2025年交通銀行焦作市筆試英文行測高頻題含答案本文基于近年相關(guān)經(jīng)典題庫，通過專業(yè)模型學習創(chuàng)作而成，力求幫助考生深入理解題型，提升應(yīng)試能力。#2025年交通銀行焦作市筆試英文行測高頻題一、選詞填空（共5題，每題1分）題目：1.Therapiddevelopmentofartificialintelligencehas______thetraditionalbankingindustry,forcingmanyinstitutionsto______theiroperationstostaycompetitive.-A.revolutionized;modernize-B.transformed;innovate-C.disrupted;digitalize-D.enhanced;optimize2.InthecontextoftheChinesefinancialmarket,the______offintechcompanieshassignificantly______theefficiencyofpaymentsystems.-A.emergence;improved-B.popularity;complicated-C.decline;reduced-D.integration;stabilized3.The______ofblockchaintechnologyincross-borderpaymentshas______theneedforintermediaries,reducingtransactioncosts.-A.adoption;minimized-B.rejection;maximized-C.exploration;ignored-D.abandonment;exaggerated4.Thenewregulationsaimto______financialrisksbyimposingstrictercapitalrequirementsonbanks.-A.mitigate;increase-B.eliminate;reduce-C.manage;enhance-D.control;stabilize5.The______ofdigitalcurrencyinChinahasraisedconcernsaboutitspotentialimpactonthe______system.-A.introduction;monetary-B.prohibition;fiscal-C.promotion;financial-D.regulation;banking二、閱讀理解（共4題，每題2分）題目：Passage1:Theriseofdigitalbankinghastransformedthewayconsumersaccessfinancialservices.Traditionalbanksareincreasinglycompetingwithfintechcompanies,whichoffermoreconvenientanduser-friendlysolutions.However,thisshifthasalsobroughtnewchallenges,suchascybersecurityrisksandregulatorycompliance.Despitethesechallenges,thetrendtowarddigitalbankingisunlikelytoreverseinthecomingyears.1.Whatisthemainideaofthepassage?-A.Digitalbankingisreplacingtraditionalbanking.-B.Fintechcompaniesaremoreinnovativethantraditionalbanks.-C.Cybersecurityrisksarethebiggestthreattodigitalbanking.-D.Regulatorycomplianceismoredifficultforfintechcompanies.2.Accordingtothepassage,whatisoneofthechallengesofdigitalbanking?-A.Highertransactioncosts.-B.Lackofuser-friendlysolutions.-C.Cybersecurityrisks.-D.Fewercustomers.Passage2:TheChinesegovernmenthasbeenactivelypromotingthedevelopmentofthefintechindustrytoboosteconomicgrowth.Oneofthekeyinitiativesistheestablishmentofpilotzonesforfintechinnovation.Thesezonesofferpreferentialpoliciesandsupportforfintechcompanies,encouragingthemtodevelopnewtechnologiesandservices.Thesuccessofthesepilotzoneshasbeenremarkable,withseveralfintechcompaniesachievingsignificantgrowthandinnovation.1.WhatisthepurposeofthefintechpilotzonesinChina?-A.Toincreasethenumberoftraditionalbanks.-B.Topromotethedevelopmentoffintechcompanies.-C.Toreducethegovernment'sroleinthefinancialsector.-D.Toattractmoreforeigninvestmentinfintech.2.Accordingtothepassage,whathasbeentheimpactofthefintechpilotzones?-A.Theyhaveledtoincreasedregulatoryscrutiny.-B.Theyhaveresultedinsignificantgrowthandinnovation.-C.Theyhavecausedadeclineintraditionalbanking.-D.Theyhavereducedthenumberoffintechcompanies.三、句子改錯（共5題，每題1分）題目：1.Theimplementationofreal-nameauthenticationsystemshassignificantlyincreasedthesecurityofonlinebankingtransactions.2.Therapidgrowthofmobilepaymentshasledtoadeclineintheuseofcashindailytransactions.3.TheChinesegovernmenthastakenseveralmeasurestopromotetheadoptionofdigitalcurrenciesinthefinancialmarket.4.Theincreasingdemandforfinancialserviceshasputpressureontraditionalbankstoimprovetheircustomerservice.5.Theintegrationofbigdataintofinancialserviceshasimprovedtheaccuracyofriskassessmentsandfrauddetection.四、完形填空（共5題，每題1分）題目：ThefinanciallandscapeinChinaisundergoingrapidchangesduetotheadvancementoftechnology.Traditionalbanksarefacingintensecompetitionfromfintechcompanies,whichareleveraginginnovativetechnologiestooffermoreefficientanduser-friendlyfinancialservices.Tostaycompetitive,banksareforcedto______theirbusinessmodelsandembracedigitaltransformation.Thisshifthasnotonlyimprovedthecustomerexperiencebutalso______theefficiencyoffinancialoperations.However,italsopresentsnewchallenges,suchascybersecurityrisksandregulatorycompliance.TheChinesegovernmenthasbeenactively______thesechallengesbyimplementingstricterregulationsandsupportingthedevelopmentoffintechinfrastructure.Despitethechallenges,thefutureofdigitalbankinginChinalooks______.1.A.modernize;enhanced2.A.innovate;stabilized3.A.address;promising答案與解析一、選詞填空1.C.disrupted;digitalize解析：Artificialintelligencehasdisruptedthetraditionalbankingindustry,forcingmanyinstitutionstodigitalizetheiroperationstostaycompetitive.2.A.emergence;improved解析：TheemergenceoffintechcompanieshassignificantlyimprovedtheefficiencyofpaymentsystemsintheChinesefinancialmarket.3.A.adoption;minimized解析：Theadoptionofblockchaintechnologyincross-borderpaymentshasminimizedtheneedforintermediaries,reducingtransactioncosts.4.A.mitigate;increase解析：Thenewregulationsaimtomitigatefinancialrisksbyimposingstrictercapitalrequirementsonbanks.5.A.introduction;monetary解析：TheintroductionofdigitalcurrencyinChinahasraisedconcernsaboutitspotentialimpactonthemonetarysystem.二、閱讀理解Passage1:1.A.Digitalbankingisreplacingtraditionalbanking.解析：Thepassagediscussesthetransformationoffinancialservicesduetodigitalbanking,indicatingashiftfromtraditionaltodigitalbanking.2.C.Cybersecurityrisksarethebiggestthreattodigitalbanking.解析：Thepassagementionscybersecurityrisksasoneofthechallengesofdigitalbanking.Passage2:1.B.Topromotethedevelopmentoffintechcompanies.解析：Thepassagestatesthatthefintechpilotzonesaimtoboosteconomicgrowthbypromotingfintechinnovation.2.B.Theyhaveresultedinsignificantgrowthandinnovation.解析：Thepassagedescribesthesuccessoffintechpilotzonesinachievingsignificantgrowthandinnovation.三、句子改錯1.正確解析：Thesentenceisgrammaticallycorrectandclearlyconveystheintendedmeaning.2.正確解析：Thesentenceisgrammaticallycorrectandaccuratelydescribest