招商銀行佛山市南海區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題1（2分）：Therapiddevelopmentofdigitalbankinghastransformedthefinanciallandscape,makingitessentialforinstitutionslikeChinaMerchantsBankto__________theirtechnologicalcapabilitiestomeetmarketdemands.A)enhanceB)neglectC)stabilizeD)postpone題2（2分）：InthecontextoftheGreaterBayAreainitiative,theintegrationoffinancialservicesacrosscitiessuchasFoshanandGuangzhourequiresseamless__________toimproveefficiency.A)barriersB)coordinationC)conflictsD)delays題3（2分）：Foshan’semerginghigh-techindustrialparkshaveattractednumerousstartups,whichinturnhave__________thelocaleconomywithinnovationandemploymentopportunities.A)boostedB)weakenedC)ignoredD)limited題4（2分）：AsChina’sbankingsectorfacesincreasingregulatoryscrutiny,compliancewithanti-moneylaundering(AML)standardsbecomesmore__________.A)flexibleB)criticalC)optionalD)outdated題5（2分）：ThecollaborationbetweenChinaMerchantsBankandlocalSMEsinNanhaiDistricthassignificantly__________theaccessibilityofcreditforsmallbusinesses.A)reducedB)complicatedC)centralizedD)decentralized二、閱讀理解（共4題，每題3分，共12分）題6（3分）：ThefollowingpassagediscussestheimpactoffintechontraditionalbankinginChina.WhichofthefollowingstatementsisNOTmentioned?>"Fintechcompanieshavedisruptedtraditionalbankingbyofferingfastermobilepaymentsandlowerfees.However,bankshavealsoadaptedbyintegratingAI-drivenservicesandexpandingdigitalplatforms."A)Fintechreducesbankingfees.B)Banksarelosingmarketsharetofintechs.C)Fintechimprovespaymentefficiency.D)Traditionalbanksarecompletelyirrelevantinthedigitalera.題7（3分）：ThepassagehighlightsthechallengesfacedbybanksintheGreaterBayAreaduetocross-regionalregulations.Whatistheprimaryissuedescribed?>"NanhaiDistrictinFoshanhasstrictfinancialregulations,whilenearbyGuangzhouhasmorelenientpolicies.Thiscreatescompliancedifficultiesforbanksoperatingacrossbothregions."A)Highoperationalcosts.B)Regulatoryinconsistencies.C)Decreasedcustomersatisfaction.D)Limitedloanapprovalrates.題8（3分）：Accordingtothetext,howhasChinaMerchantsBankrespondedtothedigitalbankingtrend?>"Byinvestingheavilyincloudcomputingandblockchaintechnology,thebankhasenhanceditsabilitytoprocesstransactionsinreal-timewhileensuringdatasecurity."A)Ithasabandonedallphysicalbranches.B)Ithaspartneredwithfintechfirms.C)Ithasprioritizedtraditionalbankingmethods.D)Ithasreduceditsfocusoncybersecurity.題9（3分）：ThepassagesuggeststhatthesuccessofSMEsinNanhaiDistrictdependson:>"Localbankshavelaunchedtailoredcreditprogramstosupportsmallbusinesses,buttheeffectivenessdependsonwhetherthesecompaniescanmeetthelendingcriteria."A)Governmentsubsidies.B)Banksupport.C)Highinterestrates.D)Foreigninvestment.三、語法填空（共5題，每題2分，共10分）題10（2分）：Fillintheblank:"TostaycompetitiveintheFoshanmarket,ChinaMerchantsBankmust______itscustomerservicetoaddressthegrowingdemandforpersonalizedfinancialsolutions."A)adaptB)ignoreC)neglectD)assume題11（2分）：Thebank’srecentmergerwithafintechstartuphas______itsabilitytoinnovateandoffercutting-edgebankingproducts.A)strengthenedB)weakenedC)limitedD)delayed題12（2分）：Whileregulatorycomplianceremainsachallenge,thebankhas______itsinternalprocessestoensuresmootheroperationsintheGreaterBayArea.A)simplifiedB)complicatedC)centralizedD)decentralized題13（2分）：LocalbusinessesinNanhaiDistricthave______benefitedfromthebank’slow-interestloanprograms,whichhavehelpedthemexpandoperations.A)marginallyB)exclusivelyC)predominantlyD)universally題14（2分）：TheintegrationofAIinbankinghas______transformedhowcustomersinteractwithfinancialservices,makingtransactionsmoreefficientanduser-friendly.A)thoroughlyB)partiallyC)minimallyD)superficially四、改錯(cuò)題（共4題，每題3分，共12分）題15（3分）：Thefollowingsentencecontainsanerror.Identifyandcorrectit:>"Althoughthebankhasimproveditsdigitalinfrastructure,butcustomersstillfacedelaysinreceivingloanapprovals."A)Delete"but"B)Change"but"to"however"C)Change"Although"to"Eventhough"D)Noerror題16（3分）：Correcttheerrorinthesentence:>"Thebank’scomplianceteamhasbeenresponsibleforensuringthatalltransactionsadheretotheAnti-MoneyLaunderinglaws."A)Change"Anti-MoneyLaundering"to"AML"B)Delete"all"C)Change"hasbeen"to"are"D)Noerror題17（3分）：Identifytheerror:>"DuetothestringentregulationsintheGreaterBayArea,manysmallbusinesseshavestruggledtosecurefundingfromlocalbanks."A)Change"Dueto"to"Becauseof"B)Delete"many"C)Change"secure"to"obtain"D)Noerror題18（3分）：Correcttheerror:>"Thebank’sAI-drivenchatbotshavebeenunabletosolvecomplexcustomerqueries,thusrequiringhumanintervention."A)Change"thus"to"therefore"B)Delete"been"C)Change"AI-driven"to"AI-based"D)Noerror五、翻譯題（共3題，每題4分，共12分）題19（4分）：TranslatethefollowingsentenceintoEnglish:>"招商銀行通過在佛山市南海區(qū)的戰(zhàn)略布局，提升了其在粵港澳大灣區(qū)的金融服務(wù)競爭力。">"BystrategicallyexpandingitsoperationsinNanhaiDistrict,Foshan,ChinaMerchantsBankhasenhanceditsfinancialservicecompetitivenessintheGreaterBayArea."題20（4分）：TranslatethefollowingintoEnglish:>"為支持中小企業(yè)發(fā)展，銀行推出了無抵押貸款計(jì)劃，以緩解企業(yè)的資金壓力。">"Tosupportsmallandmedium-sizedenterprises,thebankhasintroducedunsecuredloanprogramstoalleviatecorporatefinancialpressures."題21（4分）：TranslatethefollowingintoEnglish:>"隨著數(shù)字支付的普及，傳統(tǒng)銀行的現(xiàn)金業(yè)務(wù)正面臨轉(zhuǎn)型挑戰(zhàn)。">"Withthewidespreadadoptionofdigitalpayments,traditionalbanking’scashbusinessisfacingtransformationchallenges."六、完形填空（共5題，每題2分，共10分）Passage:Theriseoffintechhasforcedtraditionalbankstoadaptorriskbecomingobsolete.ChinaMerchantsBank,operatinginFoshan’srapidlygrowingeconomy,hasembraceddigitaltransformationbyintegratingAI,blockchain,andmobilebankingsolutions.However,challengesremain,particularlyinensuringregulatorycomplianceacrosstheGreaterBayArea,wheredifferingpoliciescomplicateoperations.Despitethesehurdles,thebank’scommitmenttoinnovationandcustomer-centricserviceshaspositioneditasaleaderintheregion.題22（2分）：Theword"__________"inthefirstsentenceisclosestinmeaningto:A)disruptionB)stabilityC)stagnationD)tradition題23（2分）：Whatdoes"regulatorycompliance"refertointhepassage?A)Meetinggovernmentfinancialstandards.B)Reducingloanapprovalrates.C)Ignoringbankinglaws.D)Encouragingfintechpartnerships.題24（2分）："Integration"inthesecondsentenceimplies:A)Eliminatingdigitaltechnologies.B)Combiningadvancedtools.C)Reducingoperationalcosts.D)Focusingontraditionalmethods.題25（2分）："Customer-centricservices"suggests:A)Minimizingcustomerinteractions.B)Prioritizingclientneeds.C)Increasingfees.D)Reducingservicequality.答案與解析一、選詞填空1.A)enhance-Digitalbankingrequiresimprovedcapabilities.2.B)coordination-Integrationneedssmoothcollaboration.3.A)boosted-Startupspositivelyimpacttheeconomy.4.B)critical-Complianceisessentialduetoregulations.5.A)reduced-Creditaccessibilityhasimproved.二、閱讀理解6.D)Traditionalbanksarecompletelyirrelevantinthedigitalera.-Thepassagementionsadaptation,notobsolescence.7.B)Regulatoryinconsistencies-Cross-regionalrulesarethemainissue.8.B)Ithaspartneredwithfintechfirms-Thetextnotesinvestmentsincloudcomputingandblockchain.9.B)Banksupport-Tailoredcreditprogramsarekeytosuccess.三、語法填空10.A)adapt-"Adaptto"iscorrect.11.A)strengthened-Mergerstypicallyenhanceinnovation.12.A)simplified-Internalprocessesweremadeeasier.13.C)predominantly-Mostbusinessesbenefited.14.A)thoroughly-AIhasfullytransformedbanking.四、改錯(cuò)題15.A)Delete"but"-"Although"alreadyintroducesacontrast.16.A)Change"Anti-MoneyLaundering"to"AML"-Acronymsarepreferredinformalwriting.17.D)No