平安銀行南昌市新建區(qū)2025秋招筆試英語題專練及答案一、詞匯選擇(共10題，每題1分，總分10分)說明：每題空格處需要填入一個合適的單詞，使句子語義完整、語法正確。1.Thenewbankingtechnologyhassignificantly______theefficiencyoffinancialtransactionsinurbanareas.A.enhancedB.diminishedC.fluctuatedD.declined2.Asaregionalbank,PingAnBankemphasizes______itsservicestomeetthespecificneedsofcustomersinNanshanDistrict.A.personalizingB.standardizingC.automatingD.centralizing3.Theinterviewpanelhighly______thecandidate'sabilitytoadapttothedynamicenvironmentofthebankingsector.A.criticizedB.recognizedC.underestimatedD.ignored4.Inthecontextofgreenfinance,sustainabledevelopmentprojects______alotofattentionfrominvestors.A.attractB.distractC.excludeD.eliminate5.Thebank'sdigitalplatformaimsto______thegapbetweentraditionalbankingandmodernfinancialservices.A.bridgeB.widenC.closeD.maintain6.Duringtheeconomicdownturn,smallbusinessesinNanshanDistrictfaced______challengesinsecuringloans.A.minimalB.moderateC.severeD.negligible7.Theregulatoryframeworkrequiresbanksto______strictcompliancemeasurestopreventfinancialfraud.A.implementB.ignoreC.reviseD.postpone8.Thebranchmanageroften______theimportanceofcustomerserviceinretainingclientsincompetitivemarkets.A.overlooksB.emphasizesC.dismissesD.exaggerates9.ThemergerbetweenPingAnandanotherfinancialinstitution______thebank'smarketshareinthesouthernregion.A.expandedB.reducedC.stabilizedD.diversified10.Thebank'sAI-drivenanalyticssystem______real-timedatatoimproveriskassessment.A.processesB.neglectsC.storesD.discards二、閱讀理解(共5題，每題2分，總分10分)說明：閱讀以下短文，然后回答問題。Passage:ThebankingsectorinNanshanDistrict,南昌市新建區(qū),hasbeenundergoingrapiddigitaltransformationinrecentyears.Traditionalfinancialinstitutions,includingPingAnBank,areadoptingadvancedtechnologiessuchasblockchainandartificialintelligencetoenhanceserviceefficiency.Accordingtoa2024reportbythePeople'sBankofChina,digitalbankinghashelpedreducetransactioncostsby30%inurbanareas.However,challengesremain,suchasensuringdatasecurityandbridgingthedigitaldividebetweenruralandurbancustomers.Thegovernmenthasintroducedpoliciestosupportthedevelopmentofgreenfinance,encouragingbankstoinvestinrenewableenergyprojects.1.WhathasbeentheprimarydriverofdigitaltransformationinthebankingsectorinNanshanDistrict?A.GovernmentregulationsB.TechnologicaladvancementsC.IncreasedcompetitionD.Rural-urbandisparities2.Accordingtothereport,whatisthemostsignificantbenefitofdigitalbanking?A.ImprovedcustomersatisfactionB.ReducedtransactioncostsC.EnhanceddatasecurityD.Greatermarketshare3.Whatchallengesarementionedinthepassageregardingdigitalbanking?A.HighoperationalcostsB.DatasecurityconcernsC.LimitedgovernmentsupportD.Lowcustomerengagement4.Howisthegovernmentsupportingthegrowthofgreenfinance?A.ByimposingtaxesonrenewableenergyprojectsB.ByencouragingbankstoinvestinthemC.BybanningtraditionalbankingD.Byfocusingonurbandevelopment5.WhatdoesthepassagesuggestaboutthefutureofbankinginNanshanDistrict?A.TraditionalbankswillbecomeobsoleteB.DigitalandtraditionalserviceswillcoexistC.RuralbankingwilldeclineD.Governmentpolicieswilldominatebankingdecisions三、句子改錯(共5題，每題2分，總分10分)說明：下列句子中各有一處錯誤，請指出并改正。1.Thebank'snewmobileappallowscustomerstotransfermoneywithoutanydelay.-Error:______→Correct:______2.Iftheeconomicsituationcontinuestoimprove,thedemandforloanswillrise.-Error:______→Correct:______3.Despitethechallenges,thebranchmanagerhasbeenworkinghardtoincreasecustomersatisfaction.-Error:______→Correct:______4.Theregulatorycommitteemeetseverymonthtoreviewthebank'scompliancewithfinanciallaws.-Error:______→Correct:______5.Althoughtheinterestratesarelow,manycustomersprefertosavemoneyinthebank.-Error:______→Correct:______四、完形填空(共10題，每題1分，總分10分)說明：閱讀以下短文，選擇最合適的選項填入空格。Lastyear,PingAnBanklaunchedanewprogramtosupportsmallbusinessesinNanshanDistrict.Theprogram______(6)______customerswithlow-interestloansandfinancialadvice.Manyentrepreneurs______(7)______theinitiative,asithelpedthemsurvivetheeconomiccrisis.Thebankalso______(8)______onlineworkshopstoeducatebusinessownersaboutdigitalmarketing.Theseeffortshave______(9)______thebank'sreputationasaresponsiblefinancialinstitution.However,somecriticsarguethatthebankshould______(10)______moretosupportruralbusinessesaswell.6.A.providesB.providedC.providingD.provide7.A.appreciatedB.criticizedC.ignoredD.rejected8.A.organizedB.organizingC.organizeD.organizes9.A.improvedB.deterioratedC.maintainedD.fluctuated10.A.doB.doesC.didD.doing五、翻譯填空(共5題，每題2分，總分10分)說明：將中文句子翻譯成英文，填入空格。1.該銀行致力于為南昌市新建區(qū)的居民提供個性化的金融服務(wù)。Thebankiscommittedto__________________financialservicesforresidentsinNanshanDistrict.2.隨著金融科技的快速發(fā)展，傳統(tǒng)銀行需要不斷創(chuàng)新以保持競爭力。Withtherapiddevelopmentoffinancialtechnology,traditionalbanksneedto__________________tomaintaincompetitiveness.3.政府鼓勵銀行加大對綠色金融項目的投資力度。Thegovernmentencouragesbanksto__________________ingreenfinanceprojects.4.在經(jīng)濟(jì)下行期間，許多中小企業(yè)面臨融資困難。Duringtheeconomicdownturn,manysmallandmedium-sizedenterprisesface________________________.5.該銀行的人工智能系統(tǒng)能夠?qū)崟r分析市場數(shù)據(jù)，幫助客戶做出投資決策。Thebank'sAIsystemcan__________________marketdatainrealtimetohelpclientsmakeinvestmentdecisions.答案及解析一、詞匯選擇1.A.enhanced→數(shù)字技術(shù)顯著提升了金融交易效率。2.A.personalizing→作為區(qū)域性銀行，平安銀行強調(diào)個性化服務(wù)以滿足新建區(qū)客戶需求。3.B.recognized→面試小組高度認(rèn)可候選人在銀行業(yè)動態(tài)環(huán)境中的適應(yīng)能力。4.A.attract→綠色金融領(lǐng)域，可持續(xù)發(fā)展項目吸引了投資者的關(guān)注。5.A.bridge→數(shù)字平臺旨在彌合傳統(tǒng)銀行業(yè)務(wù)與現(xiàn)代金融服務(wù)之間的差距。6.C.severe→在經(jīng)濟(jì)下行期間，新建區(qū)的小型企業(yè)面臨嚴(yán)重的貸款困難。7.A.implement→監(jiān)管框架要求銀行實施嚴(yán)格的合規(guī)措施以防止金融欺詐。8.B.emphasizes→分行經(jīng)理經(jīng)常強調(diào)客戶服務(wù)在競爭激烈的市場中留住客戶的重要性。9.A.expanded→平安銀行與另一家金融機(jī)構(gòu)合并擴(kuò)大了其在華南地區(qū)的市場份額。10.A.processes→銀行的AI驅(qū)動的分析系統(tǒng)處理實時數(shù)據(jù)以改進(jìn)風(fēng)險評估。二、閱讀理解1.B.Technologicaladvancements→數(shù)字化轉(zhuǎn)型的主要驅(qū)動力是技術(shù)進(jìn)步。2.B.Reducedtransactioncosts→報告顯示，數(shù)字化銀行的最大益處是降低交易成本。3.B.Datasecurityconcerns→文章提到數(shù)字銀行的挑戰(zhàn)是數(shù)據(jù)安全問題。4.B.Byencouragingbankstoinvestinthem→政府通過鼓勵銀行投資綠色金融項目來支持其發(fā)展。5.B.Digitalandtraditional