民生銀行東營市河口區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）根據(jù)上下文，選擇最合適的單詞填空。1.Therapiddevelopmentofdigitalbankinghassignificantly______theefficiencyoffinancialservicesinruralareas.A.improvedB.decreasedC.complicatedD.standardized解析：Digitalbankingaimstoenhanceserviceefficiency,so"improved"isthemostsuitablechoice.2.Tobetterservelocalbusinesses,thebankshould______itsmobileappwithmorepersonalizedfinancialsolutions.A.modifyB.ignoreC.expandD.reduce解析："Expand"alignswiththeneedtoprovidemoreservices,whiletheotheroptionsarecounterproductive.3.TheeconomicreformsinShandongprovincehave______thecompetitivenessofsmallandmedium-sizedenterprises.A.boostedB.weakenedC.ignoredD.standardized解析：Reformsgenerallyaimtoimproveeconomicconditions,so"boosted"fitsbest.4.Thebank’scustomerserviceteamneedsto______moretrainingtohandlecomplexfinancialinquirieseffectively.A.receiveB.avoidC.delayD.decrease解析："Receive"trainingisnecessaryforbetterperformance,whereastheotheroptionsareirrelevant.5.ThenewbranchinHekouDistrictisexpectedto______localresidentswithconvenientbankingservices.A.provideB.challengeC.replaceD.limit解析：Theprimarypurposeofanewbranchisto"provide"services,notcompeteorrestrictaccess.二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，回答問題。Passage:ThePeople’sBankofChinarecentlyintroducednewpoliciestosupportthegrowthofgreenfinanceinShandongProvince.Thesemeasuresincludetaxincentivesforbanksinvestinginrenewableenergyprojectsandreducedinterestratesforloansrelatedtoenvironmentalprotection.Localfinancialinstitutions,suchasBankofChinaandIndustrialandCommercialBankofChina,havealreadyannouncedplanstoallocatesignificantfundstothissector.Analystsbelievetheseeffortswillnotonlyhelptheprovinceachieveitscarbonneutralitygoalsby2030butalsocreatenewjobopportunitiesinthegreeneconomy.1.Whatisthemainfocusofthenewpolicies?A.ReducingtaxesforallbusinessesB.SupportinggreenfinanceprojectsC.IncreasingloaninterestratesD.Encouragingtraditionalbankinggrowth解析：Thepassageexplicitlymentionstaxincentivesandlow-interestloansforgreenfinance.2.Whichbanksarementionedasparticipatingintheinitiative?A.AgriculturalBankofChinaB.BankofChinaandICBCC.ChinaMerchantsBankD.ChinaConstructionBank解析：OnlyBankofChinaandICBCareexplicitlylisted.3.Whatistheexpectedlong-termbenefitofthesepolicies?A.HigherinflationratesB.CarbonneutralityachievementC.ReducedbankingcompetitionD.Decreasedemployment解析：Thepassagestatesthepoliciesaimtoachievecarbonneutralityby2030.4.WhatdoesthepassagesuggestaboutthegreeneconomyinShandong?A.Itisdecliningduetofewerjobopportunities.B.Itisreceivingsupportfromfinancialinstitutions.C.Itisnotapriorityforthegovernment.D.Itisonlyfocusedonrenewableenergy.解析：Thepassagehighlightsinvestmentsingreenprojectsandjobcreation.三、完形填空（共5題，每題2分，共10分）Readthepassagebelowandchoosethebestwordforeachblank.ThebankingsectorinDongyinghasundergonesignificantchangesinrecentyears.Withtheriseofdigitaltechnology,traditionalbankshavehadto______(1)theiroperationstostaycompetitive.Manylocalfinancialinstitutions,includingMerchantsBankandPingAnBank,have______(2)mobilebankingappswithadvancedfeatures.Theseappsnotonlyprovidebasicbankingservicesbutalso______(3)personalizedfinancialadvicebasedoncustomerdata.Asaresult,customersatisfactionhas______(4)overthepasttwoyears.However,challengesremain,suchasensuringdatasecurityand______(5)thedigitaldividebetweenurbanandruralareas.1.A.modernizeB.ignoreC.simplifyD.expand解析：Digitalizationrequiresmodernization,notignoringorsimplifyingoperations.2.A.launchedB.closedC.reducedD.delayed解析："Launched"alignswiththeexpansionofdigitalservices.3.A.offersB.collectsC.ignoresD.decreases解析：Appsprovideadvicebasedondatacollection,notignoringordecreasingit.4.A.declinedB.improvedC.stabilizedD.decreased解析：Advancedservicestypicallyimprovecustomersatisfaction.5.A.bridgingB.wideningC.ignoringD.reducing解析：Thegoalistoreducethedigitaldivide,notwidenit.四、翻譯填空（共5題，每題2分，共10分）TranslatethefollowingsentencesintoEnglish.1.為支持河口區(qū)小微企業(yè)的發(fā)展，銀行推出了專項貸款計劃。To______thedevelopmentofsmallandmedium-sizedenterprisesinHekouDistrict,thebankhas______aspecialloanprogram.答案：support/launched2.數(shù)字化轉(zhuǎn)型是金融機構(gòu)在當(dāng)前經(jīng)濟環(huán)境下的重要任務(wù)。Digitaltransformationisa______taskforfinancialinstitutionsinthecurrenteconomicenvironment.答案：critical3.銀行應(yīng)加強風(fēng)險控制，以保護客戶資金安全。Banksshould______riskmanagementto______thesafetyofcustomerfunds.答案：strengthen/ensure4.山東省的農(nóng)村金融發(fā)展需要更多創(chuàng)新解決方案。ThedevelopmentofruralfinanceinShandongProvinceneedsmore______solutions.答案：innovative5.新的監(jiān)管政策旨在促進銀行業(yè)公平競爭。Thenewregulatorypoliciesaimto______faircompetitioninthebankingindustry.答案：promote五、句子改錯（共5題，每題2分，共10分）Correcttheerrorsinthefollowingsentences.1.ThenewbranchwillprovidebankingservicesforresidentofHekouDistrict.答案："resident"→"residents"2.Despitetheeconomicchallenges,thebank’sprofitshasincreasedsignificantly.答案："has"→"have"3.Itisimportantforbankstoimprovetheironlinesecuritymeasurestopreventfraud.答案：Noerror.4.Manylocalbusinesseshavebeenstruggledtoaccessaffordablecredit.答案："struggled"→"struggling"5.Thegovernmenthasintroducednewtaxincentivestoencouragegreenfinancialinvestments.答案：Noerror.六、短文改錯（共1題，10分）Correcttheerrorsinthefollowingpassage.ThebankingsectorinDongyinghasfacedmanychallengesinrecentyears.Duetotheincreasingcompetitionfromfintechcompanies,traditionalbankshavehadtoadapttheirbusinessmodels.Manylocalbanks,suchasBankofChinaandAgriculturalBankofChina,haveinvestedheavilyindigitaltechnologytoimprovecustomerexperience.Theseeffortshaveledtoasignificantincreaseinonlinebankingusers.However,therearestillsomeissuesthatneedtobeaddressed.Forexample,thedigitaldividebetweenurbanandruralareasremainsaproblem,andsomeelderlycustomersfinditdifficulttousedigitalservices.Additionally,thebankmustensurethesecurityofcustomerdatatopreventfraud.Overall,thefutureofbankinginDongyinglookspromising,butitrequirescontinuousinnovationandimprovement.Errors:1."facedmanychallenges"→"facedmanychallenges"(Nochangeneeded)2."increasingcompetition"→"increasingcompetition"(Nochangeneeded)3."adaptedtheirbusinessmodels"→"adaptedtheirbusinessmodels"(Nochangeneeded)4."investedheavilyindigitaltechnology"→"investedheavilyindigitaltechnology"(Nochangeneeded)5."asignificantincreaseinonlinebankingusers"→"asignificantincreaseinonlinebankingusers"(Nochangeneeded)6."digitaldividebetweenurbanandruralareas"→"digitaldividebetweenurbanandruralareas"(Nochangeneeded)7."someelderlycustomersfinditdifficulttousedigitalservices"→"someelderlycustomersfinditdifficulttousedigitalservices"(Nochangeneeded)8."ensurethesecurityofcustomerdata"→"ensurethesecurityofcustomerdata"(Nochangeneeded)9."futureofbankinginDongyinglookspromising"→