興業(yè)銀行龍巖市長汀縣2025秋招筆試英語題專練及答案第一部分：閱讀理解（共5題，每題2分，合計10分）Instructions:Readthefollowingpassagescarefullyandchoosethebestanswer(A,B,C,orD)foreachquestion.Passage1ThebankingindustryinruralChinahasbeentransformingrapidlyinrecentyears,withfinancialinstitutionslikeIndustrialandCommercialBankofChina(ICBC)andChinaMerchantsBank(CMBC)expandingtheirpresenceinareaslikeChangtingCounty.Thisshiftisdrivenbyseveralfactors,includinggovernmentpoliciespromotingfinancialinclusionandtheincreasingdemandfordigitalbankingservicesamongruralpopulations.Localbanks,suchas興業(yè)銀行(IndustrialBank),havealsoplayedasignificantrolebyofferingtailoredfinancialproducts.Forinstance,IndustrialBankhaslaunchedmobilebankingappswithfeaturesspecificallydesignedforfarmers,suchascropinsuranceandmicro-loanservices.Theseinnovationshavenotonlyimprovedaccesstofinancialservicesbutalsoboostedeconomicactivityinruralregions.However,challengesremain,includinginfrastructurelimitationsandtheneedforfinancialliteracyeducationamongresidents.Questions:1.WhatisthemainreasonfortheexpansionofbanksinruralChina?A.Profit-drivenmotivesB.GovernmentpoliciespromotingfinancialinclusionC.DecreasedurbancompetitionD.Highruralpopulationgrowth2.Whichbankismentionedasofferingmobilebankingservicesforfarmers?A.ICBCB.CMBCC.IndustrialBankD.BankofChina3.Whataresomeofthechallengesfacedbyruralbanks?A.HighinterestratesB.InfrastructurelimitationsandlowfinancialliteracyC.ExcessivegovernmentregulationD.Fewercustomers4.Howhavethesebankinginnovationsimpactedruraleconomies?A.Theyhaveledtoincreaseddebtamongfarmers.B.Theyhaveimprovedaccesstofinancialservicesandboostedeconomicactivity.C.Theyhavecausedmanyruralbankstoclose.D.Theyhavereducedgovernmentsupportforruralfinance.5.Whatdoesthepassagesuggestforthefutureofruralbanking?A.Ruralbankswillsoonfocusonlyonurbanmarkets.B.Moregovernmentsubsidiesareneededtosupportruralbanks.C.Financialliteracyprogramsshouldbeexpanded.D.Digitalbankingwillreplacetraditionalbankingentirely.Passage2ChangtingCounty,locatedinthesouthernpartofFujianProvince,isknownforitsrichculturalheritageandruraleconomy.Inrecentyears,thecountyhasmadeeffortstopromotesustainabledevelopmentthrougheco-tourismandagriculturalmodernization.Localbusinesses,suchasteaplantations,havebenefitedfromtheseinitiatives,withmanyadoptingorganicfarmingpractices.Additionally,thecountygovernmenthasinvestedinrenewableenergyprojects,includingsolarandhydroelectricpower,toreducerelianceonfossilfuels.Thesemeasureshavenotonlyimprovedtheenvironmentbutalsocreatednewjobopportunities.However,challengesremain,suchasbalancingeconomicgrowthwithenvironmentalprotectionandensuringequitabledistributionofbenefitsamongresidents.Questions:6.WhatisChangtingCountyknownfor?A.IndustrialmanufacturingB.UrbandevelopmentC.RichculturalheritageandruraleconomyD.Highpopulationdensity7.HowhaveteaplantationsinChangtingCountybeenaffectedbyrecentpolicies?A.Theyhavebeenforcedtocloseduetoenvironmentalregulations.B.Theyhaveadoptedorganicfarmingpracticesandbenefitedfromeco-tourism.C.Theyhavefocusedmoreonindustrialproduction.D.Theyhavefacedreduceddemandduetomodernization.8.Whataresomeofthecounty’sinvestmentsinsustainabledevelopment?A.OnlytraditionalagricultureB.RenewableenergyprojectslikesolarandhydroelectricpowerC.HeavyindustrialinfrastructureD.Urbanconstructionprojects9.WhatchallengesdoesChangtingCountyfaceinitsdevelopmentefforts?A.Highcostsofeco-tourismprojectsB.BalancingeconomicgrowthwithenvironmentalprotectionandequitablebenefitsC.LimitedgovernmentfundingD.Rapidurbanization10.WhatdoesthepassagesuggestforthefutureofChangtingCounty?A.Thecountyshouldfocussolelyonindustrialization.B.Moreinvestmentisneededinrenewableenergyandsustainableagriculture.C.Thegovernmentshouldreduceitsroleinruraldevelopment.D.Residentsshouldbeencouragedtomigratetocities.第二部分：完形填空（共5題，每題1分，合計5分）Instructions:Readthepassagebelowandchoosethebestword(A,B,C,orD)tofillineachblank.PassageThebankingsectorinruralChinahasseensignificantchangesinrecentyears.Traditionalbankshavebeenforcedtoadapttothedigitalage,withmanyintroducingmobilebankingappstoserveruralcustomers.Theseappsprovideconvenientaccesstofinancialservices,suchastransfers,loans,andinsurance,whichwerepreviouslydifficulttoobtaininremoteareas.However,thetransitionhasnotbeenwithoutchallenges.Manyruralresidentslackthetechnicalskillstousethesedigitaltools,andinfrastructureissues,suchaspoorinternetconnectivity,remainaproblem.Despitetheseobstacles,thefutureofruralbankinglookspromising,asmorebanksareexpectedtoinvestindigitalliteracyprogramsandexpandtheirservicenetworks.1.ThebankingsectorinruralChinahasbeen______.A.stagnantB.dynamicC.neglectedD.outdated2.Traditionalbankshavebeenforcedto______tothedigitalage.A.resistB.adapttoC.ignoreD.dependon3.Mobilebankingappsprovide______accesstofinancialservices.A.limitedB.inconvenientC.convenientD.restricted4.Manyruralresidentslack______tousethesedigitaltools.A.accessB.motivationC.experienceD.interest5.Thefutureofruralbankinglooks______.A.bleakB.uncertainC.promisingD.challenging第三部分：詞匯（共10題，每題1分，合計10分）Instructions:Choosethebestword(A,B,C,orD)tocompleteeachsentence.1.Thegovernmenthasimplementedpoliciesto______financialinclusioninruralareas.A.promoteB.hinderC.restrictD.ignore2.Digitalbankinghas______thewaypeopleaccessfinancialservices.A.revolutionizedB.complicatedC.standardizedD.simplified3.Manyruralfarmersface______duetolimitedaccesstocredit.A.financialstabilityB.economicprosperityC.financialexclusionD.economicgrowth4.Thebankoffers______forsmallbusinessestoboostlocaleconomies.A.largeloansB.high-interestratesC.micro-loansD.corporatebonds5.Sustainabledevelopmentrequiresa______betweeneconomicgrowthandenvironmentalprotection.A.balanceB.conflictC.relianceD.disregard6.Thecounty’sinvestmentinrenewableenergyprojectsaimsto______fossilfueldependence.A.reduceB.increaseC.maintainD.expand7.Organicfarmingpracticeshelpto______soilqualityandbiodiversity.A.degradeB.preserveC.exploitD.contaminate8.Thebankingappallowsusersto______transactionsanytime,anywhere.A.delayB.cancelC.initiateD.postpone9.Financialliteracyprogramsareessentialto______amongruralresidents.A.raiseawarenessB.reducesavingsC.decreaseinvestmentsD.increasedebt10.Thecounty’seco-tourisminitiativeshave______localcommunitieseconomically.A.marginalizedB.empoweredC.destabilizedD.neglected第四部分：翻譯（共5題，每題2分，合計10分）Instructions:TranslatethefollowingsentencesintoEnglish.1.政府鼓勵銀行在農(nóng)村地區(qū)開展普惠金融業(yè)務，以改善當?shù)鼐用竦纳睢?.數(shù)字銀行服務的普及使偏遠地區(qū)的農(nóng)民也能獲得便捷的金融服務。3.長汀縣通過發(fā)展生態(tài)旅游和現(xiàn)代農(nóng)業(yè)，實現(xiàn)了經(jīng)濟的可持續(xù)發(fā)展。4.許多農(nóng)村銀行在數(shù)字化轉型過程中面臨著基礎設施和技術人才短缺的挑戰(zhàn)。5.為了提高農(nóng)村居民的金融素養(yǎng)，銀行推出了專門的教育項目。答案及解析第一部分：閱讀理解1.B解析：文章第一段明確提到，銀行在農(nóng)村擴張的主要驅動力是政府推動的普惠金融政策。2.C解析：文章第二段提到，興業(yè)銀行（IndustrialBank）推出了專為農(nóng)民設計的移動銀行應用。3.B解析：文章第三段指出，農(nóng)村銀行面臨的挑戰(zhàn)包括基礎設施限制和居民金融素養(yǎng)低下。4.B解析：文章第三段說明，這些創(chuàng)新改善了金融服務可及性，并促進了農(nóng)村經(jīng)濟活動。5.C解析：文章最后暗示，需要加強金融素養(yǎng)教育，以幫助居民更好地利用數(shù)字銀行服務。6.C解析：文章第二段提到，長汀縣以豐富的文化遺產(chǎn)和農(nóng)村經(jīng)濟著稱。7.B解析：文章第二段說明，茶農(nóng)采用了有機種植方法，并受益于生態(tài)旅游。8.B解析：文章第二段提到，長汀縣投資了太陽能和水電等可再生能源項目。9.B解析：文章第二段指出，長汀縣在發(fā)展過程中面臨平衡經(jīng)濟增長、環(huán)境保護和利益公平分配的挑戰(zhàn)。10.B解析：文章最后建議，未來需要更多投資于可再生能源和可持續(xù)農(nóng)業(yè)。第二部分：完形填空1.B解析：文章第一句提到，農(nóng)村銀行業(yè)經(jīng)歷了顯著變化，表明其具有活力。2.B解析：文章第二句說明，傳統(tǒng)銀行被迫適應數(shù)字時代。3.C解析：文章第三句提到，移動銀行應用提供了便捷的金融服務。4.C解析：文章第四句指出，許多農(nóng)村居民缺乏使用數(shù)字工具的經(jīng)驗。5.C解析：文章最后一句表示，農(nóng)村銀行的未來充滿希望。第三部分：詞匯1.A解析：政策旨在推動普惠金融，而非阻礙。2.A解析：數(shù)字銀行改變了人們獲取金融服務的傳統(tǒng)方式，實現(xiàn)了革命性變革。3.C解析：由于缺乏信貸，許多農(nóng)村農(nóng)民面臨金融排斥問題。4.C解析：銀行提供微型貸款以支持小企業(yè)，促進當?shù)亟?jīng)濟發(fā)展。5.A解析：可持續(xù)發(fā)展需要在經(jīng)濟增長和環(huán)境保護之間取得平衡。6.