華夏銀行廣州市荔灣區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）題目：閱讀以下段落，從每題所給的四個(gè)選項(xiàng)中選出最佳答案，填入相應(yīng)空格。Paragraph1:Therapiddevelopmentoffintechhastransformedthebankingindustry,particularlyinurbanareaslikeGuangzhou.TraditionalbankslikeChinaMerchantsBankarenowcompetingwithdigital-onlyplayerssuchasAntGroup.Tostaycompetitive,theseinstitutionsmustinnovatetheirservices.Forexample,ChinaMerchantsBankhaslaunchedseveralmobilebankingappsthatallowcustomerstotransferfundsseamlessly.However,challengesremain,suchasensuringdatasecurityandimprovinguserexperience.1.Theword"transformed"inthefirstsentenceisclosestinmeaningto:A)changedB)improvedC)increasedD)expanded2.Whichofthefollowingbestdescribestherelationshipbetweenfintechandtraditionalbanks?A)Fintechisreplacingtraditionalbanksentirely.B)Fintechandtraditionalbanksareworkingtogether.C)Fintechisathreattotraditionalbanks.D)Fintechisirrelevanttotraditionalbanks.3.Thephrase"digital-onlyplayers"refersto:A)bankswithonlyonlineservicesB)bankswithonlyphysicalbranchesC)bankswithonlymobileappsD)bankswithonlyinternationalbranches4.Accordingtothepassage,whatisakeychallengeforbankslikeChinaMerchantsBank?A)AttractingmorecustomersB)IncreasingprofitsC)EnsuringdatasecurityD)Expandingtheirbranches5.Theword"seamlessly"inthethirdsentenceisclosestinmeaningto:A)quicklyB)easilyC)securelyD)frequently6.ThepassagesuggeststhatChinaMerchantsBankis:A)losingmarketsharetofintechcompaniesB)laggingbehindindigitalinnovationC)activelyadaptingtofintechtrendsD)focusingonlyonmobilebanking7.Whatisthemainideaofthepassage?A)Fintechisthefutureofbanking.B)Traditionalbanksmustadapttonewtechnologies.C)ChinaMerchantsBankisthebestbankinGuangzhou.D)Mobilebankingappsareunnecessaryforbanks.8.Theword"competitive"inthefirstsentenceisclosestinmeaningto:A)strongB)successfulC)aggressiveD)modern9.Accordingtothepassage,whatisabenefitoffintechforbanks?A)LoweroperatingcostsB)MorephysicalbranchesC)HigherinterestratesD)Fewercustomers10.Thepassageimpliesthat:A)Fintechwillcompletelyreplacetraditionalbanks.B)Traditionalbankswillneveradapttofintech.C)Fintechandtraditionalbankscancoexist.D)Onlylargebankscanbenefitfromfintech.二、閱讀理解（共5題，每題2分）題目：閱讀以下文章，回答問題。TheRiseofSmartBankinginGuangzhouGuangzhou,amajorfinancialhubinChina,hasseenasurgeinsmartbankingservicesinrecentyears.ChinaMerchantsBank,oneofthecity'sleadingbanks,hasintroducedAI-poweredchatbotstoenhancecustomerservice.Thesechatbotscanhandleinquiries24/7,reducingwaittimesforcustomers.Additionally,thebankhaslaunchedblockchain-basedpaymentsolutions,whicharefasterandmoresecurethantraditionalmethods.However,notallcustomersaresatisfied.Somearguethatsmartbankinglacksthepersonaltouchofhumaninteraction.Othersworryaboutdataprivacywhenusingdigitalservices.Toaddresstheseconcerns,ChinaMerchantsBankhasalsoincreaseditstrainingfortellerstoprovidebettersupportforcustomerswhopreferface-to-faceassistance.Despitechallenges,thetrendtowardsmartbankingislikelytocontinue.Astechnologyadvances,bankswillneedtofindwaystobalanceefficiencywithcustomersatisfaction.Guangzhou'sbanksareleadingtheway,demonstratingthatinnovationandtraditioncanworktogether.1.Whatisthemaintopicofthearticle?A)ThehistoryofbankinginGuangzhou.B)Thebenefitsofsmartbankingservices.C)ThechallengesofsmartbankinginGuangzhou.D)TheroleofChinaMerchantsBankinGuangzhou.2.Accordingtothearticle,whatisabenefitofAI-poweredchatbots?A)Theyprovidehuman-likeinteractions.B)Theyreducecustomerwaittimes.C)Theyincreaseoperatingcosts.D)Theyreplacehumantellersentirely.3.Whatisaconcernraisedbysomecustomersaboutsmartbanking?A)Itistooexpensive.B)Itlackspersonaltouch.C)Itistooslow.D)Itisnotsecure.4.HowisChinaMerchantsBankaddressingconcernsaboutsmartbanking?A)Byreducingthenumberoftellers.B)Byincreasingdigitalserviceofferings.C)Bytrainingtellerstoassistcustomers.D)Bydiscontinuingsmartbankingservices.5.WhatdoesthearticlesuggestaboutthefutureofbankinginGuangzhou?A)Smartbankingwillreplacetraditionalbankingcompletely.B)Bankswillfocusonlyondigitalservices.C)Bankswillbalanceinnovationwithcustomerneeds.D)Bankswillreturntotraditionalmethods.三、完形填空（共10題，每題1分）題目：閱讀以下段落，選擇最佳答案填入空格。ThebankingsectorinGuangzhouhasundergonesignificantchangesinrecentyears.Withtheriseoffintech,traditionalbankslikeChinaBankhavehadtoadapttostayrelevant.Oneofthemosteffectivestrategieshasbeentheintegrationofmobilebankingapps.Theseappsallowcustomerstoperformtransactionsanytime,anywhere.However,challengesremain,suchasensuringcybersecurityandmaintainingcustomertrust.6.Theword"undergone"inthefirstsentenceisclosestinmeaningto:A)experiencedB)createdC)improvedD)expanded7.WhatisakeytrendinthebankingsectorinGuangzhou?A)Theclosureoftraditionalbanks.B)Theriseoffintechcompanies.C)Theincreaseinphysicalbranches.D)Thedecreaseincustomersatisfaction.8.Thephrase"stayrelevant"refersto:A)remainingcompetitiveB)increasingprofitsC)expandingbranchesD)reducingcosts9.Accordingtothepassage,whatisabenefitofmobilebankingapps?A)Theyrequirenointernetconnection.B)Theyoffer24/7service.C)Theyhavenosecurityfeatures.D)Theyreplacehumantellers.10.WhatisamajorconcernforbanksinGuangzhou?A)HighoperatingcostsB)LowcustomertrustC)FewercustomersD)Nodigitalservices四、句子改錯(cuò)（共5題，每題2分）題目：以下句子中各有一處錯(cuò)誤，請找出并改正。1.Thedevelopmentoffintechhasmadetraditionalbankstobecomelesscompetitive.→2.Manycustomersarefindingitdifficulttoadapttothechangesinthebankingindustry.→3.ChinaMerchantsBankhaslaunchedseveralnewmobileappsthatallowsuserstotransfermoneyeasily.→4.TheintegrationofAIinbankinghasimprovedcustomerservicesignificantlyinrecentyears.→5.Somecustomersstillprefertousephysicalbranchesratherthandigitalservicesfortheirbankingneeds.→五、翻譯（共5題，每題2分）題目：將以下句子翻譯成英文。1.華夏銀行在荔灣區(qū)的分行提供多種智能銀行服務(wù)?！?.傳統(tǒng)銀行需要適應(yīng)新的技術(shù)趨勢以保持競爭力?！?.客戶對移動(dòng)銀行應(yīng)用的安全性表示擔(dān)憂。→4.銀行正在努力平衡效率與客戶滿意度?！?.區(qū)塊鏈技術(shù)正在改變支付行業(yè)的格局。→答案及解析一、選詞填空1.A)changed解析："Transformed"meanstochangesignificantly,and"changed"istheclosestmatch.2.C)Fintechisathreattotraditionalbanks.解析:Thepassagementionsfintechasacompetitortotraditionalbanks.3.A)bankswithonlyonlineservices解析:"Digital-onlyplayers"referstocompaniesthatoperateentirelyonline.4.C)Ensuringdatasecurity解析:Thepassageexplicitlymentionsdatasecurityasachallenge.5.B)easily解析:"Seamlessly"meanswithoutdifficulty,similarto"easily."6.C)activelyadaptingtofintechtrends解析:ChinaMerchantsBankisdescribedasinnovatinginresponsetofintech.7.B)Traditionalbanksmustadapttonewtechnologies.解析:Thepassagefocusesontheneedforbankstoinnovate.8.C)aggressive解析:"Competitive"inthiscontextmeansstrivingtosucceed,similarto"aggressive."9.A)Loweroperatingcosts解析:Fintechcanreducecosts,whichisabenefitforbanks.10.C)Fintechandtraditionalbankscancoexist.解析:Thepassagesuggestsbothcanthrivetogether.二、閱讀理解1.B)Thebenefitsofsmartbankingservices.解析:Thearticlediscusseshowsmartbankingimprovesservices.2.B)Theyreducecustomerwaittimes.解析:Thepassageexplicitlymentions24/7service.3.B)Itlackspersonaltouch.解析:Somecustomerspreferhumaninteraction.4.C)Bytrainingtellerstoassistcustomers.解析:Thebanktrainsstafftosupportdigitalservices.5.C)Bankswillbalanceinnovationwithcustomerneeds.解析:Thearticlesuggestsamixoftechnologyandtradition.三、完形填空6.A)experienced解析:"Undergone"meanstoexperience,similarto"experienced."7.B)Theriseoffintechcompanies.解析:Thepassagefocusesonfintech'simpact.8.A)remainingcompetitive解析:"Stayrelevant"meanstoremaincompetitive.9.B)Theyoffer24/7service.解析:Mobileappsallowtransactionsanytime,anywhere.10.B)Lowcustomertrust解析:Thepassagementionsconcernsabouttrust.四、句子改錯(cuò)1.Thedevelopmentoffintechhasmadetraditionalbankslesscompetitive.→Thedevelopmentoffintechhasmadetraditionalbankslesscompetitive.(Noerror.)2.Manycustomersarefindingitdifficulttoadapttothechangesinthebankingindustry.→Manycustomersarefindingitdifficulttoadapttothechangesinthebankingindustry.(Noerror.)3.ChinaMerchantsBankhaslaunchedseveralnewmobileappsthatallowsuserstotransfermoneyeasily.→ChinaMerchantsBankhaslaunchedseveralnewmobileappsthatallowuserstotransfermoneyeasily.("All