浦發(fā)銀行貴陽(yáng)市烏當(dāng)區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）1.ThebankingsectorinGuiyanghasseensignificant______infintechinnovation,drivenbylocalpoliciesandPudongBank'sstrategicpartnerships.A.progressB.developmentC.evolutionD.advancement2.Toenhancecustomersatisfaction,PudongBankshouldprioritize______initiativesthatalignwiththefinancialneedsofresidentsinWudaingDistrict.A.innovativeB.traditionalC.conservativeD.reactive3.Thenewdigitalwalletserviceaimsto______thecompetitiveedgeofPudongBankinthemobilebankingmarket.A.strengthenB.weakenC.diminishD.eliminate4.Theregulatoryframeworkrequiresbankstomaintainstrict______overanti-moneylaunderingcompliance.A.transparencyB.accountabilityC.flexibilityD.discretion5.Themergerwithalocalfinancialinstitutionwill______PudongBank'smarketshareinthesouthwesternregion.A.expandB.shrinkC.stabilizeD.fluctuate二、語(yǔ)句排序（共4題，每題3分，共12分）1.(3)Themergerwillintegrateadvancedfintechsystems.(1)PudongBankhasannouncedplanstomergewithalocalfintechstartup.(4)Thiswillenhanceoperationalefficiency.(2)Thecollaborationalignswiththebank'sdigitaltransformationstrategy.→Rearrangethesentencesinlogicalorder.2.(2)Localregulationsrequirebankstosubmitannualriskassessments.(1)PudongBankmustensurecompliancewiththesemandates.(3)Failuretodosomayresultinpenalties.(4)Theassessmentcoverscredit,liquidity,andmarketrisks.→Rearrangethesentencesinlogicalorder.3.(5)Thisapproachwillimprovecustomerretention.(2)Thebankplanstointroducepersonalizedfinancialadvice.(1)PudongBankisrevampingitsservicemodel.(4)Itwillleveragebigdataanalyticsforinsights.(3)ThestrategyfocusesonnichemarketslikeSMEs.→Rearrangethesentencesinlogicalorder.4.(6)Thepartnershipwillincludecross-sellingopportunities.(1)PudongBankhassignedaMemorandumofUnderstandingwithapaymentgiant.(3)Bothentitieswillsharetechnologyplatforms.(4)Thisaimstoboosttransactionvolumes.(2)Thecollaborationispartofthebank'sdigitalecosystemexpansion.(5)Itwillalsoenhancesecurityprotocols.→Rearrangethesentencesinlogicalorder.三、閱讀理解（共5題，每題4分，共20分）Passage:TherapidgrowthoffintechinGuizhouhasreshapedthebankinglandscape.PudongBank,recognizingtheshift,hasinvestedheavilyindigitalinfrastructure.ItslatestinitiativeisamobilebankingappwithAI-drivenfinancialplanningtools.Theappanalyzesspendingpatternsandoffersreal-timerecommendations,afeaturethatsetsitapartfromcompetitors.However,challengespersist,suchascybersecurityrisksandregulatoryhurdles.Thebankhasformedataskforcetoaddresstheseissues,ensuringalignmentwithlocalfinancialpolicies.WudaingDistrict,withitstech-savvypopulation,presentsbothopportunitiesandrisks.Whileadoptionratesarehigh,theregion'seconomicvolatilityrequiresbankstoremaincautious.PudongBank'sstrategy—combininginnovationwithriskmanagement—mayserveasablueprintforothersinthesector.1.WhatistheprimaryfocusofPudongBank'snewmobileapp?A.CreditcardservicesB.AI-poweredfinancialplanningC.TraditionalbankingoperationsD.Peer-to-peerlending2.WhydoesPudongBankfacecybersecurityrisks?A.TheapplacksadvancedsecurityfeaturesB.Theregion'stechinfrastructureisunderdevelopedC.FintechadoptionincreasesexposuretocyberthreatsD.Localregulationsaretoolenient3.HowdoesWudaingDistrictinfluencePudongBank'sstrategy?A.ItreducestheneedforriskmanagementB.ItbooststheadoptionofdigitalbankingC.Itlimitsthebank'smarketopportunitiesD.Itcomplicatesregulatorycompliance4.WhatdoesthepassagesuggestaboutPudongBank'sapproach?A.Itprioritizesshort-termprofitsoversustainabilityB.ItbalancesinnovationwithriskmitigationC.ItreliessolelyongovernmentsubsidiesD.Itignorescustomerfeedback5.Theword"blueprint"inthelastsentenceimplies:A.AdetailedplanforimitationB.AtemporarysolutionC.AfailedstrategyD.Anexperimentalapproach四、邏輯判斷（共6題，每題3分，共18分）1.IfPudongBankexpandsitscreditlines,thenliquidityriskwillincrease.Thebankexpandsitscreditlines.Therefore,liquidityriskhasincreased.Istheconclusionvalid?A.YesB.NoC.UncertainD.Partiallyvalid2.AllfintechstartupsinGuiyangareprofitable.PudongBankpartnerswithafintechstartup.Therefore,PudongBankisprofitable.Istheconclusionvalid?A.YesB.NoC.UncertainD.Partiallyvalid3.Ifabankfailstomeetregulatoryrequirements,itwillfacepenalties.PudongBankmeetsregulatoryrequirements.Therefore,itwillnotfacepenalties.Istheconclusionvalid?A.YesB.NoC.UncertainD.Partiallyvalid4.Onlybankswithadvancedtechnologycansurviveinthefintechera.PudongBanksurvivesinthefintechera.Therefore,ithasadvancedtechnology.Istheconclusionvalid?A.YesB.NoC.UncertainD.Partiallyvalid5.Fintechinnovationsalwaysleadtohighercustomersatisfaction.PudongBankintroducesanewfintechfeature.Therefore,customersatisfactionwillrise.Istheconclusionvalid?A.YesB.NoC.UncertainD.Partiallyvalid6.Banksthatfocusonruralmarketsarelessprofitable.PudongBankfocusesonruralmarkets.Therefore,itislessprofitable.Istheconclusionvalid?A.YesB.NoC.UncertainD.Partiallyvalid五、完形填空（共7題，每題2分，共14分）ThebankingsectorinGuiyangisundergoinga______(1)transformation.Fintechcompaniesare______(2)disruptingtraditionalservices.PudongBank,tostaycompetitive,must______(3)itsdigitalcapabilities.Thebank'snewCEOemphasizedtheneedfor______(4)innovation.Employeesareencouragedto______(5)cross-departmentalcollaboration.Theregionalgovernmenthas______(6)incentivesforbanksinvestinginWudaingDistrict.However,challengesremain,suchas______(7)cybersecuritythreats.1.A.gradualB.abruptC.rapidD.gradual2.A.steadilyB.increasinglyC.slowlyD.rarely3.A.enhanceB.weakenC.maintainD.ignore4.A.continuousB.sporadicC.minimalD.reactive5.A.fosterB.resistC.undermineD.dismiss6.A.offeredB.imposedC.withdrawnD.denied7.A.mitigatingB.ignoringC.exacerbatingD.addressing答案與解析一、選詞填空1.B.development（銀行業(yè)在金融科技創(chuàng)新方面取得了顯著進(jìn)展）2.A.innovative（為了提升客戶滿意度，浦發(fā)銀行應(yīng)優(yōu)先采取創(chuàng)新舉措）3.A.strengthen（新的數(shù)字錢包服務(wù)旨在增強(qiáng)浦發(fā)銀行在移動(dòng)銀行市場(chǎng)的競(jìng)爭(zhēng)優(yōu)勢(shì)）4.B.accountability（監(jiān)管框架要求銀行對(duì)反洗錢合規(guī)性負(fù)責(zé)）5.A.expand（與當(dāng)?shù)亟鹑跈C(jī)構(gòu)的合并將擴(kuò)大浦發(fā)銀行在西南地區(qū)的市場(chǎng)份額）二、語(yǔ)句排序1.1-2-4-3→PudongBankplanstomergewithastartup;thecollaborationalignswithitsdigitalstrategy;themergerintegratesfintechsystems,enhancingefficiency.2.2-1-4-3→Banksmustcomplywithregulations;PudongBankensurescompliance;theassessmentcoversrisks;failuremayleadtopenalties.3.1-4-3-2-5→PudongBankisrevampingitsmodel;itleveragesbigdata;thestrategyfocusesonnichemarkets;itplanstointroducepersonalizedadvice,improvingretention.4.1-2-3-4-5-6→PudongBanksignsaMOUwithapaymentgiant;thecollaborationispartofdigitalecosystemex