光大銀行寧波市鎮(zhèn)海區(qū)2025秋招筆試英文行測高頻題含答案第一部分：選詞填空（共5題，每題2分，共10分）說明：從每題所給的四個選項(xiàng)中，選擇最符合句意的一個單詞填入空格。1.TherapiddevelopmentoffintechinZhejianghas__________thetraditionalbankingsectortoinnovate.A.forcedB.motivatedC.challengedD.encouraged2.寧波的港口經(jīng)濟(jì)對區(qū)域就業(yè)有著重要的__________作用。A.drivingB.supportingC.stabilizingD.regulating3.Thenewpolicyaimsto__________cross-borderpaymentefficiency,reducingtransactioncostsforSMEs.A.enhanceB.weakenC.delayD.ignore4.Thebank’sCSRinitiativesinNingbofocuson__________environmentalsustainabilityandcommunitydevelopment.A.promotingB.neglectingC.damagingD.limiting5.Despiteeconomicuncertainties,thedemandfordigitalbankingservicesincoastalareasremains__________.A.decliningB.volatileC.steadyD.unpredictable第二部分：閱讀理解（共4題，每題3分，共12分）說明：閱讀以下短文，根據(jù)文意回答問題。Passage：TheriseofdigitalpaymentsinChinahasreshapedthefinanciallandscape,particularlyincoastalregionslikeNingbo.Fintechcompanies,supportedbythelocalgovernment,haveintroducedinnovativesolutions,suchasmobilewalletsubsidiesandQR-code-basedpaymentsystems.Thesemeasureshavenotonlyboostedconsumerconveniencebutalsoreducedcashdependency.However,challengesremain,includingcybersecurityrisksandregulatorycompliance.ThePeople’sBankofChinahasrecentlytightenedoversighttoensuredataprivacyandpreventfinancialfraud.Forbanks,adaptingtothisdigitalshiftmeansinvestinginAI-drivenriskmanagementandcustomerexperienceoptimization.6.WhatisthemainfocusoffintechcompaniesincoastalChina?A.Increasingcashtransactions.B.Enhancingpaymentsecurity.C.Promotingtraditionalbankingservices.D.Developingdigitalpaymentsolutions.7.HowdoesthegovernmentsupportfintechgrowthinNingbo?A.Byimposingstrictregulations.B.Throughfinancialincentives.C.Bydiscouragingdigitalpayments.D.Bylimitingcross-bordertransactions.8.Whatisthebiggestconcernforthefinancialsectorinthiscontext?A.Highoperationalcosts.B.Cybersecurityrisks.C.Reducedcustomerbase.D.Decreasedprofitability.9.Whatshouldbanksdotostaycompetitiveinthedigitalera?A.Focusonofflineservices.B.Ignoretechnologicalchanges.C.InvestinAIandcustomer-centricsolutions.D.Relysolelyongovernmentsupport.第三部分：語法填空（共5題，每題2分，共10分）說明：根據(jù)句意和語法規(guī)則，在空格處填入最合適的單詞。10.TheWorldBankreportsthat__________60%ofSMEsinNingbofaceliquiditychallengesduetotradetensions.11.Tomitigaterisks,thebankintroduceda__________fundtosupportbusinessesduringeconomicdownturns.12.ThenewbranchinZhaogongRoadisstrategically__________toservethegrowingtechindustryinthearea.13.Employeesareencouragedtoparticipatein__________trainingtoenhancetheirdigitalbankingskills.14.Themergerwill__________thebank’smarketshareintheYangtzeRiverDeltaregionby15%.第四部分：完形填空（共5題，每題2分，共10分）說明：閱讀以下短文，根據(jù)上下文選擇最合適的選項(xiàng)。Lastyear,光大銀行寧波市鎮(zhèn)海區(qū)launchedapilotprogramto__15__digitalbankingservicesinruralareas.Theinitiativeaimedto__16__financialinclusionbyprovidingaccesstomobilebankingforfarmers.Withsupportfromlocalagriculturalcooperatives,theprogram__17__remotevillageswithATMsandonlinepaymentsolutions.Initialresultsshoweda30%increaseindigitaltransactions,__18__traditionalbankstoexpandtheirruralfootprint.However,theprojectfaced__19__duetopoorinternetinfrastructure.Thebankplansto__20__bypartneringwithtelecomproviderstoimproveconnectivity.15.A.introduceB.ignoreC.testD.expand16.A.improveB.reduceC.delayD.eliminate17.A.equippedB.leftC.excludedD.isolated18.A.forcingB.motivatingC.challengingD.encouraging19.A.obstaclesB.opportunitiesC.benefitsD.incentives20.A.continueB.abandonC.adjustD.postpone第五部分：翻譯填空（共5題，每題2分，共10分）說明：將中文句子翻譯成英文，填入空格。21.寧波的跨境貿(mào)易人民幣結(jié)算量在過去五年中增長了50%。TheRMBsettlementvolumeforcross-bordertradeinNingbohas__________by50%overthepastfiveyears.22.銀行正在推廣綠色金融產(chǎn)品，以支持可持續(xù)發(fā)展。Thebankis__________greenfinancialproductstosupportsustainabledevelopment.23.為緩解中小企業(yè)融資難題，政府提供了專項(xiàng)補(bǔ)貼。To__________thefinancingdifficultiesofSMEs,thegovernmenthasprovided__________subsidies.24.我們需要加強(qiáng)數(shù)據(jù)安全防護(hù)，以保護(hù)客戶隱私。Weneedto__________datasecuritymeasurestoprotectcustomerprivacy.25.該項(xiàng)目將促進(jìn)寧波與上海金融資源的互聯(lián)互通。Theprojectwill__________theinterconnectionoffinancialresourcesbetweenNingboandShanghai.答案與解析第一部分：選詞填空1.C(challenged)-解釋：金融科技的發(fā)展對傳統(tǒng)銀行業(yè)提出了挑戰(zhàn)。2.A(driving)-解釋：港口經(jīng)濟(jì)是區(qū)域就業(yè)的主要驅(qū)動力。3.A(enhance)-解釋：政策旨在提升跨境支付效率。4.A(promoting)-解釋：銀行的社會責(zé)任計(jì)劃側(cè)重于促進(jìn)環(huán)保和社區(qū)發(fā)展。5.C(steady)-解釋：沿海地區(qū)對數(shù)字銀行服務(wù)的需求保持穩(wěn)定。第二部分：閱讀理解6.D-解釋：文章重點(diǎn)討論了數(shù)字支付解決方案的推廣。7.B-解釋：政府通過資金補(bǔ)貼支持fintech發(fā)展。8.B-解釋：文章提到的主要風(fēng)險是網(wǎng)絡(luò)安全問題。9.C-解釋：銀行需要投資AI和客戶體驗(yàn)優(yōu)化。第三部分：語法填空10.hasincreased-解釋：報(bào)告使用現(xiàn)在完成時強(qiáng)調(diào)增長趨勢。11.contingency-解釋：備用基金用于應(yīng)對風(fēng)險。12.located-解釋：描述地理位置時用過去分詞作后置定語。13.digital-解釋：培訓(xùn)內(nèi)容與數(shù)字銀行相關(guān)。14.expand-解釋：合并將擴(kuò)大市場份額。第四部分：完形填空15.A-解釋：launchapilotprogram意為“啟動試點(diǎn)項(xiàng)目”。16.A-解釋：aimtoimprove金融包容性。17.A-解釋：remotevillages被裝備了銀行設(shè)施。18