中信銀行武漢市硚口區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblankfromthefouroptionsgiven.1.Therapiddevelopmentofdigitalbankinghas__________thetraditionalfinancialindustry,forcingmanybanksto__________theirbusinessmodels.A.revolutionized/revampB.transformed/modernizeC.disrupted/innovateD.reshaped/optimize2.To__________thegrowingdemandforonlineservices,Wuhan’sfinancialsectorneedstoenhanceits__________capabilities.A.meet/technologicalB.satisfy/operationalC.address/collaborativeD.fulfill/innovative3.Thenewregulationaimsto__________financialrisksby__________strictercapitalrequirementsforbanks.A.mitigate/implementingB.reduce/enforcingC.minimize/adoptingD.eliminate/establishing4.__________totheincreasingcompetition,localbanksinWuhanmust__________theircustomerservicestrategies.A.Response/diversifyB.React/personalizeC.Adapting/streamlineD.Adhere/integrate5.Theuseofbigdataanalyticscan__________frauddetection,__________theefficiencyofriskmanagement.A.enhance/improvingB.improve/optimizingC.boost/increasingD.strengthen/elevating二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:ThebankingsectorinWuhanhasbeenwitnessingsignificantchangesduetotechnologicaladvancements.Withtheriseoffintech,traditionalbankslikeCITICBankareforcedtoadapttonewmarketdynamics.Digitaltransformationhasbecomeakeypriority,ascustomersincreasinglypreferonlineandmobilebankingservices.Tostaycompetitive,banksareinvestingheavilyinAI,blockchain,andcloudcomputing.Additionally,theWuhangovernmenthasintroducedpoliciestosupportthegrowthofthefinancialtechnologyindustry,aimingtomakethecityahubforinnovation.However,challengesremain,suchascybersecurityrisksandtheneedforskilledprofessionalsinemergingtechnologies.1.WhatisthemainfocusofthebankingsectorinWuhan?A.ExpandingphysicalbranchesB.AdoptingdigitaltransformationC.IncreasingloanapprovalsD.Strengtheningregulatorycompliance2.Accordingtothepassage,whatroledoestheWuhangovernmentplayinthefinancialindustry?A.RestrictingfintechdevelopmentB.ProvidingfinancialsubsidiesC.EncouragingtechnologicalinnovationD.Mandatingcapitalrequirements3.WhatchallengesdoesthebankingsectorfaceinWuhan?A.LowcustomerengagementB.CybersecuritythreatsandtalentshortagesC.ExcessiveregulatoryburdensD.Decliningmarketshare4.HowdoesthepassagedescribethefutureofbankinginWuhan?A.AreturntotraditionalbankingmodelsB.ContinuedrelianceonlegacysystemsC.AshifttowarddigitalandinnovativesolutionsD.Afocusonriskaversion三、語法填空（共5題，每題2分，共10分）directions:Completethefollowingsentencesbyfillingintheblankswiththeappropriatewords(intheircorrectforms).1.Despitetheeconomic__________,thefinancialsectorinWuhanhasshownresilience.2.To__________compliancewithinternationalstandards,banksmustregularlyupdatetheirpolicies.3.TheintegrationofAIintobankingoperationscan__________decision-makingprocessesmoreefficient.4.__________theincreasingcompetition,Wuhan-basedbanksneedto__________theirservicequality.5.Thenewcreditscoringsystemwill__________individualswithbetterfinancialbehavior.四、句子改錯（共4題，每題3分，共12分）directions:Identifyandcorrecttheerrorsinthefollowingsentences.1.TheWuhanfinancialmarketislargerthanShanghai’sfinancialmarket.2.Bankemployeesmustfollowtheregulationtoavoidpenalties.3.Digitalbankinghasimprovedcustomersatisfactionandalsoincreaseprofitability.4.Thebank’snewmobileappwilllaunchinnextmonth.五、完形填空（共5題，每題2分，共10分）directions:Readthepassagebelowandchoosethebestoptiontocompleteeachblank.ThebankingindustryinWuhanhasbeenevolvingrapidlyoverthepastdecade.Withthe__________offintech,traditionalbankshavehadto__________theirstrategiestoremaincompetitive.Digitaltransformationhasbecomeanecessity,ascustomersincreasinglydemand__________andconvenientbankingservices.TheWuhangovernmenthasalsoplayedacrucialroleby__________policiesthatsupportinnovation.However,challengessuchas__________andtheneedforskilledprofessionalspersist.Despitetheseobstacles,thefutureofbankinginWuhanlookspromising,withastrongfocuson__________andefficiency.1.A.emergence/adaptB.growth/expandC.decline/maintainD.stagnation/revise2.A.innovatingB.adoptingC.transformingD.optimizing3.A.fast-pacedB.efficientC.personalizedD.traditional4.A.introducingB.enforcingC.restrictingD.monitoring5.A.regulatoryrisksB.technologicaladvancementsC.customersatisfactionD.operationalefficiency答案與解析一、選詞填空1.C(disrupted/innovate)-Digitalbankinghasdisruptedthetraditionalindustry,requiringbankstoinnovate.2.A(meet/technological)-Financialdemandrequirestechnologicalcapabilities.3.A(mitigate/implementing)-Regulationsmitigaterisksbyimplementingstrictercapitalrequirements.4.B(React/personalize)-Banksmustreacttocompetitionbypersonalizingservices.5.B(improve/optimizing)-Bigdataimprovesfrauddetectionandoptimizesriskmanagement.二、閱讀理解1.B(Adoptingdigitaltransformation)-Thepassageemphasizesdigitaltransformationasthekeyfocus.2.C(Encouragingtechnologicalinnovation)-Thegovernmentsupportsfintechgrowth.3.B(Cybersecuritythre