華夏銀行合肥市廬陽區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目要求：從下列選項中選出一個最合適的單詞填入句子空白處，使句子意思完整、語法正確。1.Therapiddevelopmentoffintechhas______thetraditionalbankingmodel,requiringfinancialinstitutionstoadaptquicklytonewtechnologies.A.revolutionizedB.standardizedC.complicatedD.supported2.InthecontextofChina'sfinancialmarket,the______roleofthecentralbankistomaintainmonetarystabilityandregulatethebankingsector.A.secondaryB.advisoryC.dominantD.peripheral3.Toenhancecustomersatisfaction,thenewappprovidesa______interfacewithpersonalizedfinancialrecommendations.A.intuitiveB.complicatedC.formalD.outdated4.TheeconomicreformsinAnhuiprovincehave______thegrowthofsmallandmedium-sizedenterprises,contributingtoregionaldevelopment.A.hinderedB.acceleratedC.stabilizedD.delayed5.DigitalcurrencyadoptioninurbanareaslikeHefeifaceschallengessuchas______infrastructureandpublicacceptance.A.insufficientB.excessiveC.underdevelopedD.outdated二、閱讀理解（共4題，每題3分，共12分）題目要求：閱讀以下短文，然后回答問題。Passage：Theriseofmobilebankinghastransformedhowconsumersinteractwithfinancialservices.Accordingtoa2024reportbytheChinaBankingandInsuranceRegulatoryCommission(CBIRC),over80%ofurbanresidentsinAnhuiprovincenowusemobilebankingappsfordailytransactions.However,thisshifthasalsobroughtnewrisks,suchascyberfraudanddatabreaches.Financialinstitutionsmustinvestinadvancedsecuritymeasurestoprotectcustomerinformation.Additionally,regulatorybodieslikethePeople'sBankofChina(PBOC)haveintroducedstricterguidelinestoensurethestabilityofthedigitalbankingecosystem.Theintegrationofartificialintelligence(AI)inbankingserviceshasfurtherimprovedefficiencybutalsoraisedconcernsaboutjobdisplacementinthesector.6.Whatisthemaintopicofthepassage?A.ThehistoryofmobilebankinginChina.B.Theimpactofmobilebankingonfinancialinstitutions.C.ThechallengesofdigitalbankinginAnhuiprovince.D.TheroleofAIinthebankingsector.7.Accordingtothepassage,whatisamajorconcernaboutmobilebanking?A.Hightransactionfees.B.Cyberfraudanddatabreaches.C.Decreasedcustomersatisfaction.D.Limitedappfunctionality.8.Whichregulatorybodyismentionedinthepassage?A.TheStateAdministrationofFinancialIndustry.B.TheChinaBankingandInsuranceRegulatoryCommission.C.TheChinaSecuritiesRegulatoryCommission.D.TheChinaInsuranceRegulatoryCommission.9.Whatdoesthepassagesuggestaboutthefutureofbanking?A.Mobilebankingwillreplacetraditionalbankingentirely.B.AIwilleliminatetheneedforhumanemployeesinbanks.C.Financialinstitutionsmustbalanceinnovationwithriskmanagement.D.Regulatoryguidelineswillbecomelessstrict.三、完形填空（共5題，每題2分，共10分）題目要求：閱讀以下短文，每空選出一個最合適的單詞填入文中空白處。ThebankingsectorinHefeihasundergonesignificantchangesinrecentyears.Withthe______(10)ofdigitaltechnologies,traditionalbankshavehadto______(11)theirbusinessmodelstoremaincompetitive.Forinstance,theIndustrialandCommercialBankofChina(ICBC)inAnhuihaslaunchedseveralmobile-onlybankingservices,targetingyoungercustomerswhopreferdigitaltransactions.However,thisshifthasnotbeenwithoutchallenges.Manyoldercustomersstruggletoadapttonewsystems,leadingtoaneedforbetterdigitalliteracyprograms.Meanwhile,thecentralbankhasencouragedbankstoadoptgreenfinanceinitiatives,aligningwithChina’scarbonneutralitygoals.Asaresult,severalfinancialinstitutionsinHefeihavestartedofferinggreenloanstosupportenvironmentallyfriendlyprojects.Thefutureofbankinginthecitylookspromising,butitrequirescontinuousinnovationandcustomer-centricapproaches.10.A.emergenceB.declineC.stagnationD.expansion11.A.modifyB.ignoreC.adoptD.reject12.A.suchB.butC.asD.because13.A.accessB.familiarityC.resistanceD.adaptation14.A.thereforeB.moreoverC.howeverD.otherwise四、翻譯題（共2題，每題5分，共10分）題目要求：將以下中文句子翻譯成英文。15.合肥市作為安徽省的省會，近年來吸引了大量金融人才和投資。16.華夏銀行通過推出創(chuàng)新的金融產(chǎn)品，致力于提升客戶體驗和滿意度。五、簡答題（共2題，每題5分，共10分）題目要求：根據(jù)題目要求，用簡潔的語言回答問題。17.簡述中國銀行業(yè)在數(shù)字化轉(zhuǎn)型中面臨的主要挑戰(zhàn)。18.解釋“綠色金融”在中國經(jīng)濟(jì)發(fā)展中的作用。答案與解析一、選詞填空1.A.revolutionized-解析：Fintech（金融科技）的快速發(fā)展徹底改變了傳統(tǒng)銀行模式，故用“revolutionized”（革命化）。2.C.dominant-解析：央行在中國金融市場中扮演著主導(dǎo)角色，故用“dominant”（主導(dǎo)的）。3.A.intuitive-解析：新APP提供直觀的界面，符合用戶友好設(shè)計原則。4.B.accelerated-解析：經(jīng)濟(jì)改革促進(jìn)了中小企業(yè)發(fā)展，故用“accelerated”（加速）。5.C.underdeveloped-解析：數(shù)字貨幣在合肥的普及面臨基礎(chǔ)設(shè)施不足的問題。二、閱讀理解6.B.Theimpactofmobilebankingonfinancialinstitutions.-解析：全文圍繞移動銀行對金融機(jī)構(gòu)的影響展開。7.B.Cyberfraudanddatabreaches.-解析：文中明確提到這是移動銀行的主要風(fēng)險之一。8.B.TheChinaBankingandInsuranceRegulatoryCommission.-解析：CBIRC是文中提到的監(jiān)管機(jī)構(gòu)。9.C.Financialinstitutionsmustbalanceinnovationwithriskmanagement.-解析：文章最后強(qiáng)調(diào)創(chuàng)新與風(fēng)險管理并重。三、完形填空10.A.emergence-解析：數(shù)字技術(shù)的出現(xiàn)（emergence）推動了銀行變革。11.A.modify-解析：銀行需要調(diào)整（modify）模式以適應(yīng)變化。12.C.as-解析：as引導(dǎo)原因狀語從句。13.C.resistance-解析：老年客戶對新系統(tǒng)存在抵觸情緒。14.B.moreover-解析：greenfinance是另一項舉措，用moreover（此外）銜接。四、翻譯題15.Translation：AsthecapitalofAnhuiprovince,Hefeihasattractedalargenumberoffinancialtalentsandinvestmentsinrecentyears.16.Translation：Bylaunchinginnovativefinancialproducts,ChinaMerchantsBankiscommittedtoenhancingcustomerexperienceandsatisfaction.五、簡答題17.Answer：-Cybersecurityrisks：Digitalbankingincreasesexposuretohackinganddatabreaches.-Customeradoption：Somedemographicsstrugglewithdigitalinterfaces.-Regulatorycompliance：Banksmustadapttoevolvinglaws.-Talentgap：Fe