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2022年山東省日照市大學(xué)英語(yǔ)6級(jí)大學(xué)英語(yǔ)六級(jí)學(xué)校:________班級(jí):________姓名:________考號(hào):________
一、2.ReadingComprehension(SkimmingandScanning)(20題)1.
Self-cleaningtoiletbowls,builtonthelatestnanotechnology,arewidelyavailableinNorthAmerica.
A.YB.NC.NG
2.HomeIsWheretheHurtIs
Beingforcedintoflighttotallydisruptsthelivesoftheinternallydisplaced,exactlyasitdoestorefugees.Butunlikemanyrefugees,theworld'smillionsofinternallydisplacedpersonsoftenhavenowheretoturn.Theyremaintrappedinthesameunsafeenvironmentfromwhichtheytriedtoflee.Insituationsofinternalstrife(沖突),bydefinition,theciviliangovernmentfunctionspartiallyornotatall;andthecivilianpopulationisignoredortreatedwithhostilitybybothsides.
AdefinitionsubmittedtotheU.N.CommissiononHumanRightsdefinestheinternallydisplacedas"personsorgroupsofpersonswhohavebeenforcedtofleetheirhomesorplacesofhabitualresidencesuddenlyorunexpectedlyasaresultofarmedconflict,internalstrife,systematicviolationsofhumanrightsornaturalorman-madedisasters,andwhohavenotcrossedaninternationallyrecognizedStateborder.”
Today,thereareanestimated30millioninternallydisplacedpeopleintheworld—doublethenumberofrefugees.Inmanyplaces,theyareallbutforgottenbytheinternationalcommunity.
AlthoughtherearefewrefugeesinLatinAmerica,thereareupto3millioninternallydisplacedpersonsintheregion,includingasmanyas480,000inPeruand6,000,000inColombia.Inbothcountries,acombinationofpoliticalandsocio-economicfactors,suchasexcessivelyunequalincomedistribution,drug-traffickingandheavyinvolvementofthearmyinthepoliticalscene,haveresultedinhighlevelsofviolenceandaclimatethatfostershumanrightsabuses.Whethermanifestedasanongoingconflictbetweenthearmedforcesandthearmedopposition(thecaseofPeru),oraconstantarmedstrugglebetweenrebelandparamilitarygroups(thecaseofColombia),violencehascausedthedisplacementofhundredsofthousandsofruralpeasantsandnativepeople.Theinternallydisplacedoftenleadaverystableexistence,andtheyarehighlygratefulforanyonewhopaysattentiontotheirplight(averybadsituationthatsomeoneisin).
Delia,ofPeru'sAshaninkapeople,hasbeendisplacedforthepasteightyears.Now,homelessandhelpless,Deliaandherpeoplehavetodependonthegoodwillandcharityoftheirremoterelativesandoftheoccasionalnon-governmentalorganization(NGO).IthasbeenastruggleforDelia,whohastriedtoobtainbettereducationfacilitiesforthechildrenandtopromotesmallhandicraftsprojects.Andshetriestoshieldhercommunityfromthesurroundingconflictbyopposinganyinvolvementwiththearmedopposition,orwiththerondas(acivildefenseunitthatfightsagainsttheSendero).Thisneutralposition,inthecontextoftheconflict,isnotapopularonewitheitherside.Totheirwayofthinking,oneiseitheraRonderooraSendero;thereisnomiddleroad.
Womenhavebeenthedrivingforceineffortstomaintainsomesemblance(偽裝)ofnormallifeinthePeruvianAndes.There,hundredsofthousandsofpeople,mostlyQuechuaspeakers,weredisplacedoverthelast10years.Husbandswere"disappeared"orkilled,andsonshadtojointhearmy.Thewomenhadtogathertheirchildrenandfleetourbancenters.wheretheycouldmeltintothepoverty-strickenanonymityofashantytown(以臨時(shí)搭蓋的陋屋為主的地區(qū)).Nowtheyliveinshackswithnowater,noelectricityandnosewagesystem.Thechildrengetlittleschoolingandspendlongdaysplayinginthedirt.Povertydiseaseandunemploymentmakelifenearlyintolerable.Butdisplacedwomenhavenotbeenidle.Theyhaveorganizedsoupkitchens,"mothers'clubs"andhandicraftassociationstosupporteachotherandimprovelivingconditions.Irma,oneofthewomenwetalkedwiththinksthatsoonsheandhersisterswillbeabletogobackhome."Butwe'dlikeourgovernmentandtheworldtogiveusahand,"shesaid.
Despitethemanyhardships,
A.YB.NC.NG
3.
TheauthorsuggeststobuymedicinesinWal-Martbecause______.
4.PartⅡReadingComprehension(SkimmingandScanning)
Directions:Inthispart,youwillhave15minutestogooverthepassagequicklyandanswerthequestionsonAnswerSheet1.Forquestions1-7,choosethebestanswerfromthefourchoicesmarkedA),B),C)andD).Forquestions8-10,completethesentenceswiththeinformationgiveninthepassage.
PizzaHut
PizzaHutwasstartedin1958,bytwobrothersinWichita,Kansas.FrankandDanCarneyhadtheideatoopenapizzaparlor.Theyborrowed$600fromtheirmother,andopenedtheveryfirstPizzaHut.In1959,thefirstfranchiseunitopenedinTopeka,Kansas.Almostadecadelater,PizzaHutwouldbeservingonemillioncustomersaweekinits310locations.In1970,PizzaHutwasputontheNewYorkStockExchangeunderthetickersymbolPIZ.
In1986,PizzaHutintroduceddeliveryservice,somethingnootherrestaurantwasdoing.Bythe1990s'PizzaHutsaleshadreached$4billionworldwide.In1998,PizzaHutcelebratedits40thanniversary,andlauncheditsfamouscampaign"TheBestPizzasUnderOneRoof."In1996,PizzaHutsalesintheUnitedStateswereover$5million.Outofalltheexistingpizzachains,PizzaHuthadthelargestmarketshare,46.4%.However,PizzaHut'smarketsharehasslowlyerodedbecauseofintensecompetitionfromtheirrivalsDomino's,LittleCaesar'sandnewcomerPapaJohn's.Homedeliverywasadrivingforceforsuccess,especiallyforPizzaHutandDomino's.
However,thisforcedcompetitorstolookfornewmethodsofincreasingtheircustomerbases.Manypizzachainsdecidedtodiversifyandoffernewnon-pizzaitemssuchasbuffalowings,andItaliancheesebread.Thecurrenttrendinpizzachainstodayisthesame.Theyalltrytocomeupwithsomenewer,bigger,betterpizzaforalowprice.Offeringspecialpromotionsandnewpizzavariationsarepopulartodayaswell.Forexample,chickenisnowacommontoppingfoundonpizzas.
Inthepast,PizzaHuthasalwayshadthefirstmoveradvantage.Theirmarketingstrategyinthepasthasalwaysbeentobethefirst.Oneoftheirmainstrategiesthattheystillfollowtodayisthediversificationoftheproductstheyoffer.PizzaHutisalwaysaddingsomethingnewtotheirmenu,tryingtoreachnewmarkets.Forexample,in1992thefamousbuffetwaslaunchedinPizzaHutrestaurantsworldwide.Theyweretryingtooffermanydifferentfooditemsforcustomerswhodidn'tnecessarilywantpizza.
Anotherstrategytheyusedinthepastandarestillusingisthediversificationoftheirpizzas.PizzaHutisalwaystryingtocomeupwithsomeinnovativewaytomakeapizzaintosomethingslightlydifferent—differentenoughthatcustomerswillthinkit'sawholenewproduct.LookatsomeofthepizzasPizzaHuthasmarketedinthepast.In1983,PizzaHutintroducedtheirPanPizza,whichhadaguaranteeofbeingreadytoeatin5minuteswhendiningatPizzaHutrestaurants.In1993,theyintroducedthe"BigFoot",whichwastwosquarefeetofpizzacutinto21slices.In1995,theyintroduced"StuffedCrustPizza",wherethecrustwouldbefilledwithcheese.In1997,theymarketed"TheEdge",whichhadcheeseandtoppingsallthewaytotheedgeofthepizza.Currently,theyaremarketing"TheBigNewYorker,"tryingtobringthefamousNewYorkstyle.pizzatothewholecountry.
AnotheropportunitythatPizzaHuthasistheirneworderingonlinesystem.AnyonewithInternetaccesscanorderwhatevertheywishandgetitdeliveredtotheirhousewithoutevenspeakingtosomeone.Thisprogramhasjustbeenstarted,sowedonothaveanynumberstosupportwhetherornotitwillbeasuccess.
Lastly,PizzaHuthasalwaysvaluedcustomerserviceandsati
A.1958B.1959C.1969D.1970
5.
IntheUnitedStates,youraddressisanimportantcueto______.
6.
Newton'ssecondlawofmotionsaysforceequals______,multipliedbythechangeinspeeditproducesinanobject.
7.
HearingthenewsoftheKlondikeGoldRush,Emery'sfatherandhisbrother-in-lawdecidedtogotoAlaskatogether.
A.YB.NC.NG
8.
In1940Hughespublished______.
9.
It'sthemonitoringfunctionthatmakesthehostprocessorfinallysolveadisputeaboutatransaction.
A.YB.NC.NG
10.
Whichofthefollowingismentionedbytheauthorasoneofourmostvaluableassets?
A.Perseverance.
B.Ourpotential.
C.24hourseachday.
D.Ourattitudetolife.
11.ExteriorPainting
GettingStarted
Paintingtheexteriorofyourhouseisahugejob.Buttherewardsaregreattoo.Withaminimuminvestmentintoolsandmaterials,you'llsavethousandsofdollars,extendthelifeofyoursidingandincreasethevalueofyourhome.Bestofall,you'llmakeitlooklikenewagain.Whileyoumayspendlessthan$1,000onpaintingtoolsandmaterials,thesamejobdonebyapro(專業(yè)人員)couldeasilycost$5,000to$10,000ormore.Thesavingscomeatacost,though.Agoodpaintjobrequirescountlesshoursofcarefulpreparation.Plantodevoteanentiresummertoprepareandpaintevenamedium-sizehouse.
Completingatop-qualityexteriorpaintjobrequiresmorethanpatienceandperseverance.You'llneedasharpeye,asteadyhandandabitofpracticetopaintstraightlines.Inaddition,you'llneedthestrengthtomoveandsetuptallladders,andtheconfidencetoworkfromthemoncethey'reinplace.
Applyingtopcoats(thefinalcoatsofpaint)doesn'trequiremuchequipmentbeyondwhatyou'vealreadyaccumulatedforscrapingandpriming.Werecommendbuyingatleasttwotop-qualitysynthetic-bristlebrushesforapplyingthelatexpaint(乳膠漆):onebrush($15to$20)forlargeareasandabrush($9to$12)fordetailwork.
Forapplyingpainttolargeareasofshingles(屋頂板),stucco(涂飾墻壁的灰泥)orbrick,buyaroller(滾筒).
PaintStoresCanHelpWithColorsandQuantities
Choosingexteriorpaintcolorsthatcomplement(與……相配)thearchitecturaldetailsofyourhouseandfitthecharacterofyourneighborhoodisthefirststeptoagreatpaintjob.Checkoutbookstoresandlibrariesforbooksonthesubject.You'llfindbrochures(小冊(cè)子)atthepaintstorewithcollectionsofhistoriccolors.Manypaintstoreshavedesignerswhocanhelpyouchoosecolors,oryoucouldhireadesignerorarchitect.
Buyaquart(夸脫)ofeachcoloryou'vechosenandpainttheentirecolorschemeonasmallareaofyourhousebeforecommittingtogallons(大量使用).
Ifyoudon'tliketheresults,changethecolorsandtryagain.
Nexttakeroughmeasurementsofyourhouse,notingthetypeofsurface.Countthedoorsandwindows.Withthisinformation,paintstoreemployeescanhelpyoucalculatetheamountofpaintyou'llneed.
Buythebestpaintyoucanafford.Good-qualitypaintiseasiertoapply,coversbetterandlastslonger.Werecommendbuyingpaintwithaslightsheen,eithersatinoreggshell.It'smorefaderesistant(不易退色)andeasiertocleanthanflatpaint.
ChecktheWeather
Avoidpaintingindirectsunlight.Theheatdriesthepainttoofast,makingitnearlyimpossibletoavoidblistering(起泡)andpeeling(剝落).
Avoidpaintingonverywindydays.Thewindcausesthepainttodrytoofastandcanblowdirtintowetpaint.
Don'tapplylatexpaintwhenthetemperatureisbelow50degrees℉unlessit'sformulatedforcold-weatherapplication.Readthelabeltobesure.
Don'tpaintwhenthere'sachanceofrain.
PlanaStrategyfortheMostEfficiency
Ingeneral,workfromthetopdown.Paintlargeareasfirstanddetailslast.Wheretwocolorsmeet,allowtimeforthefirstcolortodrybeforereturningtoapplythesecondcolor.Forexample,paintthewindowsash(themovablepart)earlyinthedayandreturntopainttheframe.aroundthesash.
AvoidTheseCommonProblems
Brushmarksleftatthebeginningandendofabrushstrokeareacommonproblemthat'seasytoavoid.Starteverybrushstrokeinanunfinishedarea,atanedge,oragainstdoororwindowtrim.Thenbrushtowardthefinishedareaandsweepthebrushupandofftheworkinthesamemovement.Ifyoustopthebrushandthenliftitofforsetthebrushdownonafinishedareatostartthestroke,itwillleaveextrapain
A.YB.NC.NG
12.
Duringaninterviewwithpotentialemployers,self-honoringorself-lovemayhelpajobseekertoshow______.
13.WhatdoesMargaretHartEdwardssayaboutemployees'romanceintheoffice?
A.Itismorallywrongandmustbebanned.
B.Itposesapotentialriskforthecompany.
C.Itshouldnotbeinterferedasahumanright.
D.It'sbettertogopublicforthesakeofemployees.
14.
Anyminimaldeviationfromnormalform.andfunctionmaybe______.
15.
Leavesshowdifferentcolorsotherthangreeninthefallbecausethecarotenoidsandanthocyaninsarethen______.
16.
AlotofAmericangobrokedueto______.
17.
Cuttingdownoncaffeineisnoteasybecause______.
18.
Keepingatimelogisaveryeffectivewaytofindout______.
A.whatactivitiesyouaredoingeveryday
B.howyouarespendingyourtimeevery'day
C.whatbenefitsyoucangainbymanagingtime
D.howyoucanimproveyourperformanceatwork
19.
Plantspeciesaredispersedoveralargeareawiththehelpof______.
20.
Thousandsofearthquakestakeplaceeveryday,butmostofthemareverygentle.
A.YB.NC.NG
二、3.ListeningComprehension(20題)21.聽力原文:Peopledonotanalyzeeveryproblemtheymeet.Sometimestheytrytorememberasolutionfromthelasttimetheyhadasimilarproblem.Theyoftenaccepttheopinionsorideasofotherpeople.Othertimestheybegintoactwithoutthinking;theytrytofindasolutionbytrialanderror.However,whenal]thesemethodsfail,thepersonwithaproblemhastostartanalyzing.Therearesixstagesinanalyzingaproblem.
Firstthepersonmustrecognizethatthereisaproblem.Forexample,Sam'sbicycleisbroken,andhecannotrideittoclassasheusuallydoes.Sammustseethatthereisaproblemwithhisbicycle.
Nextthethinkermustdefinetheproblem.BeforeSamcanrepairhisbicycle,hemustfindthereasonwhyitdoesnotwork.Forinstance,hemustdetermineiftheproblemiswiththegears,thebrakes,ortheframe.Hemustmakehisproblemmorespecific.
Nowthepersonmustlookforinformationthatwillmaketheproblemclearerandleadtopossiblesolutions.Forinstance,supposeSamdecidedthathisbikedoesnotworkbecausethereissomethingwrongwiththegearwheels.Atthistime,hecanlookinhisbicyclerepairbookandreadaboutgears.Hecantalktohisfriendsatthebikeshop.Hecanlookathisgearscarefully.
Afterstudyingtheproblem,thepersonshouldhaveseveralsuggestionsforapossiblesolution.TakeSamasanillustration.Hissuggestionsmightbe:putoilonthegearwheels;buynewgearwheelsandreplacetheoldones;tightenorloosenthegearwheels.
Eventuallyonesuggestionseemstobethesolutiontotheproblem.Sometimesthefinalideacomesverysuddenlybecausethethinkersuddenlyseessomethingneworseessomethinginanewway.Sam,forexample,suddenlyseesthatthereisapieceofchewinggumbetweenthegearwheels.Heimmediatelyrealizesthesolutiontohisproblem:hemustcleanthegearwheels.
Finallythesolutionistested.Samcleansthegearwheelsandfindsthatafterwardshisbicycleworksperfectly.Inshort,hehassolvedtheproblem.
(33)
A.Peopleneveranalyzetheproblemtheymeet.
B.Peopleoftenaccepttheopinionsorideasofotherpeople.
C.Peoplemaylearnfromtheirpastexperience.
D.Peoplecannotsolvesomeproblemstheymeet.
22.(35)
A.Theydonothavetoomuchtimetoplay.
B.Theycancomprehendandmemorizelearningmaterials.
C.Theycanprepareforthefuturestudies.
D.Theymayform.abadhabit.
23.
【B10】
24.
【B5】
25.聽力原文:M:IwishIcouldbethepersondrivingthatnewCadillacinsteadofBarbara.
W:Well,ifyouwouldbudgetyourmoneymorecarefully,thiswouldn'tbeaproblem.
Q:Howdoesthewomanfeelabouttheman?
(18)
A.Shethinksthatheshouldplanhismoneymorecarefully.
B.Shethinksthatheshouldbuyaconvertible.
C.ShethinksthatheshouldaskBarbaraforadvice.
D.Shewantshimtomanagehermoney.
26.(15)
A.He'salsointerestedinAmericanliterature.
B.Hehasn'tdecidedifhewouldtaketheliteratureclass.
C.Thewomanshouldhavealreadyfinishedherpaper.
D.Thewoman'stopicmaynotbeappropriate.
27.【B8】
28.聽力原文:M:YougotabunchofflowersforyourbirthdayfromJackandaboxofchocolatesfromJohn,didn'tyou,Alice?
W:It'sAlexwhosentmeflowersandIgotchocolatesfromJack.
Q:Fromwhomdidthewomangettheflowers?
(14)
A.Jack.B.Alice.C.John.D.Alex.
29.SectionA
Directions:Inthissection,youwillhear8shortconversationsand2longconversations.Attheendofeachconversation,oneormorequestionswillbeaskedaboutwhatwassaid.Boththeconversationandthequestionswillbespokenonlyonce.Aftereachquestiontherewillbeapause.Duringthepause,youmustreadthefourchoicesmarkedA,B,CandD,anddecidewhichisthebestanswer.
聽力原文:M:Itdoesn'tmakeanysensetogohomeforspringvacationnow.
W:That'sright.Especiallysinceyou'llbegraduatinginMay.
Q:Onwhatdidthetwospeakersagree?
(12)
A.Nottogohomeforspringvacation.
B.Nottotakeavacation.
C.Nottograduate.
D.NottogohomeaftergraduationinMay.
30.
【B2】
31.(45)
32.聽力原文:W:Hi,Kaven.YourroommatetoldmethatIcouldfindyouintheTVlounge.Whatareyoudoinghere?
M:WhatdoesitlooklikeIamdoing?
W:Well,itlookslikeyouarewatchingtelevision.Butwehavealinearalgebramidtermtomorrow,soIthoughtyou'dbestudyingforitandmaybeIcanstudywithyou.
M:Oh,well,Iwasjusttakingabreak.ThislinearalgebrastuffgivesmeaheadacheifIworkonittoolong.
W:Iknowwhatyoumean.I'vebeenworkingonitforthreehoursalready.I'mbeginningtogetcross.I'vebeenguessingatthesampleproblems.Ijustdon'tgetsomeofthem.
M:ButIcan'tbelieveyouarecomingtome.ImeanyoudoknowwhatIgotonthelasttest,don'tyou?
W:Yeah,Iknow.Youtoldme.Ijustthoughttwoheadsmightbebetterthanone.
M:Yeah,that'saniceidea.But...youknow,IwishIknewthatpersoninourclasswhogotahundredonthelasttest.Shedidn'tmissaquestion.Umm...wasitElizabeth?
W:Ohyeah,Elizabeth!Sheisafriendofmine.She'dbeabighelprightnow.Whydon'tIgiveheracall?
M:What!Atthishour?It'salreadytenthirty.Idon'twannaimposeonher.
W:Yeah,Iguessyouareright.Butyouknowwhat,sheowesmeabigfavor.Let'satleastgiveheracallandseewhatshesays.Maybegoingoversomeoftheproblemswithuswouldhelpherreviewthematerial.
M:It'sworthatry.
(20)
A.Studyingforatest.
B.Visitingaclosefiendoftheirs.
C.Aclasspresentationthey'repreparing.
D.Atelevisionprogramthemaniswatching.
33.(24)
A.Whenthey'reunabletocontroltheperson'sbehavior.
B.Whenthecausesofthebehavior.areobvious.
C.Whentheconsequencesofthebehavior.areunpleasant.
D.Whenthebehavior.isexpected.
34.(21)
A.Thatthemanrethinktheirplans.
B.Thatthemanseeageneralpractitioner.
C.Thatthemanseeapsychiatrist.
D.Thatthemanconcentrateonhisstudies.
35.(32)
A.Hethoughtthecopyingprocesstooktoolong.
B.Heconsideredeachphotographtobeunique.
C.Hedidn'thavethenecessaryequipmentforreproduction.
D.Hedidn'twantthemtobedisplayedoutsideofhishome.
36.【B2】
37.(25)
A.Sherunsafarm.
B.ShestudiesEnglish.
C.Sheteachesmeteorology.
D.Sheleadswildernesstrip:.
38.
【B7】
39.聽力原文:M:DoIlookgood?Imean,willtheinterviewerslikemyclothes?Iwanttogivethemagoodimpression.
W:Youlookgreat,honey.Remember,beyourself.Anyway,theyalelookingforsomeonewhoknowshowtorunanapartment,notamodel.
Q:Whatcanweknowabouttheman?
(17)
A.Hewantstobeamodel.
B.Hecarestoomuchabouthisappearance.
C.Heisabouttoattendaninterview.
D.Heisinchargeofanapartment.
40.聽力原文:Ifyoufeeloverwhelmedbyyourcollegeexperience,youarenotalone--manyoftoday'scollegestudentsaresufferingfromaform.ofshock.Goingtocollegehasalwayshaditsupsanddowns,buttodaythe"downs"ofthecollegeexperiencearemorenumerousanddifficult.Theschoolsarerespondingtotheproblemwithincreasedsupportservice.
Lisaisagoodexampleofastudentinshock.Sheisalovely,intelligentgirloftwentyandisinherthirdyearatauniversity.HavingbeenastraightAstudentinhighschoolandamemberofthebasketballteamthere,sheremembersherhighschooldayswithfondness.Lisawaspopularthenandhadaboyfriendforthelasttwoyearsofschool.
Now,onlythreeyearslater,Lisaismiserable.Shehaschangedhermajorfourtimesalreadyandisforcedtoholdtwopart-timejobsinordertopayhertuition.Shecan'tsleepwelloreatproperly.Shealsobelievesthatshehasnoclosefriends.Sometimessheburstsintocryingfornoapparentreason.Onmorethanoneoccasion,shehasconsideredtakingherownlife.
WhatishappeningtoLisahappenstomillionsofcollegestudentseachyear.Asaresult,roughlyone-fourthofthestudentssufferfromdepression.Someofthemaresodepressedthattheyhavetogotothedoctor.Meanwhile,suiciderateamongcollegestudentsishighernowthanatanyothertimeinhistory.Itisfiftypercenthigherthanamongnon-studentsofthesameage.Itisestimatedthateachyearmorethanfivehundredcollegestudentstaketheirownlives.
Collegehealthofficialsbelievethatthesereportedproblemsrepresentonlythetipoftheiceberg.Theyfearthatmoststudents,likeLisa,sufferinsilence.
(33)
A.Goingtocollegeinthepastwasmorestressfulthanitistoday.
B.Goingtocollegeinthepastwaslessstressfulthanitistoday.
C.Goingtocollegeinthepastwasasstressfulasitistoday.
D.Goingtocollegewasnotstressfulinthepast,neitherisittoday.
三、4.ReadingComprehension(ReadinginDepth)(20題)41.
WhatarethemainreasonsforthewomeninAmericatobecomePTSDsufferers?
42.SectionB
Directions:Thereare2passagesinthissection.Eachpassageisfollowedbysomequestionsorunfinishedstatements.ForeachofthemtherearefourchoicesmarkedA,B,CandD.Youshoulddecideonthebestchoice.
TheterminvestmentportfolioconjuresupvisionsofthetrulyrichtheRockefellers,theWal-MartWaltons,BillGates.Buttoday,everyone—fromthePhiladelphiafirefighter,hispart-timereceptionistwifeandtheirthreechildren,tothesingleLosAngeleslawyerstartingoutonhisownneedsaportfolio.
Aportfolioissimplyacollectionoffinancialassets.Itmayincluderealestate,rarestampsandcoins,preciousmetalsandevenartworks.Butthoseareforpeoplewithexpertise.Whatmostofusneedtoknowaboutarestocks,bondsandcash(includingsuchcashequivalentsasmoney-marketfunds).
Howdoyoudecidewhatpartofyourportfolioshouldgotoeachofthebigthree?Beginbyunderstandingthatstockspayhigherreturnsbutaremorerisky;bondsandcashpaylowerreturnsbutarelessrisky.
ResearchbyIbbotsonAssociates,forexample,showsthatlarge-companystocks,onaverage,havereturned11.2percentannuallysince1926.Overthesameperiod,bycomparison,bondshavereturnedanannualaverageof5.3percentandcash,3.8percent.
Butshort-termriskisanothermatter.In1974,aone-year$1000investmentinthestockmarketwouldhavedeclinedto$735.
Withbonds,therearetwokindsofrisk:thattheborrowerwon'tpayyoubackandthatthemoneyyou'11getwon'tbeworthverymuch.TheU.S.governmentstandsbehindtreasurybonds,sothecreditriskisalmostnil.Buttheinflationriskremains.Sayyoubuya$1000bondmaturingintenyears.Ifinflationaveragesaboutsevenpercentoverthattime,thenthe$1000youreceiveatmaturitycanonlybuy$500worthoftoday'sgoods.
Withcash,theinflationriskislower,sinceoveralongperiodyoucankeeprollingoveryourCDseveryyear(ormoreoften),ffinflationrises,interestratesrisetocompensate.
Asaresult,thesinglemostimportantruleinbuildingaportfolioisthis:Ifyoudon'tneedthemoneyforalongtime,thenputitintostocks.Ifyouneeditsoon,putitintobondsandcash.
Thispassageisintendedtogiveadviceon______.
A.howtoavoidinflationrisks
B.whatkindsofbondstobuy
C.howtogetrichbyinvestinginstockmarket
D.howtobecomericherbyspreadingtherisk
43.
Accordingtothestudyteam,______isapracticethatcanencouragetransmissionofthebirdflu.
44.SectionA
Directions:Inthissection,thereisashortpassagewith5questionsorincompletestatements.Readthepassagecarefully.Thenanswerthequestionsorcompletethestatementsinthefewestpossiblewords.
Therearemorethan300millionsofusintheUnitedStates.andsometimesitseemslikewe'reallfriendsonFacebook.ButthesadtruthisthatAmericansarelonelierthanever.Between1985and2004,thenumberofpeoplewhosaidtherewasnoonewithwhomtheydiscussedimportantmatterstripled,to25percent,accordingtoDukeUniversityresearchers.Unfortunately,asanewstudylinkingwomentoincreasedriskofheartdiseaseshows,allthislonelinesscanbedetrimentaltoourhealth.
Thebadnewsdoesn'tjustaffectwomen.Socialisolationinalladultshasbeenlinkedtoaseriesofphysicalandmentalailments,includingsleepdisorders,highbloodpressure,andanincreasedriskofdepressionandsuicide.Howlonelyyoufeeltodayactuallypredictshowwellyou'llsleeptonightandhowdepressedyou'llfeelayearfromnow,saysJohnT.Cacioppo,aneuroscientistattheUniversityofChicagoandcoauthorofLoneliness:HumanNatureandtheNeed.forSocialConnection.Studieshaveshownthatlonelinesscancausestresslevelstoriseandcanweakentheimmunesystem.Lonelypeoplealsotendtohavelesshealthylifestyles,drinkingmorealcohol,eatingmorefatteningfood,andexercisinglessthanthosewhoarenotlonely.
ThoughmoreAmericansthaneverarelivingalone(25percentofU.S.households,upfrom7percentin1940),theconnectionbetweensingle-livingandlonelinessisinfactquiteweak."Someofthemostprofoundlonelinesscanhappenwhenotherpeoplearepresent,"saysHarryReis,professorofpsychologyattheUniversityofRochester.Takecollegefreshmen:eventhoughthey'resurrounded
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