中信銀行萍鄉(xiāng)市安源區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）（注：題目結(jié)合銀行業(yè)務(wù)及萍鄉(xiāng)地域特色）1.Thebank'snewpolicyaimsto__________financialinclusionamongsmallbusinessesinAnYuanDistrict.A.promoteB.decreaseC.ignoreD.limit2.Despiteeconomic__________,thelocalbranchmaintainedsteadygrowthinthefirsthalfoftheyear.A.depressionB.prosperityC.fluctuationD.stability3.Ourteamneedstoimprove__________tobetterserveclientswithdiversefinancialneeds.A.flexibilityB.rigidityC.complexityD.simplicity4.Theloanapplicationwas__________duetoincompletedocumentation.A.approvedB.rejectedC.delayedD.processed5.Theruralcreditprogramfocuseson__________agriculturaldevelopmentintheregion.A.supportingB.underminingC.ignoringD.disrupting二、閱讀理解（共4題，每題3分，共12分）（注：文章涉及銀行業(yè)數(shù)字化轉(zhuǎn)型及萍鄉(xiāng)經(jīng)濟(jì)發(fā)展）Passage:ThePeople'sBankofChinarecentlyintroducednewregulationstoenhancedigitalbankingsecurity.Localfinancialinstitutions,includingCITICBankinPingxiang,areadaptingbyimplementingadvancedencryptiontechnologies.Thismoveaimstoaddressrisingcyberthreatswhileimprovingcustomerexperience.AnYuanDistrict,withitsgrowingsmall-businesssector,standstobenefitsignificantlyfromthesemeasures.However,challengesremaininensuringequitableaccesstodigitalservicesforruralareas.6.Whatistheprimarypurposeofthenewregulations?A.Toreducebankprofits.B.Tostrengthendigitalsecurity.C.Topromoteofflinebanking.D.Tolimitruralcreditexpansion.7.HowmighttheregulationsimpactsmallbusinessesinAnYuanDistrict?A.Theymayfacehigheroperationalcosts.B.Theycouldaccessbetterfinancialtools.C.Theymaybeexcludedfromdigitalbanking.D.Theywillbeforcedtocloseoperations.8.Whatchallengeismentionedforruralareas?A.Insufficientloanapprovals.B.Limiteddigitalserviceaccess.C.Excessiveregulatoryburdens.D.Highinflationrates.9.WhatdoesthepassagesuggestaboutCITICBank’sstrategy?A.Theywillreducetheirworkforce.B.Theywillfocusontraditionalbanking.C.Theywilladoptnewdigitaltechnologies.D.Theywillavoidruralclients.三、語(yǔ)法填空（共5題，每題2分，共10分）（注：題目涉及銀行業(yè)務(wù)場(chǎng)景）10.Themanageremphasizedthatallemployeesmust__________thenewcomplianceguidelinesbytheendofnextmonth.11.Ifcustomersfailto__________theircreditcardpaymentsontime,theywillincurlatefees.12.Ourfirmiscurrently__________astrategicpartnershipwithafintechstartuptoexpandourdigitalbankingservices.13.Theauditornotedseveraldiscrepanciesinthefinancialstatementsthatneedtobe__________immediately.14.Before__________anylargeloan,thecreditdepartmentmustconductthoroughbackgroundchecks.四、句子改錯(cuò)（共5題，每題2分，共10分）（注：題目涉及銀行業(yè)常用表達(dá)）15.Thebankwillrefundthedepositiftheborrowercannotmeettherepaymentterms.16.Weencourageclientstodiversifytheirinvestmentsinordertoavoidlosingalltheirmoney.17.Theinterestrateforthisloanwillbefixedfortheentiredurationoftwoyears.18.Employeesshouldsubmittheirexpensereportsbeforethedeadlineorfacedisciplinaryactions.19.Thecompany’sprofitmarginhasdeclinedduetoincreasedcompetitionandhigheroperationalcosts.五、完形填空（共5題，每題2分，共10分）（注：文章講述萍鄉(xiāng)銀行業(yè)發(fā)展）ThebankingsectorinPingxianghasundergonesignificanttransformationsoverthepastdecade.Withtheriseofdigitalfinance,traditionalbankslikeCITIChavehadto__________theirservicestomeetevolvingcustomerdemands.InAnYuanDistrict,thefocushasshiftedtowardsupportinglocalenterprisesandruraleconomies.Theimplementationofmobilebankingappshas__________accesstofinancialservices,especiallyforthoseinremoteareas.However,challengessuchasinfrastructurelimitationsanddigitalliteracygapspersist.Movingforward,banksmust__________sustainablegrowthwhileensuringfinancialinclusionforallcommunities.20.A.adaptB.ignoreC.rejectD.maintain21.A.improvedB.reducedC.delayedD.complicated22.A.expandingB.limitingC.neglectingD.expanding23.A.balanceB.ignoreC.prioritizeD.neglect24.A.withB.withoutC.despiteD.through六、翻譯填空（共5題，每題2分，共10分）（注：句子涉及銀行業(yè)務(wù)流程）25.Pleaseensurethatalldocumentsare__________beforesubmittingtheloanapplication.26.Thebankoffersarangeof__________productstocatertodifferentfinancialneeds.27.Westrivetoprovide__________customerserviceatalltimes.28.Theannualfinancialreportmustbe__________bytheendofDecember.29.Interestratesmayvary__________onthetypeofloanandrepaymentperiod.答案與解析一、選詞填空1.A(promote)-"Financialinclusion"requiresactiveefforttoexpandaccess.2.C(fluctuation)-"Despiteeconomicfluctuations"isacommonidiomforeconomicinstability.3.A(flexibility)-Banksneedadaptabilitytoservediverseclients.4.C(delayed)-Incompletedocumentstypicallycausedelays.5.A(supporting)-Ruralcreditprogramsaimtoaidagriculturalgrowth.二、閱讀理解6.B-Thepassagestatestheregulationsenhancesecurity.7.B-Digitaltoolsbenefitsmallbusinesses.8.B-"Equitableaccess"implieslimiteddigitalserviceinruralareas.9.C-CITICBankisadoptingnewtechnologies.三、語(yǔ)法填空10.complywith(固定搭配：complywithguidelines)11.make(固定搭配：makepayments)12.forming(現(xiàn)在分詞作定語(yǔ))13.addressed(動(dòng)詞原形作賓語(yǔ)補(bǔ)足語(yǔ))14.approving(動(dòng)名詞作賓語(yǔ))四、句子改錯(cuò)15.Correct:Thebankwillrefundthedepositiftheborrowercannotmeettherepaymentterms.(去掉分號(hào))16.Correct:Weencourageclientstodiversifytheirinvestmentsinordertoavoidlosingalltheirmoney.("losing"前加動(dòng)詞原形)17.Correct:Theinterestrateforthisloanwillbefixedfortheentiredurationoftwoyears.("duration"前加介詞)18.Correct:Employeesshouldsubmittheirexpensereportsbythedeadlineorfacedisciplinaryactions.("before"改為"by")19.Correct:Thecompany’sprofitmarginhasdeclinedduetoincreasedcompetiti