甲方：XXX乙方：XXX20XXCOUNTRACTCOVER專(zhuān)業(yè)合同封面RESUME甲方：XXX乙方：XXX20XXCOUNTRACTCOVER專(zhuān)業(yè)合同封面RESUMEPERSONAL

二零二五年度個(gè)人教育貸款合同范本與還款計(jì)劃甲方（借款人）：姓名：____________________住址：____________________乙方（貸款機(jī)構(gòu)）：名稱(chēng)：____________________地址：____________________法定代表人：____________________鑒于甲方因個(gè)人教育需要，向乙方申請(qǐng)個(gè)人教育貸款，雙方本著平等、自愿、公平、誠(chéng)實(shí)信用的原則，經(jīng)協(xié)商一致，達(dá)成如下協(xié)議：一、貸款金額及期限1.本貸款金額為人民幣_(tái)___元整（大寫(xiě)：____元整）。2.本貸款期限為_(kāi)___年，自____年____月____日起至____年____月____日止。二、貸款利率及還款方式1.本貸款利率為_(kāi)___年利率，按中國(guó)人民銀行規(guī)定的同期貸款利率執(zhí)行。2.本貸款采用等額本息還款方式，每月還款金額為人民幣_(tái)___元整。三、貸款用途甲方承諾將本貸款用于個(gè)人教育，包括但不限于學(xué)費(fèi)、住宿費(fèi)、教材費(fèi)、生活費(fèi)等。四、貸款發(fā)放及支付1.乙方應(yīng)在甲方提交完整申請(qǐng)材料后____個(gè)工作日內(nèi)，將貸款金額劃入甲方指定的銀行賬戶(hù)。2.甲方應(yīng)在收到貸款后____個(gè)工作日內(nèi)，將貸款用于約定的教育用途。五、還款責(zé)任1.甲方應(yīng)按約定的還款期限和還款方式，按時(shí)足額償還本貸款。2.甲方如未按時(shí)足額償還本貸款，應(yīng)向乙方支付____%的逾期利息。六、貸款擔(dān)保2.乙方有權(quán)在甲方未按時(shí)足額償還本貸款的情況下，采取法律手段追償。七、違約責(zé)任（1）向甲方收取逾期利息；（2）采取法律手段追償；（3）要求甲方提供其他擔(dān)保。2.乙方如未按時(shí)發(fā)放貸款，應(yīng)向甲方支付____%的違約金。八、爭(zhēng)議解決1.雙方在履行本合同過(guò)程中發(fā)生的爭(zhēng)議，應(yīng)友好協(xié)商解決。2.如協(xié)商不成，任何一方均可向乙方所在地人民法院提起訴訟。九、其他1.本合同一式兩份，甲乙雙方各執(zhí)一份，自雙方簽字（或蓋章）之日起生效。2.本合同未盡事宜，由甲乙雙方另行協(xié)商解決。甲方（借款人）簽字（或蓋章）：____________________日期：____________________乙方（貸款機(jī)構(gòu)）簽字（或蓋章）：____________________日期：____________________附件：還款計(jì)劃表甲方姓名：____________________貸款金額：人民幣_(tái)___元整貸款期限：____年每月還款金額：人民幣_(tái)___元整還款月份 還款金額 應(yīng)還本金 應(yīng)還利息____________________ ____________________ ________________________________________ ____________________ ________________________________________ ____________________ ________________________________________ ____________________ ________________________________________ ____________________ ________________________________________ ____________________ ________________________________________ ____________________ ________________________________________ ____________________ ________________________________________ ____________________ ________________________________________ ____________________ ________________________________________ ____________________ ________________________________________ ____________________ ________________________________________ ____________________ ________________________________________ ____________________ ________________________________________ ____________________ ________________________________________ ____________________ 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