財(cái)經(jīng)英語考試題及答案

一、單項(xiàng)選擇題（每題2分，共20分）1.“GDP”standsfor_.A.GrossDomesticProductB.GeneralDomesticProductC.GrossDevelopmentProduct答案：A2.Whichofthefollowingisafinancialstatement?A.InvoiceB.BalanceSheetC.Receipt答案：B3.Infinance,“ROE”refersto_.A.ReturnonEquityB.RateofExchangeC.ReturnonEquipment答案：A4.ThecurrencyoftheUnitedStatesis_.A.EuroB.PoundC.Dollar答案：C5.“Inflation”means_.A.adecreaseinthegeneralpricelevelB.anincreaseinthegeneralpricelevelC.nochangeinthegeneralpricelevel答案：B6.Acompany's“revenue”is_.A.itsexpensesB.themoneyitearnsC.itsdebts答案：B7.Whichofthefollowingisaliabilityforacompany?A.CashB.AccountsPayableC.Inventory答案：B8.“Dividend”is_.A.apartofacompany'sprofitpaidtoshareholdersB.atypeofloanC.ataxpaidbyacompany答案：A9.“Interestrate”is_.A.therateatwhichabanklendsmoneyB.therateatwhichacompanymakesprofitC.therateatwhichaproductissold答案：A10.“Audit”ismainlyto_.A.preparefinancialstatementsB.checkandverifyfinancialrecordsC.sellfinancialproducts答案：B二、多項(xiàng)選擇題（每題2分，共20分）1.Whichofthefollowingarefinancialinstitutions?A.BankB.InsuranceCompanyC.StockExchange答案：ABC2.Financialratiosmayinclude_.A.LiquidityratiosB.ProfitabilityratiosC.Solvencyratios答案：ABC3.Thefactorsthatmayaffectexchangeratesare_.A.InterestratesB.InflationC.Politicalstability答案：ABC4.InfinancialEnglish,“assets”canbe_.A.tangibleassetsB.intangibleassetsC.currentassets答案：ABC5.Whichofthefollowingarecommonfinancialterms?A.BondB.StockC.Futures答案：ABC6.Acompany'scostmayinclude_.A.ProductioncostB.MarketingcostC.Administrativecost答案：ABC7.Thefunctionsofacentralbankmaybe_.A.IssuingcurrencyB.ControllingmonetarypolicyC.Supervisingfinancialinstitutions答案：ABC8.Whichofthefollowingareimportantinfinancialriskmanagement?A.HedgingB.DiversificationC.Insurance答案：ABC9.“Financialmarket”canbedividedinto_.A.MoneymarketB.CapitalmarketC.Foreignexchangemarket答案：ABC10.Infinancialstatements,wecanfind_.A.AssetsB.LiabilitiesC.Equity答案：ABC三、判斷題（每題2分，共20分）1.“Debt”and“l(fā)iability”havethesamemeaninginfinance.(True/False)答案：True2.Ahigh-profitcompanymusthaveahighROE.(True/False)答案：False3.TheFederalReserveisthecentralbankoftheUnitedStates.(True/False)答案：True4.Acompany'sinventoryisalwaysanasset.(True/False)答案：True5.“Yield”and“return”arecompletelydifferentconceptsinfinance.(True/False)答案：False6.Onlylargecompaniesneedtodoaudits.(True/False)答案：False7.Anincreaseininterestrateswillalwaysleadtoadecreaseinstockprices.(True/False)答案：False8.Allfinancialmarketsareinternational.(True/False)答案：False9.Abalancesheetshowsacompany'sfinancialpositionataspecificpointintime.(True/False)答案：True10.Adividendisalwayspaidincash.(True/False)答案：False四、簡答題（每題5分，共20分）1.Brieflyexplainwhatis“l(fā)iquidity”infinance.Answer:Liquidityreferstohoweasilyanassetcanbeconvertedintocashwithoutsignificantlossinvalue.Forexample,cashisthemostliquidasset,whilerealestatemaybelessliquidasittakestimetosellandmaynotgettheexpectedpricequickly.2.Whatarethemaincomponentsofabalancesheet?Answer:Themaincomponentsareassets,liabilitiesandequity.Assetsarewhatacompanyowns,liabilitiesarewhatitowes,andequityisthedifferencebetweenassetsandliabilities.3.Explaintheconceptof“costofcapital”.Answer:Costofcapitalisthecostacompanyincurstofinanceitsoperations.Itincludesthecostofdebt(interestonloans)andthecostofequity(returnexpectedbyshareholders).4.Whatistheroleoffinancialstatements?Answer:Financialstatementsshowacompany'sfinancialperformanceandposition.Theyhelpinvestors,creditorsandmanagementmakedecisionsbyprovidinginformationonassets,liabilities,revenues,expensesetc.五、討論題（每題5分，共20分）1.Discusstheimpactofinflationonfinancialmarkets.Answer:Inflationcanhavevariousimpacts.Itmayleadtohigherinterestrateswhichaffectsbondpricesnegatively.Italsoaffectsstockpricesascompanies'costsmayincrease.Anditcanchangethevalueofcurrenciesinforeignexchangemarkets.2.Howcanacompanyimproveitsprofitability?Answer:Acompanycanimproveprofitabilitybyreducingcosts,increasingrevenues.Forexample,byimprovingproductionefficiencytocutproductioncosts,orbyexpandingmarketsharetoincreasesalesrevenue.3.Explaintheimportanceofriskmanagementinfinance.Answer:Riskmanagementisimportantasithelpscompaniesandinvestorstoavoidorreducepotentiallosses.Itallowsthemtomakemoreinformeddecisionsaboutinvestments,operationsetc.4.Discusstherelationshipbetweenacompany'sgrowthanditsfinancial