工商銀行2025鹽城市筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分）題目：1.Therapiddevelopmentofartificialintelligencehasbroughtbothopportunitiesand______totraditionalindustries.A.challengesB.innovationsC.competitionsD.efficiencies2.Toimproveservicequality,thebankmustfocuson______customerneedsandexpectations.A.identifyingB.meetingC.exceedingD.analyzing3.Thenewfinancialregulationaimsto______financialrisksandprotectinvestors.A.mitigateB.enhanceC.ignoreD.amplify4.Thesaltwaterfishcannotsurviveinfreshwaterduetoits______osmoticbalance.A.unstableB.adaptableC.stableD.flexible5.Thebank’sdigitaltransformationstrategyrequiresstrongsupportfrom______stakeholders.A.internalB.externalC.financialD.technological二、閱讀理解（共4題，每題3分）題目：Passage:TheriseofmobilebankinghasrevolutionizedthefinancialindustryinChina.Accordingtoa2024reportbytheChinaBankingandInsuranceRegulatoryCommission(CBIRC),over70%ofurbanresidentsnowprefermobilepaymentsovertraditionalmethods.Thisshifthasreducedtransactioncostsandimprovedefficiencybutalsoraisedconcernsaboutdatasecurity.Banksmustinvestinadvancedencryptiontechnologiestosafeguardcustomerinformation.Additionally,thegovernmentisencouragingtheadoptionofblockchaintoenhancetransparencyincross-bordertransactions,whichisparticularlyrelevantforcitieslikeYancheng,akeyhubfortradeinJiangsuProvince.1.Whatisthemainfocusofthepassage?A.Thechallengesofmobilebanking.B.Thebenefitsofmobilebanking.C.TheregulatorypoliciesofCBIRC.D.Theroleofblockchaininfinance.2.Accordingtothepassage,whatisaconcernaboutmobilebanking?A.Hightransactionfees.B.Lowadoptionrates.C.Datasecurityrisks.D.Limitedfunctionality.3.Whyisblockchaintechnologymentionedinthepassage?A.Itisanewformofmobilepayment.B.Itcanimprovetransparencyintrade.C.Itisonlyusefulforruralareas.D.Itreplacestraditionalbankingsystems.4.Whichcityishighlightedasakeytradehubinthepassage?A.Shanghai.B.Yancheng.C.Beijing.D.Guangzhou.三、句子改錯(cuò)（共3題，每題3分）題目：1.Thebank’scustomerserviceteamalwaysprovidesexcellentassistanceforresolvinganyfinancialissues.→Correct:______2.Ifyouhaveanyquestionsabouttheloanapplication,pleasecontactourbranchimmediately.→Correct:______3.Thenewcreditscoringsystemwillevaluateborrowersbasedontheirincome,debt,andcredithistory.→Correct:______四、完形填空（共5題，每題2分）Passage:Theglobalfinanciallandscapeisundergoingrapidchangesduetotechnologicaladvancements.BanksinChina,includingthoseinYancheng,mustadapttotheseshiftstoremaincompetitive.Digitalization,artificialintelligence,andbigdataanalyticsarenolongeroptionalbut______.Forinstance,AI-poweredchatbotshave______customerinquiries,reducingtheworkloadofhumanagents.Meanwhile,bigdatahelpsbanks______risksmoreaccurately.However,thesechangesalsorequire______trainingforemployeestoensuresmoothtransitions.Thesuccessofsuchinitiativesultimatelydependsonthebank’sabilityto______innovationandcollaboration.1.Thewordthatbestfitstheblankis______.A.necessaryB.possibleC.optionalD.traditional2.Thewordthatbestfitstheblankis______.A.ignoredB.answeredC.createdD.delayed3.Thewordthatbestfitstheblankis______.A.predictB.ignoreC.minimizeD.celebrate4.Thewordthatbestfitstheblankis______.A.technicalB.basicC.unnecessaryD.optional5.Thewordthatbestfitstheblankis______.A.embraceB.resistC.ignoreD.reject五、翻譯填空（共4題，每題4分）題目：TranslatethefollowingsentencesintoEnglish:1.為促進(jìn)鹽城經(jīng)濟(jì)發(fā)展，銀行推出了一系列支持小微企業(yè)的新政策?！鷂_____2.中國(guó)的金融科技行業(yè)正在快速發(fā)展，為傳統(tǒng)銀行業(yè)帶來(lái)了新的機(jī)遇?！鷂_____3.銀行應(yīng)加強(qiáng)風(fēng)險(xiǎn)管理，以保護(hù)客戶資產(chǎn)免受欺詐。→______4.數(shù)字化轉(zhuǎn)型是銀行業(yè)未來(lái)的重要趨勢(shì)，需要長(zhǎng)期投入和戰(zhàn)略規(guī)劃?！鷂_____答案與解析一、選詞填空1.A.challenges-解析：Artificialintelligenceposesdifficultiesfortraditionalindustries,making"challenges"themostsuitableword.2.C.exceeding-解析：High-qualityservicerequiresgoingbeyondbasiccustomerexpectations,hence"exceeding."3.A.mitigate-解析：Regulationsaredesignedtoreducefinancialrisks,so"mitigate"(reduce)iscorrect.4.C.stable-解析：Saltwaterfishneedastableosmoticbalancetosurvive,so"stable"fits.5.A.internal-解析：Digitaltransformationneedssupportfromwithinthebank,making"internal"appropriate.二、閱讀理解1.B.Thebenefitsofmobilebanking-解析：Thepassagehighlightspositiveimpactslikeefficiencyandcostreduction.2.C.Datasecurityrisks-解析：Thesecondsentenceexplicitlymentionsthisconcern.3.B.Itcanimprovetransparencyintrade-解析：Blockchainislinkedtocross-bordertransactiontransparency.4.B.Yancheng-解析：ThepassagementionsYanchengasatradehubinJiangsu.三、句子改錯(cuò)1.→Thebank’scustomerserviceteamalwaysprovidesexcellentassistanceinresolvinganyfinancialissues.-解析："For"shouldbereplacedwith"in"whenfollowedbyagerund(resolving).2.→Ifyouhaveanyquestionsabouttheloanapplication,pleasecontactourbranchimmediately.-解析：Thesentenceisgrammaticallycorrect.3.→Thenewcreditscoringsystemwillevaluateborrowersbasedontheirincome,debt,andcredithistory.-解析：Thesentenceisgrammaticallycorrect.四、完形填空1.A.necessary-解析：Technologicaltoolsareessentialformodernbanking.2.B.answered-解析：Chatbotsrespondtocustomerqueries,so"answered"fits.3.C.minimize-解析：Bigdatahelpsreducerisks,notignoreorcelebratethem.4.A.technical-解析：EmployeesneedtrainingfortechnicalskillslikeAIanddataanalytics.5.A.embrace-解析：Innovationrequiresacceptance,notrejection.五、翻譯填空1.TopromotetheeconomicdevelopmentofYancheng,thebankhasintroducedaseriesofnewpoliciestosupportsm