民生銀行盤錦市大洼區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Thenewpolicyaimstoimprovefinancial_forsmallbusinessesinruralareas.A.accessibilityB.stabilityC.innovationD.competition2.Despitetheeconomicdownturn,thebank’sdigital_hasshownstronggrowth.A.infrastructureB.operationC.serviceD.strategy3.Theregionalbranchisfocusingon_inprovidingtailoredfinancialsolutions.A.efficiencyB.flexibilityC.creativityD.complexity4.Thebank’ssustainabilityreporthighlightsitseffortsto_carbonemissions.A.reduceB.increaseC.manageD.offset5.Thelocaleconomyhasbeen_bytheconstructionofthenewindustrialpark.A.boostedB.impactedC.challengedD.stabilized二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestions.Passage:Theriseoffintechhastransformedthebankingindustry,particularlyinruralareaslikePanjin’sDawaDistrict.Traditionalbankshavestruggledtoadapttothedigitalshift,butthePeople’sBankofChina’srecentregulationshaveencouragedcollaborationbetweenbanksandfintechcompanies.Thesepartnershipsaimtoenhancefinancialinclusionbyleveragingbigdataandmobilebankingsolutions.Forinstance,ajointprojectbetweenalocalbankandafintechfirmhasintroducedacashlesspaymentsystemtailoredtotheagriculturalsector.Theinitiativehasincreasedtransactionefficiencyandreducedfraud,benefitingsmallfarmerswhopreviouslyreliedoncashtransactions.However,challengesremain,suchasinternetconnectivityissuesinremotevillagesandthedigitalliteracygapamongelderlypopulations.Thebankplanstoaddressthesebydeployingofflinebankingtoolsandconductingawarenesscampaigns.1.Whatisthemainpurposeofthecollaborationbetweenbanksandfintechcompaniesinruralareas?A.ToincreasecompetitionB.ToimprovefinancialinclusionC.ToreducecostsD.Toenhancetraditionalbankingservices2.Howhasthecashlesspaymentsystembenefitedsmallfarmers?A.Ithasreducedtheirrelianceoncash.B.Ithasincreasedtheirloanapprovalrates.C.Ithasimprovedtheiraccesstocredit.D.Ithasminimizedtheirtransactionfees.3.Whatchallengesarementionedinthepassage?A.Highinternetconnectivityandlowdigitalliteracy.B.Limitedfinancialservicesandlowtransactionefficiency.C.Strongcompetitionandhighfraudrates.D.Lowprofitabilityandhighoperationalcosts.4.Whatmeasuresdoesthebankplantotaketoaddressthechallenges?A.Expandingphysicalbranchesandhiringmorestaff.B.Deployingofflinebankingtoolsandawarenesscampaigns.C.Increasinginterestratesandreducingloanamounts.D.Partneringwithmorefintechfirmsandforeignbanks.三、完形填空（共5題，每題2分，共10分）directions:Completethepassagewiththebestwordsfromthebox.|Box:|digitalization|accessibility|rural|financial|banking|inclusion|infrastructure|services|technology|challenges|Therapid_offinancialtechnologyhasreshapedthebankinglandscape,especiallyin_areaslikePanjin’sDawaDistrict.Localbankshavefacednumerous_inexpandingtheir_networks,butthegovernment’ssupporthashelpedbridgethegap.Byintegratingbigdataandcloudcomputing,financialinstitutionshaveimproved_forsmallbusinessesandfarmers.Thesuccessoftheseinitiativesunderscorestheimportanceof_indrivingeconomicgrowth.However,issuessuchasinternetconnectivityanddigitalliteracyremainsignificanthurdles.Addressingthese_iscrucialforachievingsustainablefinancialinclusion.四、句子改錯(cuò)（共4題，每題3分，共12分）directions:Identifyandcorrecttheerrorsinthefollowingsentences.1.Thebank’sdigitaltransformationhasbeenslowerthanothercompetitorsintheregion.→(Error:______;Correction:______)2.Despitetheeconomicchallenges,thebranch’srevenuehasincreasedsignificantlyoverthepastyear.→(Error:______;Correction:______)3.Thenewmobileappprovidescustomerswithaconvenientwaytoaccessfinancialservices.→(Error:______;Correction:______)4.Theloanapprovalprocesshasbeenstreamlinedtoreduceprocessingtimeandimprovecustomersatisfaction.→(Error:______;Correction:______)五、翻譯填空（共5題，每題2分，共10分）directions:TranslatetheChinesephrasesintoEnglish.1.金融普惠→_______2.數(shù)字化轉(zhuǎn)型→_______3.農(nóng)村金融服務(wù)→_______4.風(fēng)險(xiǎn)管理→_______5.綠色信貸→_______答案與解析一、選詞填空1.A.accessibility（金融可及性）-解析：政策旨在提高農(nóng)村小微企業(yè)金融服務(wù)的可及性。2.A.infrastructure（基礎(chǔ)設(shè)施）-解析：盡管經(jīng)濟(jì)下行，銀行的數(shù)字基礎(chǔ)設(shè)施仍表現(xiàn)出強(qiáng)勁增長。3.B.flexibility（靈活性）-解析：分行專注于提供定制化金融解決方案的靈活性。4.A.reduce（減少）-解析：銀行可持續(xù)發(fā)展報(bào)告強(qiáng)調(diào)其減少碳排放的努力。5.A.boosted（推動(dòng)增長）-解析：當(dāng)?shù)亟?jīng)濟(jì)因新工業(yè)園區(qū)的建設(shè)而得到推動(dòng)增長。二、閱讀理解1.B.Toimprovefinancialinclusion（提升金融普惠）-解析：文章強(qiáng)調(diào)銀行與金融科技公司合作的核心目的是解決農(nóng)村地區(qū)的金融普惠問題。2.A.Ithasreducedtheirrelianceoncash（減少了對現(xiàn)金的依賴）-解析：文章指出無現(xiàn)金支付系統(tǒng)使小農(nóng)減少了現(xiàn)金交易。3.A.Highinternetconnectivityandlowdigitalliteracy（網(wǎng)絡(luò)連接差、數(shù)字素養(yǎng)低）-解析：文章明確提到農(nóng)村地區(qū)網(wǎng)絡(luò)問題及老年人數(shù)字鴻溝。4.B.Deployingofflinebankingtoolsandawarenesscampaigns（部署離線工具和宣傳）-解析：銀行計(jì)劃通過離線工具和宣傳來解決挑戰(zhàn)。三、完形填空1.digitalization2.rural3.challenges4.financial5.inclusion6.technology7.services8.infrastructure9.banking10.difficulties四、句子改錯(cuò)1.Thebank’sdigitaltransformationhasbeenslowerthanthoseofothercompetitorsintheregion.→(Error:“othercompetitors”shouldbeplural;Correction:“othercompetitors”)2.Despitetheeconomicchallenges,thebranch’srevenuehasincreasedsignificantlyoverthepastyear.→(Error:Noerror.)3.Thenewmobileappprovidescustomerswithaconvenientwaytoaccessfinancialservices.→(Erro