交通銀行青島市嶗山區(qū)2025秋招筆試英文行測高頻題含答案第一部分：選詞填空（共5題，每題2分，共10分）題目：請根據(jù)上下文，選擇最合適的單詞填入空格中。1.Therapiddevelopmentoffintechhas__________thetraditionalbankingindustrytoinnovateandadapttonewmarketdemands.A.compelledB.facilitatedC.deterioratedD.prolonged2.青島作為山東省經(jīng)濟(jì)中心，其金融科技產(chǎn)業(yè)的增長率為全國__________。A.highestB.relativelyhigherC.moderatelyD.unprecedented3.Despiteregulatorychallenges,digitalpaymentsolutionscontinueto__________inurbanareaslikeQingdao.A.dominateB.diminishC.stabilizeD.fluctuate4.Thebank’sstrategyfocuseson__________itscybersecuritymeasurestoprotectagainstrisingcyberthreats.A.enhancingB.neglectingC.delayingD.minimizing5.ThepartnershipbetweenJTBandlocaltechfirmsaimsto__________theregion’seconomiccompetitiveness.A.boostB.hinderC.maintainD.reduce第二部分：閱讀理解（共4題，每題3分，共12分）題目：閱讀以下短文，回答問題。Passage:Theriseofblockchaintechnologyhassignificantlyimpactedthefinancialsector,particularlyinregionslikeQingdao,wheretraditionalbanksareexploringdecentralizedsolutions.Blockchainoffersenhancedtransparency,reducedtransactioncosts,andimprovedsecurity—keyfactorsthathaveattractedmajorbanksinChina.However,challengesremain,includingscalability,regulatorycompliance,andintegrationwithexistingsystems.Despitethesehurdles,theadoptionofblockchaininbankingisexpectedtogrow,drivenbyincreasingdemandforefficientcross-borderpaymentsanddigitalassets.1.Whatarethemainbenefitsofblockchaintechnologyinbanking?A.FastertransactionsB.HighercostsC.ReducedtransparencyD.Limitedscalability2.WhyisQingdaoakeyregionforblockchainadoptioninChina?A.ItsstrictregulationsB.ItshighfinancialdensityC.ItslowpopulationD.Itslimitedtechinfrastructure3.Accordingtothepassage,whatchallengeshinderblockchainimplementation?A.HighintegrationcostsB.FavorableregulationsC.MinimaldemandD.Lowcybersecurityrisks4.Howdoesblockchaincontributetocross-borderpayments?A.ByincreasingfeesB.ByreducinginefficienciesC.BylimitingtransparencyD.Byrelyingontraditionalsystems第三部分：完形填空（共5題，每題2分，共10分）題目：閱讀以下短文，選擇最合適的單詞填入空格中。ThefinanciallandscapeinQingdaohasbeentransformedbydigitalinnovation.Withthe__________offintechstartups,thecityhasbecomeahubforbankingtechnology.Localbanks,includingJTB,have__________theirdigitalplatformstooffermorepersonalizedservices.However,thisshifthasalsoraisedconcernsaboutdataprivacyandcybersecurity.AuthoritiesinQingdaoareworkingto__________theseriskswhileencouraginginnovation.Thesuccessofthismodelcould__________thefutureoffinancialservicesinChina.1.A.surge2.A.upgraded3.A.mitigate4.A.shape5.A.overlook第四部分：句子改錯(cuò)（共4題，每題3分，共12分）題目：以下句子中各有一處錯(cuò)誤，請指出并改正。1.ThebankplanstolaunchanewmobileappwhichwillbeavailableoniOSandAndroidplatforms.錯(cuò)誤：__________改正：__________2.Duetohighdemandfordigitalbankingservices,thebankhasincreaseditsonlinetransactionlimitsby50%.錯(cuò)誤：__________改正：__________3.ThefintechindustryinQingdaoisgrowingatarapidpace,andithasattractedalotofinvestmentrecently.錯(cuò)誤：__________改正：__________4.Thebank’scybersecurityteamisresponsibleforprotectingthesystemfromunauthorizedaccessanddatabreaches.錯(cuò)誤：__________改正：__________第五部分：翻譯填空（共5題，每題2分，共10分）題目：將以下中文句子翻譯成英文，填入空格中。1.交通銀行計(jì)劃在嶗山區(qū)設(shè)立新的數(shù)據(jù)中心__________。A.toimproveserviceefficiencyB.toreduceoperatingcostsC.toenhancedatasecurityD.toexpanditsmarketreach2.隨著數(shù)字貨幣的普及，銀行需要加強(qiáng)風(fēng)險(xiǎn)管理體系__________。A.inlinewithinternationalstandardsB.inresponsetoregulatorychangesC.insupportoftraditionalbankingD.infavoroflimitedinnovation3.青島市金融科技產(chǎn)業(yè)的發(fā)展得益于政府的大力支持__________。A.throughpolicyincentivesB.viastrictoversightC.byreducingtaxesD.withminimalintervention4.銀行正在探索人工智能在客戶服務(wù)中的應(yīng)用__________。A.toincreaseoperationalefficiencyB.toreplacehumanstaffC.tolimittechnologicaladoptionD.toreducecustomersatisfaction5.網(wǎng)絡(luò)安全問題已成為銀行業(yè)面臨的最大挑戰(zhàn)之一__________。A.duetoincreasingcyberthreatsB.despiteimprovedsecuritymeasuresC.becauseoflowerregulatoryrequirementsD.becauseofoutdatedsystems答案與解析第一部分：選詞填空1.A.compelled-解析：fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)創(chuàng)新。compelled（迫使）最符合語境。2.B.relativelyhigher-解析：青島作為經(jīng)濟(jì)中心，金融科技增長率較高，但并非“最高”或“前所未有的”。3.A.dominate-解析：數(shù)字支付解決方案在城市地區(qū)占據(jù)主導(dǎo)地位。dominate（主導(dǎo)）最合適。4.A.enhancing-解析：銀行致力于提升網(wǎng)絡(luò)安全措施。enhancing（提升）符合文意。5.A.boost-解析：合作旨在提升地區(qū)經(jīng)濟(jì)競爭力。boost（提升）最貼切。第二部分：閱讀理解1.A.Fastertransactions-解析：短文提到區(qū)塊鏈的透明性、低成本和安全性，其中“fastertransactions”（更快的交易）是核心優(yōu)勢。2.B.Itshighfinancialdensity-解析：青島作為經(jīng)濟(jì)中心，金融業(yè)發(fā)達(dá)，是區(qū)塊鏈應(yīng)用的重要地區(qū)。3.A.Highintegrationcosts-解析：短文指出區(qū)塊鏈實(shí)施的主要挑戰(zhàn)包括可擴(kuò)展性、合規(guī)性和系統(tǒng)集成。4.B.Byreducinginefficiencies-解析：區(qū)塊鏈通過去中介化降低跨境支付成本和時(shí)間。第三部分：完形填空1.surge-解析：fintech公司激增。2.upgraded-解析：數(shù)字平臺升級。3.mitigate-解析：緩解風(fēng)險(xiǎn)。4.shape-解析：塑造未來。5.outlook-解析：前景。第四部分：句子改錯(cuò)1.錯(cuò)誤：which改正：that-解析：限制性定語從句用that。2.錯(cuò)誤：hasincreased改正：haveincreased-解析：limits是復(fù)數(shù)，謂語需用have。3.錯(cuò)誤：ithasattracted改正：hasattracted-解析：and連接兩個(gè)并列分句時(shí)，第二個(gè)分句省略主謂。4.錯(cuò)誤：fromunauthorizedaccess改正：againstunauthorizedaccess-解析：protectagainst（防止）需用against。第五部分：翻譯填空1.C.toenhancedatasecurity-解析：設(shè)立數(shù)據(jù)中心的