第1題Whatisthemainfocusofthecourse"China'sFinTech:FromDigitalWalletstoGlobalImpact"?AHistoricaleventsinglobalfinanceBDevelopmenttrajectory,innovations,globalimpact,andchallengesofChina’sFinTechCBasicaccountingprinciplesinFinTechDCybersecurityindigitalbanking

第2題Whichkeytechnologiesareemphasizedinthiscourse?AVirtualrealityandquantumcomputingBBigdata,cloudcomputing,AI,andblockchainC5GnetworksandIoTDRoboticsandnanotechnology第3題HowmanydevelopmentstagesofFinTechinChinaarediscussedinthecourse?ATwoBThreeCFourDFive

第4題WhichofthefollowingisNOTlistedasalearningoutcomeofthecourse?AAnalyzingFinTech’sglobalmarketimpactBDesigningablockchain-basedsupplychainfinancesystemCUnderstandingtheoriginofFinTechinChinaDMasteringkeytechnologieslikeAIandblockchain第5題Whatisrecommendedtosupplementtheoreticallearninginthecourse?AWatchingfictionalmoviesaboutfinanceBExploringacademicjournalsandindustryreportsCMemorizingfinancialregulationsDAttendingsportsevents

第6題WhichactivityissuggestedforpracticalapplicationofFinTechknowledge?AWritingessaysonhistoricalfinanceBAnalyzingAI-drivencreditriskassessmentmodelsCStudyingancienttraderoutesDLearningforeignlanguages

第7題Whatisarecommendedmethodforinteractiveengagementinthecourse?ASolomeditationBGroupdiscussionsandcollaborativeprojectsCReadingnovelsDWatchingTVshows

第8題Whichemergingtechnologyismentionedforfurtherexplorationoutsidethecourse?ASteamenginesBDecentralizedfinance(DeFi)CTypewritersDLandlinetelephonesAnswer:B第9題WhatisemphasizedascriticalforunderstandingFinTech’sglobalinfluence?AMemorizingstockpricesBLearningculinaryskillsCTrackingregulatorydevelopmentsandleadingcompaniesDStudyingastronomy第10題Whatisthepurposeofcasestudiesandsimulationsinthecourse?ATobridgetheoryandpracticeBToreplacetheoreticallearningCTosimplifyexampreparationDToreducestudytime

第11題WhichphaseofChina’sFinTechdevelopmentfollows"Internetfinance"?ADeepintegrationstageBFinancialcomputerizationCPre-digitaleraDIndustrialrevolution

第12題WhatdoesthecoursesayaboutChina’sFinTechimpactonglobalmarkets?ALimitedtodomesticmarketsBExcludesregulatorydiscussionsCFocusesonlyoncurrencyexchangeDIncludestechnologyoutputandinternationalcooperation第13題Whichplatformissuggestedforadditionallearningresources?AInstagramBSpotify

CNetflixDCoursera第14題WhatshouldlearnerstracktounderstandFinTechinnovation?AWeatherpatternsBRegulatorydevelopmentsandleadingcompaniesCFashiontrendsDAncientmanuscripts第15題Whichskillishighlightedasimprovedthroughthecourse’sstructuredapproach?APaintingBMusicalcompositionCProblem-solvingDAthleticperformance

第1題AccordingtotheFinancialStabilityBoard,towhichfielddoesFinTechessentiallybelong?

ATechnologyfield

B

FinancialfieldCBothfieldsD

Neitherfield第2題WhichinnovationmarkedtheearlyphaseofFinTechevolutioninthe1910s?ACreditcards

BATMsCTelegraphicmoneytransferDOnlinebanking

第3題WhatarethefourkeycharacteristicsofbigdatainFinTech?AVolume,velocity,variety,veracity

BSpeed,accuracy,reliability,diversity

CSize,speed,type,truthDCapacity,rate,variation,validity

第4題WhichmobilepaymentservicewasintroducedinKenyatoprovidefinancialaccesstounbankedindividuals?AApplePayBPayPal

CM-PesaDUPI第5題Beyondcryptocurrencies,blockchaintechnologyisbeingexploredforstreamliningprocessesinwhicharea?AAlgorithmictradingBSupplychainfinanceCRobo-advisorsDCreditscoringExercise第1題Whatarethe"4Vs"thatcharacterizebigdata?AVolume,Value,Variety,VelocityBVolume,Velocity,Variety,VeracityCVeracity,Value,Volume,VelocityDVariety,Volume,Velocity,Validity第2題WhichofthefollowingiscitedasanexampleofUNSTRUCTUREDdatainthefinancialsector?AFinancialtransactionrecordsBXMLfilesCCustomeremailsDJSONfiles第3題Whichtechnologyisspecificallymentionedforitsspeedandabilitytohandlereal-timedatastreamsinbigdataprocessing?ABlockchainBCloudComputingCHadoopDSpark

第4題HowdoesPayPalprimarilyutilizebigdataanalyticsaccordingtothedocument?ATooptimizebranchstaffinglevelsBToprovidepersonalizedfinancialinsightsviaitsappCForreal-timefraudpreventionDTodeveloprobo-advisors第5題Whatishighlightedasacrucialethicalconsiderationalongsideprivacycompliancewhenfinancialinstitutionsusebigdata?AReducingoperationalcostsBEnsuringalgorithmfairnessandavoidingbiasCIncreasingtransactionspeedDExpandingfinancialinclusionExercise第1題Whatarethecorecharacteristicsofcloudcomputinghighlightedinthedocument?ACost-effectiveness,Security,AutomationBElasticity,Scalability,HighAvailabilityCVirtualization,Internet-based,On-demandDSpeed,Reliability,Sustainability第2題Whichcloudservicemodelprovidesuserswithvirtualizedcomputingresourceslikevirtualmachinesandstorage,allowingthemtodeploytheirownoperatingsystemsandapplications?ASoftwareasaService(SaaS)BPlatformasaService(PaaS)CInfrastructureasaService(IaaS)DFunctionasaService(FaaS)第3題Howdoesthepay-as-you-gomodelofcloudcomputingprimarilybenefitfinancialinstitutionsaccordingtothedocument?AByguaranteeingzerodowntimeforcriticalsystemsBBysignificantlyreducingupfrontinvestmentinphysicalhardwareCByautomaticallyensuringregulatorycomplianceDByprovidingthefastestpossibledataprocessingspeeds第4題WhichspecificexampleisgiveninthedocumentforhowfinancialinstitutionsusetheSoftwareasaService()model?ADevelopingblockchain-basedcross-borderpaymentsolutionsBUsingaSaaS-basedcorebankingsystemtohandledepositsandloansCDeployingrobo-advisorsonmobileplatformsDSimulatingmarketscenariosforinvestmentdecisions第5題Whatpotentialimpactofquantumcomputingonfinanceismentionedinthedocument,alongsideitsopportunities?AItwilldrasticallyreducetheneedfordatacentersBItraisesconcernsaboutthesecurityofexistingcryptographicsystemsCItwillmakeedgecomputingobsoleteDItguaranteesmoreaccuratefrauddetectionExercise第1題Whatisthecorenatureofblockchaintechnologyaccordingtothedocument?AAcentralizeddatabaseforfinancialrecordsBAdecentralizedbigdatasystemanddistributedledgertechnologyCAspecializedcloudcomputingserviceDAgovernment-regulatedmonetarysystem第2題Whichcharacteristicofblockchainensuresthatrecordeddatacannotbealteredordeleted?ATransparencyBDecentralizationCImmutabilityDSecurity第3題Howdosmartcontracts,asdescribedinthedocument,function?ATheyrequireintermediariestoenforceagreementterms.BTheyaremanuallyexecutedcontractsreviewedbylawyers.CTheyareself-executingcodestoredontheblockchainthatautomaticallyenforcestermswhenconditionsaremet.DTheyareprimarilyusedforphysicalgoodsdeliveryverification第4題Whatspecificproblemincross-borderpaymentsdoesthedocumentstatethatblockchaintechnologyaddresses?ALackofavailablecurrenciesforexchangeBSlowspeed,highcost,andlackoftransparencyduetomultipleintermediariesCExcessivegovernmentregulationDIncompatibilitywithtraditionalbankingsystems第5題Whichconsensusmechanismisspecificallymentionedinthedocumentasraisingenvironmentalconcernsduetohighenergyconsumption?AProofofStake(PoS)BDelegatedProofofStake(DPoS)CProofofWork(PoW)DPracticalByzantineFaultTolerance(PBFT)Exercise第1題WhatisdescribedasafundamentalsubsetofAIthatinvolvestrainingalgorithmswithdatatomakepredictionswithoutexplicitprogramming?ADeepLearningBNaturalLanguageProcessing(NLP)CComputerVisionDMachineLearning

第2題WhichAIapplicationinfinanceusestechniqueslikereinforcementlearningtoanalyzemarketdataandexecutetradesoptimally?AFraudDetectionBCreditUnderwritingCAlgorithmicTradingDInsuranceClaimsProcessing

第3題HowdoesAIimprovecreditscoringcomparedtotraditionalmethods,accordingtothedocument?AByrelyingsolelyonFICOscoresBByincorporatingnon-traditionaldatasourceslikerentalpaymentsandutilitybillsCByeliminatingtheneedforriskcontrolsDByfocusingonlyonhistoricalloanrepaymentdata第4題WhichoperationalefficiencyinfinanceisspecificallymentionedasbeingoptimizedbyAIthroughtaskslikeautomatictransactionclassification?AAlgorithmicTradingLatencyBCustomerServiceResponseTimesCAnti-MoneyLaundering(AML)ReportingDLoanApprovalProcessing第5題WhatisidentifiedasaparamountchallengeconcerningAIinfintech,primarilyduetothesystems'needforlargeamountsofdata?AAlgorithmicBiasBRegulatoryUncertaintyCModelInterpretability(Black-BoxNature)DDataPrivacyandSecurityExercise第1題AccordingtotheFinancial

StabilityBoard(2016),fintechfundamentallybelongsto:ATechnologyfieldBFinancialfieldCRegulatoryfieldDMarketingfield第2題Whichinnovationfirstenabledrapidlong-distancefundtransfersinthe1910s?ATelegraphicmoneytransferBCreditcardsCATMsDBlockchain

第3題ThefirstATMwasinstalledin:ANewYork,1965B

Tokyo,1970CEnfield,London,1967DHongKong,1980第4題Which"4V"ofbigdatareferstodataprocessingspeed?AVelocityBVolumeCVarietyDVeracity第5題PayPalprimarilyusesbigdatafor:AFrauddetectionBCreditscoringCPersonalizedbankingDStocktrading第6題SesameCreditinChinaassessescreditworthinessusing:ASalaryrecordsonlyBOnlineshoppingbehaviorandsocialmediaCPropertyownershipDAcademicqualifications第7題Whichcloudservicemodelprovidesvirtualizedcomputingresourceslikeservers?ASaaSBIaaSCPaaSDBaaS第8題Cloudcomputingenablesfinancialinstitutionsto:AIncreasehardwareinvestmentsBEliminateallcybersecurityrisksCAdoptpay-as-you-gocostmodelsDAvoidregulatorycompliance第9題keybenefitofcloudcomputingindisasterrecoveryis:ALoweremployeetrainingcostsBHighavailabilityofcriticalsystemsCReducedcustomerinteractionDEliminationofdatabackups第10題Smartcontractsautomaticallyexecutewhen:AAlawyerapprovesthemBPredefinedconditionsaremetCGovernmentregulatorsinterveneDTraditionalbanksvalidatethem第11題Ripple'sblockchainsolutionprimarilyaddresses:ACross-borderpaymentsBCreditscoringCInsuranceclaimsDStocktrading第12題Theblockchainconsensusmechanismcriticizedforhighenergyconsumptionis:AProofofStakeBDelegatedProofofStakeCProofofWorkDByzantineFaultTolerance第13題AlgorithmictradingpoweredbyAImainlyimproves:ABranchstaffingBTradeexecutionspeedandaccuracyCCurrencydesignDLoanapprovalpaperwork第14題AkeyethicalchallengeinAIcreditscoringis:APerpetuatinghistoricalbiasesBExcessivetransparencyCLowcomputationalpowerDManualdataentry第15題Deeplearningisbasedon:ABlockchainhashingBArtificialneuralnetworksCCloudstoragearchitectureDCentralizeddatabases

Exercise第1題WhatmajortechnologicalachievementcharacterizedtheFin-Tech1.0eraandlaidthefoundationforglobalfinancialmarketintegration?ATheinventionofthecreditcardinthe1950s.BThedevelopmentofencryptiontechnologiesduringWWII.CThesuccessfullayingofthefirsttransatlanticsubmarinecablein1866.DTheinventionofthefaxmachinein1964.

第2題WhichpolicydocumentismentionedassupportingdeeperfintechinnovationinChinapost-2015?ATheNationalElectronicSystemsPlanofthe1990s.BTheInterbankCardAssociationregulationsof1966.CThe2024"GuidingOpinions".DTheP2PLendingFrameworkof2007.第3題WhatisidentifiedasthekeyshiftmarkingthetransitiontotheFin-Tech2.0era(1967-2008)?ATheshiftfromphysicalinfrastructuretodigitizationandelectronicbusinesssystems.BTheinventionofmobilebankingapplications.CThefocusondevelopingartificialintelligenceforfinance.DThewidespreadadoptionofblockchaintechnology.第4題WhichofthefollowingisNOTlistedasakeydevelopmentduringChina's"internetfinance"phase(2004-2015)?ATheadoptionofmainframesbytheBankofChinain1974.BThelaunchofAlipayin2003.CTheemergenceofP2Plendingin2007.DTheintroductionofQRcodepaymentsin2011.

第5題Whatprimaryimpactdidthedevelopmentoffinancialmobility(Fin-Tech3.0)have,particularlyinChina?AItreplacedtheneedforbigdataanalysisinfinancialservices.BItshiftedfinancialservicesprimarilybacktophysicalbranches.CItextendedfinancialservicestomobiledevices,greatlyimprovingaccessibility,efficiency,andpromotinginclusivefinance.DItmarkedtheendofinnovationinlending,insurance,andinvestmentproducts.

Exercise第1題WhatmarkedthebeginningofelectronicfinancedevelopmentinChina?AThelaunchofYu'eBaoin2013.BTheintroductionoftheRicoh8mainframesystembyBankofChinain1974.CTheopeningofICBC'snationalelectronicremittancesystemin1995.DTheestablishmentofPaiPaiDaiin2007.第2題WhichstageofChina'sfintechdevelopmentprimarilyoccurredbetween2004and2015?AFinancialElectronicizationStageBDeepIntegrationStageCInternetFinanceStageDFinancialGlobalizationStage

第3題Whatsignificanteventin2003markedtherapiddevelopmentofthird-partypaymentinChina?ATheissuanceofthefirstthird-partypaymentlicensesbythePeople'sBankofChina.BThelaunchofQRcodepaymentbyAlipay.CTheintroductionoftheRicoh8mainframesystem.DThelaunchofAlipaybyTaobao(AlibabaGroup).第4題Accordingtothedocument,whichtechnology'sapplicationinfieldslikesupplychainfinanceandcross-borderpaymentshasshowninitialresultsintheDeepIntegrationStage?AArtificialIntelligenceBBigDataAnalyticsCBlockchainTechnologyDCloudComputing第5題WhatwasamajorachievementofChina'sFinancialElectronicizationStagebytheendof2000?ATheemergenceofP2Ponlinelendingplatforms.BThelaunchofthefirstonlinebankingservice.CElectronicbusinessoutletsaccountedforover95%ofthetotalnumberofoutlets.DThewidespreadadoptionofQRcodepayments.

Exercise第1題WhatmarkedthebeginningoftheFin-Tech1.0stageglobally?AInventionofcreditcardsBSuccessfullayingofthefirsttransatlanticsubmarinecablein1866CCreationofblockchaintechnologyDLaunchofmobilebanking

第2題WhichtechnologyadvancementwasacceleratedduringWorldWarIItoimprovecommunicationencryption?AQRcodesystemsBCloudcomputingCEarlycomputerswithcode-breakingtoolsDMobilepaymentplatforms第3題WhenwastheInterbankCardAssociationestablished?A1950sB1964C1966D1974

第4題WhatcharacterizedtheFin-Tech2.0stage(1967–2008)?APhysicalinfrastructureupdatesBShifttowarddigitaloperatingmachinesandelectronicbusinesssystemsCBlockchainadoptionDGlobalfinancialderegulation第5題WhichinnovationemergedinChinaduringthefinancialelectronicizationstage(pre-2004)?ANationalElectronicInterbankSystemBAlipayCQRcodepaymentsDYu’eBao

第6題WhichplatformmarkedthestartofChina’sP2Plendingindustryin2007?AAlipayBYu’eBaoCPaiPaiDaiDTaobao第7題WhatdidAlipayintroducein2011toexpandofflinepaymentscenarios?AQRcodepaymentBBlockchainintegrationCMobilebankingappsDCryptocurrencywalletsAnswer:B第8題WhichpolicydocumentemphasizedenhancingfintechcompetitivenessinChinainMay2024?ADecisiononFinancialSystemReform(1993)BThird-partypaymentlicenseregulations(2011)C"GuidingOpinionsontheFiveMajorArticlesofBankingandInsuranceIndustry"DNationalSecuritiesTradingAutomatedQuotationSystem第9題Whattechnologyisappliedinsupplychainfinanceandcross-borderpaymentsinChina’sdeepintegrationstage(post-2015)?AFaxmachinesBAnalogcomputingCSubmarinecablesDBlockchain第10題WhendidChina’sthird-partypaymentindustryenterstandardizeddevelopment?A1995B2003C2015

D2011第11題WhichstageofChina’sfintechdevelopmentisassociatedwithYu’eBao?AFinancialelectronicizationBInternetfinance(2004–2015)CDeepintegration(post-2015)DFinancialglobalization

第12題WhatpercentageofChinesebankoutletsachievedcomputerizationby2000?A50%B75%C90%DOver95%

第13題WhatwastheprimarydriverofFin-Tech3.0(2008–present)?ATelegraphsystemsBMobiletechnologyexpansionCCreditcardnetworksDFaxmachines第14題WhichinstitutionintroducedChina’sfirstonlinebankingservicein1996?AIndustrialandCommercialBankofChina(ICBC)BBankofChinaCPeople’sBankofChinaDAlibabaGroup第15題InwhatyeardidIndustrialandCommercialBankofChina(ICBC)launchanationalelectronicremittancesystem?

A1993B1995C2000D2003Exercise第1題Question:Accordingtothedocument,whatistheprimaryapplicationofWeBank'sAIlargemodelinfinancialriskcontrol?AReal-timemarketpredictionBFrauddetectionandpreventionCRiskidentificationandserviceoptimizationDAutomatedcompliancechecks第2題Question:Inthecontextofcreditscoringsystems,howdoesAItechnologyenhanceaccuracyandefficiency,basedonthedocument?AThroughmanualdatasummarizationandexpertjudgmentBByusingpre-trainedmachinelearningmodelstoextractrisksignalsfrommulti-dimensionaldataCViareal-timevoicerecognitionfortransactionverificationDByanalyzingnewseventsandpricefluctuations

第3題Question:WhatroledoesAIplayinMorganStanley'sinvestmentadvisoryservices,asmentionedinthedocument?AItreducesfraudthroughmulti-modalinformationverification.BItassistsincreditriskassessmentforborrowers.CItuseschatbotstoretrieveresearchdataandprovidepersonalizedinvestmentadvice.DItautomatescompliancecheckstopreventviolations.Answer:C第4題Question:HowdoesAItechnologycontributetocompliancechecksinfinancialinstitutions,accordingtothedocument?ABypredictingmarkettrendstoinforminvestmentdecisionsBByimprovingcustomerexperiencethroughpersonalizedservicesCByscanningtransactionrecordstoidentifypotentialviolationsandreducerisksDByenhancingriskidentificationthroughself-learningmechanisms

Answer:C第5題Question:HowdoesIndustrialandCommercialBankofChina(ICBC)utilizeAItechnologytoaddressfinancialrisks,asdescribedinthedocument?

AByprovidingpersonalizedinvestmentadvicethroughchatbots

BBydevelopinganAIanti-fraudinvestigationsystemusingintelligentvoicetechnology

CByimprovingcreditscoringaccuracywithmachinelearningmodels

DBymonitoringmarketdynamicsforinvestmentdecisions

Exercise第1題Whatisthemainadvantageofusingbigdataincreditassessmentcomparedtotraditionalmethods?AItreducestheneedforhumaninterventionBIteliminatestheneedforcreditrecordsCItprovidesamorecomprehensiveperspectivebyanalyzingvariousfactorsDItonlyfocusesonsocialmediadata第2題WhichtechnologydoesXinwangBankuseforreal-timecreditanalysis?AAdvancedriskpreventionandcontrolsystemBBlockchainCCloudcomputingDQuantumcomputing

第3題Whattypeofgroupsbenefitthemostfrommachinelearning-basedcreditassessmentsolutions?AHigh-net-worthindividualsBRecentgraduatesorimmigrantsCGovernmentemployeesDRetirees第4題Howdoessocialmediadatacontributetocreditassessment?AByreplacingtraditionalcreditrecordsentirelyBByeliminatingtheneedformachinelearningalgorithmsCByfocusingonlyonborrowers'onlinepurchasesDByprovidinginsightsintoborrowers'financialstatusandintegrity第5題Whatisakeyfeatureofbigdata-basedpost-loanmanagement?AItonlymonitorsrepaymentdeadlinesBIttrackschangesincustomers'creditstatusinreal-timeCItignorescustomers'consumptionhabitsDItreliessolelyonmanualreviews

Exercise第1題Whichcompanyestablishedasupplychainfinancialserviceplatformin2016toprovidecomprehensivefinancingservicesforSMEsusingblockchaintechnology?AJDTechnologyBLianYiRongCTencentCloudDSuningFinance第2題WhattechnologiesdoesICBCintegrateinitssupplychainfinancingproductforsmallandmicroenterprises?ABlockchain,bigdata,andIoTBAI,cloudcomputing,andIoTCBlockchain,AI,andbigdataDCloudcomputing,bigdata,andIoT第3題Whichcompanyexpandeditssupplychainfinancialservicesfromitsinternalecosystemtoexternalindustries,becomingaplatform-basedprovider?ABaiduBJDTechnologyCSuningFinanceDTencentCloud

第4題Whatisthekeyfeatureofthe"dual-chainlinkage"modelinsupplychainfinance?ACombiningfinance,technology,andindustryinatriangularcycleBFocusingsolelyonblockchaintechnologyCExcludingtraditionalfinancialinstitutionsDPrioritizinglargeenterprisesoverSMEs第5題Whichcompanyuses"BaiduXiaoDai"tooptimizetraditionalbusinessprocessesandimproveSMEfinancingconvenience?ABaiduBTencentCloudCICBCDLianYiRong

Exercise第1題WhatisthemainadvantageofRipple'sblockchain-basedpaymentnetwork?AHightransactionfeesBFasttransactionspeedandlowcostsCCentralizedtrustestablishmentDLimitedcurrencysupport第2題Whatproblemdoblockchainelectronicinvoicessolveintaxmanagement?AIncreasinginvoicingcomplexityBTaxfraudandinefficiencyCReducingtransactiontransparencyDEliminatingtheneedforinvoices第3題Whichfeatureofblockchaintechnologyenhancesdigitalassetcustodyservices?ACentralizedstorageBDecentralizationandimmutabilityCHighvolatilityofassetsDManualtransactionverification第4題Howdoesblockchainimprovecross-borderpaymentscomparedtotraditionalmethods?AByincreasingclearingtimesBByestablishingpeer-to-peerpaymentnetworksCByrequiringintermediarybanksDByraisingtransactionfees第5題Whatisakeybenefitofblockchaininsupplychainfinance?AHigherregulatorycostsBReducedtransparencyCImprovedcapitalflowefficiencyDLimitedaccesstocredit

Exercise第1題Whatistheprimarybenefitofcloudcomputinginthebankingsectoraccordingtothedocument?ABuildingacomprehensivefinancialserviceecosystemBReducingphysicalbranchesCEliminatingalltraditionalbankingservicesDIncreasingmanualprocessing第2題WhichcompanyismentionedasthefirstdigitalbankinChinathatusescloudcomputingforcoretechnologyR&D?ATaipingPropertyInsuranceBWeBankCShenwanHongyuanSecuritiesDAntGroup第3題Howdoescloudcomputinghelpthesecuritiesandfundsector,asillustratedbyShenwanHongyuanSecurities?AByreducingcustomerinteractionsBByeliminatingalltradingrisksCByenablingon-demandresourceallocationandmassivedataprocessingDByreplacinghumantraders第4題WhatadvantagedoesWeBankachieveinITcostsperuseraccountcomparedtosmallbanks?A50%lowerB20%lowerC5%ofthecostDEqualcost第5題WhichtechnologyishighlightedasbeingsupportedbycloudcomputinginChinaMerchantsBank'sfintechcase?ABlockchainonlyBBigdataandartificialintelligenceCQuantumcomputingDOfflinepaperworkExercise第1題WhatisthemainpurposeofcustomerportraittechnologyinChina'sfinancialtechnology?AToreducethenumberoffinancialinstitutionsBToprovidepersonalizedproductsandservicesbyanalyzingcustomerdataCToeliminateallfinancialrisksDToreplacehumanemployeesinfinancialinstitutions第2題Whichcompanyusescustomerportraittechnologytoprovidepersonalizedrecommendationsonitsplatform'shomepage?AJDFinanceBWeBankCAntGroup(Alipay)DBankofChina第3題HowdoesJDWhiteCardassessusers'creditstatus?AByanalyzingusers'purchasehistory,browsingbehavior,andpersonalinformationBByconductingface-to-faceinterviewsCByrelyingsolelyongovernmentrecordsDByrandomlyassigningcreditlimits第4題Whichfinancialinstitutionusescustomerportraittechnologytolaunchcustomizedwealthmanagementproductsorcreditcardpromotions?ALufaxBChinaMerchantsBankCZhongyuanBankDWeBank第5題Whatisoneapplicationofcustomerportraittechnologyinpreventingfinancialfraud?AIncreasingtransactionfeesBAnalyzingusers'behavioraldataandtransactionpatterns(e.g.,Alibaba'santi-fraudsystem)CEliminatingallonlinetransactionsDReducingcustomerserviceinteractionsExercise第1題WhichbankusesanAIanti-fraudinvestigationsystemwithintelligentvoicetechnology?AWeBankBIndustrialandCommercialBankofChina(ICBC)CMorganStanleyDXinwangBank第2題WhattechnologydoesMorganStanleyusetoretrievecompanyresearchdataforpersonalizedinvestmentadvice?ABlockchainBChatbotsdrivenbyOpenAICIoTDCloudcomputing第3題Whichcompanyprovidesintelligentriskcontrolservicescoveringtheentireprocessofriskidentification,evaluation,monitoring,andcontrol?ACloudFromTechnologyBJDTechnologyCAntGroupDTencentCloud第4題WhatisthekeyfeatureofRipple'sblockchain-basedpaymentnetwork?AHightransactionfeesBSlowcross-borderpaymentsCFasttransactionspeedandlowcostsDCentralizedtrustmanagement

第5題Whichinstitutionlaunchedtheblockchainelectronicinvoiceprojecttopreventtaxfraud?AShenzhenTaxBureauBChainUpCustodyCAntGroupDLianYiRong第6題Whatistheprimaryroleofbigdataincreditscoringmodels?AReducingdatastoragecostsBCombiningtransactiondataandconsumptionrecordsforprecisionCEliminatingcompliancechecksDIncreasingmanualintervention第7題WhichtechnologydoesLianYiRongusetoautomateaccountsreceivablemanagementinsupplychainfinance?AAIalgorithmsBSmartcontractsviablockchainCSocialmediaanalysisDIoTsensors第8題WhatadvantagedoesWeBankachievethroughcloudcomputinginITcosts?ACostsare50%higherthansmallbanksBCostsperuseraccountare5%ofsmallbanksCCompleterelianceonphysicalserversDLimitedscalability第9題WhichcompanyusescustomerportraitstopredictCTRforpersonalizedrecommendationsonAlipay?AJDFinanceBAntGroupCChinaMerchantsBankDZhongyuanBank第10題WhatdoesJDWhiteCardusetobuilditscreditscoringmodel?ABlockchaintransactionsBPurchasehistoryandbrowsingbehaviorCManualinterviewsDTaxpaymentrecords第11題WhichtechnologyisintegratedintoICBC'ssupplychainfinancingproductforsmallenterprises?AVirtualrealityBQuantumcomputingCBlockchain,bigdata,andIoTDSocialmediaAPIs第12題Whatisthepurposeofthe"dual-chainlinkage"modelinsupplychainfinance?AMergingfinanceandindustrialchainsforefficientcollaborationBReducingtransactiontransparencyCIncreasingmanualoversightDEliminatingdigitaltransformation第13題WhichfinancialinstitutionusesARMserversinitsmulti-datacenterarchitecture?AWeBankBShenwanHongyuanSecuritiesCTaipingPropertyInsuranceDChinaPacificInsurance

第14題WhatdoesAlibaba’santi-fraudsystemanalyzetopreventfraud?ABlockchaintransactionsBCreditscoresCUserbehavioraldataandtransa