郵儲(chǔ)銀行保定市易縣2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）閱讀以下句子，從每題所給的四個(gè)選項(xiàng)中選出一個(gè)最佳答案，填入空格中。1.ThelocalpostofficeinYiCountyhasbeen_______fordecades,servingasavitallinkforresidents'financialtransactions.A.operationalB.obsoleteC.optimisticD.original2.Asastate-ownedbank,PostalSavingsBankofChinaiscommittedto_______ruralfinancialservicesacrossthecountry.A.innovatingB.eliminatingC.integratingD.isolating3.ThenewbranchinGuanzhuangtownaimsto_______thedigitalbankingexperienceforsmallbusinessowners.A.enhanceB.endangerC.entertainD.expand4.ManyelderlycustomersinYiCountystillprefer_______traditionalbankingmethodsduetolackoftechfamiliarity.A.forgoingB.followingC.forgettingD.fighting5.Thebank’smobileapphasrecentlybeenupdatedto_______smootherpaymentprocessesforusers.A.facilitateB.frustrateC.floodD.force6.Theruralcreditprogramfocuseson_______low-incomefarmerswithaffordableloans.A.excludingB.empoweringC.enclosingD.eliminating7.Toimproveserviceefficiency,thebankhasintroducedAI-poweredchatbotsto_______customerinquiries.A.overwhelmB.addressC.ignoreD.isolate8.Theeconomicdownturnhasaffectedthebank’sabilityto_______newinvestmentsintheregion.A.allocateB.abandonC.adaptD.adopt9.Thebank’ssustainabilityreporthighlightseffortsto_______paperusageinbranchoperations.A.maximizeB.minimizeC.monetizeD.motivate10.Thebranchmanageremphasizedtheimportanceof_______complianceinallfinancialtransactions.A.regulatoryB.recreationalC.revolutionaryD.routine二、閱讀理解（共5題，每題2分）閱讀以下短文，回答問題。Passage:PostalSavingsBankofChinahasbeenexpandingitsruralfinancialnetworkinHebeiProvince,particularlyinunderdevelopedareaslikeYiCounty.Thebankhaslaunchedseveralinitiativestoaddresstheuniqueneedsofruralcommunities.Theseincludemobilebankingservices,whichallowfarmerstodepositandwithdrawmoneywithouttravelingtophysicalbranches.Additionally,thebankhaspartneredwithlocalagriculturalcooperativestooffercrop-loanprograms,helpingfarmerssecurefundsforseasonalplantingandharvesting.Thebank’sdigitaltransformationhasalsoimprovedtransactionspeeds,reducingwaitingtimesforcustomers.However,challengesremain,suchaslowinternetpenetrationinsomevillages,whichhindersdigitalserviceadoption.Thebankisexploringsolutionslikeofflineverificationmethodstobridgethisgap.1.Whatisthemainfocusofthebank’sruralfinancialinitiativesinYiCounty?A.UrbanexpansionB.DigitalbankingonlyC.TraditionalsavingsproductsD.Agriculturalfinancing2.HowdoesthebankhelpfarmersinYiCounty?A.Byofferinghigh-interestsavingsaccountsB.ByprovidingloansforbusinessinvestmentsC.ByfacilitatingmobilebankingandcroploansD.Byencouragingearlyretirementfromfarming3.Whatisamajorchallengethebankfacesinruralareas?A.HighcompetitionfromprivatebanksB.LimitedinternetconnectivityC.LackofskilledemployeesD.Lowcustomertrustindigitalservices4.Whatdoesthebankplantodoabouttheinternetconnectivityissue?A.IncreasefeesfordigitalservicesB.LaunchmorephysicalbranchesC.ImplementofflineverificationmethodsD.Restrictdigitalbankingtomajortownsonly5.WhichofthefollowingisNOTmentionedasaneffortbythebank?A.MobilebankingservicesB.PartnershipswithagriculturalcooperativesC.OnlinewealthmanagementproductsD.Digitaltransformationinitiatives三、完形填空（共10題，每題1分）閱讀以下短文，根據(jù)上下文選擇最佳答案。Lastyear,PostalSavingsBankofChinaintroducedanewprogramtosupportsmallbusinessesinYiCounty.Theprogramaimedto______(6)______financialbarriersbyofferinglow-interestloansandflexiblerepaymentterms.Localentrepreneurs,especiallythoseintheserviceandretailsectors,benefitedgreatlyfromthisinitiative.Thebankalsoorganizedtrainingworkshopstoeducatebusinessownersaboutfinancialmanagement.Theseworkshopscoveredtopicssuchasbudgeting,cashflowanalysis,andtaxplanning.Asaresult,manysmallbusinessesintheareareportedimprovedprofitability.ThebankplanstoexpandthisprogramtootherruralregionsinHebeiProvinceinthecomingyears.Thismovealignswiththebank’scommitmentto______(7)______economicgrowthinunderservedareas.6.Whatdoes"______(6)______"meaninthecontextofthepassage?A.OvercomeB.IgnoreC.OverlookD.Oversee7.Whatdoes"______(7)______"meaninthecontextofthepassage?A.StiflingB.StimulatingC.StrengtheningD.Stabilizing8.Theword"flexible"inthepassagerefersto_______.A.StrictrepaymentschedulesB.VariableinterestratesC.FixedloanamountsD.Mandatorycollateralrequirements9.Whatisthepurposeofthetrainingworkshopsmentionedinthepassage?A.Topromotethebank’screditcardsB.ToteachbusinessownersaboutfinancialliteracyC.ToencouragethemtoopennewbranchesD.Todiscussgovernmentsubsidies10.Thebank’sprogramisdescribedas_______.A.ExpensiveandlimitedB.InnovativeandinclusiveC.TraditionalandexclusiveD.Complexandoptional四、翻譯填空（共5題，每題2分）將以下句子翻譯成英文，填寫在橫線上。1.郵儲(chǔ)銀行在易縣推出了多項(xiàng)便民服務(wù)，以提升客戶體驗(yàn)。_______________________________2.隨著科技的進(jìn)步，數(shù)字銀行已成為農(nóng)村金融的重要工具。_______________________________3.為了支持小微企業(yè)，銀行提供了專門的信貸產(chǎn)品。_______________________________4.易縣部分農(nóng)村地區(qū)網(wǎng)絡(luò)覆蓋不足，需要進(jìn)一步改善。_______________________________5.銀行鼓勵(lì)員工參加專業(yè)培訓(xùn)，以提高服務(wù)質(zhì)量。_______________________________五、改錯(cuò)題（共5題，每題2分）找出以下句子中的錯(cuò)誤并改正。1.ThebankhasbeenoperatinginYiCountyformorethanfiveyear.______________________________________2.Weareworkingcloselywithlocalfarmerstoimprovetheirfinancialinclusion.______________________________________3.Thenewmobileappallowsuserstotransfermoneyinstantlybetweenaccounts.______________________________________4.Despiteeconomicchallenges,thebankremainscommittedtoexpandingitsruralfootprint.______________________________________5.Employeesarerequiredtocompleteatleastthreetrainingsessionspermonth.______________________________________答案及解析一、選詞填空1.A(operational)-Thepostofficehasbeenfunctioningnormallyfordecades.2.A(innovating)-Thebankaimstoimproveruralfinancialservicesthroughinnovation.3.A(enhance)-Theappisdesignedtomakedigitalbankingbetterforsmallbusinesses.4.B(following)-Elderlycustomersstillprefertraditionalbankingmethods.5.A(facilitate)-AIchatbotshelpmakepaymentssmootherforusers.6.B(empowering)-Theprogramhelpslow-incomefarmersbyprovidingloans.7.B(address)-Chatbotsareusedtorespondtocustomerquestions.8.A(allocate)-Theeconomyaffectsthebank’sabilitytoinvestintheregion.9.B(minimize)-Thebanktriestoreducepaperusagetobemoreeco-friendly.10.A(regulatory)-Compliancereferstofollowingfinancialrules.二、閱讀理解1.D(Agriculturalfinancing)-Thepassagefocusesoncroploansandfinancialsupportforfarmers.2.C(Mobilebankingandcroploans)-Thebankprovidesthesetwokeyservices.3.B(Limitedinternetconnectivity)-Thisismentionedasamajorchallenge.4.C(Implementofflineverificationmethods)-Thebankisexploringofflinesolutions.5.C(Onlinewealthmanagementproducts)-Notmentionedinthepassage.三、完形填空6.A(Overcome)-Theprogramhelpsremovefinancialbarriers.7.B(Stimulating)-Thebankaimstoboosteconomicgrowth.8.B(Variableinterestrates)-Flexibletermsoftenincludevariablerates.9.B(Toteachbusinessownersaboutfinancialliteracy)-Theworkshopsfocusonmoneymanagement.10.B(Innovativeandinclusive)