工商銀行防城港市防城區(qū)2025秋招筆試英語題專練及答案題目一、選詞填空（共10題，每題1分）背景提示：工商銀行防城港市防城區(qū)分行2025秋季招聘涉及金融科技、普惠金融及當(dāng)?shù)亟?jīng)濟(jì)發(fā)展等內(nèi)容。1.Thebankhaslaunchedanew______toimprovedigitalservicesforruralclients.A.initiativeB.strategyC.policyD.system2.Localbusinessescanbenefitfromthebank’s______programstosupportsmall-scaleenterprises.A.creditB.investmentC.financialD.funding3.Thebank’sAI-drivenplatformhelpsreduce______inloanapprovalprocesses.A.delaysB.costsC.risksD.errors4.Topromotegreenfinance,thebankencourages______projectsintheregion.A.sustainableB.traditionalC.commercialD.industrial5.Thebank’smobileappoffersa______interfaceforeasiertransactions.A.complexB.user-friendlyC.technicalD.professional6.Thebankcollaborateswithlocalgovernmentstoexpand______bankingservices.A.ruralB.urbanC.commercialD.corporate7.Thebank’sriskmanagementteamfocuseson______fraudindigitaltransactions.A.detectingB.preventingC.analyzingD.reporting8.Thebank’strainingprogramsaimtoenhanceemployees’______skills.A.technicalB.financialC.communicationD.leadership9.Thebank’sbranchinFangchenggangprovides______supportforelderlyclients.A.personalizedB.automatedC.remoteD.traditional10.Thebank’sfinancialinclusioneffortsfocusonimprovingaccessto______forlow-incomefamilies.A.creditB.savingsC.insuranceD.loans二、閱讀理解（共5題，每題2分）背景提示：閱讀以下關(guān)于工商銀行防城港市防城區(qū)分行普惠金融實(shí)踐的文章，回答問題。PassageTheIndustrialandCommercialBankofChina(ICBC),FangchenggangBranch,hasbeenactivelypromotingfinancialinclusioninFangchenggangCounty.Inrecentyears,thebankhasimplementedseveralinitiativestosupportruraleconomicdevelopment.Onekeyprogramisthe"RuralDigitalFinancialServices"project,whichleveragestechnologytoprovidebankingservicestoremoteareas.Thebankhasalsoestablishedpartnershipswithlocalcooperativestooffermicro-loanstosmallfarmers.Additionally,thebank’smobileapphasbeenoptimizedtocatertoclientswithlimitedfinancialliteracy.Theseeffortshavesignificantlyimprovedaccesstocreditforsmallbusinessesandlow-incomehouseholds.However,challengesremain,suchastheneedformorefinancialeducationinunderservedcommunities.Questions1.WhatisthemainfocusofICBC’sinitiativesinFangchenggangCounty?A.Expandingurbanbankingservices.B.Promotingfinancialinclusioninruralareas.C.Increasingprofitsthroughcommercialloans.D.Supportinglargecorporationswithinvestments.2.Howdoesthebankusetechnologytoserveruralclients?A.Byestablishingphysicalbranchesinremoteareas.B.Throughthe"RuralDigitalFinancialServices"project.C.ByofferingtraditionalbankingservicesviaATMs.D.Bycollaboratingwithlocalgovernmentsforsubsidies.3.Whatkindofloansdoesthebankprovidetosmallfarmers?A.Long-termindustrialloans.B.Short-termmicro-loans.C.High-interestcorporateloans.D.Government-fundedgrants.4.Accordingtothepassage,whatisaremainingchallengeforthebank?A.Highloanapprovalrates.B.Lowcustomersatisfaction.C.Limitedfinancialeducationinruralareas.D.Excessivecompetitionfromotherbanks.5.Whatdoesthepassagesuggestaboutthebank’sfutureplans?A.Theywillfocussolelyonurbanclients.B.Theywillexpandtheirbranchnetwork.C.Theywillinvestmoreinfinancialeducation.D.Theywillreducetheirloanapprovalvolume.三、完形填空（共10題，每題1分）背景提示：工商銀行防城港市防城區(qū)分行致力于提升客戶服務(wù)體驗(yàn)。TheIndustrialandCommercialBankofChina,FangchenggangBranch,hasrecentlyintroducedseveralimprovementstoitscustomerservice.First,thebankhas______(6)itscallcentertohandleinquiriesmoreefficiently.Second,ithas______(7)anewonlineplatformforfastertransactionprocessing.Third,thebankhastraineditsstafftoprovide______(8)supporttoclientswithspecialneeds.Thesechangeshave______(9)customersatisfactionratings.However,thebankrecognizesthatthereisalwaysroomforimprovement.Inthefuture,itplansto______(10)moreAI-driventoolstoenhanceservicequality.Options6.A.expandedB.reducedC.modernizedD.simplified7.A.launchedB.closedC.mergedD.renovated8.A.personalizedB.automatedC.generalD.technical9.A.increasedB.decreasedC.stabilizedD.fluctuated10.A.adoptB.eliminateC.ignoreD.reject四、翻譯（共5題，每題2分）背景提示：將以下句子翻譯成英文，體現(xiàn)工商銀行防城港市防城區(qū)分行的服務(wù)理念。1.工商銀行防城港市防城區(qū)分行致力于為當(dāng)?shù)鼐用裉峁┍憬莸慕鹑诜?wù)。2.我們通過科技創(chuàng)新，不斷提升普惠金融服務(wù)水平。3.銀行積極支持小微企業(yè)，助力地方經(jīng)濟(jì)發(fā)展。4.銀行重視員工培訓(xùn)，確保服務(wù)專業(yè)高效。5.銀行將長期堅(jiān)持綠色發(fā)展理念，推動(dòng)社會(huì)可持續(xù)發(fā)展。五、簡答題（共5題，每題3分）背景提示：結(jié)合工商銀行防城港市防城區(qū)分行的業(yè)務(wù)特點(diǎn)，回答以下問題。1.簡述工商銀行防城港市防城區(qū)分行在普惠金融方面的主要舉措。2.銀行如何利用科技手段提升客戶服務(wù)效率？3.銀行支持小微企業(yè)發(fā)展的具體措施有哪些？4.銀行在風(fēng)險(xiǎn)控制方面采取了哪些措施？5.銀行如何平衡經(jīng)濟(jì)效益與社會(huì)責(zé)任？答案及解析一、選詞填空1.A.initiative解析：銀行推出新計(jì)劃（initiative）改善農(nóng)村客戶服務(wù)，符合金融科技趨勢。2.A.credit解析：銀行通過信貸（credit）支持中小企業(yè)，符合普惠金融方向。3.A.delays解析：AI平臺(tái)減少貸款審批（delays），體現(xiàn)效率提升。4.A.sustainable解析：綠色金融（sustainable）項(xiàng)目符合國家政策導(dǎo)向。5.B.user-friendly解析：移動(dòng)APP界面（user-friendly）便捷，契合用戶體驗(yàn)需求。6.A.rural解析：銀行擴(kuò)大農(nóng)村（rural）金融服務(wù)，契合防城港地域特點(diǎn)。7.B.preventing解析：風(fēng)險(xiǎn)管理部門側(cè)重預(yù)防（preventing）數(shù)字欺詐。8.A.technical解析：培訓(xùn)（technical）技能符合銀行科技發(fā)展方向。9.A.personalized解析：為老年客戶提供個(gè)性化（personalized）服務(wù)，體現(xiàn)人文關(guān)懷。10.B.savings解析：提升低收入家庭儲(chǔ)蓄（savings）符合普惠金融目標(biāo)。二、閱讀理解1.B.Promotingfinancialinclusioninruralareas.解析：全文核心為農(nóng)村普惠金融實(shí)踐。2.B.Throughthe"RuralDigitalFinancialServices"project.解析：文中明確提及該項(xiàng)目。3.B.Short-termmicro-loans.解析：合作提供小額（micro）短期貸款。4.C.Limitedfinancialeducationinruralareas.解析：文章末尾指出教育不足問題。5.C.Theywillinvestmoreinfinancialeducation.解析：隱含未來需加強(qiáng)教育。三、完形填空6.C.modernized7.A.launched8.A.personalized9.A.increased10.A.adopt解析：逐句分析，邏輯連貫。四、翻譯1.TheIndustrialandCommercialBankofChina,FangchenggangBranch,iscommittedtoprovidin