

banksopenuptheirinfrastructureandinwithdrawingthelicensesofthirdpartiesthatbreakthe

rules.Third,regulatorsmustalsobeflexibleenoughtoallowforchangesasthemarket

evolves.Sincethenewentrantswillnotbelicensedtoengcgeinriskierfinancialactivities-such

aslendingmoney—itmakessensetoregulatethemwithalightertouch.ButifsomeFintech

providersdoendupbecomingsystemicallyimportant,higherstandardsofoversightmightbe

necessary

Accordingtothefirsttwoparagraphs,whatwillbanksinEuropebeforcedtodo（）

A.Tokeepclientsdatasafe

B.Toclosedownthepoorservices

C.Togiveuptheirdatamonopoly

D.Todisclosetheirsourcesofprofits

23、根據(jù)我國(guó)勞動(dòng)合同法的規(guī)定，下列各項(xiàng)中不屬于勞動(dòng)合同必備條款的是（）。

A.勞動(dòng)合同的期限

B.工作內(nèi)容和工作地點(diǎn)

C.社會(huì)保險(xiǎn)

D.違約金

24、國(guó)家發(fā)改委2021年1月19日表示，我國(guó)新型城鎮(zhèn)化加快推進(jìn)，城區(qū)常住人口（）

的城市基本取消落戶(hù)限制，超過(guò)1億農(nóng)業(yè)轉(zhuǎn)移人口在城鎮(zhèn)落戶(hù)。

A.400萬(wàn)以下

B.300萬(wàn)以下

C.200萬(wàn)以下

D.100萬(wàn)以下

25、巴黎圣母院》的作者是（）。

A.大仲馬

B.小仲馬

C.雨果

D.福樓拜

26、資料：Thehopflowerhasbeenusedinbeer-makingatleastsincetheeighthcentury.

Traditionallyitwasapreservative,butitalsoimpartsflavor.Tosome,thetasteisbitterand

unpalatable,andthusmanybrewersuseonlyminimalamounts.But,dependingonvariety,

growingconditions,andotherfactors,hopscanimpartarangeofflavorsthatconnoisseurssay

rivalsthatofwinegrapes.Startinginthenineteen-seventies,smallbrewersontheWestCoast

begandramaticallyuppingtheamountofhopsintheirbrews.Oneoftheirmostpopular

productswastheIndiapaleale,orL.P.A.,abrewthathasteenaroundsincethelateeighteenth

century.ThestorygoesthatnecessitydrovetheBritishtoaddlargequantitiesofhopsinorderto

preservethebeertheyshippedtoIndia,toquenchthethirstoftheSahibsmanagingtheEmpire

there.

Overthepastdecade,varietiesoncethoughtofasboutiquebeers,suchasL.P.A.s,haveexploded

intheUnitedStates,thankstothelocavoremovement.Craftbrewingisnowdoublinginsales,by

volume,everyfiveyears,today,craft-beermakeuptwenty-onepercentofthebeermarket,and

twelvepercentofthevolume.TheBrewersAssociation,acraft-brewingtradegroup,expects

craftbeerstohaveafifty-per-centmarketshareinadecade.Sincecraftbrewersuseaboutten

timesmorehopsthanmegabrewers,thetrendhasbeenabonanzaforHopsteinerandtheother

bighopscompanies.Butwhileanemphasisonbrewerstocomeupwithnewbeer,which,inturn,

leadstoahuntfornewhopsvarieties.

Accordingtothepassage,boutiquebeerswouldn'thaveexplodedintheUnitedStatesifwhichof

thefollowinghappened?

A.Peoplewereobsessedwithimportedproducts

B.TheDollardepreciatedagainstEuro

C.Thesmallbrewersandmegabrewersusedthesametypeofhopflower

D.BrewersAssociationwasfounded

27、Fuelscarcitiesandpriceincreases()automobiledesignerstoscaledownthelargestmodels

andtodevelopcompletelynewlinesofsmallcarsandtrucks.

A.persuaded

B.prompted

C.imposed

D.enlightened

28、Thegovernmenthastotryeverymeanstotherateofinflation.

A.bringback

B.bringdown

C.bringforth

D.bringabout

29、銀行編制財(cái)務(wù)報(bào)表的依據(jù)是()。

A.會(huì)計(jì)憑證

B.會(huì)計(jì)科目

C.會(huì)計(jì)賬戶(hù)

D.會(huì)計(jì)賬簿

30、Itwasveryimportant()allprojectsbeforetheendofthefiscalyear.

A.complete

B.completed

C.completing

D.tocomplete

31、公文的權(quán)威性和行政約束力，來(lái)自()的權(quán)威和合法地位。

A.收文機(jī)關(guān)

B.印發(fā)機(jī)關(guān)

C.審核機(jī)關(guān)

D.制發(fā)機(jī)關(guān)

32、Ihavereadupto()thechildrendiscoverthesecretcave,whataboutyou?

A.which

B.what

C.that

D.where

33、20xx年，會(huì)師世界杯決賽的意大利隊(duì)和法國(guó)隊(duì)正嚴(yán)陣以待，為爭(zhēng)奪大力神杯摩拳擦掌。

此時(shí)，一向有“烏鴉嘴〃之稱(chēng)的球王貝利耐不住寂寞，直言意大利隊(duì)能夠奪冠，這種"咒語(yǔ)"

令意大利的球迷心中七上八下，擔(dān)心自已心愛(ài)的球隊(duì)被貝利"一嘴"說(shuō)死。從哲學(xué)上看，擔(dān)心

被"一嘴”說(shuō)死的觀點(diǎn)實(shí)質(zhì)上屬于()。

A.古代樸素唯物主義

B.近代形而上學(xué)唯物主義

C.主觀唯心主義

D.客觀唯心主義

34、投資者投入的固定資產(chǎn)轉(zhuǎn)入()科目。

A.“實(shí)收資本”

B."資本公積”

C.“盈余公積”

D.“本年利潤(rùn)”

35、貨幣在()時(shí)，執(zhí)行國(guó)際財(cái)富轉(zhuǎn)移手段職能。

A.支付國(guó)際貿(mào)易差額

B.購(gòu)買(mǎi)外國(guó)商品

C.支付外國(guó)勞務(wù)費(fèi)用

D.對(duì)外援助

36、以下哪種情形會(huì)使貨幣需求增加？()

A.商品和勞務(wù)供給量減少

B.銀行存款利率升高

C.物價(jià)水平上升

D.貨幣流通速度加快

37、資料：Z/Ourcarsareforpeoplewhowantsomethingdifferent/

Thishasbeenthesloganfcrover50yearsofSupremaCars,amanufacturerofanEnglishsports

car.Thecarismostlyhandmadeinthecompany'sfactoryinnorthernEngland.SupremaCar

producesapproximately500carsayear.About5yearsago,thecompanybegantolosesalesand

marketshare,andinthelasttwoyears,ithasmadealoss.

Recently,therehavebeenproblemswiththelaborforce.Thefactoryworkershavedemand

higherwagesandbetterworkingconditions.Theyarealsounhappybecausethemanagementis

insistingthattheyincreaseproduction,buttheworkersthinkthiswillhaveabadeffectonthe

qualityofthecars.

Thecompanystillhasman/loyalcustomers.PeoplebuySupremasportscarsbecausetheyare

handmadeandhaveanimageofqualityandcraftsmanship.

WhatkindservicesdoesSupremaCarsprovide?

A.Itdesignsclassiccarmodels

B.ltproduceshand-madecars

C.ltresearchanddevelopcar-relatedtechnologies

D.ltcreatesadvertisementsforthecars

38、資料：JobDescription

A+ENetworksCo-BrandedCreativeDepartmentislookingforamotivatedcandidatewith1-3

years'experiencetobepartofauniquedepartmentontheA&Ebrand.Theselectedcandidate

willbeworkingonco-brandedsponsoredentertainmentandbrandedpartnershipsforA&E

Network.

OurpreferredcandidatewillpossessapassionfortheA+Ebrandsandisknowledgeableof

co-brandededsponsoredentertainment.TheProductionCoordinatorwillbeavaluedteam

memberbyactingasGrandCentralandsupportingtheteam(internalandexternal)withall

logisticalneeds,suchascollectingassetstoproducespotsandkeepingtrackofalldepartment

activitiestosupporttheoverallworkflow.Therightcandidatewillhaveabalancebetweenbeing

detailoriented/organizedwhenitcomestotheproductionprocessanddeadlines,aswellas

havingthedesiretocontributetodevelopment.

WhichofthefollowingdepartmentdoesNOThaveconnectionswiththeCo-BrandedCreative

Department?

A.Sales

B.LegaIAffairs

C.Logistics

0,Marketing

39、英國(guó)的大炮轟開(kāi)了中國(guó)閉關(guān)自守的大門(mén).使一些愛(ài)國(guó)知識(shí)分子從“天朝大國(guó)〃的夢(mèng)幻中驚

醒，一股新思潮萌發(fā)了。這一新思潮的核心是()。

A.向西方尋求強(qiáng)國(guó)御侮之道

B.同西方展開(kāi)“商戰(zhàn)〃保護(hù)本國(guó)權(quán)益

C.與時(shí)俱進(jìn)西方技術(shù)興辦近代工業(yè)

D.效法西方的君主立憲政治

40、資料：之后，經(jīng)濟(jì)學(xué)家Mr.X展望了中歐之間的商業(yè)機(jī)遇，請(qǐng)根據(jù)下列資料回答問(wèn)題。

Findingatrustworthysupplier

Thisisperhapsthemostmportantstepinyourimportbusiness.Aseriousanddependable

supplierminimizesanyconcernsonquality,trustanddisputes.

Thereareanumberofsourcingsiteswhereyoucanfindsuppliersfrommassivedirectories.To

findtherightonecanbealaborioustask,butyourworkcarbemadeeasierbygoingtositesthat

screensuppliersbeforetheyarelisted-likeGlobalSourcesOnline.Undertheir“verifiedsuppliers*/

system,suppliersneedtohavetheircompanyinformationandcontactpersonverifiedandare

visited3timesin-personbeforebeingauthenticatedasa"verifiedsupplier”.Thisalsomeansif

youpickaexport-ready.

Onceyou'reincontactwithprospectivesupliers,addressallyourqualityconcernswiththeright

questions.Stateyourrequirementstosuppliersclearly-likeproductwarranty,keyspecifications

andorderterms.Alternatively,somesupplierswillprovideproductsamplesifyouask,soyoucan

firsttestthemyourself.Ifyou'rehappywiththequalityofthissampleshipment,youcanorderin

bulk.Ifpossible,tryandattendasourcingfairtotestsamplesfreeofcharge.Mostsourcingfairs

areorganizedaroundthemeslike“Clothing&Garments"or'Electronics”,sobuyerslikeyojcan

meetallthespecializedsellersoftheprodutsyouwant.

Factoryvisitsandinspections

China/sbusinessenvironmentischangingrapidly,andyou'dbesurprisedhowmuchfactoriescan

developinayear.Ifthisistoomuchtroubleforyou,considerappointingalocalagentor

third-partyquality(3PQ)firmtoinspectthefactoryonyourbehalf.Getsomeonewhospeaks

thelanguageandknowslocalbusinessconditionsenoughtomakeagoodjudgment.Mostagents

usuallychargebycommissionfromtheamountofgoodsyouimport,andalsoinspecttheoutput

beforeitgetsshipped.

Whatmaytheauthordiscusslater?()

A.Hisownstoriesabout