中信銀行襄陽市樊城區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目：1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry,requiringbankstoadaptquicklytonewtechnologies.A.revolutionizedB.standardizedC.complicatedD.marginalized2.Toimprovecustomersatisfaction,thebankshould______itsonlineserviceplatformstoensureseamlesstransactions.A.optimizeB.postponeC.diminishD.replicate3.ThelocalbranchinFanchengneedsto______morestafffortheupcomingholidayseasontohandleincreasedtraffic.A.recruitB.dismissC.retainD.relocate4.Blockchaintechnologycan______fraudincross-borderpaymentsbyenhancingtransparency.A.eliminateB.mitigateC.justifyD.accelerate5.Thebank’ssustainabilityreporthighlightsitseffortsto______carbonemissionsthroughgreenfinanceinitiatives.A.reduceB.accumulateC.expandD.stabilize二、閱讀理解（共4題，每題3分，共12分）題目：Passage:Theriseofmobilebankinghastransformedhowcustomersinteractwithfinancialinstitutions.Whileconvenienceisamajoradvantage,italsointroducesnewsecuritychallenges.Banksmustinvestinadvancedencryptionandbiometricauthenticationtoprotectsensitivedata.Additionally,regulatorycomplianceremainsacriticalfocus,asstrictlawsgoverndigitaltransactions.However,thebenefitsofmobilebanking—suchasreal-timebalancechecksandinstantfundtransfers—outweightheriskswhenproperlymanaged.ThefutureoffinancewilllikelyseefurtherintegrationofAI-drivenpersonalizedservices,makingbankingmoreefficientanduser-friendly.1.Whatistheprimarybenefitofmobilebankingmentionedinthepassage?A.ReducedoperatingcostsB.EnhancedsecuritymeasuresC.Real-timefinancialmanagementD.Increasedregulatoryoversight2.Accordingtothepassage,whatisamajorconcernforbanksadoptingmobilebanking?A.CustomerpreferencefortraditionalmethodsB.DataprotectionandfraudpreventionC.HighertransactionfeesD.Limitedservicehours3.Theword"govern"inthesecondparagraphisclosestinmeaningto:A.controlB.ignoreC.promoteD.eliminate4.Whatdoesthepassagesuggestaboutthefutureofbanking?A.Areturntooffline-onlyservicesB.GreaterrelianceonAIandautomationC.CompletedominanceofdigitalbankingD.Ashiftawayfromcustomer-centricmodels三、語法填空（共5題，每題2分，共10分）題目：1.Thebank’snewpolicy______(require)allemployeestocompletecybersecuritytrainingbytheendofthisyear.2.Ifcustomers______(lose)theirdebitcards,theyshouldcontactthebranchimmediatelytoreportthetheft.3.Despitetheeconomicdownturn,thelocalbranchinFancheng______(remain)profitableduetostrongcommunitysupport.4.Thefinancialanalystexplainedthatinterestrates______(be)influencedbyinflationandcentralbankpolicies.5.By2025,thenumberofonlinebankingusersinChina______(project)toexceed1billion.四、完形填空（共5題，每題2分，共10分）題目：ThebankingsectorinCentralChinahasbeenevolvingrapidlyinrecentyears.TraditionalinstitutionslikeChinaCITICBankhave______(6)______theirdigitalinfrastructuretomeetmoderndemands.IncitiessuchasFancheng,thelocalbranchhas______(7)______amobilebankingappthatallowscustomerstotransferfundsseamlessly.However,challengesremain,particularlyinruralareaswhereinternetconnectivityislimited.Toaddressthis,thebankhas______(8)______partnershipswithtelecomcompaniestoexpanditsreach.Additionally,customereducationprograms______(9)______abouttheimportanceoffinancialliteracyhavebeenintroduced.Withouttheseefforts,thebank______(10)______risklosingmarketsharetofintechstartups.6.A.enhancedB.ignoredC.simplifiedD.abandoned7.A.launchedB.delayedC.expandedD.replaced8.A.formedB.avoidedC.weakenedD.ignored9.A.lackB.focusC.ignoreD.discuss10.A.facesB.ignoresC.overcomesD.neglects五、翻譯（共4題，每題3分，共12分）題目：1.Thebankofferscompetitiveinterestratestoattractnewcustomers.2.Regularfinancialplanninghelpsindividualsachievetheirlong-termgoals.3.Digitalpaymentshavemadetransactionsmoreconvenientforcustomers.4.Thebranchprovides24/7onlinesupporttoensureservicecontinuity.六、句子改錯（共4題，每題3分，共12分）題目：1.Thebankwillimplementnewsecuritymeasurestoprotectcustomerdatafromunauthorizedaccess.2.Ifyoulostyourcreditcard,youmustcontactthebankwithin24hourstoavoidfraud.3.Althoughtheeconomicsituationischallenging,thelocalbranchcontinuestogrowsteadily.4.Thefinancialadvisorsuggesteddiversifyinginvestmentstoreduceriskexposure.答案與解析一、選詞填空1.A.revolutionized-解析：Digitalbankinghasbroughtsignificantchange("revolutionized")totraditionalfinance,aligningwiththecontext.2.A.optimize-解析：Thegoalistoimproveonlineplatforms("optimize"),notdelay("postpone")orreduce("diminish")them.3.A.recruit-解析：Handlingincreasedtrafficrequireshiringmorestaff("recruit"),notlettingthemgo("dismiss")orkeepingthem("retain").4.B.mitigate-解析：Blockchainreducesfraud("mitigates")ratherthaneliminating("eliminate")orjustifying("justify")it.5.A.reduce-解析：Greenfinanceaimstolowercarbonemissions("reduce"),notaccumulate("accumulate")orexpand("expand")them.二、閱讀理解1.C.Real-timefinancialmanagement-解析：Thepassageemphasizesmobilebanking’sabilitytoallowinstantchecksandtransfers.2.B.Dataprotectionandfraudprevention-解析：Thetextmentionsencryptionandbiometricauthenticationassolutionstosecurityrisks.3.A.control-解析："Govern"meanstoregulateorcontrol,asinlawsgoverningtransactions.4.B.GreaterrelianceonAIandautomation-解析：ThefinalsentencesuggestsAIwillplayalargerroleinbanking.三、語法填空1.requires-解析：Futuretense(will+baseform)+subject"policy."2.lose-解析：If-clause(presenttenseforthemainclause).3.hasremained-解析：Presentperfecttensetodescribeongoingprofitability.4.are-解析：Subject"interestrates"isplural;presentsimpletenseforgeneraltruth.5.isprojected-解析：Futurepredictionrequirespassivevoice+"be"+pastparticiple.四、完形填空6.A.enhanced7.A.launched8.A.formed9.B.focus10.A.faces-解析：Thebank"