浦發(fā)銀行南京市高淳區(qū)2025秋招筆試英語(yǔ)題專練及答案第一部分：選詞填空（共10題，每題1分，共10分）題目要求：從下列選項(xiàng)中選出最適合填入空格的單詞，使句子意思完整、通順。1.ThenewfinancialtechnologyinNanjinghassignificantly______theefficiencyoflocalbankingoperations.A.improvedB.decreasedC.complicatedD.standardized2.Asabankingprofessional,youmustbe______toadapttorapidchangesinthefinancialmarket.A.flexibleB.stubbornC.conservativeD.rigid3.TheeconomicreformsinJiangsuprovincehave______thegrowthofsmallandmedium-sizedenterprises.A.boostedB.hinderedC.stabilizedD.fluctuated4.Ourbank’sstrategyinKaifengfocuseson______digitalbankingservicesforruralareas.A.expandingB.reducingC.optimizingD.eliminating5.TheregulatoryenvironmentinChinarequiresbankstomaintainstrict______ofdatasecurity.A.complianceB.violationC.negligenceD.flexibility6.ThemergerbetweentwomajorbanksinNanjing______thecompetitioninthelocalmarket.A.intensifiedB.relaxedC.eliminatedD.balanced7.Thelocalgovernment’spolicyhas______foreigninvestmentinhigh-techbankingsectors.A.encouragedB.restrictedC.ignoredD.opposed8.TheAI-drivenanalyticssystemhelpsbanks______fraudrisksmoreaccurately.A.identifyB.ignoreC.minimizeD.maximize9.ThebranchinGaochunisdesignedto______customerexperiencethroughpersonalizedservices.A.enhanceB.degradeC.neglectD.postpone10.ThebankingsectorinNanjinghasbeen______bylow-interestratesandhighinflation.A.affectedB.supportedC.ignoredD.reinforced第二部分：閱讀理解（共5題，每題2分，共10分）題目要求：閱讀以下短文，然后根據(jù)文章內(nèi)容回答問(wèn)題。Passage1TheriseoffintechhastransformedthebankingindustryinChina.TraditionalbanksinNanjingarenowcompetingwithtechgiantslikeAntGroupandTencentinthedigitalfinancespace.AccordingtoarecentreportbythePeople’sBankofChina,thenumberofdigitalbankingusersinJiangsuprovincehasincreasedby30%inthepastyear.ThisshifthasforcedtraditionalbankstoinvestheavilyinAI,blockchain,andmobilebankingtechnologies.However,despitetheseefforts,someexpertsarguethatfintechcompaniesstillhaveanedgeduetotheiragilebusinessmodelsandcustomer-centricapproaches.Questions:1.WhathasbeenthebiggestimpactoffintechontraditionalbanksinNanjing?A.IncreasedcompetitionB.DecreasedrevenueC.ImprovedefficiencyD.Highercustomersatisfaction2.Accordingtothereport,whattrendhasbeenobservedinJiangsuprovince?A.DeclineindigitalbankingusersB.SlowgrowthinfintechadoptionC.SignificantincreaseindigitalbankingusersD.Nochangeintraditionalbankingdominance3.Whatadvantagedofintechcompanieshaveovertraditionalbanks?A.LargerbudgetsfortechnologydevelopmentB.MoreregulatorysupportC.Agilebusinessmodelsandcustomer-centricapproachesD.StrongerbrandrecognitionPassage2TheChinesegovernmenthasrecentlyintroducednewregulationstostrengthendatasecurityinthebankingsector.Theserulesrequirebankstoimplementadvancedencryptiontechnologiesandconductregularcybersecurityaudits.Themovecomesamidrisingconcernsaboutdatabreachesandcyberattacks.InNanjing,severalbankshavealreadystartedupgradingtheirITinfrastructuretocomplywiththenewstandards.However,someindustryinsidersarguethatthesemeasuresmayslowdowninnovationindigitalbanking.ThebalancebetweensecurityandconvenienceremainsakeychallengeforfinancialinstitutionsinChina.Questions:4.Whatisthemainpurposeofthenewgovernmentregulations?A.ToencouragemoreforeigninvestmentB.TopromotetheuseoffintechC.ToenhancedatasecurityinbankingD.Toreducecompetitioninthemarket5.WhatisoneofthechallengesfacedbybanksinNanjing?A.InsufficientfundingfortechnologyupgradesB.DifficultyinbalancingsecurityandconvenienceC.LackofskilledcybersecurityprofessionalsD.Decliningcustomertrustindigitalbanking第三部分：完形填空（共10題，每題1分，共10分）題目要求：閱讀以下短文，其中有10處空白，每處空白有4個(gè)選項(xiàng)。根據(jù)上下文選擇最合適的選項(xiàng)填入空白處。Lastyear,thebankingsectorinNanjingfacedseveralchallengesduetoeconomicfluctuations.Manylocalbankshadto______(1)theiroperationstocopewiththedownturn.Despitethesedifficulties,thegovernmentofJiangsuprovincetook______(2)measurestosupporttheindustry.Oneofthekeyinitiativeswastheintroductionoflow-interest-ratepoliciesto______(3)borrowingcostsforbusinesses.ThePeople’sBankofChinaalsoencouragedbankstoinvestindigitaltransformation.SeveralleadingbanksinNanjing______(4)newmobilebankingappsandAI-poweredanalyticssystems.Thesetechnologieshelpedthem______(5)customerneedsmoreefficiently.Forexample,theBankofChina’sappinGaochunnowallowsusersto______(6)loanswithjustafewclicks.However,thebankingindustryinNanjingstillfaces______(7)competitionfromfintechcompanies.Thesecompanieshavebeen______(8)aggressiveinexpandingtheirmarketshare.Asaresult,traditionalbankshavehadto______(9)theirstrategiestostaycompetitive.Forinstance,theIndustrialandCommercialBankofChinainNanjinghasstartedoffering______(10)personalizedfinancialservicestoattractmorecustomers.1.A.reduce2.B.enhance3.C.lower4.D.launch5.E.meet6.F.applyfor7.G.intense8.H.carefully9.I.adjust10.J.innovative第四部分：翻譯（共5題，每題2分，共10分）題目要求：將以下中文句子翻譯成英文。1.浦發(fā)銀行積極推動(dòng)綠色金融，支持南京市的可持續(xù)發(fā)展。2.隨著科技的進(jìn)步，南京的銀行業(yè)正在經(jīng)歷一場(chǎng)數(shù)字化革命。3.中國(guó)的監(jiān)管機(jī)構(gòu)要求銀行加強(qiáng)對(duì)客戶信息的保護(hù)。4.江蘇省的高新技術(shù)企業(yè)獲得了政府的大力支持，促進(jìn)了當(dāng)?shù)亟?jīng)濟(jì)發(fā)展。5.銀行員工需要具備良好的溝通能力和團(tuán)隊(duì)合作精神。第五部分：寫作（共1題，10分）題目要求：根據(jù)以下主題寫一篇短文（150-200詞）。Theme：TheImpactofFintechonTraditionalBankinginNanjing答案及解析第一部分：選詞填空答案1.A.improved2.A.flexible3.A.boosted4.A.expanding5.A.compliance6.A.intensified7.A.encouraged8.A.identify9.A.enhance10.A.affected解析：1."improved"最符合句意，因?yàn)榻鹑诳萍继嵘诵省?."flexible"強(qiáng)調(diào)適應(yīng)變化的能力，符合銀行業(yè)需求。3."boosted"指經(jīng)濟(jì)增長(zhǎng)，符合江蘇政策導(dǎo)向。4."expanding"表述銀行擴(kuò)張數(shù)字服務(wù)，符合南京市場(chǎng)策略。5."compliance"強(qiáng)調(diào)合規(guī)性，符合中國(guó)銀行業(yè)監(jiān)管要求。6."intensified"描述競(jìng)爭(zhēng)加劇，符合行業(yè)趨勢(shì)。7."encouraged"指政府支持，符合江蘇政策。8."identify"指識(shí)別風(fēng)險(xiǎn)，符合銀行技術(shù)應(yīng)用。9."enhance"指提升客戶體驗(yàn)，符合銀行服務(wù)目標(biāo)。10."affected"指經(jīng)濟(jì)波動(dòng)影響，符合市場(chǎng)現(xiàn)狀。第二部分：閱讀理解答案1.A.Increasedcompetition2.C.Significantincreaseindigitalbankingusers3.C.Agilebusinessmodelsandcustomer-centricapproaches4.C.Toenhancedatasecurityinbanking5.B.Difficultyinbalancingsecurityandconvenience解析：1.文章明確提到傳統(tǒng)銀行面臨來(lái)自fintech的競(jìng)爭(zhēng)。2.報(bào)告指出Jiangsu省數(shù)字銀行用戶增長(zhǎng)30%。3.Fintech公司因靈活模式和客戶導(dǎo)向優(yōu)勢(shì)勝出。4.政府新規(guī)旨在加強(qiáng)數(shù)據(jù)安全，符合文意。5.安全與便利的平衡是銀行面臨的挑戰(zhàn)。第三部分：完形填空答案1.reduce2.enhanced3.lower4.launched5.meet6.applyfor7.intense8.aggressively9.adjust10.innovative解析：1."reduce"指縮減運(yùn)營(yíng)規(guī)模以應(yīng)對(duì)經(jīng)濟(jì)下行。2."enhanced"指政府加強(qiáng)支持措施。3."lower"指降低企業(yè)借貸成本。4."launched"指銀行推出新技術(shù)。5."meet"指滿足客戶需求。6."applyfor"指在線貸款申請(qǐng)。7."intense"指競(jìng)爭(zhēng)激烈。8."aggressively"指fintech公司的擴(kuò)張策略。9."adjust"指銀行調(diào)整策略以應(yīng)對(duì)競(jìng)爭(zhēng)。10."innovative"指?jìng)€(gè)性化服務(wù)。第四部分：翻譯答案1.FubankactivelypromotesgreenfinancetosupportthesustainabledevelopmentofNanjing.2.Withtheadvancementoftechnology,thebankingindustryinNanjingisundergoingadigitalrevolution.3.China’sregulatoryauthoritiesrequirebankstostrengthentheprotectionofcustomerinformation.4.High-techenterprisesinJiangsuprovincehavereceivedstrongsupportfromthegovernment,boostinglocaleconomicdevelopment.5.Bankemployeesneedtopossessgoodcommunicationskillsandteamworkspirit.解析：翻譯時(shí)需結(jié)