工商銀行淄博市淄川區(qū)2025秋招筆試英語(yǔ)題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentofdigitalbankinghas_______thetraditionalfinancialindustry,requiringbankstoadaptquicklytonewtechnologies.A.revolutionizedB.simplifiedC.standardizedD.centralized2.InthecontextofChina'sfinancialsector,_______compliancewithregulatoryrequirementsiscrucialforsustainablegrowth.A.neglectingB.prioritizingC.underminingD.exaggerating3.Ourbank'scustomerserviceteamis_______toresolveissuesefficientlyandimproveclientsatisfaction.A.dedicatedB.distractedC.disengagedD.discouraged4.The淄川區(qū)分行recentlylaunchedanewmobilebankingappto_______digitaltransactionsforlocalbusinesses.A.facilitateB.hinderC.delayD.disrupt5.TheeconomicreformsinShandongprovincehave_______afavorableenvironmentforbankinginnovation.A.createdB.destroyedC.ignoredD.complicated6.Banksmust_______cyberthreatsbyimplementingadvancedsecuritymeasurestoprotectcustomerdata.A.overlookB.mitigateC.embraceD.ignore7.The_______betweenonlineandofflinebankingserviceshasbecomeakeyfocusforfinancialinstitutions.A.contradictionB.collaborationC.gapD.similarity8.ThenewbranchinZichuanaimsto_______thebankingneedsofsmallandmedium-sizedenterprises(SMEs).A.addressB.ignoreC.neglectD.dismiss9.Thecentralbank'spoliciesoninterestratescan_______thelendingactivitiesofcommercialbanks.A.stimulateB.suppressC.encourageD.weaken10.The_______ofblockchaintechnologyinbankinghasthepotentialtoenhancetransparencyandefficiency.A.adoptionB.rejectionC.rejectionD.rejection二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:ThebankingsectorinChinahasundergonesignificanttransformationsinrecentyears,drivenbytechnologicaladvancementsandregulatoryreforms.Digitalbankinghasbecomeacornerstoneforfinancialinstitutions,enablingthemtooffermoreefficientservicestocustomers.However,thisshifthasalsopresentedchallenges,suchastheneedtobalanceinnovationwithriskmanagement.ThePeople'sBankofChinahasintroducedstricterregulationstoensurefinancialstability,particularlyinthewakeofseveralhigh-profilecasesinvolvingfraudulentactivities.Banksarenowrequiredtoinvestheavilyincybersecuritymeasurestosafeguardcustomerdata.Meanwhile,theriseoffintechcompanieshasintensifiedcompetitionintheindustry,forcingtraditionalbankstorethinktheirstrategies.ForbanksoperatinginregionslikeZichuan,whichispartofShandongprovince—ahubforeconomicgrowth—adaptingtothesechangesiscrucial.Thelocaleconomy'srelianceonsmallandmedium-sizedenterprises(SMEs)meansbanksmustdeveloptailoredfinancialproductstomeettheirspecificneeds.Additionally,thegovernment'spushforgreenfinancehasencouragedbankstosupportenvironmentallyfriendlyprojects.Despitethechallenges,thefutureofbankinginChinalookspromising.Theintegrationofartificialintelligenceandbigdataanalyticsisexpectedtofurtherstreamlineoperationsandimprovecustomerexperiences.Astheindustrycontinuestoevolve,banksthatstayaheadofthecurvewillbetheonestothrive.Questions:1.Whatisthemainfocusofthepassage?A.Thenegativeimpactoffintechcompaniesontraditionalbanks.B.TheimportanceofdigitalbankinginChina'sfinancialsector.C.ThechallengesfacedbybanksinZichuanduetoeconomicreforms.D.Thegovernment'seffortstoregulatethebankingindustry.2.Accordingtothepassage,whathasthePeople'sBankofChinadonetoensurefinancialstability?A.Encouragedbankstoinvestindigitalbankingsolutions.B.Reducedthenumberofregulationsonbanks.C.Introducedstricterregulationsonfraudulentactivities.D.Allowedfintechcompaniestooperatewithoutoversight.3.WhyisitimportantforbanksinZichuantosupportSMEs?A.ThelocaleconomyisheavilydependentonSMEs.B.SMEscontributethemosttothenationalGDP.C.ThegovernmentprovidestaxbreaksforbanksthatsupportSMEs.D.SMEsarelessprofitablethanlargeenterprises.4.Whattechnologicaladvancementsareexpectedtoimprovebankingoperations?A.Blockchainandquantumcomputing.B.Artificialintelligenceandbigdataanalytics.C.Cloudcomputingandvirtualreality.D.Mobilebankingandcontactlesspayments.5.WhatdoesthepassagesuggestaboutthefutureofbankinginChina?A.Traditionalbankswillbecompletelyreplacedbyfintechcompanies.B.Theindustrywillcontinuetofaceregulatorychallenges.C.Banksthatadapttotechnologicalchangeswillthrive.D.Thefocuswillshiftentirelytogreenfinance.三、完形填空（共10題，每題1分）directions:Completethepassagebelowbychoosingthebestwordforeachblankfromthefouroptions(A,B,C,D).ThebankingindustryinChinahasbeenevolvingrapidly,withdigitaltransformationplayingapivotalrole.Modernbanksmustnotonly_______(6)traditionalservicesbutalsoinnovatetomeetthechangingneedsofcustomers.Forinstance,theriseofmobilebankinghas_______(7)thewaypeopleaccessfinancialservices.BanksinregionslikeZichuanareparticularlyfocusedon_______(8)theuniquerequirementsoflocalbusinesses.Smallandmedium-sizedenterprises(SMEs),whichformthebackboneofthelocaleconomy,needflexiblefinancialsolutions.Therefore,banksareincreasinglyofferingcustomizedloanproductsandcreditlinestosupporttheirgrowth.Atthesametime,regulatorycomplianceremainsatoppriority.TheChinesegovernmenthasbeen_______(9)stricterrulestopreventfinancialrisks,suchasmoneylaunderingandfraud.Banksmustinvestinrobustsystemstoensuretheyadheretotheseregulationswhilemaintainingoperationalefficiency.Technologyisalsoakeyenablerofthesechanges.Artificialintelligenceandmachinelearningarebeing_______(10)toimproveriskassessmentandcustomerservice.Thesetoolshelpbanksmakemoreinformeddecisionsandprovidepersonalizedexperiencestoclients.Astheindustrycontinuestogrow,banksmustbalanceinnovationwithresponsibility.Thegoalistocreateafinancialecosystemthatisbothefficientandsecure,benefitingbothbusinessesandconsumers.6.A.preserveB.replaceC.promoteD.replicate7.A.revolutionizedB.simplifiedC.complicatedD.standardized8.A.addressingB.ignoringC.neglectingD.overlooking9.A.imposingB.relaxingC.encouragingD.tolerating10.A.adoptedB.rejectedC.neglectedD.ignored四、翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.中國(guó)工商銀行淄博市淄川區(qū)分行致力于為當(dāng)?shù)仄髽I(yè)提供優(yōu)質(zhì)的金融服務(wù)。2.隨著金融科技的快速發(fā)展，傳統(tǒng)銀行需要積極適應(yīng)新的市場(chǎng)環(huán)境。3.加強(qiáng)金融監(jiān)管對(duì)于維護(hù)市場(chǎng)穩(wěn)定和防范風(fēng)險(xiǎn)至關(guān)重要。4.數(shù)字化轉(zhuǎn)型是銀行業(yè)未來(lái)發(fā)展的核心驅(qū)動(dòng)力。5.淄川區(qū)作為淄博市的重要經(jīng)濟(jì)區(qū)域，對(duì)銀行業(yè)的發(fā)展具有重要意義。五、寫作（共1題，10分）directions:Writeashortessay(about150words)onthetopic:"TheRoleofDigitalBankinginModernChina."答案及解析一、選詞填空1.A.revolutionized解析：Digitalbankinghas"revolutionized"thetraditionalfinancialindustry,meaningithasbroughtaboutamajor,transformativechange.2.B.prioritizing解析：Inthebankingsector,"prioritizing"complianceensuresadherencetoregulations,whichisessentialforsustainablegrowth.3.A.dedicated解析：Thecustomerserviceteamis"dedicated"toresolvingissues,indicatingcommitmentandfocus.4.A.facilitate解析：Theapp"facilitates"digitaltransactions,makingthemeasierforlocalbusinesses.5.A.created解析：Economicreforms"created"afavorableenvironmentforbankinginnovation.6.B.mitigate解析：Banksmust"mitigate"cyberthreatsbytakingpreventivemeasures.7.C.gap解析：The"gap"betweenonlineandofflinebankingservicesisakeyconcernforfinancialinstitutions.8.A.address解析：Thenewbranchaimsto"address"thebankingneedsofSMEs.9.B.suppress解析：Centralbankpoliciesoninterestratescan"suppress"lendingactivities.10.A.adoption解析：The"adoption"ofblockchaintechnologycanenhancetransparencyinbanking.二、閱讀理解1.B.TheimportanceofdigitalbankinginChina'sfinancialsector.解析：ThepassageprimarilydiscussestheroleandimpactofdigitalbankinginChina.2.C.Introducedstricterregulationsonfraudulentactivities.解析：ThepassagementionsthePeople'sBankofChinaimplementingstricterrulestopreventfraud.3.A.ThelocaleconomyisheavilydependentonSMEs.解析：ThepassagestatesthattheeconomyinZichuanreliesonSMEs,makingtailoredfinancialproductsnecessary.4.B.Artificialintelligenceandbigdataanalytics.解析：ThepassagementionsAIandbigdataastechnologiesexpectedtoimprovebankingoperations.5.C.Banksthatadapttotechnologicalchangeswillthrive.解析：Thepassagesuggeststhatbanksadaptingtotechnologicaladvancementswillsucceedinthefuture.三、完形填空6.B.replace7.A.revolutionized8.A.addressing9.A.imposing10.A.adopted解析：6."Replace"fitsthecontextofreplacingtraditionalserviceswithmodernones.7."Revolutionized"describesthesignificantchangebroughtbymobilebanking.8."Addressing"alignswiththeneedtomeetthespecificneedsofSMEs.9."Imposing"matchestheideaofenforcingstricterregulations.10."Adopted"indicatestheuseofAIandmachinelearninginbanking.四、翻譯1.ICBCZichuanBranchiscommittedtoprovidinghigh-qualityfinancialservicestolocalenterprises.2.Withtherapiddevelopmentoffintech,traditionalbanksneedtoactivelyadapttothenewmarketenvironment.3.Strengtheningfinancialregulationiscrucialformaintainingmarketstabilityandpreventingrisks.4.Digitaltransformationisthecoredriveroffuturebankingdevelopment.5.AsanimportanteconomicareainZiboCity,Zichuanplaysasignificantroleinthedevelopmentofthebankingindustry.五、寫作TheRoleofDigitalBankinginModernChinaInmodernChina,digitalba