招商銀行廣州市海珠區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，總計(jì)10分）題干背景：廣州市海珠區(qū)作為粵港澳大灣區(qū)金融創(chuàng)新先行區(qū)，招商銀行在此設(shè)立分行，推動(dòng)綠色金融與科技金融發(fā)展。請(qǐng)根據(jù)上下文選擇最合適的單詞填空。1.Thenewpolicyaimsto__________thegapbetweentraditionalbankingandfintechcompanies,fosteringamoredynamicfinancialecosysteminHaizhuDistrict.A.bridgeB.widenC.closeD.expand（注：選項(xiàng)需結(jié)合金融行業(yè)特征，A為最優(yōu)）2.Greenbondsissuedbythebankwill__________tosupportrenewableenergyprojectsinGuangzhou,aligningwithChina’scarbonneutralitygoals.A.divergeB.allocateC.accumulateD.diminish（注：B與綠色金融主題匹配）3.Thebranch’sAI-drivenriskassessmentsystem__________compliancewithinternationalfinancialstandards,reducingoperationalcosts.A.ensuresB.compromisesC.underminesD.neglects（注：A體現(xiàn)銀行嚴(yán)謹(jǐn)性）4.To__________thegrowingdemandfordigitalbankingservices,theHaizhubranchplanstohireadditionaltechprofessionals.A.neglectB.addressC.postponeD.overlook（注：B為最佳選項(xiàng)）5.Thecollaborationbetweenthebankandlocaluniversitieswill__________innovationinblockchaintechnologyforcross-borderpayments.A.suppressB.enhanceC.diminishD.ignore（注：B符合科技金融趨勢(shì)）二、閱讀理解（共4題，每題3分，總計(jì)12分）題干背景：以下文章節(jié)選自招商銀行廣州分行2024年綠色金融發(fā)展報(bào)告，涉及區(qū)域經(jīng)濟(jì)與銀行業(yè)務(wù)結(jié)合。請(qǐng)根據(jù)文章內(nèi)容回答問題。Passage:TheHaizhuDistrictofGuangzhouhasemergedasahubforgreenfinance,with招商銀行settingupadedicatedgreenbankingdivision.Thebankrecentlylaunchedapilotprogramtofinancerenewableenergyprojects,offeringpreferentialinterestratestosustainablebusinesses.Localenterprises,particularlythoseintheelectricvehicleandsolarpanelindustries,havebenefitedfromtheseinitiatives.However,challengesremain,includingregulatoryhurdlesandlimitedawarenessamongsmallbusinessesaboutgreenfinancingoptions.Thegovernmenthasrespondedbyofferingtaxincentivestobankspromotingeco-friendlyloans,furtherencouragingcollaborationbetweenfinancialinstitutionsandgreenindustries.1.Whatistheprimarypurposeofthearticle?A.Tocriticizetheslowadoptionofgreenfinance.B.Tohighlight招商銀行’seffortsinHaizhuDistrict.C.Toproposenewregulationsforgreenbonds.D.Tocomparefintechwithtraditionalbanking.（注：B為正確答案）2.Whichofthefollowingindustriesismostdirectlybenefitingfromthegreenfinanceprogram?A.RealestatedevelopmentB.TraditionalmanufacturingC.ElectricvehiclemanufacturingD.Retailservices（注：C與文章內(nèi)容一致）3.WhatchallengesarementionedforsmallbusinessesinHaizhuDistrict?A.Highinterestratesonloans.B.Limitedaccesstogreenfinancing.C.Excessivegovernmentregulations.D.Lowdemandforsustainableproducts.（注：B為正確答案）4.Howisthegovernmentsupportinggreenfinanceinitiatives?A.Byincreasingcorporatetaxes.B.Byreducingsubsidiesforgreenprojects.C.Byofferingtaxincentivestobanks.D.Byimposingstricterenvironmentallaws.（注：C與文章內(nèi)容匹配）三、完形填空（共5題，每題2分，總計(jì)10分）題干背景：招商銀行廣州分行推動(dòng)數(shù)字化轉(zhuǎn)型，提升客戶服務(wù)效率。請(qǐng)根據(jù)上下文填入最合適的單詞。Thedigitaltransformationof招商銀行inHaizhuDistricthas__________thetraditionalbankingmodel,enablingcustomerstoaccessserviceslikefundtransfersandloanapplicationsthroughmobileapps.However,thisshifthasalso__________newchallenges,suchascybersecurityrisksandtheneedforemployeeretraining.Despitetheseissues,thebankremainscommittedto__________innovation,asthesuccessoffintechinGuangzhouhingesonadaptabilityandcustomer-centricsolutions.Byleveragingbigdataanalytics,thebranchaimsto__________personalizedfinancialadvice,improvingcustomerretention.Meanwhile,theintegrationofAI-poweredchatbotshas__________operationalcostswhileenhancingserviceresponsiveness.1.A.revolutionizedB.maintainedC.simplifiedD.complicated（注：A與金融科技主題契合）2.A.introducedB.ignoredC.mitigatedD.exaggerated（注：A為最佳選項(xiàng)）3.A.stiflingB.fosteringC.neglectingD.disrupting（注：B符合銀行發(fā)展戰(zhàn)略）4.A.deliverB.collectC.ignoreD.analyze（注：A與客戶服務(wù)場(chǎng)景相關(guān)）5.A.reducedB.increasedC.standardizedD.centralized（注：A與降本增效目標(biāo)一致）四、語法填空（共5題，每題2分，總計(jì)10分）題干背景：招商銀行廣州分行招聘英語能力強(qiáng)的員工，以服務(wù)外籍客戶和跨國(guó)業(yè)務(wù)。請(qǐng)根據(jù)句子結(jié)構(gòu)填空。1.Thebank’snewmobileappallowsusersto__________(manage)theiraccountsanytime,anywhere.（注：動(dòng)詞原形）2.Accordingtothereport,fintechcompaniesare__________(grow)fasterthantraditionalbanksinthepastdecade.（注：現(xiàn)在分詞）3.Ifyou__________(have)anyquestions,pleasecontactourcustomerservicehotline.（注：一般現(xiàn)在時(shí)）4.TheHaizhubranchaimsto__________(expand)itsgreenfinanceportfolioby2026.（注：不定式）5.ClientsmustsubmittheirIDdocumentsto__________(verify)theiridentitybeforeapplyingforaloan.（注：動(dòng)詞原形）五、翻譯填空（共5題，每題2分，總計(jì)10分）題干背景：招商銀行廣州分行與國(guó)際金融機(jī)構(gòu)合作，推動(dòng)跨境金融業(yè)務(wù)。請(qǐng)將中文句子翻譯成英文。1.綠色信貸政策將優(yōu)先支持廣州市海珠區(qū)的環(huán)保項(xiàng)目。Thegreencreditpolicywill__________________________________________________projectsinHaizhuDistrict.（注：翻譯需包含優(yōu)先支持、環(huán)保項(xiàng)目等關(guān)鍵詞）2.銀行計(jì)劃通過區(qū)塊鏈技術(shù)提高跨境支付的安全性。Thebankplansto__________________________________________________byusingblockchaintechnology.（注：翻譯需體現(xiàn)技術(shù)手段和目標(biāo)）3.客戶可以通過招商銀行的在線平臺(tái)實(shí)時(shí)查詢賬戶余額。Customerscan__________________________________________________theiraccountbalancesinrealtime.（注：翻譯需包含在線平臺(tái)、實(shí)時(shí)查詢等要素）4.為響應(yīng)國(guó)家雙碳目標(biāo)，分行將加大綠色金融投入。To__________________________________________________China’scarbonneutralitygoals,thebranchwill__________________________________________________ingreenfinance.（注：翻譯需體現(xiàn)政策響應(yīng)和業(yè)務(wù)方向）5.銀行鼓勵(lì)員工參加英語培訓(xùn)，以提升國(guó)際業(yè)務(wù)能力。Thebankencouragesemployeesto__________________________________________________trainingto__________________________________________________ininternationalbusiness.（注：翻譯需包含培訓(xùn)提升、國(guó)際業(yè)務(wù)等核心信息）答案與解析一、選詞填空1.A.bridge（最符合金融行業(yè)推動(dòng)傳統(tǒng)與新興領(lǐng)域融合的語境）2.B.allo