平安銀行鄭州市登封市2025秋招筆試英語(yǔ)題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.supportedD.limited2.AsaleadingfinancialinstitutioninCentralChina,PingAnBankhasbeen______toimprovecustomerserviceinZhengzhou.A.committedB.carelessC.reluctantD.ignored3.ThenewbranchinDengfengaimsto______thelocaleconomybyprovidingmorefinancialservices.A.boostB.hinderC.weakenD.neglect4.Ourteamneedstoenhanceits______tomeetthegrowingdemandsofdigitalbanking.A.flexibilityB.rigidityC.complexityD.simplicity5.Theonlineloanplatformhassignificantly______theapprovalprocess,makingitfasterforcustomers.A.complicatedB.simplifiedC.delayedD.prolonged6.Zhengzhou'sfinancialsectorisexpectedto______by30%inthenextfiveyearsduetopolicysupport.A.declineB.stagnateC.expandD.shrink7.Thebank’sAI-drivenriskassessmentsystemhelps______fraudcasesmoreefficiently.A.identifyB.ignoreC.dismissD.overlook8.Thebranchmanageremphasizedtheimportanceof______tomaintaingoodcustomerrelationships.A.efficiencyB.negligenceC.inefficiencyD.indifference9.Themergerwithanotherlocalbank______thebank’smarketshareinHenanProvince.A.increasedB.decreasedC.remainedD.fluctuated10.Theannualfinancialreporthighlightsthebank’s______indigitaltransformation.A.failureB.successC.indifferenceD.hesitation二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandchoosethebestanswerforeachquestion.Passage:TheriseofdigitalbankinghastransformedthefinanciallandscapeinChina.TraditionalbankslikePingAnhavehadtoadapttonewtechnologiestostaycompetitive.InZhengzhou,PingAnBankhasopenedseveralbranchesinkeyareas,includingDengfeng,toexpanditsreach.Thebank’sstrategyfocusesonleveragingfintechtoimprovecustomerexperienceandoperationalefficiency.Forinstance,theintroductionofAI-poweredchatbotshasreducedwaitingtimesforclientsseekingbasicbankingservices.Additionally,thebankhasenhanceditsonlineplatforms,allowingcustomerstoperformtransactions24/7.Despitetheseadvancements,challengesremain,suchascybersecuritythreatsandtheneedtotrainstafftohandledigitaltoolseffectively.Thelocalgovernmenthasalsoplayedarolebyofferingincentivesforbanksthatinvestindigitalinfrastructure.1.Whatisthemainthemeofthepassage?A.Thedeclineoftraditionalbanksduetodigitalcompetition.B.TheimpactoffintechonthebankingindustryinZhengzhou.C.Thegovernment’seffortstosupportfinancialinstitutions.D.TheimportanceofAIinbankingoperations.2.WhyhasPingAnBankopenednewbranchesinZhengzhou?A.Toreduceitsmarketshare.B.Tocompetewithotherfinancialinstitutions.C.Toavoiddigitaltransformation.D.Toservefewercustomers.3.WhattechnologicaladvancementhasPingAnBankintroduced?A.Mobilebankingapps.B.AI-poweredchatbots.C.OfflineATMs.D.Cashdepositmachines.4.Whatchallengesdoesthebankstillface?A.Highemployeeturnover.B.Cybersecuritythreats.C.Poorcustomerservice.D.Lowprofitability.5.Howhasthelocalgovernmentsupportedbanks?A.Byimposingtaxes.B.Byofferingincentives.C.Byrestrictingdigitalservices.D.Byclosingbranches.三、完形填空（共10題，每題1分）directions:Fillineachblankwiththemostsuitablewordfromthepassagebelow.Lastyear,PingAnBankinZhengzhoulaunchedapilotprogramto______(6)digitalbankingservicesinruralareas.Theinitiativeaimedto______(7)financialinclusionbyprovidingaccesstobasicbankingfacilities.______(8),theprogramfacedseveralobstacles,includinginternetconnectivityissuesandresistancefromlocalresidents.However,thebank’steam______(9)toeducatecustomersaboutthebenefitsofdigitalbanking.Bytheendoftheyear,over1,000householdsinDengfenghad______(10)thenewservices.Thesuccessofthepilotencouragedthebankto______(11)theprogramacrossmoreregionsinHenanProvince.1.A.introduce2.A.promote3.A.Therefore4.A.tried5.A.adopted6.A.introduce7.A.promote8.A.Therefore9.A.tried10.A.adopted11.A.expand四、翻譯填空（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.平安銀行的數(shù)字化戰(zhàn)略旨在提升客戶體驗(yàn)和服務(wù)效率。2.鄭州市的金融產(chǎn)業(yè)發(fā)展迅速，吸引了多家銀行入駐。3.登封市的新銀行網(wǎng)點(diǎn)為當(dāng)?shù)鼐用裉峁┝烁啾憬莸慕鹑诜?wù)。4.銀行需要加強(qiáng)風(fēng)險(xiǎn)管理，以應(yīng)對(duì)日益復(fù)雜的市場(chǎng)環(huán)境。5.政府政策支持了金融科技的創(chuàng)新，推動(dòng)了行業(yè)進(jìn)步。五、句子改錯(cuò)（共5題，每題2分）directions:Identifyandcorrecttheerrorsinthefollowingsentences.1.Thenewfintechpolicywilleffectchangesinthebankingsector.2.Despitethechallenges,thebank’sdigitaltransformationisprogressingwell.3.Ifwedon’tinvestincybersecurity,wemightfaceseriouslosses.4.Themergerwithanotherfirmhasincreasedthebank’smarketsharesignificantly.5.Employeesshouldalwaysfollowthecompany’srulesandregulation.答案及解析一、選詞填空1.A(forced)-解析：Fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)創(chuàng)新。2.A(committed)-解析：作為中部地區(qū)的領(lǐng)先金融機(jī)構(gòu)，平安銀行致力于提升鄭州的服務(wù)水平。3.A(boost)-解析：新網(wǎng)點(diǎn)旨在推動(dòng)當(dāng)?shù)亟?jīng)濟(jì)發(fā)展。4.A(flexibility)-解析：團(tuán)隊(duì)需要提高靈活性以適應(yīng)數(shù)字銀行業(yè)務(wù)。5.B(simplified)-解析：在線貸款平臺(tái)簡(jiǎn)化了審批流程。6.C(expand)-解析：鄭州的金融業(yè)預(yù)計(jì)未來五年將增長(zhǎng)30%。7.A(identify)-解析：AI風(fēng)險(xiǎn)評(píng)估系統(tǒng)有助于更有效地識(shí)別欺詐案件。8.A(efficiency)-解析：分行經(jīng)理強(qiáng)調(diào)效率對(duì)維護(hù)客戶關(guān)系的重要性。9.A(increased)-解析：與另一家銀行的合并增加了平安銀行在河南省的市場(chǎng)份額。10.B(success)-解析：年度財(cái)務(wù)報(bào)告突出了銀行在數(shù)字化轉(zhuǎn)型中的成功。二、閱讀理解1.B-解析：文章主要討論了金融科技對(duì)鄭州銀行業(yè)的影響。2.B-解析：平安銀行開新分支是為了應(yīng)對(duì)競(jìng)爭(zhēng)。3.B-解析：文中提到AI聊天機(jī)器人。4.B-解析：文中提到網(wǎng)絡(luò)安全威脅是挑戰(zhàn)之一。5.B-解析：當(dāng)?shù)卣峁┝思?lì)措施。三、完形填空6.introduce7.promote8.Therefore9.tried10.adopted11.expand四、翻譯填空1.PingAnBank’sdigitalstrategyaim