的篇：個人借款合同本最簡單的借人)____________份證碼：_______________乙方(借人身證碼：__________________為了明確責(zé)任，恪守信用，在雙方自愿、協(xié)商情況下特簽本合同以資同信守。借款金額(大寫)借款用途：借款人_要，急一筆資。借款利按收息利隨清。期限：借款間自年_月___日起至年月___日止還款日和方式____________________________六違約責(zé)任：款方應(yīng)按同規(guī)定的時還。借款方不按期償還款，出借方有權(quán)限期追回款，并按合同規(guī)____%計加收逾期利。爭解決方式協(xié)解決協(xié)不成，可向方所的人法院起.其：1未經(jīng)雙方同意何方當(dāng)人不得擅自變更或解除合同。如一方當(dāng)事要求變或解除同，應(yīng)另方當(dāng)，并成書面協(xié)議。合同變更或解除后借1/款方占的借款應(yīng)付利息仍按本同的規(guī)償付。2、合的附：借據(jù)，收據(jù)。3合同各簽字后效借款本息全部清償后動失效。本合同正一二份，款方、出方各執(zhí)一份合同文具有同等法律效力。甲方(款人

乙方(出借人)_________(簽字、章(簽字、蓋年_月___日年___月___日篇：個人借款合同范本簡單的_____________借款方借款用途借款金額借款方貸款方借款人幣_。三款利息自貸款之起，實(shí)際數(shù)計息并計算復(fù)利在合同規(guī)定的借款期內(nèi)為款方如果按期還款逾期部加收利率四款期限借方保證年_____月起至年_止按本合同規(guī)定的利息償還借款。逾不還部分，款2/方有權(quán)期追回款。五保證條款借方用__________________抵押，到不能還款方的貸款，貸方有權(quán)處理抵押品借方如歸貸款的，抵權(quán)消滅。借方必須按照借合規(guī)定的用途用借款，得作他用，不得用借進(jìn)行違法動。借方必按合同規(guī)的期限還本付息。乙還款保證人____________，為確保本契約的履行愿與乙方負(fù)帶返還借本息責(zé)任。六、合同爭議的解方式雙方協(xié)解決解決成同提交_區(qū)人法院(選擇性條款不得違反域管轄級別管轄選擇原告告標(biāo)的物、同簽訂、合同行地)七、本合同自__________________生效。本合同一式兩份雙方各一份，同文本有同等律效力。甲(簽字、章章______________合同簽訂日期____________________________篇：個人款合同本最簡的3/

乙方(簽字、蓋合簽訂日期借款人貸款人：：抵押人：：保證人：：出質(zhì)人：：為明各方權(quán)利和義務(wù)，據(jù)《同法通則》和其有關(guān)法律法規(guī)，訂立本同。contractismadewiththelawofthepeople'srepublicofchinaandthegeneralprovisionsofloansthepeople'sbankchinaspecifytheobligationsofparties借貸款loanclause第條借金額。見articleamountofloan：to第條借用途。見article2.purposeof：to第條借款期限。article3.lifeofloan4/見to借據(jù)或貸款憑證是本合同不可分割的組成部分。借款的實(shí)際放款和還款日借款人、貸款人雙方理借據(jù)或憑證所記載日期準(zhǔn)除期外，借據(jù)或憑證他記載事項(xiàng)如與本合同不一致的，本合同為準(zhǔn)。acertificateindebtednessaloanvoucheranintegralpartofthiscontract.dateofadvancedueshallfollowdatespecifiedoncertificateoforloanwheretherebetweenstipulationsoncertificateofindebtednessorthetermsconditionsonthisdate，lattershallprevail.第條借款付款人妥款續(xù)后營業(yè)日內(nèi)全款項(xiàng)劃至款人指定賬戶劃付次數(shù)、時間、金額見第五條article4loan.theamountofloanshallbetransferredtoandesignatedbytheborrowerwithin5daysfromthedateofcompletingborrowingprocedure.referto5/forthefrequency，andamountoftransferring第五條率和計息。erestrateofloanandcalculation借款利率。本合同項(xiàng)下借款利率根據(jù)國家有關(guān)規(guī)定，確定利率見—5.遇率整時借款期在年)以下的同利率段計;借款期限1年以上的，實(shí)分段計息，從率調(diào)的次年月1開始按應(yīng)利率的檔執(zhí)行新率;如借款人未按約定時間還本息未按同用使用款，貸款人將按家規(guī)定對借款人計收息，罰息見interestrateofloan：theinterestunderthisisspecifiedininlinewithrelevantrules.incaseofofinterestrate，theprevailforwithorequaltooneyear;forwithexceedingyear，interestshallcalculatedabasis，nextjan.1stfollowingtheadjustmentofinterestrate，newrateshallincasetheborrowerfailstotheprincipalandinterestbeforethedue，failstouseloanpurposesagreedinthiscontract，lendershallbeentitledtocollectdefault6/inlinewithrelevantrules.thedefaultinterestrateisspecifiedin遇利率調(diào)整時，實(shí)行分段計息的，貸款人有權(quán)根據(jù)國家有關(guān)規(guī)定行調(diào)，不行通借款人。casecalculatinginterestmultistagebasisduetoadjustmentinterestrate，lendershalladjusttheinterestonhisownwithoutfurthernoticetotheborrower.第六條式。article6typeofrepaymentofloan借款人在貸款開設(shè)帳戶，戶名和帳號見證在每次還款日前足額存入當(dāng)期應(yīng)還款項(xiàng)的存款。借款人在此授權(quán)貸款人從借款人該帳戶中扣收借款本金、息和可能發(fā)生復(fù)利、罰息、約、費(fèi)、損賠償及現(xiàn)債權(quán)的費(fèi)(含律師費(fèi)訴費(fèi)如帳戶資產(chǎn)足歸到的貸款本息，貸款人有權(quán)從借款人在商銀任何分支機(jī)構(gòu)開立的任帳戶劃收。borrowershouldopenanaccountwiththelender(theaccountnameandaccountarespecifiedinandpromisetodepositsufficientmoneyrepaymenteachduedate.herebyauthorizesthelendertocollect，any，7/interest，interest，damage，premium，compensationandarisingfromtherealizationofcreditor‘sright(includinglawyer’sfeecourtexpense)inadditiontoprincipalandinterestofincasetheinthisaccountisenoughforrepaymentofdueprincipalinterest，thelendershallbeentitledcollectaccountopenedbytheborrowerwithanybranchoficbc.貸人與借款雙方商定自款發(fā)放次起借人按歸還貸款本(一次性還本付息除外)，還期數(shù)及還款方見.shallrepaytheprincipalandinterestmonthly(exceptrepayingprincipalinalumpsum)secondmonthfollowingissuing，borrowerandlender.therepaymenttenorsandtypearespecifiedin借期間遇利率調(diào)整執(zhí)行本合條實(shí)行分段計息的，對款期在年以的，應(yīng)從率調(diào)整的次年1月日開始據(jù)未償還借款余額和剩余還款期數(shù)進(jìn)行調(diào)整重新算還金額incaseofmultistagecalculationofinterestas8/specifiedindueadjustmentofinterestrateduringthelifeof，repaymentamountforloanswithalifeexceedingyearshallberecalculatedonthebasisofbalanceofunpaidloanandtherestoftenornextjan.followingadjustmentinterestrate.借款人提前歸還貸款須經(jīng)款人書面同意提前還部分的利息仍按本合同約定的利率該部分實(shí)際使用天數(shù)計算。repaymentscheduleborrowershallsubjecttowrittenconsentfromtheinterestofprepaidamountshouldbecalculatedonofratespecifiedinthiscontractandactualdays.第七條方式。本合同的擔(dān)保及擔(dān)方式見體約定由合同中應(yīng)的保條款足。7guarantytheguarantorandguarantythespecificstipulationsarestated