2025年中國銀行南通市秋招筆試英語題專練及答案本文基于近年相關(guān)經(jīng)典題庫，通過專業(yè)模型學(xué)習(xí)創(chuàng)作而成，力求幫助考生深入理解題型，提升應(yīng)試能力。#2025年中國銀行南通市秋招筆試英語題專練一、選詞填空（共10題，每題1分，共10分）說明：從下列選項中選出可以填入空白處的最佳選項，并在答題卡上將該項涂黑。1.Thenewpolicyaimsto______theefficiencyofthebankingsystemandreduceoperationalcosts.-A.enhance-B.diminish-C.stabilize-D.postpone2.Despitetheeconomicdownturn,thedemandforfinancialservicesinNanjingremains______.-A.fragile-B.resilient-C.fluctuating-D.declining3.Ourbank'sdigitaltransformationhassignificantly______thetimeittakestoprocesstransactions.-A.prolonged-B.accelerated-C.complicated-D.delayed4.TheregulatoryenvironmentinChinarequiresbankstomaintainahighlevelof______intheirriskmanagement.-A.flexibility-B.compliance-C.innovation-D.transparency5.ThemergerbetweenBankAandBankBisexpectedto______themarketshareofbothinstitutions.-A.consolidate-B.dilute-C.expand-D.merge6.Thebranchmanageremphasizedtheimportanceof______customersatisfactioninthecompetitivebankingsector.-A.compromising-B.prioritizing-C.neglecting-D.minimizing7.Theintroductionofblockchaintechnologyhasthepotentialto______traditionalbankingprocesses.-A.revolutionize-B.preserve-C.eliminate-D.standardize8.Thebank'sprofitabilitywasnegativelyaffectedbythe______interestrateenvironment.-A.stable-B.volatile-C.predictable-D.consistent9.Thenewcreditscoringsystemwill______theaccuracyofloanapprovals.-A.enhance-B.degrade-C.undermine-D.fluctuate10.Theglobalfinancialcrisishighlightedtheneedforbetter______betweenbanksandregulators.-A.communication-B.competition-C.conflict-D.collaboration二、閱讀理解（共5題，每題2分，共10分）說明：閱讀以下短文，回答問題。選擇最佳答案。Passage1:Therapiddevelopmentoffintechhastransformedthebankingindustryinrecentyears.Traditionalbanksarefacingincreasingcompetitionfromtech-drivenfinancialservices.Tostayrelevant,manybankshaveinvestedheavilyindigitalplatformsandAI-drivensolutions.Thesetechnologiesnotonlyimprovecustomerexperiencebutalsostreamlineoperations.However,theintegrationofnewtechnologiesalsoposeschallenges,suchasdatasecurityandregulatorycompliance.Despitethesechallenges,thefutureofbankingseemstobeincreasinglydigitalandtech-driven.1.Whatisthemainideaofthepassage?-A.Fintechhasrevolutionizedthebankingindustry.-B.Traditionalbanksarestrugglingtoadapttonewtechnologies.-C.Digitaltransformationisessentialforbankstoremaincompetitive.-D.Theintegrationofnewtechnologiesinbankingisrisk-free.2.Whatchallengesdobanksfacewhenadoptingnewtechnologies?-A.Reducedcustomersatisfaction.-B.Datasecurityandregulatorycompliance.-C.Increasedoperationalcosts.-D.Lackofskilledemployees.3.Accordingtothepassage,whydobanksinvestindigitalplatforms?-A.Toreduceprofits.-B.Toimprovecustomerexperienceandstreamlineoperations.-C.Toincreasecompetitionwithfintechcompanies.-D.Toavoidregulatorycompliance.Passage2:TheeconomicgrowthinJiangsuprovincehasbeenimpressiveinrecentyears.Thegovernmenthasimplementedvariouspoliciestoattractforeigninvestmentandpromoteindustrialdevelopment.Thebankingsectorhasplayedacrucialroleinsupportingthisgrowthbyprovidingloansandfinancialservicestobusinesses.However,thereareconcernsabouttheincreasingdebtlevelsinsomesectors.Toaddresstheseissues,thegovernmentisworkingonmeasurestoensuresustainableeconomicdevelopment.Despitethechallenges,thefutureoutlookforJiangsuremainspositive.4.WhathasbeentheimpactofgovernmentpoliciesonJiangsu'seconomy?-A.Reducedforeigninvestment.-B.Slowedindustrialdevelopment.-C.Attractedforeigninvestmentandpromotedindustrialgrowth.-D.Increaseddebtlevelswithoutcontrol.5.Whatmeasuresisthegovernmenttakingtoensuresustainableeconomicdevelopment?-A.Increasingforeigninvestment.-B.Promotingindustrialdevelopmentwithoutregulation.-C.Addressingconcernsaboutdebtlevelsandimplementingsustainablepolicies.-D.Ignoringthechallengestomaintaingrowth.三、完形填空（共5題，每題2分，共10分）說明：閱讀以下短文，根據(jù)上下文填寫合適的單詞。ThebankingsectorinChinahasundergonesignificantchangesinrecentyears.Theriseofdigitalbankinghas______1______traditionalbankstoinnovateandadapt.Manybankshave______2______mobilebankingappsandonlineplatformstocatertothegrowingdemandfordigitalservices.However,thetransitionhasnotbeenwithoutchallenges.Issuessuchasdatasecurityandregulatorycompliancehave______3______bankstobemorecautious.Despitethesechallenges,thefutureofbankinginChinaseemstobeincreasinglydigitalandtech-driven.Thesuccessfuladoptionofnewtechnologieswill______4______thecompetitivenessofbanksinthemarket.Therefore,itisessentialforbankstocontinueinvestingininnovationandtechnologyto______5______aheadintherapidlyevolvingfinanciallandscape.1.A.forced2.B.launched3.C.complicated4.D.determine5.E.stay四、翻譯填空（共5題，每題2分，共10分）說明：將以下句子翻譯成英語。1.中國銀行南通分行致力于提升客戶服務(wù)體驗。2.數(shù)字化轉(zhuǎn)型是銀行業(yè)持續(xù)發(fā)展的關(guān)鍵。3.我們銀行將始終遵守相關(guān)法律法規(guī)。4.新的信貸系統(tǒng)將提高貸款審批的準確性。5.銀行與監(jiān)管機構(gòu)之間的溝通至關(guān)重要。五、寫作（共1題，10分）說明：根據(jù)以下提示，寫一篇短文（150-200詞）。Topic:TheImportanceofDigitalTransformationintheBankingSectorOutline:1.Introduction:Brieflydiscussthecurrenttrendofdigitaltransformationinthebankingsector.2.Body:Explainthebenefitsofdigitaltransformation,suchasimprovedcustomerexperience,increasedefficiency,andreducedcosts.3.Conclusion:Summarizetheimportanceofdigitaltransformationforthefutureofbanking.答案與解析一、選詞填空1.A.enhance-解析：句意為“新政策旨在提高銀行系統(tǒng)的效率并降低運營成本”，enhance（提高）符合語境。2.B.resilient-解析：句意為“盡管經(jīng)濟衰退，南京對金融服務(wù)的需求仍然有韌性”，resilient（有韌性的）符合語境。3.B.accelerated-解析：句意為“我們銀行的數(shù)字化轉(zhuǎn)型顯著縮短了處理交易的時間”，accelerated（加速）符合語境。4.B.compliance-解析：句意為“中國的監(jiān)管環(huán)境要求銀行在風(fēng)險管理中保持高水平合規(guī)”，compliance（合規(guī)）符合語境。5.A.consolidate-解析：句意為“A銀行和B銀行的合并預(yù)計將鞏固兩家機構(gòu)的市場份額”，consolidate（鞏固）符合語境。6.B.prioritizing-解析：句意為“分行經(jīng)理強調(diào)了在競爭激烈的銀行業(yè)中優(yōu)先考慮客戶滿意度的重要性”，prioritizing（優(yōu)先考慮）符合語境。7.A.revolutionize-解析：句意為“區(qū)塊鏈技術(shù)的引入有可能徹底改變傳統(tǒng)銀行業(yè)務(wù)流程”，revolutionize（徹底改變）符合語境。8.B.volatile-解析：句意為“銀行盈利能力受到波動利率環(huán)境的不利影響”，volatile（波動的）符合語境。9.A.enhance-解析：句意為“新的信用評分系統(tǒng)將提高貸款審批的準確性”，enhance（提高）符合語境。10.A.communication-解析：句意為“全球金融危機凸顯了銀行與監(jiān)管機構(gòu)之間更好溝通的必要性”，communication（溝通）符合語境。二、閱讀理解1.C.Digitaltransformationisessentialforbankstoremaincompetitive.-解析：文章主要討論了數(shù)字轉(zhuǎn)型對銀行業(yè)的重要性，認為這是銀行保持競爭力的關(guān)鍵。2.B.Datasecurityandregulatorycompliance.-解析：文章提到新技術(shù)的集成帶來了數(shù)據(jù)安全和監(jiān)管合規(guī)的挑戰(zhàn)。3.B.Toimprovecustomerexperienceandstreamlineoperations.-解析：文章指出銀行投資數(shù)字平臺是為了改善客戶體驗和簡化運營。4.C.Attractedforeigninvestmentandpromotedindustrialgrowth.-解析：文章提到江蘇省政府實施政策吸引了外國投資并促進了工業(yè)發(fā)展。5.C.Addressingconcernsaboutdebtlevelsandimplementingsustainablepolicies.-解析：文章指出政府正在采取措施解決債務(wù)問題并實施可持續(xù)政策。三、完形填空1.A.forced2.B.launched3.C.complicated4.D.determine5.E.stay四、翻譯填空1.ChinaBankNantongBranchiscommittedtoenhancingcustomerserviceexperience.2.Digitaltransformationisthekeytothecontinuousdevelopmentofthebankingsector.3.Ourbankwillalwayscomplywithrelevantlawsandregulations.4.Thenewcreditsystemwillimprovetheaccuracyofloanapprovals.5.Communicationbetweenbanksandregulatorsiscrucial.五、寫作TheImportanceofDigitalTransformationintheBankingSectorInrecentyears,digitaltransformationhasbecomeasignificanttrendinthebankingsector.Therapidadvancementoftechnologyhasforcedtraditionalbankstoadaptandinnovate.