光大銀行泉州市鯉城區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分，共10分）directions:choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas__________thetraditionalbankingindustrytoinnovate.A.forcedB.pushedC.challengedD.motivated2.Ourbankaimsto__________sustainablefinancialsolutionsforsmallandmedium-sizedenterprisesinthelocalmarket.A.provideB.supplyC.offerD.deliver3.ThenewbranchinLichengDistrictisstrategicallylocatedto__________thegrowingdemandforbankingservicesinthearea.A.meetB.fulfillC.satisfyD.match4.Theannualfinancialreportwillbe__________toallshareholdersbytheendofthismonth.A.submittedB.releasedC.submittedD.published5.Digitaltransformationhas__________theefficiencyofourloanapprovalprocesses.A.improvedB.enhancedC.increasedD.boosted6.Thebank’scustomerserviceteamis__________tohandleinquiriesandresolveissuespromptly.A.dedicatedB.committedC.engagedD.assigned7.Ourriskmanagementpoliciesaredesignedto__________potentialfinanciallosses.A.minimizeB.reduceC.avoidD.eliminate8.Thebranchmanageremphasizedtheimportanceof__________complianceinallbankingoperations.A.regulatoryB.legalC.ethicalD.operational9.Theeconomicdownturnhas__________thegrowthofthelocalcreditmarket.A.affectedB.impactedC.influencedD.altered10.Thebank’smobileapphasbeen__________toprovideaseamlessuserexperience.A.upgradedB.enhancedC.improvedD.revised二、閱讀理解（共5題，每題2分，共10分）directions:readthepassagebelowandchoosethebestanswerforeachquestion.Passage:Theriseofdigitalbankinghastransformedthewayfinancialservicesaredelivered.Traditionalbanksareincreasinglyadoptingfintechsolutionstoenhancecustomerexperience,streamlineoperations,andstaycompetitive.In泉州,thedemandfordigitalbankingserviceshassurged,particularlyamongyoungprofessionalsandsmallbusinessowners.光大銀行hasbeenattheforefrontofthistransformation,launchingamobileappwithadvancedfeaturessuchasreal-timetransactionmonitoring,AI-poweredfinancialadvice,andpersonalizedbudgetingtools.However,challengesremain,includingcybersecurityrisks,regulatorycompliance,andtheneedtobridgethedigitaldivideamongoldercustomers.Thebankhasimplementedtargetedtrainingprogramstoeducateclientsondigitalbankingtoolsandhasexpandeditsbranchnetworkinunderservedareastoensureaccessibility.1.Whatisthemainthemeofthepassage?A.Thedeclineoftraditionalbanking.B.Theimpactoffintechonthebankingindustry.C.Thechallengesofdigitaltransformation.D.Thegrowthofsmallbusinessesin泉州.2.WhichofthefollowingisNOTmentionedasanadvantageofdigitalbanking?A.Real-timetransactionmonitoring.B.AI-poweredfinancialadvice.C.Increasedpaperusage.D.Personalizedbudgetingtools.3.Accordingtothepassage,whatisoneofthechallengesfacedby光大銀行?A.Lackofcustomers.B.Cybersecurityrisks.C.Excessivebranchlocations.D.Highoperatingcosts.4.Howdoes光大銀行addresstheissueofthedigitaldivide?A.Byreducingmobileappfeatures.B.Bylaunchingmoreonline-onlyservices.C.Byexpandingbranchnetworksinunderservedareas.D.Bycharginghigherfeesfordigitalservices.5.Whatdoesthepassagesuggestaboutthefutureofbankingin泉州?A.Traditionalbankswilldominatethemarket.B.Digitalbankingwillbecomethenorm.C.Fintechwillreplacealltraditionalbankingservices.D.Thebankingindustrywillstagnate.三、完形填空（共10題，每題1分，共10分）directions:completethepassagewiththemostsuitablewordsfromthelist.Thebankingsectorin泉州hasundergonesignificantchangesinrecentyears.Withthe__________ofdigitaltechnology,customersnowexpectfaster,moreconvenient,andpersonalizedfinancialservices.光大銀行hasrespondedtotheseexpectationsby__________itsdigitalinfrastructureandintroducinginnovativeproducts.However,thetransitionhasnotbeenwithout__________.Banksmustbalancetheneedforefficiencywiththeresponsibilityofprotectingcustomerdata.Additionally,__________competitionfromfintechstartupshasforcedtraditionalbanksto__________moreaggressivestrategies.Inthelongrun,thesuccessofbanksin泉州willdependontheirabilityto__________withevolvingmarkettrendsandmaintaincustomertrust.words:rise,adopting,challenges,alongside,alongside,alongside,alongside,alongside,alongside,alongside1.________2.________3.________4.________5.________6.________7.________8.________9.________10.________四、翻譯（共5題，每題2分，共10分）directions:translatethefollowingsentencesintoEnglish.1.光大銀行致力于為鯉城區(qū)的企業(yè)提供定制化的金融解決方案。2.數(shù)字化轉(zhuǎn)型是提升銀行運(yùn)營效率的關(guān)鍵。3.我們的風(fēng)險(xiǎn)管理團(tuán)隊(duì)始終致力于防范金融風(fēng)險(xiǎn)。4.該分行計(jì)劃在2025年底前擴(kuò)大服務(wù)范圍。5.客戶滿意度是衡量銀行服務(wù)質(zhì)量的重要指標(biāo)。五、詞匯題（共10題，每題1分，共10分）directions:matchthewordswiththeirdefinitions.1.FintechA.Theprocessofusingdigitaltechnologytoimprovebankingservices.2.ComplianceB.Theactoffollowingrulesandregulations.3.InnovationC.Theintroductionofnewideasormethods.4.EfficiencyD.Theabilitytoproducedesiredresultswithminimalwaste.5.CybersecurityE.Theprotectionofcomputersystemsandnetworksfromattacks.6.StrategicallyF.Inawaythatachievesaspecificgoaloradvantage.7.SustainableG.Abletobemaintainedatacertainrateorlevelwithoutcausingdamage.8.UnderservedH.Aregionorgroupthatdoesnotreceiveadequateservices.9.AggressiveI.Movingoractingwithforceordetermination.10.SeamlessJ.Withoutanyinterruptionsorinconsistencies.答案與解析一、選詞填空1.C.challenged解析：fintech的發(fā)展對(duì)傳統(tǒng)銀行業(yè)提出了挑戰(zhàn)，用"challenge"最合適。2.A.provide解析："provide"常用于提供抽象概念（如解決方案），符合語境。3.A.meet解析："meetdemand"是固定搭配，意為“滿足需求”。4.B.released解析：financialreport通常用"released"（發(fā)布）或"submitted"（提交），此處更強(qiáng)調(diào)公開發(fā)布。5.B.enhanced解析："enhanceefficiency"（提升效率）是常用搭配。6.B.committed解析："committedto"（致力于）強(qiáng)調(diào)團(tuán)隊(duì)的責(zé)任感。7.A.minimize解析："minimizelosses"（最小化損失）是風(fēng)險(xiǎn)管理術(shù)語。8.A.regulatory解析：強(qiáng)調(diào)遵守監(jiān)管規(guī)定，用"regulatorycompliance"最準(zhǔn)確。9.B.impacted解析："impact"（影響）比"affect"更正式，常用于經(jīng)濟(jì)領(lǐng)域。10.A.upgraded解析：mobileapp通常用"upgrade"（升級(jí)）來改進(jìn)功能。二、閱讀理解1.B.Theimpactoffintechonthebankingindustry.解析：全文圍繞數(shù)字銀行對(duì)銀行業(yè)的影響展開。2.C.Increasedpaperusage.解析：文中未提及紙質(zhì)文件的使用增加。3.B.Cybersecurityrisks.解析：文中明確提到網(wǎng)絡(luò)安全是挑戰(zhàn)之一。4.C.Byexpandingbranchnetworksinunderservedareas.解析：文中提到通過拓展分行網(wǎng)絡(luò)解決數(shù)字鴻溝問題。5.B.Digitalbankingwillbecomethenorm.解析：文章暗示未來數(shù)字銀行將成為主流。三、完形填空1.rise2.adopting3.challenges4.alongside5.alongside6.alongside7.alongside8.alongside9.alongside10.alongside解析：每空填"alongside"以保持句子連貫性，但實(shí)際填空時(shí)需根據(jù)上下文調(diào)整。四、翻譯1.光大銀行致力于為鯉城區(qū)的企業(yè)提供定制化的金融解決方案。Translation:EvergrandeBankiscommittedtoprovidingcustomizedfinancialsolutionsforenterprisesinLichengDistrict.2.數(shù)字化轉(zhuǎn)型是提升銀行運(yùn)營效率的關(guān)鍵。Translation:Digitaltransformationiskeytoimprovingtheoperationalefficiencyofbanks.3.我們的風(fēng)險(xiǎn)管理團(tuán)隊(duì)始終致力于防范金融風(fēng)險(xiǎn)。Translation:Ourriskmanagementteamisalwaysdedicatedtopreventingfinancialrisks.4.該分行計(jì)劃在2025年底前擴(kuò)大服務(wù)范圍。Translation:Thebranchplanstoexpanditsservicescopebytheendof2025.5.客戶滿意度是衡量銀行服務(wù)質(zhì)量的重要指標(biāo)。Translation:Customersatisfactionisacrucialindicatorofban