2025年建設(shè)銀行南寧市秋招筆試英語(yǔ)題專(zhuān)練及答案本文基于近年相關(guān)經(jīng)典題庫(kù)，通過(guò)專(zhuān)業(yè)模型學(xué)習(xí)創(chuàng)作而成，力求幫助考生深入理解題型，提升應(yīng)試能力。#2025年建設(shè)銀行南寧市秋招筆試英語(yǔ)題專(zhuān)練一、選詞填空（共10題，每題1分）題目：閱讀以下句子，從每題所給的四個(gè)選項(xiàng)中，選擇最適合填入空白處的單詞。1.Therapiddevelopmentofdigitalbankinghas__________traditionalfinancialservicesinmanyaspects.A.replacedB.complementedC.challengedD.supported2.Asalargestate-ownedcommercialbank,ChinaConstructionBankmust__________strictcompliancewithregulatorypolicies.A.adheretoB.conflictwithC.ignoreD.adaptto3.ThenewbranchinNanningoffers__________financialproductstailoredtolocalSMEs.A.limitedB.diversifiedC.basicD.complicated4.Ourbank’smobileapphasbeen__________improvedtoenhanceuserexperience.A.continuouslyB.temporarilyC.superficiallyD.reluctantly5.Theeconomicslowdownhas__________loandemandintherealestatesector.A.increasedB.stabilizedC.decreasedD.fluctuated6.Thebank’sCSRinitiativesfocuson__________environmentalsustainabilityandcommunitywelfare.A.reducingB.neglectingC.promotingD.undermining7.Thecreditriskassessmentmodelneeds__________updatedtoreflectcurrentmarketconditions.A.immediateB.gradualC.periodicD.voluntary8.Themergerwill__________thebank’smarketshareinthesouthernregion.A.expandB.shrinkC.maintainD.revise9.Theonlinebankingplatformisdesignedto__________customertransactionssecurely.A.facilitateB.disruptC.delayD.hinder10.Thebank’swealthmanagementservicescaterto__________clientswithhighassets.A.averageB.smallC.affluentD.rural二、閱讀理解（共5題，每題2分）題目：閱讀以下文章，回答問(wèn)題。Passage:Theriseoffintechhastransformedthebankingindustry,particularlyinurbanareaslikeNanning.TraditionalbankslikeChinaConstructionBankmustinnovatetostaycompetitive.Digitalizationhasenabledbankstooffermoreefficientservices,butitalsoposeschallengestolegacysystems.Forinstance,theintegrationofAIincreditscoringhasimprovedaccuracybutraisedprivacyconcerns.1.Whatisthemainimpactoffintechontraditionalbanks?A.Ithascompletelyreplacedtraditionalbanking.B.Ithasforcedbankstoadoptdigitaltechnologies.C.Ithasreducedtheneedforhumanintervention.D.Ithasmadetraditionalbanksirrelevant.2.Accordingtothepassage,whatisachallengeofAIinbanking?A.Itincreasesoperationalcosts.B.Itlacksaccuracy.C.Itraisesprivacyissues.D.Itisdifficulttoimplement.3.Whichcityismentionedasanexampleoffintechadoption?A.BeijingB.ShanghaiC.NanningD.Guangzhou4.Whatdoesthepassagesuggestaboutthefutureofbanking?A.Traditionalbankswilldominatethemarket.B.Fintechwillreplacetraditionalbanks.C.Bankswillneedtobalanceinnovationandtradition.D.Digitalizationwilleliminatetheneedforbanks.5.Theword"legacy"inthepassagemostlikelymeans:A.modernB.outdatedC.innovativeD.efficient三、完形填空（共10題，每題1分）題目：閱讀以下短文，從每題所給的四個(gè)選項(xiàng)中，選擇最適合填入空白處的單詞。ThebankingsectorinNanninghasseensignificantchangesinrecentyears.Withthe__________ofdigitalbanking,traditionalserviceshavebeen__________.Customersnowexpect24/7accesstofinancialservices,whichhas__________bankstoinvestheavilyinITinfrastructure.1.A.riseB.fallC.declineD.stagnation2.A.replacedB.complementedC.challengedD.supported3.A.forcedB.encouragedC.allowedD.permitted4.Thenewmobileappaimsto__________userengagementbyofferingpersonalizedfinancialadvice.A.increaseB.decreaseC.maintainD.reduce5.ManybanksinNanninghave__________theirbranchesinhigh-trafficareastoattractmorecustomers.A.expandedB.closedC.relocatedD.merged6.TheeconomicgrowthinNanninghas__________demandforhomeloans.A.boostedB.suppressedC.stabilizedD.declined7.Thebank’sriskmanagementteamhas__________strictpoliciestomitigatecreditrisks.A.implementedB.ignoredC.relaxedD.revised8.Themergerwill__________thebank’scompetitiveedgeinthesouthernmarket.A.strengthenB.weakenC.neutralizeD.eliminate9.Thewealthmanagementdepartmenthas__________newproductstocatertohigh-net-worthindividuals.A.introducedB.withdrawnC.delayedD.canceled10.Theonlinepaymentsystemisdesignedto__________transactionssecurelyandefficiently.A.facilitateB.disruptC.delayD.hinder四、翻譯（共5題，每題2分）題目：將以下中文句子翻譯成英文。1.中國(guó)建設(shè)銀行致力于為南寧市的企業(yè)提供優(yōu)質(zhì)的金融服務(wù)。2.隨著科技的進(jìn)步，銀行需要不斷更新系統(tǒng)以適應(yīng)市場(chǎng)需求。3.該銀行在綠色金融領(lǐng)域取得了顯著成就，支持了當(dāng)?shù)乜沙掷m(xù)發(fā)展項(xiàng)目。4.客戶(hù)滿(mǎn)意度是衡量銀行服務(wù)質(zhì)量的重要指標(biāo)。5.該銀行計(jì)劃在南寧市增設(shè)三個(gè)新的分支機(jī)構(gòu)。五、寫(xiě)作（共1題，10分）題目：Writeashortessay(150-200words)on"TheRoleofDigitalBankinginModernSociety."答案及解析一、選詞填空答案及解析1.C.challenged*解析：Fintech（金融科技）對(duì)傳統(tǒng)金融服務(wù)構(gòu)成挑戰(zhàn)，但并非完全取代。*2.A.adhereto*解析：大型國(guó)有銀行必須遵守監(jiān)管政策，強(qiáng)調(diào)合規(guī)性。*3.B.diversified*解析：新分行提供多樣化的金融產(chǎn)品，滿(mǎn)足本地中小企業(yè)需求。*4.A.continuously*解析：銀行持續(xù)改進(jìn)移動(dòng)應(yīng)用，提升用戶(hù)體驗(yàn)。*5.C.decreased*解析：經(jīng)濟(jì)放緩導(dǎo)致房地產(chǎn)領(lǐng)域貸款需求下降。*6.C.promoting*解析：CSR（企業(yè)社會(huì)責(zé)任）舉措關(guān)注環(huán)保和社區(qū)福利。*7.C.periodic*解析：信用風(fēng)險(xiǎn)評(píng)估模型需要定期更新以反映市場(chǎng)變化。*8.A.expand*解析：合并將擴(kuò)大銀行在南方的市場(chǎng)份額。*9.A.facilitate*解析：在線(xiàn)銀行平臺(tái)旨在安全便捷地處理客戶(hù)交易。*10.C.affluent*解析：財(cái)富管理服務(wù)面向高凈值客戶(hù)。*二、閱讀理解答案及解析1.B.Ithasforcedbankstoadoptdigitaltechnologies.*解析：文章指出，金融科技迫使傳統(tǒng)銀行采用數(shù)字化技術(shù)。*2.C.Itraisesprivacyissues.*解析：文章提到AI在信用評(píng)分中的應(yīng)用引發(fā)隱私問(wèn)題。*3.C.Nanning*解析：文章以南寧為例說(shuō)明金融科技的應(yīng)用。*4.C.Bankswillneedtobalanceinnovationandtradition.*解析：文章暗示銀行需兼顧創(chuàng)新與傳統(tǒng)。*5.B.outdated*解析："Legacy"指過(guò)時(shí)的系統(tǒng)或傳統(tǒng)。*三、完形填空答案及解析1.A.rise*解析：數(shù)字銀行的興起改變了南寧銀行業(yè)。*2.C.challenged*解析：傳統(tǒng)服務(wù)受到挑戰(zhàn)，但未被完全取代。*3.A.forced*解析：客戶(hù)對(duì)24/7服務(wù)的期望迫使銀行投資IT。*4.A.increase*解析：新應(yīng)用旨在提升用戶(hù)參與度。*5.C.relocated*解析：銀行將分支機(jī)構(gòu)遷至人流密集區(qū)。*6.A.boosted*解析：南寧經(jīng)濟(jì)增長(zhǎng)帶動(dòng)房貸需求。*7.A.implemented*解析：風(fēng)險(xiǎn)管理團(tuán)隊(duì)實(shí)施嚴(yán)格政策控制風(fēng)險(xiǎn)。*8.A.strengthen*解析：合并將增強(qiáng)銀行在南方市場(chǎng)的競(jìng)爭(zhēng)力。*9.A.introduced*解析：財(cái)富管理部門(mén)推出新產(chǎn)品服務(wù)高凈值客戶(hù)。*10.A.facilitate*解析：在線(xiàn)支付系統(tǒng)旨在安全高效地處理交易。*四、翻譯答案及解析1.ChinaConstructionBankiscommittedtoprovidinghigh-qualityfinancialservicestoenterprisesinNanning.*解析：強(qiáng)調(diào)銀行對(duì)本地企業(yè)的服務(wù)承諾。*2.Withtheadvancementoftechnology,banksneedtocontinuouslyupdatetheirsystemstomeetmarketdemands.*解析：突出科技進(jìn)步與銀行系統(tǒng)更新的關(guān)系。*3.Thebankhasachievedremarkablesuccessingreenfinance,supportingsustainabledevelopmentprojectsinthelocalarea.*解析：展示銀行在綠色金融領(lǐng)域的貢獻(xiàn)。*4.Customersatisfactionisakeyindicatorofbankingservicequality.*解析：強(qiáng)調(diào)客戶(hù)滿(mǎn)意度的重要性。*5.ThebankplanstoaddthreenewbranchesinNanning.*解析：簡(jiǎn)潔明了地表達(dá)銀行擴(kuò)張計(jì)劃。*五、寫(xiě)作參考范文TheRoleofDigitalBankinginModernSocietyDigitalbankinghasbecomeanindispensablepartofmodernsociety,revolutionizinghowfinancialservicesaredelivered.Withtheriseofmobiletechnologies,customerscanaccessbankingservicesanytime,anywhere,eliminatingtheneedforphysicalbranches.Thisshifthasnotonlyimprovedconveniencebutalsoenhancedefficiency.Forinstance,onlinepaymentsystemsandAI-poweredchatbotshavestreamlinedtransactions,reducingwaitingtimesanderro