郵儲(chǔ)銀行2025巴音郭楞蒙古自治州筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethemostsuitablewordtofillintheblankfromthefouroptions.1.TherapiddevelopmentofdigitalbankinghastransformedthefinanciallandscapeinXinjiang,especiallyinareaslikeBayanbulak,wheretraditionalbankingserviceswereoncelimited.Thenewinfrastructurehassignificantly______localbusinesses'accesstocredit.A.enhancedB.restrictedC.delayedD.centralized2.TobetterservethepastoralcommunitiesinBayanbulak,thebankhaslaunchedamobilebankingapptailoredtothe______needsofnomadicherders,allowingthemtomanagetheirfinancesremotely.A.flexibleB.staticC.ruralD.industrial3.Thebank’ssustainabilityinitiativesintheregionincludeinvestinginrenewableenergyprojects,whichnotonlyreduceenvironmentalimpactbutalso______localeconomiesbycreatinggreenjobs.A.stimulateB.hinderC.neglectD.isolate4.TherecenteconomicreformsinXinjianghave______thebankingsectortoadoptmoreinnovativetechnologies,suchasAI-drivenriskassessment,toimproveefficiency.A.encouragedB.discouragedC.complicatedD.standardized5.GiventheculturaldiversityinBayanbulak,thebank’strainingprogramsemphasizecross-culturalcommunicationskillstoensure______servicedeliverytoallethnicgroups.A.inclusiveB.exclusiveC.efficientD.centralized二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:ThebankingsectorinBayanbulakhasseensignificantgrowthinrecentyears,drivenbythegovernment’sfocusonruraldevelopmentandtheexpansionoffinancialinclusion.Traditionalbankingservices,onceconfinedtourbancenters,havenowreachedremotepastoralareasthroughmobilebankingunitsanddigitalplatforms.However,challengesremain,suchaslimitedinternetconnectivityinsomeregionsandtheneedforfinancialliteracyprogramsamongnomadiccommunities.The郵儲(chǔ)銀行hastakenproactivestepstoaddresstheseissuesbycollaboratingwithlocaleducationalinstitutionstodeveloptailoredfinancialeducationmaterials.Additionally,thebankhasintroducedlow-costloansspecificallydesignedforsmall-scaleherders,helpingthemmodernizetheirfarmingpractices.Theseeffortshavenotonlyimprovedaccesstofinancialservicesbutalsocontributedtotheeconomicresilienceoftheregion.1.WhathasbeentheprimarydriverofgrowthinthebankingsectorinBayanbulak?A.GovernmentsubsidiesB.RuraldevelopmentinitiativesC.UrbanmigrationD.Foreigninvestment2.Whatarethemainchallengesfacedbythebankingsectorinremoteareas?A.HighcompetitionB.LimitedinternetconnectivityandfinancialliteracyC.ExcessiveregulationD.Politicalinstability3.Howhasthe郵儲(chǔ)銀行addressedtheissueoffinancialliteracyamongnomadiccommunities?A.ByimposingstricterloanrequirementsB.ThroughpartnershipswitheducationalinstitutionsC.ByofferingfreefinancialadviceinurbancentersD.Byencouragingthemtomigratetocities4.Whathasbeentheimpactofthebank’slow-costloansonsmall-scaleherders?A.IncreaseddebtburdensB.ModernizationoffarmingpracticesC.ReductioninlivestockownershipD.Decreasedaccesstotraditionalbankingservices三、句子改錯(cuò)（共3題，每題3分，共9分）directions:Identifyandcorrectthegrammaticalerrorsinthefollowingsentences.1.Thebank’snewmobileappallowscustomerstotransfermoneyinstantly,whichismoreconvenientthantraditionalbankingmethods.→Corrected:Thebank’snewmobileappallowscustomerstotransfermoneyinstantly,makingitmoreconvenientthantraditionalbankingmethods.2.Duetothelackoffinancialinfrastructureinruralareas,manypastoralfamilieshavelimitedaccesstocredit.→Corrected:Duetothelackoffinancialinfrastructureinruralareas,manypastoralfamilieshavelimitedaccesstocredit.(Noerror.)3.Thebankhasimplementedseveralmeasurestoimprovecustomerservice,suchasreducingwaitingtimesandprovidingmultilingualsupport.→Corrected:Thebankhasimplementedseveralmeasurestoimprovecustomerservice,suchasreducingwaitingtimesandprovidingmultilingualsupport.(Noerror.)四、完形填空（共5題，每題2分，共10分）directions:Fillintheblankswiththemostsuitablewordsfromtheoptions.ThefinancialsectorinBayanbulakhasundergonea______transformationinthepastdecade.Traditionalbankingservices,oncelimitedtourbanareas,havenowexpandedtoremotepastoralcommunitiesthroughdigitalinitiatives.The郵儲(chǔ)銀行hasplayedapivotalroleinthis______byleveragingtechnologytobridgethegapbetweenruralandurbanfinancialservices.Forinstance,theintroductionofmobilebankingappshasenabledherderstomanagetheirfinanceswithout______tophysicalbranches.This______notonlyenhancesconveniencebutalsopromotesfinancialinclusion.However,challengessuchasinternetconnectivityissuesandculturalbarriersremain,requiringfurther______toensureequitableaccesstobankingservices.1.A.gradual2.A.development3.A.visiting4.A.process5.A.efforts五、翻譯（共2題，每題5分，共10分）directions:TranslatethefollowingsentencesintoEnglish.1.銀行通過推出定制化金融產(chǎn)品，積極支持當(dāng)?shù)匦∥⑵髽I(yè)的發(fā)展?！鶷hebankactivelysupportsthedevelopmentoflocalsmallandmedium-sizedenterprisesbyintroducingcustomizedfinancialproducts.2.巴音郭楞蒙古自治州豐富的自然資源為銀行業(yè)提供了廣闊的發(fā)展機(jī)遇。→TheabundantnaturalresourcesinBayanbulakAutonomousPrefecturepresentvastopportunitiesforthebankingsector’sdevelopment.答案及解析一、選詞填空1.A.enhanced-解析：Digitalbankingimprovesaccesstocredit,so"enhanced"isthemostappropriateword.2.A.flexible-解析：Nomadicherdersneedabankingsolutionthatadaptstotheirmobilelifestyle.3.A.stimulate-解析：Renewableenergyprojectsboostlocaleconomies,so"stimulate"fitsbest.4.A.encouraged-解析：Economicreformspromoteinnovation,making"encouraged"thecorrectchoice.5.A.inclusive-解析：Thebankaimstoserveallethnicgroupsequally,so"inclusive"isideal.二、閱讀理解1.B.Ruraldevelopmentinitiatives-解析：Thepassagehighlightsrural-focusedpoliciesasthemaindriver.2.B.Limitedinternetconnectivityandfinancialliteracy-解析：Thetextmentionstheseaskeychallenges.3.B.Throughpartnershipswitheducationalinstitutions-解析：Thebankcollaborateswithschoolstoeducatenomads.4.B.Modernizationoffarmingpractices-解析：Low-costloanshelpherdersadoptmoderntechniques.三、句子改錯(cuò)1.Original:"Thebank’snewmobileappallowscustomerstotransfermoneyinstantly,whichismoreconvenientthantraditionalbankingmethods."Corrected:"Thebank’snewmobileappallowscustomerstotransfermoneyinstantly,makingitmoreconvenientthantraditionalbankingmethods."-解析：Theoriginalsentenceisgrammaticallycorrectbutawkward;using"makingit"improvesclarity.2.Original:"Duetothelackoffinancialinfrastructureinruralareas,manypastoralfamilieshavelimitedaccesstocredit."Corrected:"Duetothelackoffinancialinfrastructureinruralareas,manypastoralfamilieshavelimitedaccesstocredit."-解析：Noerror.3.Original:"Thebankhasimplementedseveralmeasurestoimprovecustomerservice,suchasreducingwaitingtimesandprovidingmultilingual