華夏銀行常州市新北區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.limitedD.supported2.常州新北區(qū)近年來______非常重視金融科技人才的引進，許多銀行和企業(yè)在此設立研發(fā)中心。A.emphasizesB.hasemphasizedC.emphasizedD.hasbeenemphasizing3.華夏銀行作為國內領先的金融機構，______在綠色金融領域積極探索，助力可持續(xù)發(fā)展。A.playsakeyroleB.playsthekeyroleC.playingakeyroleD.haveplayedakeyrole4.ThenewbranchinChangzhouis______toservethegrowingdemandfordigitalbankingservices.A.designedB.designedforC.designD.designing5.Theinterviewpanel______thecandidate’sexperienceinriskmanagementbeforemakingafinaldecision.A.evaluateB.evaluatesC.hasevaluatedD.hasbeenevaluating6.Thebank’smobileapp______user-friendlyinterfacehelpsattractmoreyoungcustomers.A.providesB.providingC.providesaD.provided7.Theeconomicdownturn______somebankstoreducelendingactivities.A.forcesB.forcedC.hasforcedD.willforce8.Ourcompany______astrongcommitmenttocorporatesocialresponsibility.A.hasB.havingC.hashadD.had9.Theregulatorychanges______thewayfinancialinstitutionsoperate.A.affectB.affectsC.haveaffectedD.havingaffected10.The______ofblockchaintechnologyhasopenednewopportunitiesforbankinginnovation.A.emergenceB.emergentC.emergingD.emergences二、閱讀理解（共5題，每題2分）directions:readthepassagebelowandchoosethebestanswerforeachquestion.Passage:Changzhou’sNewNorthernDistricthasbecomeahubforfinancialinstitutionsinrecentyears,attractingbankslikeChinaMerchantsBankandIndustrialandCommercialBankofChina.Thedistrict’sgovernmenthasimplementedpoliciestosupportfintechstartupsandtraditionalbankslookingtodigitizetheirservices.華夏銀行hasopenedanewbranchinthisarea,focusingonprovidinggreenbankingsolutionsanddigitalfinancialproducts.Theriseoffintechhasforcedtraditionalbankstoadaptorrisklosingmarketshare.CompanieslikeAntGroupandTencentarealsoinvestingheavilyintheregion,furtherboostingitsappealasafinancialcenter.However,challengessuchasregulatorycomplianceandtalentshortagesremain.Thelocalgovernmentisworkingtoaddresstheseissuesbyofferingincentivesforbusinessesandimprovinginfrastructure.1.Whatisthemainfocusofthenew華夏銀行branchinChangzhou’sNewNorthernDistrict?A.TraditionalbankingservicesonlyB.GreenbankinganddigitalsolutionsC.InvestmentbankingandwealthmanagementD.Retailbankingandloans2.WhyhastheNewNorthernDistrictbecomeattractiveforfinancialinstitutions?A.Ithasalargepopulationofelderlyresidents.B.Itofferstaxbreaksandincentives.C.Ithashighunemploymentrates.D.Itisfarfromurbancenters.3.Accordingtothepassage,whatisonechallengefacedbybanksintheregion?A.LackofcustomersB.RegulatorycomplianceC.HighcompetitionfromfintechcompaniesD.Insufficientgovernmentsupport4.WhatdoesthepassagesuggestaboutthefutureofbankinginChangzhou’sNewNorthernDistrict?A.Traditionalbankswilldominatethemarket.B.Fintechwillreplacetraditionalbankscompletely.C.Collaborationbetweenfintechandtraditionalbankswillbekey.D.Thebankingsectorwilldecline.5.Howisthelocalgovernmenthelpingtosupportfinancialinstitutions?A.Byincreasingtaxesonbanks.B.Byinvestingininfrastructureandofferingincentives.C.Byrestrictingfintechcompanies.D.Byreducingthenumberofbankinglicenses.三、完形填空（共10題，每題1分）directions:completethepassagewiththewordsprovided.Lastyear,thebankingindustryinChangzhou’sNewNorthernDistrictfacedsignificantchallengesduetotheglobaleconomicslowdown.Manyfinancialinstitutionshadto______(6)theiroperationstomaintainprofitability.華夏銀行,however,managedto______(7)itsgrowthbyfocusingondigitaltransformation.ThebankinvestedheavilyinAIandbigdataanalyticstoimprovecustomerserviceandriskmanagement.Atthesametime,theriseoffintechcompaniesforcedtraditionalbanksto______(8)moreinnovative.CompanieslikeAntGroupandAlipaywere______(9)changingthewaypeoplemakepaymentsandmanagetheirfinances.Tostaycompetitive,華夏銀行hadto______(10)itsbusinessmodeltoincludemoredigitalservices.Thelocalgovernmentalsoplayedaroleby______(11)policiesthatencouragedbankstoadoptnewtechnologies.Thesepolicieshelpedcreateamorefavorableenvironmentforinnovation.However,challengesremained.Thebankingsectorhadto______(12)withstricterregulationsandrisinginterestrates.Atthesametime,thedistrict’stalentmarketwasbecomingincreasinglycompetitive,makingitharderforbankstoattractskilledemployees.Despitethesedifficulties,thefutureofbankinginChangzhou’sNewNorthernDistrictlookedpromising.Thecombinationofgovernmentsupport,technologicaladvancements,andagrowingfinancialecosystemwouldlikely______(13)tocontinuedgrowthintheyearsahead.6.A.reduce7.A.sustain8.A.innovate9.A.rapidly10.A.adapt11.A.introduce12.A.comply13.A.contribute四、翻譯（共5題，每題2分）directions:translatethefollowingsentencesintoEnglish.1.常州新北區(qū)計劃在未來五年內吸引至少50家金融機構入駐。2.華夏銀行的綠色信貸業(yè)務在支持環(huán)保項目方面發(fā)揮了重要作用。3.隨著金融科技的快速發(fā)展，傳統(tǒng)銀行需要不斷調整其業(yè)務模式。4.為了提高客戶滿意度，銀行推出了個性化的理財咨詢服務。5.中國的金融監(jiān)管政策正在變得越來越嚴格。答案及解析一、選詞填空1.A.forced(Therapiddevelopmentoffintechhasforcedthetraditionalbankingindustrytoinnovateandadapt.)2.B.hasemphasized(常州新北區(qū)近年來hasemphasized非常重視金融科技人才的引進...)3.A.playsakeyrole(華夏銀行playsakeyroleingreenfinance...)4.B.designedfor(Thenewbranchisdesignedforservingthegrowingdemand...)5.C.hasevaluated(Thepanelhasevaluatedthecandidate’sexperiencebeforemakingadecision.)6.C.providesa(Theappprovidesauser-friendlyinterfacetoattractyoungcustomers.)7.C.hasforced(Theeconomicdownturnhasforcedbankstoreducelending.)8.A.has(OurcompanyhasastrongcommitmenttoCSR.)9.C.haveaffected(Regulatorychangeshaveaffectedthewaybanksoperate.)10.A.emergence(Theemergenceofblockchainhasopenednewopportunities.)二、閱讀理解1.B.Greenbankinganddigitalsolutions2.B.Itofferstaxbreaksandincentives3.B.Regulatorycompliance4.C.Collaborationbetweenfintechandtraditionalba