工商銀行鄭州市新密市2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目要求：從下列選項(xiàng)中選出最合適的單詞填入句子空白處，使句子意思完整、語法正確。1.ThenewbranchofficeinXinmiaimsto______thelocalfinancialmarketbyofferinginnovativedigitalbankingservices.A.dominateB.enhanceC.integrateD.expandE.stabilize2.Duetothetightlabor______inthebankingsector,thebankhasincreaseditsrecruitmentbudgetforthisyear.A.supplyB.demandC.shortageD.availabilityE.quality3.Ourteamneedsto______thecomplianceguidelinestoensurealltransactionsmeetregulatorystandards.A.adhereB.ignoreC.reviseD.challengeE.follow4.The______ofblockchaintechnologyincross-borderpaymentscouldrevolutionizetheefficiencyofinternationaltransfers.A.adoptionB.rejectionC.limitationD.criticismE.rejection5.Despiteeconomic______,thebank’sprofitabilityremainsstrongduetodiversifiedrevenuestreams.A.depressionB.growthC.fluctuationD.stabilityE.contraction二、閱讀理解（共4題，每題3分，共12分）題目要求：閱讀以下短文，根據(jù)文章內(nèi)容回答問題。Passage：ThePeople’sBankofChinarecentlyintroducednewliquiditysupportmeasurestoaddressfundingpressuresinthefinancialsystem.Themoveaimstostabilizeinterbanklendingratesandensuresmoothcreditsupplytobusinesses.Accordingtoanalysts,thepolicyadjustmentreflectsthecentralbank’scommitmenttobalancingeconomicgrowthandinflationcontrol.However,someindustryexpertswarnthatprolongedlow-interest-rateenvironmentsmayleadtoassetbubblesifnotproperlymanaged.Meanwhile,localbanksinHenanprovince,includingICBCbranchesinXinmi,havereportedincreaseddemandforsmall-businessloansamidthegovernment’spushforruraleconomicdevelopment.6.WhatistheprimarygoalofthePBOC’snewliquiditysupportmeasures?A.ToboostinflationB.ToreducecreditsupplyC.TostabilizeinterbankratesD.ToencourageassetspeculationE.Toincreaseforeignexchangereserves7.Accordingtothepassage,whatconcerndosomeexpertshaveaboutlow-interest-ratepolicies?A.TheymayreduceliquidityinthemarketB.TheycouldleadtoassetbubblesC.TheymayharmruraldevelopmentD.TheymightincreaseforeignexchangevolatilityE.Theymaybenefitlargecorporationsexclusively8.HowarebanksinXinmirespondingtothegovernment’sruraldevelopmentpolicy?A.Byreducingsmall-businessloansB.ByfocusingonforeigninvestmentsC.ByincreasinginterestratesD.ByexpandingcreditsupplytosmallbusinessesE.Bylimitinginterbanklending9.WhatdoesthepassagesuggestaboutthecurrentfinancialenvironmentinChina?A.ItishighlystablewithnorisksB.Itfacesliquidityshortagesbutis可控C.ItisdominatedbyforeigninvestorsD.ItisexperiencingrapidinflationE.Itiscompletelycontrolledbythegovernment三、語法填空（共5題，每題2分，共10分）題目要求：根據(jù)句子語境，用所給動(dòng)詞的適當(dāng)形式填空。10.Thebank’sdigitaltransformationstrategy______toimprovecustomerengagementandoperationalefficiency.(refer)11.Ifmoreemployees______(understand)thenewcompliancerules,wecanavoidlegalissuesinthefuture.12.TheCEO______(insist)ontheimportanceofriskmanagementduringtherecentexecutivemeeting.13.By2030,thebank______(achieve)itscarbonneutralitytargetsthroughsustainablepractices.14.Neitherthebranchmanagernorthefinancialofficers______(agree)withtheproposalwithoutfurtheranalysis.四、完形填空（共5題，每題2分，共10分）題目要求：閱讀以下短文，從選項(xiàng)中選出最合適的單詞填入空白處。ThebankingsectorinXinmihasundergonesignificantchangesinrecentyears.Withtheriseoffintech,traditionalbankslikeICBChavehadto______(15)theirbusinessmodelstostaycompetitive.Forinstance,thenewICBCbranchinXinmi______(16)amobilebankingappthatallowscustomerstotransferfundsinstantly.Additionally,thebankhas______(17)morestafftrainedindigitalmarketingtoattractyoungerclients.However,challengesremain,suchastheneedto______(18)cybersecuritythreatswhileexpandingonlineservices.Thesuccessoftheseeffortswilldeterminethebank’sabilityto______(19)itsmarketshareintheregion.15.A.modernizeB.ignoreC.simplifyD.abandonE.preserve16.A.launchedB.developsC.designingD.introducedE.planning17.A.hiredB.laidoffC.reducedD.outsourcedE.replaced18.A.addressB.overlookC.ignoreD.minimizeE.enhance19.A.maintainB.loseC.expandD.reduceE.protect五、翻譯填空（共5題，每題2分，共10分）題目要求：將中文句子翻譯成英文，填入空白處。20.為了提升客戶體驗(yàn)，銀行計(jì)劃引入AI驅(qū)動(dòng)的智能客服系統(tǒng)。To______customerexperience,thebankplanstointroduceanAI-drivenintelligentcustomerservicesystem.21.新密市的經(jīng)濟(jì)增長得益于第三產(chǎn)業(yè)的快速發(fā)展。TheeconomicgrowthinXinmi______totherapiddevelopmentoftheserviceindustry.22.銀行要求員工嚴(yán)格遵守反洗錢法規(guī)。Employeesarerequiredto______anti-moneylaunderingregulations.23.數(shù)字化轉(zhuǎn)型是銀行業(yè)應(yīng)對市場變化的必然選擇。Digitaltransformationisa______choiceforthebankingsectortoadapttomarketchanges.24.政府鼓勵(lì)企業(yè)加大對農(nóng)村金融的投入。Thegovernmentencouragesenterprisesto______inruralfinance.六、句子改錯(cuò)（共5題，每題2分，共10分）題目要求：找出句子中的錯(cuò)誤并改正。25.Thebank’sfinancialperformancehasimprovedduringthepastthreeyears,althoughitfacedsomechallengesin2023.26.Iftheinterestratescontinuetorise,itwillbedifficultforsmallbusinessestoobtainloans.27.Neithertheloanofficersnorthecustomerswereawareofthenewcreditpolicy.28.Despiteoftheeconomicdownturn,thebankmanagedtomeetitsprofittargets.29.Allemployeesshouldsubmittheircompliancetrainingcertificatesbytheendofthismonth.答案與解析一、選詞填空1.B.enhance（增強(qiáng)）解析：aimtoenhancethelocalfinancialmarket意為“旨在提升當(dāng)?shù)亟鹑谑袌觥?，符合銀行業(yè)發(fā)展策略。2.C.shortage（短缺）解析：tightlaborshortage指“勞動(dòng)力短缺”，與銀行招聘需求矛盾。3.A.adhere（遵守）解析：adheretocomplianceguidelines意為“遵守合規(guī)指南”，符合銀行業(yè)要求。4.A.adoption（采用）解析：adoptionofblockchaintechnology指“區(qū)塊鏈技術(shù)的采用”，符合金融科技創(chuàng)新趨勢。5.C.fluctuation（波動(dòng)）解析：despiteeconomicfluctuation意為“盡管經(jīng)濟(jì)波動(dòng)”，符合金融環(huán)境不確定性。二、閱讀理解6.C.Tostabilizeinterbankrates解析：文章首句明確指出PBOC措施旨在穩(wěn)定銀行間利率。7.B.Theycouldleadtoassetbubbles解析：專家警告低利率可能引發(fā)資產(chǎn)泡沫，與文章內(nèi)容一致。8.D.Byexpandingcreditsupplytosmallbusinesses解析：文章提到ICBCXinmi增加小企業(yè)貸款，符合政府政策導(dǎo)向。9.B.Itfacesliquidityshortagesbutis可控解