農(nóng)發(fā)行曲靖市師宗縣2025秋招筆試英語題專練及答案一、單選題（共10題，每題1分）考查方向：日常詞匯、語法結(jié)構(gòu)、語境理解1.Thelocalagriculturalbankplanstoexpanditsruralcreditservices,whichwillsignificantlyimprovefarmers'_inaccessingfinancialresources.A.abilityB.efficiencyC.productivityD.flexibility（題解：結(jié)合農(nóng)業(yè)銀行服務農(nóng)村的背景，improvefarmers'accesstofinance需用ability）2.WhatarethemajorchallengesfacingagriculturaldevelopmentinShizongCounty?Thesurveyhighlightsissuessuchaswaterscarcityand_landdegradation.A.temporaryB.permanentC.gradualD.severe（題解：severelanddegradation更符合農(nóng)業(yè)可持續(xù)發(fā)展的痛點）3.Toenhancefoodsecurity,thebankhasimplementedpoliciestosupport_farmingpractices,suchasorganiccultivationanddrought-resistantcrops.A.traditionalB.sustainableC.commercialD.industrial（題解：foodsecurity與sustainablefarming直接相關(guān)）4.Theloanapplicationformrequiresborrowerstosubmitdetailedfinancialstatementstoassesstheir_forrepayment.A.stabilityB.flexibilityC.reliabilityD.creativity（題解：貸款審批的核心是還款能力，stability最貼切）5.Farmersin曲靖oftenfacedifficultiesinsellingtheirproduceduetothelackof_marketingchannels.A.efficientB.traditionalC.informalD.centralized（題解：農(nóng)業(yè)銷售痛點常與渠道效率相關(guān)）6.Thebank’sruraldevelopmentprogramfocuseson_infrastructureprojects,includingirrigationsystemsandroadnetworks.A.agriculturalB.financialC.technologicalD.educational（題解：農(nóng)業(yè)發(fā)展離不開基礎設施）7.Whatdoestheterm"subsidizedcredit"meaninthecontextofagriculturallending?Itrefersto_loansprovidedatbelow-marketinterestrates.A.emergencyB.subsidizedC.commercialD.experimental（題解：subsidizedcredit是農(nóng)業(yè)金融術(shù)語）8.Thebank’sriskmanagementstrategyincludesdiversifyingloanportfoliostoreduceexposureto_weather-relatedrisks.A.seasonalB.politicalC.economicD.social（題解：農(nóng)業(yè)貸款易受天氣影響）9.FarmersinShizongCountyhavebenefitedfromthebank’strainingprogramson_agriculturaltechniques.A.modernB.outdatedC.traditionalD.theoretical（題解：銀行培訓強調(diào)實用技術(shù)）10.Thebank’ssustainabilityreportemphasizestheimportanceof_farmingtopreservebiodiversityandsoilhealth.A.intensiveB.extensiveC.ecologicalD.conventional（題解：生態(tài)農(nóng)業(yè)符合可持續(xù)發(fā)展理念）二、完形填空（共1題，每題2分）考查方向：上下文邏輯、詞匯搭配TheRiseofDigitalAgricultureinShizongCountyTherapiddevelopmentofdigitaltechnologyhastransformedagriculturalpracticesinShizongCounty.Smartfarmingtools,suchas(11)sensorsand(12)drones,haveenabledfarmerstomonitorcrophealthandoptimizeresourceuse.However,challengesremain.Manysmall-scalefarmerslackthe(13)toadoptthesetechnologiesduetohighinitialcosts.Theagriculturalbankhastakenstepstoaddressthisissuebyoffering(14)financingsolutions.Theseprogramshelpfarmersinvestindigitalinfrastructurewhileminimizingfinancialrisks.Asaresult,productivityhas(15),andfarmersaremoreconfidentincompetinginthemarket.Questions:11.A.automatedB.manualC.remoteD.advanced12.A.agriculturalB.commercialC.surveillanceD.weather13.A.knowledgeB.resourcesC.awarenessD.willingness14.A.flexibleB.expensiveC.complexD.temporary15.A.increasedB.decreasedC.stabilizedD.declined（題解：根據(jù)上下文，11選advanced體現(xiàn)技術(shù)先進性；15選increased符合農(nóng)業(yè)數(shù)字化帶來的效益）三、閱讀理解（共3篇，每題2分，共20分）Passage1:SustainableAgriculturePoliciesAgriculturalsustainabilityhasbecomeaglobalpriority,andgovernmentsareimplementingpoliciestopromoteeco-friendlyfarming.In曲靖,thelocalagriculturalbankhaslauncheda"GreenCredit"initiative,offeringlow-interestloanstofarmersadoptingsustainablepractices.Theseincludecroprotation,organicfarming,andrenewableenergyuse.Theprogramhasreducedchemicalfertilizeruseby30%inparticipatingareas.However,criticsarguethattheinitiativeoverlookssmallfarmers’financialconstraints.Thebankisnowexploringwaystoexpanditsreachbypartneringwithcooperatives.Questions:1.Whatisthemaingoalofthe"GreenCredit"initiative?A.Toincreaseagriculturaloutput.B.Topromotesustainablefarming.C.Toreducegovernmentdebt.D.Tosupportindustrialagriculture.（題解：文章首段明確指出政策目標）2.Howhastheinitiativeimpactedfarmingpractices?A.Ithasledtohighercropyields.B.Ithasreducedchemicaluse.C.Ithasencouragedcommercialfarming.D.Ithasincreasedenergyconsumption.（題解：第二段提到reducedchemicalfertilizeruse）3.Whatchallengesdoestheinitiativeface?A.Highadministrativecosts.B.Smallfarmers’financialdifficulties.C.Lackofgovernmentsupport.D.Insufficienttechnologyadoption.（題解：第三段指出smallfarmers’financialconstraints）Passage2:RuralCreditSystemsin云南云南’sagriculturalsectorreliesheavilyonruralcreditsystems.Theagriculturaldevelopmentbankplaysacrucialroleinprovidingloanstosmallholders.However,traditionalcreditmodelsoftenfailtoaddresstheuniqueneedsoffarmersinremoteareas.Recentreformshaveintroducedmobilebankingservices,allowingfarmerstoapplyforloansviasmartphones.Thishasimprovedaccesstofinancialresourcesbuthasalsoraisedconcernsaboutdataprivacy.Thebankisnowworkingonstrictersecuritymeasurestoprotectfarmers’information.Questions:4.Whatistheprimaryfunctionoftheagriculturaldevelopmentbankin云南?A.Toregulatefinancialmarkets.B.Toprovideruralcredit.C.Topromoteindustrialfarming.D.Toinvestinurbanprojects.（題解：首段明確指出其提供貸款的功能）5.Whatbenefitshasmobilebankingbroughttofarmers?A.Lowerinterestrates.B.Improvedaccesstoloans.C.Higherloanlimits.D.Fasterapprovaltimes.（題解：第二段提到mobilebankingservices）6.Whatisamajorconcernaboutmobilebanking?A.Hightransactionfees.B.Limitedcoverage.C.Dataprivacyrisks.D.Complexapplicationprocesses.（題解：第三段指出dataprivacyconcerns）Passage3:AgriculturalRiskManagementClimatechangeposessignificantriskstoagriculture,especiallyinregionslikeShizongCounty.Theagriculturalbankhasintroducedinsuranceschemestomitigatetheserisks.Thesepoliciescovercropdamagecausedbydroughts,floods,orpests.Farmerscanpurchasecoveragebasedontheirspecificneeds.However,theuptakehasbeenslowduetohighpremiums.Thebankisnowcollaboratingwithresearchinstitutionstodevelopmoreaffordableandtailoredinsuranceproducts.Questions:7.Whatisthemainpurposeofagriculturalinsuranceschemes?A.Tomaximizeprofits.B.Toprotectfarmersfromrisks.C.Topromoteinsurancesales.D.Toreducegovernmentspending.（題解：首段明確指出insuranceschemestomitigaterisks）8.Whyhastheinsuranceuptakebeenlow?A.Lackofawareness.B.Highcosts.C.Poorcoverage.D.Complexpolicies.（題解：第二段提到highpremiums）9.Whatstepsisthebanktakingtoimproveinsuranceadoption?A.Offeringfreecoverage.B.Expandingdistributionnetworks.C.Developingaffordableproducts.D.Increasingloanlimits.（題解：第三段提到developingmoreaffordableproducts）四、翻譯題（共2題，每題5分）考查方向：專業(yè)術(shù)語、中英文表達差異1.將以下句子翻譯成英文：“為促進曲靖市農(nóng)業(yè)現(xiàn)代化，農(nóng)發(fā)行師宗縣分行推出了多項惠農(nóng)政策，包括低息貸款和農(nóng)業(yè)技術(shù)培訓?！保▍⒖甲g文：TopromoteagriculturalmodernizationinQujingCity,theShizongCountybranchoftheAgriculturalDevelopmentBankhasintroducedmultiplepoliciesbenefitingfarmers,suchaslow-interestloansandagriculturaltechnologytraining.）2.將以下句子翻譯成中文："Thebank’sdigitaltransformationaimstostreamlineloanapprovalprocesses,enablingfarmerstoreceivefundsmorequicklyandefficiently."（參考譯文：該銀行的數(shù)字化轉(zhuǎn)型旨在簡化貸款審批流程，使農(nóng)民能夠更快、更高效地獲得資金。）五、寫作題（1題，10分）考查方向：應用文寫作、邏輯表達Writeashortessay(150-200words)onthetopic:"TheRoleofAgriculturalBanksinSupportingRuralDevelopmentinShizongCounty."Includethefollowingpoints:-Importanceofagriculturalbanksinruralfinance.-Specificprogramsorinitiativesimplemented.-Challengesandsolutions.（參考范文：Agriculturalbanksplayapivotalroleinruraldevelopment,especiallyinShizongCounty.Theyprovideessentialfinancialservices,suchaslow-interestloansandinsurance,whichhelpfarmersinvestinsustainablepractices.Forinstance,thebank’s"GreenCredit"programencourageseco-friendlyfarming,whilemobilebankingimprovesaccesst