平安銀行福州市倉山區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分，總計(jì)10分）說明：從下列選項(xiàng)中選出一個最合適的單詞填入空格，使句子意思完整、語法正確。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.limitedD.supported2.福州作為國家數(shù)字經(jīng)濟(jì)試點(diǎn)城市，吸引了眾多______企業(yè)入駐倉山區(qū)。A.financialB.technologicalC.industrialD.commercial3.Ourbankprioritizescustomersatisfactionby______digitalservicestoenhanceuserexperience.A.integratingB.eliminatingC.reducingD.ignoring4.ThenewbranchinCangshanDistrictaimsto______localSMEswithtailoredfinancialsolutions.A.assistB.challengeC.competeD.replace5.Duetoregulatorychanges,banksmustnow______compliancewithanti-moneylaunderinglaws.A.ensureB.overlookC.postponeD.minimize6.Blockchaintechnologyisseenasagame-changerfor______paymentsinthefinancialsector.A.secureB.slowC.inefficientD.traditional7.TheannualfinancialforuminFuzhoufocuseson______trendsandinnovationsintheindustry.A.emergingB.outdatedC.decliningD.stagnant8.Ourteamworkedtirelesslyto______theprojectdeadlinedespiteunexpectedsetbacks.A.meetB.missC.extendD.delay9.TheAI-drivenchatbothelps______customerqueries24/7,improvingserviceefficiency.A.resolveB.ignoreC.createD.generate10.Thebank’ssustainabilityreporthighlightseffortsto______environmentalimpactthroughgreenfinance.A.reduceB.increaseC.ignoreD.expand二、閱讀理解（共5題，每題2分，總計(jì)10分）說明：閱讀下面的短文，然后根據(jù)短文內(nèi)容回答問題。Passage1Fuzhou,asakeyhubinChina’sdigitaleconomy,hasbecomeamagnetforfintechstartups.Thelocalgovernmenthasintroducedpoliciestoattractinvestmentinblockchain,AI,andcloudcomputing.平安銀行hasexpandeditspresenceinCangshanDistrict,openingatech-drivenbranchthatofferssmartbankingsolutions.Thebranchusesfacialrecognitionfortransactionsandprovidesreal-timefinancialadvicethroughAI-poweredplatforms.Thismovealignswiththebank’sstrategytomodernizeitsservicesandstaycompetitiveintherapidlyevolvingfinanciallandscape.Questions:1.Whatisthemainfocusofthegovernment’spoliciesinFuzhou?A.TraditionalbankingexpansionB.DigitaleconomydevelopmentC.IndustrialmanufacturinggrowthD.Realestateinvestment2.Howdoesthenew平安銀行branchinCangshanDistrictdifferfromconventionalbanks?A.Itoffershigherinterestrates.B.Itusesadvancedtechsolutions.C.Itfocusesonruralclients.D.Ithaslimitedbusinesshours.Passage2Theriseofdigitalpaymentshastransformedthewayconsumersandbusinessestransact.平安銀行haslaunchedamobilepaymentappthatintegratesQRcodescanning,contactlesspayments,andpeer-to-peertransfers.Theappalsoincludesfeatureslikebillsplittingandcashbackrewards,makingitattractivetoyoungprofessionalsinurbanareas.However,challengesremain,suchascybersecurityrisksandregulatorycompliance.Thebankisworkingonenhancingencryptionprotocolstoensuretransactionsecurity.Questions:3.Whatarethekeyfeaturesof平安銀行’smobilepaymentapp?A.HighfeesandlimitedusageB.QRcodes,contactlesspayments,andrewardsC.CashdepositsonlyD.Offlinetransactionsonly4.Whatisonemajorchallengementionedfordigitalpayments?A.LowadoptionratesB.HightransactionfeesC.CybersecuritythreatsD.LackofgovernmentsupportPassage3Sustainabilityhasbecomeapriorityforfinancialinstitutionsglobally.平安銀行hascommittedtoreducingitscarbonfootprintbyinvestinginrenewableenergyprojectsandpromotinggreenloans.InFuzhou,thebankhaspartneredwithlocalsolarfarmstopoweritsbranches.ThisinitiativenotonlyalignswithglobalESG(Environmental,Social,andGovernance)standardsbutalsoappealstoenvironmentallyconsciouscustomers.Thebankplanstoexpanditsgreenfinanceportfoliointhecomingyears.Questions:5.Whatis平安銀行doingtosupportsustainability?A.IncreasingrelianceonfossilfuelsB.InvestinginrenewableenergyandgreenloansC.ReducingcustomerservicehoursD.Focusingonshort-termprofits三、完形填空（共10題，每題1分，總計(jì)10分）說明：閱讀下面的短文，其中有10處空白，每處空白有四個選項(xiàng)。根據(jù)上下文選擇最合適的選項(xiàng)填入空白處。TheFutureofBankinginFuzhouThebankingsectorinFuzhouisundergoingasignificanttransformationduetotechnologicaladvancements.(1)________,digitalbankinghasbecomethenorm,changinghowcustomersinteractwithfinancialservices.平安銀行hasbeenattheforefrontofthisshift,adoptingAIandbigdataanalyticstoimprovecustomerexperiences.Fintechcompanies________(2)________inthecity,offeringinnovativesolutionsthattraditionalbanksfindhardtomatch.(3)________,thecompetitionhaspushed平安銀行toinnovatefaster.Thebankhasintroducedmobile-onlyaccounts,whichallowcustomerstoperformtransactionswithoutneedingaphysicaldebitcard.However,________(4)________,cybersecurityremainsamajorconcern.平安銀行hasinvestedinadvancedfrauddetectionsystemstoprotectcustomerdata.(5)________,thebankalsoemphasizesfinancialliteracy,conductingworkshopstoeducateclientsaboutonlinesecurity.Inthecomingyears,平安銀行planstofurtherintegrateAIintoitsoperations,aimingtoreduceoperationalcostswhilemaintaininghighservicequality.(6)________,thebankisexploringpartnershipswithfintechstartupstostayaheadofthecurve.AsFuzhoucontinuestogrowasadigitalfinancehub,theroleofbankslike平安銀行willonlybecomemorecritical.(7)________,thechallengewillbetobalanceinnovationwithriskmanagement.(8)________,thesuccessofsuchinitiativeswilldependonhowwellthebankadaptstochangingcustomerneeds.ThefutureofbankinginFuzhoulookspromising,butonlyforthosewhocankeepupwiththepaceofchange.(9)________,平安銀行iswell-positionedtoleadthisrevolution.(10)________,thecity’sfinancialsectorispoisedforexponentialgrowth.Options:1.A.GraduallyB.SuddenlyC.RecentlyD.Unexpectedly2.A.HavebeengrowingB.AregrowingC.GrowD.Grew3.A.ThusB.ThereforeC.MoreoverD.However4.A.IfB.DespiteC.BecauseD.Although5.A.BesidesB.InadditionC.SimilarlyD.Consequently6.A.MeanwhileB.FurthermoreC.NeverthelessD.Therefore7.A.ClearlyB.UltimatelyC.GenerallyD.Normally8.A.EventuallyB.DefinitelyC.HonestlyD.Practically9.A.UltimatelyB.ClearlyC.IndeedD.Surely10.A.FinallyB.IndeedC.FirstlyD.Actually四、翻譯填空（共5題，每題2分，總計(jì)10分）說明：將下列中文句子翻譯成英文，每句需填入一個單詞或短語。1.為了支持福州的中小企業(yè)發(fā)展，平安銀行推出了專項(xiàng)貸款計(jì)劃。TosupportthedevelopmentofSMEsinFuzhou,PingAnBanklauncheda______loanprogram.→Targeted2.福州倉山區(qū)的智能銀行通過大數(shù)據(jù)分析，為客戶提供個性化理財(cái)建議。ThesmartbankinCangshanDistrictusesbigdataanalyticstoprovidecustomerswith______financialadvice.→Personalized3.隨著數(shù)字支付的普及，傳統(tǒng)銀行需要加快數(shù)字化轉(zhuǎn)型步伐。Withthewidespreadadoptionofdigitalpayments,traditionalbanksneedtoacceleratetheir______transformation.→Digital4.平安銀行積極參與福州的綠色金融項(xiàng)目，助力當(dāng)?shù)乜沙掷m(xù)發(fā)展。PingAnBankactivelyparticipatesingreenfinanceprojectsinFuzhou,______localsustainabledevelopment.→Contributingto5.福州作為數(shù)字金融中心，吸引了大量高端金融人才。Asadigitalfinancehub,Fuzhouhasattractedalargenumberof______financialprofessionals.→High-end五、改錯題（共5題，每題2分，總計(jì)10分）說明：下列句子中各有一處錯誤，請指出錯誤并改正。1.ThenewbranchinCangshanDistrictwillopennextmonth,whichitisexpectedtoattractmanylocalcustomers.→Error:"which"→Correction:"and"2.Despiteregulatorychallenges,PingAnBankplanstoexpanditsoperationsinFuzhouinthenextfiveyears.→(Noerror)3.Blockchaintechnologycanimprovetransactionefficiency,butitalsoraisesconcernsaboutdataprivacy.→(Noerror)4.Thebank’sAIchatbotisavailable24/7,allowingcustomerstoresolvetheirqueriesimmediately.→(Noerror)5.Althoughfintechcompaniesareinnovative,traditionalbanksstillhaveacompetitiveedgeintermsoftrust.→(Noerror)答案與解析一、選詞填空1.A.forced解析：fintech的快速發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新。2.B.technological解析：福州作為數(shù)字經(jīng)濟(jì)試點(diǎn)城市，吸引了眾多科技企業(yè)入駐倉山區(qū)。3.A.integrating解析：銀行通過整合數(shù)字服務(wù)來提升用戶體驗(yàn)。4.A.assist解析：新分行旨在幫助當(dāng)?shù)刂行∑髽I(yè)。5.A.ensure解析：銀行必須確保遵守反洗錢法規(guī)。6.A.secure解析：區(qū)塊鏈技術(shù)被視為金融領(lǐng)域安全支付的革命。7.A.emerging解析：年度金融論壇關(guān)注行業(yè)新興趨勢和創(chuàng)新。8.A.meet解析：團(tuán)隊(duì)努力按時完成項(xiàng)目。9.A.resolve解析：AI聊天機(jī)器人幫助解決客戶問題。10.A.reduce解析：銀行通過綠色