招商銀行煙臺(tái)市龍口市2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）說(shuō)明：從每題所給的四個(gè)選項(xiàng)中，選擇最符合句意的一個(gè)單詞填入空格。1.TherapiddevelopmentoffintechinShandonghas__________thetraditionalbankingmodelinYantai.A.transformedB.replacedC.revolutionizedD.maintained-答案：C-解析：題干強(qiáng)調(diào)金融科技對(duì)傳統(tǒng)銀行模式的顛覆性影響，"revolutionized"（革命化）最符合語(yǔ)境。2.Ourbank'snewpolicyaimsto__________customersatisfactionbyreducingtransactionfees.A.enhanceB.decreaseC.delayD.eliminate-答案：A-解析：降低手續(xù)費(fèi)是為了提升客戶滿意度，"enhance"（提升）符合邏輯。3.TheeconomicrecoveryinthecoastalregionsofChinahas__________significantinvestmentsinthelogisticssector.A.attractedB.repelledC.ignoredD.declined-答案：A-解析：經(jīng)濟(jì)復(fù)蘇通常伴隨投資增長(zhǎng)，"attracted"（吸引）為正確選項(xiàng)。4.ThemergerbetweentwolocalbanksinYantai__________thecompetitionintheregionalmarket.A.intensifiedB.relaxedC.eliminatedD.harmonized-答案：A-解析：合并通常加劇競(jìng)爭(zhēng)，"intensified"（加?。┳钯N切。5.Thebranchmanageremphasizedtheimportanceof__________complianceinthefinancialindustry.A.regulatoryB.operationalC.ethicalD.technological-答案：A-解析：銀行業(yè)高度依賴監(jiān)管合規(guī)，"regulatory"（監(jiān)管）是核心要求。二、閱讀理解（共4題，每題3分，共12分）說(shuō)明：閱讀以下短文，根據(jù)問(wèn)題選擇最佳答案。Passage：Theriseofdigitalbankinghastransformedthewaypeoplemanagetheirfinances.IncitieslikeYantai,traditionalbanksareadaptingtomobile-firststrategiestoretaincustomers.Accordingtoa2024reportbytheShandongBankingAssociation,68%ofyoungadultsprefermobilebankingoverin-persontransactions.Thisshifthasforcedbankstoinvestheavilyincybersecuritytoprotectsensitivedata.Atthesametime,theintegrationofAI-poweredchatbotshasimprovedcustomerserviceefficiency.However,challengesremain,suchasbridgingthedigitaldivideforelderlypopulations.6.Whatisthemaintopicofthepassage?A.Thehistoryofdigitalbanking.B.Theimpactofdigitalbankingontraditionalbanks.C.ThegrowthofmobilebankinginChina.D.TheroleofAIinbanking.-答案：B-解析：文章重點(diǎn)討論數(shù)字銀行如何改變傳統(tǒng)銀行業(yè)務(wù)模式。7.Accordingtothereport,whatpercentageofyoungadultsprefermobilebanking?A.50%B.60%C.68%D.80%-答案：C-解析：原文明確指出68%的年輕人更傾向于移動(dòng)銀行。8.Whatchallengedoesthepassagehighlightforbanks?A.Highcybersecurityrisks.B.Difficultyinretainingyoungcustomers.C.Theneedtoserveelderlypopulations.D.InsufficientinvestmentinAItechnology.-答案：C-解析：文章提到銀行需解決老年群體數(shù)字化轉(zhuǎn)型的問(wèn)題。9.Theword"integrated"inthesecondparagraphcouldbebestreplacedby:A.CombinedB.SeparatedC.IgnoredD.Restricted-答案：A-解析："integrated"意為“結(jié)合”，與原文語(yǔ)境一致。三、句子改錯(cuò)（共3題，每題3分，共9分）說(shuō)明：找出句子中的錯(cuò)誤并改正。10."Theteamhasbeenworkingontheprojectforthepastthreemonths,butwestillhavenotcompletedit."-錯(cuò)誤：缺少主語(yǔ)（"we"）-改正："Theteamhasbeenworkingontheprojectforthepastthreemonths,butwestillhavenotcompletedit."（無(wú)需修改，原句已包含主語(yǔ)）11."IfIwereabankmanager,Iwouldimplementstricterloanapprovalpoliciestoreducefraud."-錯(cuò)誤：時(shí)態(tài)錯(cuò)誤（"would"應(yīng)為"will"）-改正："IfIwereabankmanager,Iwillimplementstricterloanapprovalpoliciestoreducefraud."（改為一般將來(lái)時(shí)）12."Thebank’snewmobileappallowscustomerstotransfermoneybetweenaccountsinstantlyandsecurely."-錯(cuò)誤：無(wú)錯(cuò)誤-改正：原句正確，無(wú)需修改。四、完形填空（共5題，每題2分，共10分）說(shuō)明：從每題所給的選項(xiàng)中選擇最合適的詞填入空格。ThebankingindustryinShandonghasundergonesignificantchangesoverthepastdecade.Withthe__________offintech,traditionalbankshavehadto__________theirbusinessmodelstostaycompetitive.Manyhave__________mobilebankingservices,whichhave__________popularityamongcustomers.However,challengessuchas__________fraudandensuringdatasecurityremain.Banksthatcan__________theseissueswilllikely__________themarket.13.A.developmentB.declineC.stagnationD.innovation-答案：A-解析：題干討論金融科技的興起，"development"（發(fā)展）最符合語(yǔ)境。14.A.adaptB.ignoreC.expandD.eliminate-答案：A-解析：銀行需調(diào)整業(yè)務(wù)模式以應(yīng)對(duì)競(jìng)爭(zhēng)，"adapt"（適應(yīng)）最合理。15.A.launchedB.abandonedC.improvedD.delayed-答案：A-解析：銀行推出移動(dòng)服務(wù)，"launched"（推出）符合行為。16.A.increasedB.decreasedC.remainedD.vanished-答案：A-解析：移動(dòng)銀行服務(wù)廣受歡迎，"increased"（增加）最貼切。17.A.preventingB.detectingC.encouragingD.tolerating-答案：B-解析：銀行需應(yīng)對(duì)欺詐問(wèn)題，"detecting"（檢測(cè)）是關(guān)鍵措施。五、翻譯填空（共4題，每題3分，共12分）說(shuō)明：將中文句子翻譯成英文。18.招商銀行致力于提升客戶體驗(yàn)，通過(guò)數(shù)字化手段優(yōu)化服務(wù)流程。-答案：ChinaMerchantsBankiscommittedtoimprovingcustomerexperiencebyoptimizingserviceprocessesthroughdigitalmeans.19.煙臺(tái)市作為山東省的重要沿海城市，近年來(lái)吸引了大量金融人才。-答案：AsakeycoastalcityinShandongProvince,Yantaihasattractedalargenumberoffinancialtalentsinrecentyears.20.我們將加強(qiáng)風(fēng)險(xiǎn)管理，確保銀行運(yùn)營(yíng)的穩(wěn)健性和合規(guī)性。-答案：Wewillstrengthenriskmanagementtoensurethestabilityandcomplianceofbankingoperations.21.數(shù)字化轉(zhuǎn)型是銀行業(yè)應(yīng)對(duì)市場(chǎng)變化的重要策略。-答案：Digitaltransformationisacrucialstrategyforthebankingindustrytoadapttomarketchanges.六、語(yǔ)法填空（共3題，每題3分，共9分）說(shuō)明：根據(jù)上下文填入合適的單詞（動(dòng)詞、名詞、形容詞等）。22.ThenewbranchinYantaiwill__________(open)nextmonth,offeringawiderrangeoffinancialservices.-答案：open-解析：將來(lái)時(shí)態(tài)，動(dòng)詞原形填空。23.Despitetheeconomicdownturn,thedemandforloansinShandong__________(remain)stable.-答案：remains-解析：主語(yǔ)"demand"是單數(shù)，動(dòng)詞用第三人稱單數(shù)形式。24.__________(advantage)ofdigitalbankingisitsconvenienceforcustomers.-答案：Anadvantage-解析：空格后是名詞，需填不定冠詞"an"。七、寫作（共1題，10分）說(shuō)明：根據(jù)提示寫一篇短文（100詞左右）。Topic：TheImportanceofFinancialLiteracyforYoungAdultsOutline：-Brieflyexplainwhatfinancialliteracyis.-Discusswhyitisimportantforyoungpeople.-Suggestwaystoimprovefinancialliteracy.SampleAn