工商銀行2025邯鄲市筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）要求從選項中選出一個最合適的單詞填入空格，使句子意思完整、邏輯通順。1.Therapiddevelopmentofartificialintelligencehas______thetraditionalbankingindustry,forcingmanyinstitutionstoadapttheirbusinessmodels.A.revolutionizedB.optimizedC.standardizedD.simplified2.Inorderto______thecompetitivepressure,thebankplanstoexpanditsdigitalservicesandimprovecustomerexperience.A.mitigateB.enhanceC.eliminateD.sustain3.Thenewfinancialregulationsaimto______fraudandprotectconsumers'assetsmoreeffectively.A.deterB.encourageC.assessD.regulate4.邯鄲市作為河北省的重要經濟城市，近年來吸引了大量外資企業(yè)入駐，這______了本地的就業(yè)市場。A.stimulatedB.deterioratedC.suppressedD.diversified5.Thebank'scustomerserviceteammust______theneedsofclientsfromdifferentculturalbackgroundstomaintainhighsatisfactionrates.A.accommodateB.dismissC.neglectD.prioritize二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，回答問題。Passage:Theriseoffintechhastransformedthewaypeoplemanagetheirfinances.Traditionalbanksarenowcompetingwithtechcompaniesthatoffermoreconvenientandaffordablefinancialservices.AccordingtoareportbyMcKinsey,theglobalfintechmarketisexpectedtoreach$305billionby2025.Keytrendsincludetheadoptionofblockchaintechnology,mobilepaymentsolutions,andpersonalizedbankingapps.However,challengessuchasdatasecurityandregulatorycomplianceremainsignificantobstacles.Banksthatfailtoinnovaterisklosingmarketsharetomoreagilecompetitors.6.Whatisthemainideaofthepassage?A.Fintechcompaniesarereplacingtraditionalbanksentirely.B.Thefintechindustryisgrowingrapidlybutfacesregulatorychallenges.C.Blockchaintechnologyisthefutureofbanking.D.Mobilepaymentsaremoreconvenientthantraditionalbanking.7.Accordingtothepassage,whichofthefollowingisNOTatrendinthefintechmarket?A.BlockchaintechnologyB.TraditionalbankingmethodsC.MobilepaymentsolutionsD.Personalizedbankingapps8.Whatdoesthepassagesuggestabouttraditionalbanks?A.Theyarethrivingduetotheirstrongbrandreputation.B.Theyneedtoinnovatetostaycompetitive.C.Theydominatethefintechmarket.D.Theyareirrelevantinthemodernfinanciallandscape.9.Theword"agile"inthepassageisclosestinmeaningto:A.Slow-movingB.FlexibleC.ExpensiveD.Inefficient三、完形填空（共5題，每題2分，共10分）閱讀以下短文，選擇最佳選項填入空格。ThebankingsectorinHebeiProvincehasbeenevolvingrapidlyinrecentyears.Withthe______ofdigitalbanking,customersnowhavemoreoptionstoaccessfinancialservices.However,thisshifthasalso______traditionalbranches,asmanypeoplepreferonlinetransactionsfortheirconvenience.Banksmustnowbalancethe______ofphysicallocationswiththeneedtoreduceoperationalcosts.Additionally,theincreasinguseofbigdatahas______loanapprovalprocesses,makingthemfasterandmoreaccurate.Despitetheseadvancements,the______ofcybersecurityremainsatoppriorityforallfinancialinstitutions.10.A.popularityB.declineC.emergenceD.reliance11.A.reducedB.expandedC.preservedD.eliminated12.A.demandB.reductionC.efficiencyD.necessity13.A.streamlinedB.complicatedC.delayedD.ignored14.A.threatB.opportunityC.challengeD.benefit四、句子改錯（共5題，每題2分，共10分）以下句子中各含有一處錯誤，請指出并改正。15.Thenewpolicywilleffectivefromnextmonth,whichaimstoimprovethebankingservices.-錯誤：________-正確：________16.Despitetheeconomicdownturn,thedemandforloanshascontinuetoriseinHebei.-錯誤：________-正確：________17.Ifthebankdoesnotaddresstheissuesoon,itcouldleadtosignificantfinanciallosses.-錯誤：________-正確：________18.Manycustomersarecomplainingaboutthelongwaitingtimesatthebranch,andthebankhastakennoactionyet.-錯誤：________-正確：________19.TheintegrationofAIintobankingsystemshasimproveefficiency,butitalsoraisesconcernsaboutprivacy.-錯誤：________-正確：________五、翻譯填空（共5題，每題2分，共10分）將以下中文句子翻譯成英文，填入空格。20.為了提升客戶滿意度，銀行計劃推出更多個性化的理財服務。Toenhancecustomersatisfaction,thebankplanstooffermore______financialservices.21.邯鄲市的經濟增長為銀行業(yè)帶來了新的機遇。TheeconomicgrowthinHandanCityhasbroughtnew______tothebankingindustry.22.隨著利率政策的調整，貸款利率可能會有所變化。Withtheadjustmentofinterestratepolicies,loaninterestratesmay______changes.23.銀行需要加強風險管理，以避免潛在的財務風險。Banksneedtostrengthenriskmanagementto______potentialfinancialrisks.24.數字化轉型是銀行業(yè)發(fā)展的必然趨勢。Digitaltransformationisan______trendinthedevelopmentofthebankingindustry.答案與解析一、選詞填空1.A.revolutionized-解析：Artificialintelligencehasbroughtamajorchangetothebankingindustry,so"revolutionized"isthebestfit.2.A.mitigate-解析：Thebankaimstoreducecompetitivepressure,so"mitigate"(減輕)iscorrect.3.A.deter-解析：Regulationsaremeanttopreventfraud,so"deter"(威懾)isappropriate.4.A.stimulated-解析：Foreigninvestmentbooststhelocaljobmarket,so"stimulated"(刺激)iscorrect.5.A.accommodate-解析：Theteamneedstoadapttoclients'needs,so"accommodate"(適應)fitsbest.二、閱讀理解6.B.Thefintechindustryisgrowingrapidlybutfacesregulatorychallenges.-解析：Thepassagediscussesthegrowthoffintechanditschallenges.7.B.Traditionalbankingmethods-解析：Thepassageliststrendslikeblockchainandmobilepayments,butnottraditionalmethods.8.B.Theyneedtoinnovatetostaycompetitive.-解析：Thepassagestatesthatbanksmustadapttoremaincompetitive.9.B.Flexible-解析："Agile"meansquickandadaptable,similarto"flexible."三、完形填空10.C.e